 Mohd Afiq Fahmi bin Rusli
 Norhaizaitulemizza bt Ibrahim
 Nurul Hidayah bt Anuar
 Rozalia bt Abd Jalil
 Rozlyn Farah Diana bt Rozular

 EC220 8L

Safety & Secure Sdn Bhd.

 Group members :
BUSINESS
BACKGROUND
 Name of company

:

 Address

:







Telephone number
Fax number
Email
Form of Business
Main activity

:
:
:
:
:

 Date of Registration
 Initial Capital

:
:

 Name of Bank

:

Safety and Secure (SS)
Sdn Bhd
Safety and Secure (SS)
Sdn Bhd,
No. 27, Lorong Keluli 1D,
Kawasan Perindustrian Bukit
Raja,
Seksyen 7, 40000 Shah Alam,
Selangor Darul Ehsan.
03-2455425
03-2455426
SSGroup@yahoo.com
Partnership Company
Product based on safety and
secure system
1 January 2013
RM 101,050 (loan)
RM 170,000 /4person (own)
CIMB
LOGO
Motto

4H
 Hand in Hand-we work together with customers,

supplier and among our workers.
 Happily-by providing good quality and services
 Harvest-satisfaction and friendship from both side
COMPANY
BACKGROUND
General Manager
 Name : Nurul Hidayah binti Anuar
 Date of Birth : 07-07-1981
 Address : Lot 007 Jalan Mujahadah,

Kg Mujahidin,

20007 Kuala Terengganu.
 Education and Qualification :






Master in Management Studies (Graduated from UiTM)
Bachelor in Business Administration (Graduated from UiTM)
Diploma in Business Studies (Graduated from UiTM)

 E-mail : TR33ganuracing@gmail.com
 Phone Number : 017-9771007
 Skill : 1. A visionary and full of energy to drive towards success

2. Ability to manage employees efficiently.
 Job Experience: Has 4 years of working experiences in a corporate company and
worked as a finance department manager until she decided to pursue a business in
this market.
 Status : Married
 Present occupation: General Manager in Safety and Secure (SS)Sdn Bhd

Marketing Manager
 Name : Rozalia bt Abd. Jalil
 Date of Birth : 10/03/1985
 Address : Lot 378, Jalan Kebenaran, Kampung Pejuang, 2011 Kemaman,
Terengganu, Malaysia.

 Education and Qualification: (2005-2006, University Teknologi Mara,Kampus
Shah Alam),BA Business Management (Major Marketing).
 E-mail : Zara_6336@gmail.com
 Phone Number : 0112-87233090
 Skill : Word, Excel, PowerPoint
 Job Experience : Product Manager (2008) –
 Meet with dealers, national accounts, end-users, and the sales force to define

new product requirements and work with product development to document
these requirements in product specifications.
 Analyze competitive product offerings in terms of features and benefits as well
as price points.
 Determine sales forecasts for proposed new products and justify new product
development investments through an IRR and NPV analysis.
 Review product pricing and gross margin goals for existing products annually
and establish new product pricing.
Administration Manager
 Name : Rozlyn Farah Diana bt Rozular
 Date of Birth : 31/2/1985
 Address : D1112 Tok Ayah,








31200 Kota Bharu, Kelantan.
Education and Qualification :University of oxford (Marketing and finance)
E-mail : sunshine_007@gmail.com
Phone Number : 017-7000007
Skill :
1. Ability to find the right person for a job
2. Has a great conversing method
Job Experience : CEO of white house (2008) –
 Meet with dealers, national accounts, end-users, and the sales force to define
new product requirements and work with product development to document
these requirements in product specifications.
 Analyze competitive product offerings in terms of features and benefits as well
as price points.
 Determine sales forecasts for proposed new products and justify new product
development investments through an IRR and NPV analysis.
Operation Manager
 Name : Mohd Afiq Fahmi bin Rusli
 Date of Birth : 04-05-1985

 Address : no. 666 Taman Indah Permai, 26400 Bandar Jengka, Pahang.
 Education and Qualification :BA Hons. Operation marketing
 E-mail : AF@gmail.com
 Phone Number : 014-4445678
 Skill : adobe photoshop
 Job Experience : operation manager of the year (2000 – 2003)
 responsible for developing and administering all parts of the organization
 Interface customers and purchasers in the sale and resale of previously

constructed and developed homes
 Interview and recruit prospective staffs and employees.
 Directed collection and execution of latest accounting software for real estate
sectors of the company, and implemented payment system for the company.
Financial Manager
 Name : Norhaizaitulemizza bt Ibrahim
 Date of Birth : 08/03/1981
 Address : Lot 8, Villa Mahligai, Jalan Mega, 20011 Kuala Terengganu, Terengganu,
Malaysia.

