SlideShare a Scribd company logo
OCBC CASE NOTE #1
GUN AND ROSESSSSS
INTRODUCTION
• Industry : Finance (Banking)
• Time Period : 1999 – 2015 (After MAS - 1999 Liberalization formed)
• Business Model: Combination of B2B and B2C
• Competitors identified : DBS, UOB, and foreign banks
PESTEL
Description Opportunity /
Threats
Political 1999 Liberalization Program by MAS Opportunity / Threat
Economic Size denotes strength of Bank - Consolidation of local banks Opportunity / Threat
Socio-Cultural Change in educational level, income level and higher expectation of lifestyle Opportunity
Technological Technology advancement and new delivery channel Threat
Environmental n.a. n.a.
Legal Introduction of Basel Accord Opportunity / Threat
PORTER’S FIVE FORCES ANALYSIS
Explanation Threat Level
(High, Medium,
Low)
1st Force – Threat of New
Entrants
• Highly Regulated by Authority
• Economic of scale is crucial
• Limited differentiator in products and services deters entry
LOW
2nd Force – Threat of
Substitutes:
i.e. Singtel, AliPay
• Increasingly adoption of mode in payment for small ticket items
like through Singtel mobile and from non-financial company
MEDIUM
3rd Force – Power of Buyers
i.e. Individual consumers
• Low difference in products and services deters entry
• Low switching costs depending products acquired
HIGH
4th Force – Power of Suppliers
i.e. Mortgage deposit, loans
from other banks
• Low switching cost – depending on interests/payout offered
• Suppliers may decide if they want to work with OCBC; and if
OCBC depends on them, then high threat.
HIGH
5th Force – Competitive Rivalry • Generally the banks (local) are on par in terms of financial
strength and offers.
• Asia exceptional growth rate – encouraged foreign banks to
come into Singapore
HIGH
STRATEGIC CAPABILITIES
Strategic Capability Analysis
Bundled Resources + Competences = Strategic Capability
1. Technological
2. Organizational
3. Human Resources
4. Organizational Culture
Facilitate cross functional training for
efficiency and personal growth
Encouraged growth in across
functions within organization to
ensure efficiency and enable
reinforcement when needed
1. Technological
2. Financial
3. Innovation
4. Management and
Leadership
5. Organizational Culture
6. Reputation
Identify consumer’s needs before
they realized they require it
Ability to identify and grow new
market with cutting-edge solution
before anyone else
V.R.I.O
Strategic Capability VRIO Criteria Results
Valuable Rare Inimitable Organization Support
Encouraged growth in across
functions within organization
to ensure efficiency and
enable reinforcement when
needed
Y X - - COMPETITIVE
PARITY (CP)
Ability to identify and grow
new market with cutting-edge
solution before anyone else
Y Y Y Y Sustainable
Competitive
Advantage (SCA)
S.W.O.T
Explanation
Strengths • Ability to pre-empt market trends and keep up with relevant solutions to support the
market needs.
• Willing to invest into untapped market before getting profit or payback
• Stay constant relevant and willing to listen to their customers to understand what
they want
Weaknesses • Low level of differentiated products and services
Opportunities • Expansion internationally to emerging economic e.g. China and Myanmar
• Merger: financial portfolio also enable cross-selling hence increase coverage and
customer value
Threats • Political policy impact growth: Basel Requirement, 1999 Liberalization Program
ISSUES
• How can OCBC developed a products or services that is almost
impossible to imitate?
• How can OCBC gain market share with the increase in competition
from both financial industry and non-financial sectors

More Related Content

What's hot

Strat generic 7
Strat generic 7Strat generic 7
Strat generic 7
igchowdhury
 
Ch14
Ch14Ch14
The strategy tools used in industry analysis
The strategy tools used in industry analysisThe strategy tools used in industry analysis
The strategy tools used in industry analysis
Thiago Magalhães
 
