This document discusses the causes of black money and corruption. It argues that when taxes are unjustly collected and misused by the government, it breeds bitterness and distrust among citizens, leading them to hide money and evade taxes. This then forces some, especially government employees, to engage in illicit financial activities to earn money without paying taxes. Ultimately, it suggests that the root causes of black money are things like unjust laws, misuse of tax money, glorification of harmful behaviors, and rule by selfish individualistic interests rather than higher principles. It calls for addressing these deeper issues through holistic policies rather than just populist slogans.

1. STRESS
AND
BLACK MONEY
DR.
SHRINIWAS
KASHALIKAR

2. The degree of appropriateness of constitution and
laws, determines the justice, peace and harmony in
that nation. Similarly; the accuracy of government
rules regarding the taxes determine the compliance of
people required to pay taxes.
But not merely the taxes; but the manner of
expenditure of the taxes collected; decide the extent to
which people would feel happy to pay taxes honestly
and timely.
There may be exceptions to this observation and some
people may be extraordinarily honest and some may
extraordinarily dishonest. But that itself proves the
point for the vast majority.
Apparently these are obvious points; but they need
emphasis, because if we do not consider and
understand them; then we do not understand; why the
crimes and black money proliferate in a given society.
The governments all over the world should try to keep
on giving statistics about crimes and black money in

3. different countries. The self styled social reformers
also make shallow and populist slogans against the
crimes and black money for pampering their own
inflated ego as “leaders”! They do not go the roots of
crimes and black money. As a result we the common
people keep getting disturbed and develop guilt
complex and sense of lowliness and/or helplessness.
Should we not go to the roots of crimes and black
money? Should we not stop getting bogged down by
the smart and callous or the shallow and populist
elements (inside and outside)?
For this; we have to realize the following fact.
The technologically advanced; smart and cunning, but
callous and crooked elements cheat, exploit and/or
oppress the simple and gullible but sensitive and well
meaning elements in the world. This process works at
individual level also; and our higher self is suppressed
and tortured by our lower self. The crimes and the
black money are the results of this process.

4. One of the major causes of black money is the
bitterness amongst majority of the people that they
are being unduly coercively, unjustifiably robbed of
their legitimate and hard earned money. They feel
that they are being deceived. This feeling grows
because of the way the collected tax is misused and
misappropriated.
Naturally this is followed by manipulations to hide
money and evade tax.
Not only this, but due to this; if we are government
servants, who cannot escape from (unjustified and
coercive?) taxation on our legitimate income; we try
to earn money by illicit means and hide it. Thus we
are forced to be commit “financial crimes of greater
or smaller dimensions” and grow the black money
and its use without being taxed.
In this sense; money earned by; cheating, misguiding,
swindling, stealing, exploiting, robbing, adulteration,
false clims in advertisements, glorification of drinking
and smoking; and misappropriating tax money; and

5. most importantly through making and twisting laws
(or rules, statutes etc) to suit the vested interests; is
really the darkest money!
As we have noted before; this process works at
individual level also; and our higher self is suppressed
and tortured by our lower self. Our higher self is
governed by our lower self. Hence we the people (from
top to bottom) whether in government or in free
enterprises; are ruled by our individualistic and petty
ideas. We revere superficiality, glamour, and glitter
and material success; being oblivious to the possible
inhuman and heinous means; involved in earning it!
Naturally we are governed outside from outside as
well as inside by darkest money earned through
heinous means!
The shallow and populist slogans against corruption
and black money; are understandable; but we should
not get enamored by them and instead; ought to go to
the root of the problem if we want to get rid of it!

6. Thus; there is golden opportunity for us; to urgently
and victoriously practice, teach, preach, sponsor and
do whatever we can; to promote consolidation, and
implementation of holistic perspective, policies, plans
and programs; and conquer the dark rule of pettiness,
superficiality, individualism, selfishness, corruption,
crimes and the darkest money; outside and inside!