 Education and Qualification :(1978-1982, Sek Men.Agama Bonbon),SPM, (19831987, Institusi Teknologi Mara),BA Hons. Finance and Insurance (Major Finance and
Insurance, upper level primary)
 E-mail : midin_69@live.com
 Phone Number : 016-9500042
 Skill : Esteem, autocad 2011 and microsoft office 2011
 Experience : financing management courses
 Job Experience : chief financial officer (1989-1999, Jaya Muda
Enterprise), financial consultant (2000 -2006 , CMN Bina Enterprise)
 responsible for developing and administering all parts of the organization
 Interface customers and purchasers in the sale and resale of previously

constructed and developed homes
 Interview and recruit prospective staffs and employees.
 Directed collection and execution of latest accounting software for real estate
sectors of the company, and implemented payment system for the company.
ADMINISTRATION
PLAN
Objective of Organization
 To be an excellent entrepreneur that can compete









with other safety airbag jacket manufacture.
To produce safety airbag jacket that can protect
motorcyclist from danger.
To be the one who are creating the most affordable
safety airbag jacket that can attract customer.
to convince trader towards international trade
to contribute in the global market of the product and
service
to guide the entrepreneurs toward achievement of
managing in business plan
To improve our services by obtaining feedback
Organizational Chart
General manager:

Nurul Hidayah Anuar

Financial manager:
Norhaizaitulemizza
Ibrahim

Administration
manager:
Rozlyn Farah Diana
Rozular

Operation manager:

Mohd Afiq Fahmi
Rusli

Administration
assistance:
Mohd Azwan B.
Shaari

Marketing
assistance:
Shah Indrawan
B. Ismail

Operation
assistance:
2 drivers

Operation
assistance:
10 workers

Marketing manager:

Rozalia Abd Jalil

Marketing
assistance:
Rozita Binti Che
Wan
Job Description
 General manager: Managing all the employees.

 Financial manager: Control the money flow in

and out.
 Administration manager: Fulfill the
organization and employees needs. For example,
hire and layoff employees.
 Operation manager: Ensure the completion of
the products and services at preferred time.
 Marketing manager: Market the product and
promote the restaurant to the prospects.
Shareholders
NAME

POSITION

MONTHLY SALARY
(RM)

NURUL HIDAYAH BINTI
ANUAR

GENERAL MANAGER

3000

NORHAIZAITULEMIZZA
BINTI IBRAHIM

FINANCIAL MANAGER

2500

ROZLYN FARAH DIANA
BINTI ROZULAR

ADMINISTRATION
MANAGER

2500

MOHD AFIQ FAHMI B.
RUSLI

OPERATION MANAGER

2500

ROZALIA BINTI ABD
JALIL

MARKETING MANAGER

2500
MARKETING PLAN
 Marketing department is one of the important parts of

the company where they will struggle to expose our
product and services to the market and arrange some
event and promotion to attract more customers.
Product

 Safety Airbag Jacket
Market Competitor
Competitors

Strength

Weakness

•

Established earlier than ours

•

Strategic place because their

expensive as compared to

shop is located nearby the

Vest Safe Sdn. Bhd

ours

frequent

route

taken

by

passerby

A&X Sdn. Bhd.

•

•

•

Established earlier than •
ours

•

Their products are too

Low in quality

Lack of promotion
Only focus on one type of

•

RND Safety Sdn. Bhd.

Experienced in this field

product

•

Established earlier than •

Location is not strategic

ours

because remote from city

•

center.

Good promotion deal
•

Products
expensive

are

too
Market Share
 BEFORE
Market Share

20%
27%

53%

Vest Safe Sdn Bhd
A&X Sdn. Bhd.
RND Safety Sdn. Bhd.
 AFTER
Market Share Per Year %

28%
15%

37%

Vest Safe Sdn Bhd

A & X Sdn Bhd

20%

RND Safety Sdn.Bhd.

Safety and Secure Corp
Sale Forecast
Month

Sales (RM)

January

160000

February

160000

March

160000

April

160000

May

160000

Jun

160000

July

160000

August

160000

September

160000

October

160000

November

160000

December

160000
Market Strategy
PRICE

DISTRIBUTION
-brochure
-pamphlete

PROMOTION
- Join carnival
-demo
-discount
Marketing Budget
Particulars

Fixed Asset

Monthly

Other Expenses

Total

(RM)

(RM)

Fixed Assets

Signboard
Promotion

10,000
and

10,000

15,000

15,000

600

600

Advertisement
Business Card
Other Requirements
Grand Opening

4,000

Petrol

TOTAL

250

25600

250

4,000
3,000

4 ,000

32,600
OPERATION PLAN
Operation Process
Receive material from the distributor or supplier
Design and made the product
Installation and Inspect the product
testing the product, crash testing and computer simulation
test analysis
test report
safety recommendation
Design packaging of each product

Store product into packaging
Inspect the quality of packaging
Distribute the product
How Airbag Jacket Operates
Anchoring cable/lanyard is connected to the frame of the bike when get on the bike

If forget to unhook the lanyard from the anchoring cable do not worry, it takes 30 kg of pull force
to deploy the airbag system leaving enough to minimize false inflations.