Ch15
Ch15Ch15
Chapter 2
Chapter 2Chapter 2
Chapter 2
Shubham Bhardwaj
 
incumbent advantage
incumbent advantageincumbent advantage
Industry analysis 4
Industry analysis 4Industry analysis 4
Industry analysis 4
igchowdhury
 
MBA 8480 - Industry Analysis
MBA 8480 - Industry AnalysisMBA 8480 - Industry Analysis
MBA 8480 - Industry Analysis
WildcatSchoolofBusiness
 
Chapter 3
Chapter 3Chapter 3
Opportunity and Threat of External Environment
Opportunity and Threat of External EnvironmentOpportunity and Threat of External Environment
Opportunity and Threat of External Environment
Noonamsom
 
Ch06
Ch06Ch06
international market selection
international market selectioninternational market selection
international market selection
Ninh Hai Nguyen
 
External assessment strategic management
External assessment strategic managementExternal assessment strategic management
External assessment strategic management
kristinatambis
 
Strategy as analysis - company industry analysis tools
Strategy as analysis - company industry analysis toolsStrategy as analysis - company industry analysis tools
Strategy as analysis - company industry analysis tools
Sharon Johnson
 
Ch03
Ch03Ch03
Daniels12 im
Daniels12 imDaniels12 im
Daniels12 im
Keerthi Ram
 
Industry analysis, swot & portfolio analysis spare
Industry analysis, swot & portfolio analysis   spareIndustry analysis, swot & portfolio analysis   spare
Industry analysis, swot & portfolio analysis spare
bwire sedrick
 
Hems
HemsHems

What's hot (18)

Strat generic 7
Strat generic 7Strat generic 7
Strat generic 7
 
Ch14
Ch14Ch14
Ch14
 
The strategy tools used in industry analysis
The strategy tools used in industry analysisThe strategy tools used in industry analysis
The strategy tools used in industry analysis
 
Ch15
Ch15Ch15
Ch15
 
Chapter 2
Chapter 2Chapter 2
Chapter 2
 
incumbent advantage
incumbent advantageincumbent advantage
incumbent advantage
 
Industry analysis 4
Industry analysis 4Industry analysis 4
Industry analysis 4
 
MBA 8480 - Industry Analysis
MBA 8480 - Industry AnalysisMBA 8480 - Industry Analysis
MBA 8480 - Industry Analysis
 
Chapter 3
Chapter 3Chapter 3
Chapter 3
 
Opportunity and Threat of External Environment
Opportunity and Threat of External EnvironmentOpportunity and Threat of External Environment
Opportunity and Threat of External Environment
 
Ch06
Ch06Ch06
Ch06
 
international market selection
international market selectioninternational market selection
international market selection
 
External assessment strategic management
External assessment strategic managementExternal assessment strategic management
External assessment strategic management
 
Strategy as analysis - company industry analysis tools
Strategy as analysis - company industry analysis toolsStrategy as analysis - company industry analysis tools
Strategy as analysis - company industry analysis tools
 
Ch03
Ch03Ch03
Ch03
 
Daniels12 im
Daniels12 imDaniels12 im
Daniels12 im
 
Industry analysis, swot & portfolio analysis spare
Industry analysis, swot & portfolio analysis   spareIndustry analysis, swot & portfolio analysis   spare
Industry analysis, swot & portfolio analysis spare
 
Hems
HemsHems
Hems
 

Similar to Strategy - OCBC

Presentation for Touchtech Payments final-1
Presentation for Touchtech Payments final-1Presentation for Touchtech Payments final-1
Presentation for Touchtech Payments final-1
Sumit Chopra
 
Presentation - Touchtech Payments
Presentation - Touchtech PaymentsPresentation - Touchtech Payments
Presentation - Touchtech Payments
MICHAEL NILAND
 