During accident, when the rider is ejected off of the bike

Lanyard/anchorage will separate from the bike activating the CO2 cartridge

Instantly inflate the jacket in approximately a half second.

Jacket enhances protection to the front chest area; side ribs areas, the back
area giving support to the neck and spine areas
Business Hours
DAY

TIME

Monday – Friday

8.30 am – 8.30 pm

Saturday - Sunday

8.30 am – 5.30 pm
List Of Operation Personnel
POSITION

NUMBER OF WORKER

Operation Manager

1

General worker

10

Distributor

2
Operation Overhead
NUMBER

MONTHLY

EPF

SOCSO

TOTAL

OF

SALARY

/person

/person

SALARY

WORKER

POSITION

/person

(2.5%)

/person

(RM)

(11%)

(RM)

(RM)

Operation

(RM)

1

RM 2,500

RM 275

RM 50

RM 2,825

10

RM 1,100

RM 121

RM 27.50

RM 1,248.50

2

RM 1,000

RM110

RM 25

RM1,135

Manager

General
Worker
Distributor
ITEM

Operation Budget
FIXED ASSET

MONTHLY

OTHER

EXPENSES

TOTAL

EXPENSES

FIXED ASSETS
Vehicles

RM 40,000

RM 40,000

Equipment And Furniture

RM 35,050

RM 35,050

Specialized Field Equipment
WORKING CAPITAL
Raw Materials

RM 72,000

RM 72,000

Wages + EPF + SOCSO

RM 17,580

RM 17,580

Carriage Inward & Duty

RM15,000

RM15,000

PRE-OPERATION & OTHER
EXPENDITURE
Other Expenditure

RM 2,000

RM 2,000

RM 4,000

RM 4,000

RM 6,000

RM 164,210

DEPOSIT (Rent, Utilities, Etc.)
Business Registration & Licenses
Insurance & Road Tax For Motor
Vehicles
Other Pre-Operation
Expenditure
TOTAL

RM 75,050

RM 68,405
Operation Layout
FINANCIAL PLAN
Financial~
 Short term and long term financial requirement
 financial data
 administration
 operating
 marketing

 three primary financial statements (balance

sheet, income statement and cash flow
statement)
Characteristics
 To establish the size of a deal

 To recommend the relevant sources of finance
 To be used as a guideline for implementation
 To categorize and function the relevant sources

of finance
 To guarantee that the initial capital is adequate
Project Implementation Cost
PROJECT COST AND FINANCING
Project Cost

Proposed Sources of Finaning

Requirements

Cost

Bank Loan

Hire-Purchase

Fixed Assets

Own Contribution
Existing Assets

Cash

Land & Building

-

Office Furniture And Tools

13,635

3,635

-

-

10,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Signboard

10,000

-

Advertisement

15,000

-

Machines And Equipment

35,050

5,239

Lorry 4500kg

40,000

30,000

10,000

15,000
19,811
-

-

-

10,000

-

10,000

-

mths

Working Capital

1

TOTAL

-

-

-

-

-

-

-

-

147,785

5%

7,785

-

39,350

Other Requirements
Contingencies

-

39,350

-

-

15,041

15,041

-

-

315,861

101,050

44,811

140,000

170,000

-
Sources Of Financing
SOURCES

PERCENT (%)

AMOUNT (RM)

Nurul Hidayah bt Anuar (General Manager)

30

50,000

Mohd Afiq Fahmi b Rusli (Operation Manager)

17.5

30,000

Rozalia bt Abd.Jalil (Marketing Manager)

17.5

30,000

17.5

30,000

17.5

30,000

100

170,000

INTERNAL SOURCES

Rozlyn Farah Diana bt Rozular
(Administration Manager)
Norhaizaitulemizza bt Ibrahim
(Financial Manager)
TOTAL INTERNAL SOURCE OF FINANCE
EXTERNAL SOURCES

Bank Rakyat

101,050

TOTAL SOURCE OF FINANCE

RM 270,000
Table Of Depreciation
Name of Assets

Office Furniture And Tools

Name of Assets

Signboard

Cost (RM)

13,635

Cost (RM)

10,000

Method of Depr.

Straight Line

Method of Depr.

Straight Line

Duration (years)

5

Duration (years)

10

Annual

Accumulated

Depreciation

Depreciation

Book Value

-

-

13,635

1

2,727

2,727

10,908

2

2,727

5,454

8,181

3

2,727

8,181

5,454

Annual

Accumulated

Depreciation

Depreciation

Book Value

-

-

10,000

1

1,000

1,000

9,000

2

1,000

2,000

8,000

3

Year

1,000

3,000

7,000

4

1,000

4,000

6,000

5

1,000

5,000

5,000

6

1,000

6,000

4,000

7

1,000

7,000

3,000

8

1,000

8,000

2,000

Year

4

2,727

10,908

2,727

5

2,727

13,635

-

6

0

0

-

7

0

0

-

8

0

0

-

9

0

0

-

9

1,000

9,000

1,000

10

0

0

-

10

1,000

10,000

-
Table Of Depreciation
Name of Assets

Advertisement

Name of Assets

Machines And Equipment

Cost (RM)

15,000

Cost (RM)

35,050

Method of Depr.

Straight Line

Method of Depr.

Straight Line

Duration (years)

1

Duration (years)

10

Annual

Annual
Depreciation

Depreciation

Book Value

-

-

15,000

15,000

-

2

15,000

30,000

(15,000)

3

0

0

(15,000)

4

0

0

(15,000)

5

0

0

(15,000)

6

0

0

(15,000)

7

0

0

(15,000)

8

0

0

(15,000)

9

0

0

(15,000)

10

0

0

(15,000)

Depreciation

Depreciation

Book Value

-

-

35,050

1

3,505

3,505

31,545

2

3,505

7,010

28,040

3

3,505

10,515

24,535

4

3,505

14,020

21,030

5

3,505

17,525

17,525

6

3,505

21,030

14,020

7

3,505

24,535

10,515

8

3,505

28,040

7,010

9

3,505

31,545

3,505

10

3,505

35,050

-

15,000

1

Accumulated

Accumulated

Year

Year
Table Of Depreciation
Name of Assets

Lorry 4500kg

Cost (RM)

40,000

Method of Depr.

Reducing Balance

Duration (years)

10
Annual

Accumulated

Depreciation

Depreciation

Book Value

-

-

40,000

1

4,000

4,000

36,000

2

4,000

8,000

32,000

3

4,000

12,000

28,000

4

4,000

16,000

24,000

5

4,000

20,000

20,000

6

4,000

24,000

16,000

7

4,000

28,000

12,000

8

4,000

32,000

8,000

9

4,000

36,000

4,000

10

4,000

40,000

-

Year
Loan & Hire-purchase Ammortisation Schedules
HIRE-PURCHASE REPAYMENT SCHEDULE

LOAN REPAYMENT SCHEDULE
Total

101,050

Total

44,811

Interest Rate

10%

Interest Rate

8%

Duration (years)

6

Duration (years)

5

Method

Annual Rest

Year

Principal

Interest

Total Payment

Principal Balance

-

-

1

16,842

10,105

26,947

84,208

2

16,842

8,421

25,263

67,367

3

16,842

6,737

23,578

50,525

4

16,842

5,053

21,894

5

16,842

3,368

6

0

7

Year

Principal

Interest

-

-

1

8,962

3,585

12,547

35,849

2

8,962

3,585

12,547

26,887

3

8,962

3,585

12,547

17,924

33,683

4

8,962

3,585

12,547

8,962

20,210

16,842

5

8,962

3,585

12,547

-

0

-

16,842

6

0

0

-

-

0

0

-

16,842

7

0

0

-

-

8

0

0

-

16,842

8

0

0

-

-

9

0

0

-

16,842

9

0

0

-

-

10

0

0

-

16842

10

0

0

-

-

101,050

Total Payment

Principal Balance

44,811
MONTHS

1

2

3

4

-

171,750

180,674

189,598

170,000
101,050
160,000
431,050

160,000
160,000

160,000
160,000

160,000
160,000

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

2,825
275
50

2,825
275
50

2,825
275
50

2,825
275
50

-

-

-

-

-

-

-

-

72,000
15,000
17,580
5,000
3,000
20,000
150
14,000
5,200
58,874
10,000

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

747
299

747
299

747
299

747
299

Principal
Interest
Tax
TOTAL CASH PAYMENTS

1,403
842
259,300

1,403
842
151,076

1,403
842
151,076

1,403
842
151,076

D. ENDING CASH BALANCE

171,750

180,674

189,598

198,521

A. OPENING BALANCE

B. CASH RECEIPTS
OwnersÇapital (Cash)
Bank Loan
Cash Sales
Collection of Accounts Receivable
TOTAL CASH RECEIPTS

C. CASH PAYMENTS
Administration Expenses
Stationaries
Salary And Wedges
EPF
SOCSO
Rental (Business Premis)
Utilities
Marketing Expenses
Salary And Wedges
EPF
SOCSO

Operations Expenses
Cash Purchases
Payment of Accounts Payable
Carriage Inwards & Duty
Salaries, EPF & SOCSO
Operation Overhead
Fuel
Deposit
Registration & Licences
Motor Vehicle Insurance & Road Tax
Other Expenses
Purchase of Fixed Assets - Land
Purchase of Fixed Assets - Other
Down Payment on Hire-Purchase
Hire-Purchase Repayments:
Principal
Interest
Loan Repayments
5