Professional English in Use: Marketing
Professional English in Use: MarketingProfessional English in Use: Marketing
Professional English in Use: Marketing
Đào Trịnh
 
teachers.ppt
teachers.pptteachers.ppt
teachers.ppt
Shree Shree
 
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
leadershipmgtservice
 
Entreprenure presentation.pptx
Entreprenure presentation.pptxEntreprenure presentation.pptx
Entreprenure presentation.pptx
AyizaKhan1
 
PROJECT MANAGEMENT AND FINANCE
PROJECT MANAGEMENT AND FINANCE PROJECT MANAGEMENT AND FINANCE
PROJECT MANAGEMENT AND FINANCE
S. Sathishkumar
 
Labor Markets Core Course 2013: Approaches to Access to Finance
Labor Markets Core Course 2013: Approaches to Access to Finance Labor Markets Core Course 2013: Approaches to Access to Finance
Labor Markets Core Course 2013: Approaches to Access to Finance
Health, Education, Social Protection and Labor World Bank
 
Chapter2 strategyandcapitalallocation
Chapter2 strategyandcapitalallocationChapter2 strategyandcapitalallocation
Chapter2 strategyandcapitalallocation
AKSHAYA0000
 
Grow beyond entrepreneurship ; Become a leader
Grow beyond entrepreneurship ; Become a leaderGrow beyond entrepreneurship ; Become a leader
Grow beyond entrepreneurship ; Become a leader
EkoInnovationCentre
 
Retail bank sales and services unit3
Retail bank sales and services unit3Retail bank sales and services unit3
Retail bank sales and services unit3
UNBFS
 
Strategic managment ch#4
Strategic managment ch#4Strategic managment ch#4
Strategic managment ch#4
Hira Khan
 
NSF SBIR program and I-Corps
NSF SBIR program and I-CorpsNSF SBIR program and I-Corps
NSF SBIR program and I-Corps
Stanford University
 
Start-up process
Start-up processStart-up process
Start-up process
Hafiz Hudani
 
Marketing environment 2
Marketing environment 2Marketing environment 2
Marketing environment 2
Joseph Oloba
 
Strategic management unit ii
Strategic management unit iiStrategic management unit ii
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
zikrullah bahrun
 
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
AndreasPrasetia1
 
FUNDAMENTAL ANALYSIS.pptx
FUNDAMENTAL ANALYSIS.pptxFUNDAMENTAL ANALYSIS.pptx
FUNDAMENTAL ANALYSIS.pptx
SRCAS
 
Be
BeBe

Similar to Strategy - OCBC (20)

Presentation for Touchtech Payments final-1
Presentation for Touchtech Payments final-1Presentation for Touchtech Payments final-1
Presentation for Touchtech Payments final-1
 
Presentation - Touchtech Payments
Presentation - Touchtech PaymentsPresentation - Touchtech Payments
Presentation - Touchtech Payments
 
Professional English in Use: Marketing
Professional English in Use: MarketingProfessional English in Use: Marketing
Professional English in Use: Marketing
 
teachers.ppt
teachers.pptteachers.ppt
teachers.ppt
 
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
SWOT Analysis for Post-COVID Restrategising and Identification of Busimess Op...
 
Entreprenure presentation.pptx
Entreprenure presentation.pptxEntreprenure presentation.pptx
Entreprenure presentation.pptx
 
PROJECT MANAGEMENT AND FINANCE
PROJECT MANAGEMENT AND FINANCE PROJECT MANAGEMENT AND FINANCE
PROJECT MANAGEMENT AND FINANCE
 
Labor Markets Core Course 2013: Approaches to Access to Finance
Labor Markets Core Course 2013: Approaches to Access to Finance Labor Markets Core Course 2013: Approaches to Access to Finance
Labor Markets Core Course 2013: Approaches to Access to Finance
 
Chapter2 strategyandcapitalallocation
Chapter2 strategyandcapitalallocationChapter2 strategyandcapitalallocation
Chapter2 strategyandcapitalallocation
 