6

7

8

9

10

198,521

207,445

216,369

225,293

234,217

243,141

160,000
160,000

160,000
160,000

160,000
160,000

160,000
160,000

160,000
160,000

160,000
160,000

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

2,825
275
50
-

2,825
275
50
-

2,825
275
50
-

2,825
275
50
-

2,825
275
50
-

2,825
275
50
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

747
299

747
299

747
299

747
299

747
299

747
299

1,403
842
151,076

1,403
842
151,076

1,403
842
151,076

1,403
842
151,076

1,403
842
151,076

1,403
842
151,076

207,445

216,369

225,293

234,217

243,141

252,065

17,580
11

12

TOTAL YEAR 1

YEAR 2

YEAR 3

252,065

260,988

-

269,912

391,163

160,000
160,000

160,000
160,000

170,000
101,050
1,920,000
2,191,050

1,977,600
1,977,600

2,076,480
2,076,480

500
14,500
1,595
290
10,000
5,170
-

500
14,500
1,595
290
10,000
5,170
-

6,000
174,000
19,140
3,480
120,000
62,040
-

6,000
174,000
19,140
3,480
120,000
62,040
-

6,000
174,000
19,140
3,480
120,000
62,040
-

2,825
275
50
-

2,825
275
50
-

33,900
3,300
600
-

33,900
3,300
600
-

33,900
3,300
600
-

72,000
15,000
17,580
5,000
3,000
-

72,000
15,000
17,580
5,000
3,000
-

864,000
180,000
210,960
60,000
36,000
20,000
150
14,000
5,200
58,874
10,000

889,920
180,000
210,960
60,000
36,000
14,000
5,200
-

934,416
180,000
210,960
60,000
36,000
14,000
5,200
-

747
299

747
299

8,962
3,585

8,962
3,585

8,962
3,585

1,403
842
151,076

1,403
842
151,076

16,842
10,105
1,921,138

16,842
8,421
1,856,350

16,842
6,737
1,899,161

260,988

269,912

269,912

391,163

568,481
Proforma Income Statement
SAFETY & SECURE CORPORATION
COST OF PRODUCTION
Year 1

Year 2

Year 3

0

43,200

17,626

Current Year Purchases

864,000

889,920

934,416

Ending Balance

43,200

17,626

46,267

820,800

915,494

905,775

180,000

180,000

180,000

1,000,800

1,095,494

1,085,775

210,960

210,960

210,960

Depreciation on Fixed Assets
(Operations)

7,505

7,505

7,505

Operation Overhead

60,000

60,000

60,000

Fuel

36,000

36,000

36,000

-

-

-

1,315,265

1,409,959

1,400,240

Raw Materials
Opening Balance

Carriage Inwards & Duty
Cost of Raw Materials
Salaries, EPF & SOCSO
Factory Overhead

Production Cost
SAFETY & SECURE CORPORATION
PRO-FORMA INCOME STATEMENT
Year 1
1,920,000

Year 2
1,977,600

Year 3
2,076,480

1,315,265

72,000
1,409,959

73,440
1,400,240

72,000

73,440

77,112

0
1,243,265
676,735

0
1,408,519
569,081

0
1,396,568
679,912

Less: Expenses
Administration Expenses
Marketing Expenses
Registration & Licences

384,660
37,800
150

384,660
37,800
-

384,660
37,800
-

Motor Vehicle Insurance & Road Tax

14,000

14,000

14,000

Other Expenses
Interest on Hire-Purchase
Interest on Loan
Depreciation on Fixed Assets

5,200
3,585
10,105
18,727

5,200
3,585
8,421
18,727

5,200
3,585
6,737
3,727

Total Expenses
Net Income Before Tax
Tax
Net Income After Tax
Accumulated Net Profits

474,227
202,508
202,508
202,508

472,393
96,688
96,688
299,196

455,709
224,203
224,203
523,400

Sales
Less: Cost of Goods Sold
Opening Balance of Finished Goods
Production Cost
less: Ending Balance Finished
Goods

Gross Profit
Balance Sheet Proforma
SAFETY & SECURE CORPORATION
PRO-FORMA BALANCE SHEET
Year 1

Year 2

Year 3

ASSETS
FIXED ASSETS (Book Value)
Land & Building
Office Furniture And Tools

10,908
9,000
31,545
36,000
-

0

Signboard
Advertisement
Machines And Equipment
Lorry 4500kg
0

8,181
8,000
(15,000)
28,040
32,000
61,221

87,453

CURRENT ASSETS
Deposit
Stock of Raw Materials
Stock of Finished Goods
Accounts Receivable
Cash Balance

TOTAL ASSETS
OWNERS' EQUITY
Capital
Accumulated Net Profit
LIABILITIES
Loan Balance
Hire-Purchase Balance
Accounts Payable
Tax Payable

20,000

5,454
7,000
(15,000)
24,535
28,000
49,989

20,000
43,200
72,000

20,000
17,626
73,440

46,267
77,112

269,912
405,112

391,163
502,229

568,481
711,860

492,565

563,450

761,849

170,000
202,508
372,508

170,000
299,196
469,196

170,000
523,400
693,400

84,208
35,849
120,057

67,367
26,887
94,253

50,525
17,924
68,449
Financial Analysis
SAFETY & SECURE CORPORATION
FORECASTED PERFORMANCE
Particulars
PROFITABILITY
Sales
Gross Income
Net Income Before Tax
Net Income After Tax
Accumulated Net Income