Grow beyond entrepreneurship ; Become a leader
Grow beyond entrepreneurship ; Become a leaderGrow beyond entrepreneurship ; Become a leader
Grow beyond entrepreneurship ; Become a leader
 
Retail bank sales and services unit3
Retail bank sales and services unit3Retail bank sales and services unit3
Retail bank sales and services unit3
 
Strategic managment ch#4
Strategic managment ch#4Strategic managment ch#4
Strategic managment ch#4
 
NSF SBIR program and I-Corps
NSF SBIR program and I-CorpsNSF SBIR program and I-Corps
NSF SBIR program and I-Corps
 
Start-up process
Start-up processStart-up process
Start-up process
 
Marketing environment 2
Marketing environment 2Marketing environment 2
Marketing environment 2
 
Strategic management unit ii
Strategic management unit iiStrategic management unit ii
Strategic management unit ii
 
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
THE EXTERNAL ASSESSMENT-Strategic Management chpter 3
 
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
06. chapter 5 dzulfikar prasetya (55120110154) & jhonny s.m siburian (551...
 
FUNDAMENTAL ANALYSIS.pptx
FUNDAMENTAL ANALYSIS.pptxFUNDAMENTAL ANALYSIS.pptx
FUNDAMENTAL ANALYSIS.pptx
 
Be
BeBe
Be
 

Recently uploaded

Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdfTop Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
1Solutions Pvt. Ltd.
 
Influencer Marketing Master Class - Alexis Andreasik
Influencer Marketing Master Class - Alexis AndreasikInfluencer Marketing Master Class - Alexis Andreasik
Influencer Marketing Master Class - Alexis Andreasik
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
SEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
SEO in the AI Era - Trust, Quality and Content Discovery - Andy CrestodinaSEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
SEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
Learn more about affiliate marketing as a beginner
Learn more about affiliate marketing as a beginnerLearn more about affiliate marketing as a beginner
Learn more about affiliate marketing as a beginner
MichaelGiles34
 
What Software is Used in Marketing in 2024.
What Software is Used in Marketing in 2024.What Software is Used in Marketing in 2024.
What Software is Used in Marketing in 2024.
Ishaaq6
 
How to Generate Add to Calendar Link using Cal.et
How to Generate Add to Calendar Link using Cal.etHow to Generate Add to Calendar Link using Cal.et
How to Generate Add to Calendar Link using Cal.et
Y
 
Global Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
Global Growth Starts With Translation - How To Unlock Global Markets - Tim KirbyGlobal Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
Global Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
Advanced Storytelling Concepts for Marketers
Advanced Storytelling Concepts for MarketersAdvanced Storytelling Concepts for Marketers
Advanced Storytelling Concepts for Marketers
Ed Shimp
 
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
PickUp_conversational AI_Capex, Inc._20240611
PickUp_conversational AI_Capex, Inc._20240611PickUp_conversational AI_Capex, Inc._20240611
PickUp_conversational AI_Capex, Inc._20240611
Shuntaro Kogame
 
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
Jorge Calmett
 
THE STORY COMMUNICATION Credential 2024.pptx
THE STORY COMMUNICATION Credential 2024.pptxTHE STORY COMMUNICATION Credential 2024.pptx
THE STORY COMMUNICATION Credential 2024.pptx
huyenngo62
 
How to Make Your Trade Show Booth Stand Out
How to Make Your Trade Show Booth Stand OutHow to Make Your Trade Show Booth Stand Out
How to Make Your Trade Show Booth Stand Out
Blue Atlas Marketing
 
Content Marketing Blueprint For Content Strategy, content creation, content d...
Content Marketing Blueprint For Content Strategy, content creation, content d...Content Marketing Blueprint For Content Strategy, content creation, content d...
Content Marketing Blueprint For Content Strategy, content creation, content d...
Bertie Birchfield
 
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdfHow to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
SimpleMoneyMaker
 