Year 1

Year 2

Year 3

1,920,000
676,735
202,508
202,508
202,508

1,977,600
569,081
96,688
96,688
299,196

2,076,480
679,912
224,203
224,203
523,400

LIQUIDITY
Tatal Cash Receipts
Total Cash Payments
Excess (Deficit)
Accumulated Cash

2,191,050
1,921,138
269,912
269,912

1,977,600
1,856,350
121,250
391,163

2,076,480
1,899,161
177,319
568,481

SAFETY
Owners' Equity
Fixed Assets
Current Assets
Long Term Liabilities
Current Liabilities

372,508
87,453
405,112
120,057
-

469,196
61,221
502,229
94,253
-

693,400
49,989
711,860
68,449
-

11%
54%
41%

5%
21%
17%

11%
32%
29%

15.70
10.46

19.46
15.16

27.59
22.03

0.59

0.32

0.13

2,099,889
109%

6,446,054
326%

4,070,372
196%

FINANCIAL RATIOS
Profitability
Return on sales
Return on Equity
Return on Investment
Liquidity
Current Ratio
Quick Ratio (Acid Test)
Safety
Debt to Equity

BREAK-EVEN ANALYSIS
Break-Even Point (Sales)
Break-Even Point (%)
GRAPHS RELATED
Thank
You
safety and secure
safety and secure
safety and secure
safety and secure
safety and secure
safety and secure
safety and secure