Mastering The Best Restaurant Advertising Campaigns Detailed Guide
Mastering The Best Restaurant Advertising Campaigns Detailed GuideMastering The Best Restaurant Advertising Campaigns Detailed Guide
Mastering The Best Restaurant Advertising Campaigns Detailed Guide
Kopa Global Technologies
 
From Subreddits To Search: Maximizing Your Brand's Impact On Reddit
From Subreddits To Search: Maximizing Your Brand's Impact On RedditFrom Subreddits To Search: Maximizing Your Brand's Impact On Reddit
From Subreddits To Search: Maximizing Your Brand's Impact On Reddit
Search Engine Journal
 

Recently uploaded (20)

Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdfTop Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
Top Strategies for Building High-Quality Backlinks in 2024 PPT.pdf
 
Influencer Marketing Master Class - Alexis Andreasik
Influencer Marketing Master Class - Alexis AndreasikInfluencer Marketing Master Class - Alexis Andreasik
Influencer Marketing Master Class - Alexis Andreasik
 
SEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
SEO in the AI Era - Trust, Quality and Content Discovery - Andy CrestodinaSEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
SEO in the AI Era - Trust, Quality and Content Discovery - Andy Crestodina
 
Learn more about affiliate marketing as a beginner
Learn more about affiliate marketing as a beginnerLearn more about affiliate marketing as a beginner
Learn more about affiliate marketing as a beginner
 
What Software is Used in Marketing in 2024.
What Software is Used in Marketing in 2024.What Software is Used in Marketing in 2024.
What Software is Used in Marketing in 2024.
 
How to Generate Add to Calendar Link using Cal.et
How to Generate Add to Calendar Link using Cal.etHow to Generate Add to Calendar Link using Cal.et
How to Generate Add to Calendar Link using Cal.et
 
Global Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
Global Growth Starts With Translation - How To Unlock Global Markets - Tim KirbyGlobal Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
Global Growth Starts With Translation - How To Unlock Global Markets - Tim Kirby
 
Advanced Storytelling Concepts for Marketers
Advanced Storytelling Concepts for MarketersAdvanced Storytelling Concepts for Marketers
Advanced Storytelling Concepts for Marketers
 
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
Data-Driven Personalization - Build a Competitive Advantage by Knowing Your C...
 
PickUp_conversational AI_Capex, Inc._20240611
PickUp_conversational AI_Capex, Inc._20240611PickUp_conversational AI_Capex, Inc._20240611
PickUp_conversational AI_Capex, Inc._20240611
 
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
Marketing in the Age of AI - Shifting CX from Monologue to Dialogue - Susan W...
 
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
Get Off the Bandwagon - Separating Digital Marketing Myths from Truth - Scott...
 
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
Digital Marketing Trends - Experts Insights on How to Gain a Competitive Edge...
 
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
01 Field+Guide+to+Human-Centered+Design_IDEOorg_English GUIA COMPLETA DETALLA...
 
THE STORY COMMUNICATION Credential 2024.pptx
THE STORY COMMUNICATION Credential 2024.pptxTHE STORY COMMUNICATION Credential 2024.pptx
THE STORY COMMUNICATION Credential 2024.pptx
 
How to Make Your Trade Show Booth Stand Out
How to Make Your Trade Show Booth Stand OutHow to Make Your Trade Show Booth Stand Out
How to Make Your Trade Show Booth Stand Out
 
Content Marketing Blueprint For Content Strategy, content creation, content d...
Content Marketing Blueprint For Content Strategy, content creation, content d...Content Marketing Blueprint For Content Strategy, content creation, content d...
Content Marketing Blueprint For Content Strategy, content creation, content d...
 