safety and secure

  • 1.
     Mohd AfiqFahmi bin Rusli  Norhaizaitulemizza bt Ibrahim  Nurul Hidayah bt Anuar  Rozalia bt Abd Jalil  Rozlyn Farah Diana bt Rozular  EC220 8L Safety & Secure Sdn Bhd.  Group members :
  • 2.
  • 3.
     Name ofcompany :  Address :      Telephone number Fax number Email Form of Business Main activity : : : : :  Date of Registration  Initial Capital : :  Name of Bank : Safety and Secure (SS) Sdn Bhd Safety and Secure (SS) Sdn Bhd, No. 27, Lorong Keluli 1D, Kawasan Perindustrian Bukit Raja, Seksyen 7, 40000 Shah Alam, Selangor Darul Ehsan. 03-2455425 03-2455426 SSGroup@yahoo.com Partnership Company Product based on safety and secure system 1 January 2013 RM 101,050 (loan) RM 170,000 /4person (own) CIMB
  • 4.
  • 5.
    Motto 4H  Hand inHand-we work together with customers, supplier and among our workers.  Happily-by providing good quality and services  Harvest-satisfaction and friendship from both side
  • 6.
  • 7.
    General Manager  Name: Nurul Hidayah binti Anuar  Date of Birth : 07-07-1981  Address : Lot 007 Jalan Mujahadah, Kg Mujahidin,  20007 Kuala Terengganu.  Education and Qualification :     Master in Management Studies (Graduated from UiTM) Bachelor in Business Administration (Graduated from UiTM) Diploma in Business Studies (Graduated from UiTM)  E-mail : TR33ganuracing@gmail.com  Phone Number : 017-9771007  Skill : 1. A visionary and full of energy to drive towards success 2. Ability to manage employees efficiently.  Job Experience: Has 4 years of working experiences in a corporate company and worked as a finance department manager until she decided to pursue a business in this market.  Status : Married  Present occupation: General Manager in Safety and Secure (SS)Sdn Bhd 
  • 8.
    Marketing Manager  Name: Rozalia bt Abd. Jalil  Date of Birth : 10/03/1985  Address : Lot 378, Jalan Kebenaran, Kampung Pejuang, 2011 Kemaman, Terengganu, Malaysia.  Education and Qualification: (2005-2006, University Teknologi Mara,Kampus Shah Alam),BA Business Management (Major Marketing).  E-mail : Zara_6336@gmail.com  Phone Number : 0112-87233090  Skill : Word, Excel, PowerPoint  Job Experience : Product Manager (2008) –  Meet with dealers, national accounts, end-users, and the sales force to define new product requirements and work with product development to document these requirements in product specifications.  Analyze competitive product offerings in terms of features and benefits as well as price points.  Determine sales forecasts for proposed new products and justify new product development investments through an IRR and NPV analysis.  Review product pricing and gross margin goals for existing products annually and establish new product pricing.
  • 9.
    Administration Manager  Name: Rozlyn Farah Diana bt Rozular  Date of Birth : 31/2/1985  Address : D1112 Tok Ayah,       31200 Kota Bharu, Kelantan. Education and Qualification :University of oxford (Marketing and finance) E-mail : sunshine_007@gmail.com Phone Number : 017-7000007 Skill : 1. Ability to find the right person for a job 2. Has a great conversing method Job Experience : CEO of white house (2008) –  Meet with dealers, national accounts, end-users, and the sales force to define new product requirements and work with product development to document these requirements in product specifications.  Analyze competitive product offerings in terms of features and benefits as well as price points.  Determine sales forecasts for proposed new products and justify new product development investments through an IRR and NPV analysis.
  • 10.
    Operation Manager  Name: Mohd Afiq Fahmi bin Rusli  Date of Birth : 04-05-1985  Address : no. 666 Taman Indah Permai, 26400 Bandar Jengka, Pahang.  Education and Qualification :BA Hons. Operation marketing  E-mail : AF@gmail.com  Phone Number : 014-4445678  Skill : adobe photoshop  Job Experience : operation manager of the year (2000 – 2003)  responsible for developing and administering all parts of the organization  Interface customers and purchasers in the sale and resale of previously constructed and developed homes  Interview and recruit prospective staffs and employees.  Directed collection and execution of latest accounting software for real estate sectors of the company, and implemented payment system for the company.
  • 11.
    Financial Manager  Name: Norhaizaitulemizza bt Ibrahim  Date of Birth : 08/03/1981  Address : Lot 8, Villa Mahligai, Jalan Mega, 20011 Kuala Terengganu, Terengganu, Malaysia.  Education and Qualification :(1978-1982, Sek Men.Agama Bonbon),SPM, (19831987, Institusi Teknologi Mara),BA Hons. Finance and Insurance (Major Finance and Insurance, upper level primary)  E-mail : midin_69@live.com  Phone Number : 016-9500042  Skill : Esteem, autocad 2011 and microsoft office 2011  Experience : financing management courses  Job Experience : chief financial officer (1989-1999, Jaya Muda Enterprise), financial consultant (2000 -2006 , CMN Bina Enterprise)  responsible for developing and administering all parts of the organization  Interface customers and purchasers in the sale and resale of previously constructed and developed homes  Interview and recruit prospective staffs and employees.  Directed collection and execution of latest accounting software for real estate sectors of the company, and implemented payment system for the company.
  • 12.
  • 13.
    Objective of Organization To be an excellent entrepreneur that can compete       with other safety airbag jacket manufacture. To produce safety airbag jacket that can protect motorcyclist from danger. To be the one who are creating the most affordable safety airbag jacket that can attract customer. to convince trader towards international trade to contribute in the global market of the product and service to guide the entrepreneurs toward achievement of managing in business plan To improve our services by obtaining feedback
  • 14.
    Organizational Chart General manager: NurulHidayah Anuar Financial manager: Norhaizaitulemizza Ibrahim Administration manager: Rozlyn Farah Diana Rozular Operation manager: Mohd Afiq Fahmi Rusli Administration assistance: Mohd Azwan B. Shaari Marketing assistance: Shah Indrawan B. Ismail Operation assistance: 2 drivers Operation assistance: 10 workers Marketing manager: Rozalia Abd Jalil Marketing assistance: Rozita Binti Che Wan