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdfHow to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
How to Start Affiliate Marketing with ChatGPT- A Step-by-Step Guide (1).pdf
 
Mastering The Best Restaurant Advertising Campaigns Detailed Guide
Mastering The Best Restaurant Advertising Campaigns Detailed GuideMastering The Best Restaurant Advertising Campaigns Detailed Guide
Mastering The Best Restaurant Advertising Campaigns Detailed Guide
 
From Subreddits To Search: Maximizing Your Brand's Impact On Reddit
From Subreddits To Search: Maximizing Your Brand's Impact On RedditFrom Subreddits To Search: Maximizing Your Brand's Impact On Reddit
From Subreddits To Search: Maximizing Your Brand's Impact On Reddit
 

Strategy - OCBC

  • 1. OCBC CASE NOTE #1 GUN AND ROSESSSSS
  • 2. INTRODUCTION • Industry : Finance (Banking) • Time Period : 1999 – 2015 (After MAS - 1999 Liberalization formed) • Business Model: Combination of B2B and B2C • Competitors identified : DBS, UOB, and foreign banks
  • 3. PESTEL Description Opportunity / Threats Political 1999 Liberalization Program by MAS Opportunity / Threat Economic Size denotes strength of Bank - Consolidation of local banks Opportunity / Threat Socio-Cultural Change in educational level, income level and higher expectation of lifestyle Opportunity Technological Technology advancement and new delivery channel Threat Environmental n.a. n.a. Legal Introduction of Basel Accord Opportunity / Threat
  • 4. PORTER’S FIVE FORCES ANALYSIS Explanation Threat Level (High, Medium, Low) 1st Force – Threat of New Entrants • Highly Regulated by Authority • Economic of scale is crucial • Limited differentiator in products and services deters entry LOW 2nd Force – Threat of Substitutes: i.e. Singtel, AliPay • Increasingly adoption of mode in payment for small ticket items like through Singtel mobile and from non-financial company MEDIUM 3rd Force – Power of Buyers i.e. Individual consumers • Low difference in products and services deters entry • Low switching costs depending products acquired HIGH 4th Force – Power of Suppliers i.e. Mortgage deposit, loans from other banks • Low switching cost – depending on interests/payout offered • Suppliers may decide if they want to work with OCBC; and if OCBC depends on them, then high threat. HIGH 5th Force – Competitive Rivalry • Generally the banks (local) are on par in terms of financial strength and offers. • Asia exceptional growth rate – encouraged foreign banks to come into Singapore HIGH
  • 5. STRATEGIC CAPABILITIES Strategic Capability Analysis Bundled Resources + Competences = Strategic Capability 1. Technological 2. Organizational 3. Human Resources 4. Organizational Culture Facilitate cross functional training for efficiency and personal growth Encouraged growth in across functions within organization to ensure efficiency and enable reinforcement when needed 1. Technological 2. Financial 3. Innovation 4. Management and Leadership 5. Organizational Culture 6. Reputation Identify consumer’s needs before they realized they require it Ability to identify and grow new market with cutting-edge solution before anyone else
  • 6. V.R.I.O Strategic Capability VRIO Criteria Results Valuable Rare Inimitable Organization Support Encouraged growth in across functions within organization to ensure efficiency and enable reinforcement when needed Y X - - COMPETITIVE PARITY (CP) Ability to identify and grow new market with cutting-edge solution before anyone else Y Y Y Y Sustainable Competitive Advantage (SCA)
  • 7. S.W.O.T Explanation Strengths • Ability to pre-empt market trends and keep up with relevant solutions to support the market needs. • Willing to invest into untapped market before getting profit or payback • Stay constant relevant and willing to listen to their customers to understand what they want Weaknesses • Low level of differentiated products and services Opportunities • Expansion internationally to emerging economic e.g. China and Myanmar • Merger: financial portfolio also enable cross-selling hence increase coverage and customer value Threats • Political policy impact growth: Basel Requirement, 1999 Liberalization Program
  • 8. ISSUES • How can OCBC developed a products or services that is almost impossible to imitate? • How can OCBC gain market share with the increase in competition from both financial industry and non-financial sectors