  • 15.
    Job Description  Generalmanager: Managing all the employees.  Financial manager: Control the money flow in and out.  Administration manager: Fulfill the organization and employees needs. For example, hire and layoff employees.  Operation manager: Ensure the completion of the products and services at preferred time.  Marketing manager: Market the product and promote the restaurant to the prospects.
  • 16.
    Shareholders NAME POSITION MONTHLY SALARY (RM) NURUL HIDAYAHBINTI ANUAR GENERAL MANAGER 3000 NORHAIZAITULEMIZZA BINTI IBRAHIM FINANCIAL MANAGER 2500 ROZLYN FARAH DIANA BINTI ROZULAR ADMINISTRATION MANAGER 2500 MOHD AFIQ FAHMI B. RUSLI OPERATION MANAGER 2500 ROZALIA BINTI ABD JALIL MARKETING MANAGER 2500
  • 17.
  • 18.
     Marketing departmentis one of the important parts of the company where they will struggle to expose our product and services to the market and arrange some event and promotion to attract more customers.
  • 19.
  • 20.
    Market Competitor Competitors Strength Weakness • Established earlierthan ours • Strategic place because their expensive as compared to shop is located nearby the Vest Safe Sdn. Bhd ours frequent route taken by passerby A&X Sdn. Bhd. • • • Established earlier than • ours • Their products are too Low in quality Lack of promotion Only focus on one type of • RND Safety Sdn. Bhd. Experienced in this field product • Established earlier than • Location is not strategic ours because remote from city • center. Good promotion deal • Products expensive are too
  • 21.
    Market Share  BEFORE MarketShare 20% 27% 53% Vest Safe Sdn Bhd A&X Sdn. Bhd. RND Safety Sdn. Bhd.
  • 22.
     AFTER Market SharePer Year % 28% 15% 37% Vest Safe Sdn Bhd A & X Sdn Bhd 20% RND Safety Sdn.Bhd. Safety and Secure Corp
  • 23.
  • 24.
  • 25.
    Marketing Budget Particulars Fixed Asset Monthly OtherExpenses Total (RM) (RM) Fixed Assets Signboard Promotion 10,000 and 10,000 15,000 15,000 600 600 Advertisement Business Card Other Requirements Grand Opening 4,000 Petrol TOTAL 250 25600 250 4,000 3,000 4 ,000 32,600
  • 26.
  • 27.
    Operation Process Receive materialfrom the distributor or supplier Design and made the product Installation and Inspect the product testing the product, crash testing and computer simulation test analysis test report safety recommendation Design packaging of each product Store product into packaging Inspect the quality of packaging Distribute the product
  • 28.
    How Airbag JacketOperates Anchoring cable/lanyard is connected to the frame of the bike when get on the bike If forget to unhook the lanyard from the anchoring cable do not worry, it takes 30 kg of pull force to deploy the airbag system leaving enough to minimize false inflations. During accident, when the rider is ejected off of the bike Lanyard/anchorage will separate from the bike activating the CO2 cartridge Instantly inflate the jacket in approximately a half second. Jacket enhances protection to the front chest area; side ribs areas, the back area giving support to the neck and spine areas
  • 30.
    Business Hours DAY TIME Monday –Friday 8.30 am – 8.30 pm Saturday - Sunday 8.30 am – 5.30 pm
  • 31.
    List Of OperationPersonnel POSITION NUMBER OF WORKER Operation Manager 1 General worker 10 Distributor 2
  • 32.
    Operation Overhead NUMBER MONTHLY EPF SOCSO TOTAL OF SALARY /person /person SALARY WORKER POSITION /person (2.5%) /person (RM) (11%) (RM) (RM) Operation (RM) 1 RM 2,500 RM275 RM 50 RM 2,825 10 RM 1,100 RM 121 RM 27.50 RM 1,248.50 2 RM 1,000 RM110 RM 25 RM1,135 Manager General Worker Distributor
  • 33.
    ITEM Operation Budget FIXED ASSET MONTHLY OTHER EXPENSES TOTAL EXPENSES FIXEDASSETS Vehicles RM 40,000 RM 40,000 Equipment And Furniture RM 35,050 RM 35,050 Specialized Field Equipment WORKING CAPITAL Raw Materials RM 72,000 RM 72,000 Wages + EPF + SOCSO RM 17,580 RM 17,580 Carriage Inward & Duty RM15,000 RM15,000 PRE-OPERATION & OTHER EXPENDITURE Other Expenditure RM 2,000 RM 2,000 RM 4,000 RM 4,000 RM 6,000 RM 164,210 DEPOSIT (Rent, Utilities, Etc.) Business Registration & Licenses Insurance & Road Tax For Motor Vehicles Other Pre-Operation Expenditure TOTAL RM 75,050 RM 68,405
  • 34.
  • 35.
  • 36.
    Financial~  Short termand long term financial requirement  financial data  administration  operating  marketing  three primary financial statements (balance sheet, income statement and cash flow statement)
  • 37.
    Characteristics  To establishthe size of a deal  To recommend the relevant sources of finance  To be used as a guideline for implementation  To categorize and function the relevant sources of finance  To guarantee that the initial capital is adequate
  • 38.
  • 39.
    PROJECT COST ANDFINANCING Project Cost Proposed Sources of Finaning Requirements Cost Bank Loan Hire-Purchase Fixed Assets Own Contribution Existing Assets Cash Land & Building - Office Furniture And Tools 13,635 3,635 - - 10,000 - - - - - - - - - - - - - - - - - Signboard 10,000 - Advertisement 15,000 - Machines And Equipment 35,050 5,239 Lorry 4500kg 40,000 30,000 10,000 15,000 19,811 - - - 10,000 - 10,000 - mths Working Capital 1 TOTAL - - - - - - - - 147,785 5% 7,785 - 39,350 Other Requirements Contingencies - 39,350 - - 15,041 15,041 - - 315,861 101,050 44,811 140,000 170,000 -
  • 40.
    Sources Of Financing SOURCES PERCENT(%) AMOUNT (RM) Nurul Hidayah bt Anuar (General Manager) 30 50,000 Mohd Afiq Fahmi b Rusli (Operation Manager) 17.5 30,000 Rozalia bt Abd.Jalil (Marketing Manager) 17.5 30,000 17.5 30,000 17.5 30,000 100 170,000 INTERNAL SOURCES Rozlyn Farah Diana bt Rozular (Administration Manager) Norhaizaitulemizza bt Ibrahim (Financial Manager) TOTAL INTERNAL SOURCE OF FINANCE EXTERNAL SOURCES Bank Rakyat 101,050 TOTAL SOURCE OF FINANCE RM 270,000
  • 41.
    Table Of Depreciation Nameof Assets Office Furniture And Tools Name of Assets Signboard Cost (RM) 13,635 Cost (RM) 10,000 Method of Depr. Straight Line Method of Depr. Straight Line Duration (years) 5 Duration (years) 10 Annual Accumulated Depreciation Depreciation Book Value - - 13,635 1 2,727 2,727 10,908 2 2,727 5,454 8,181 3 2,727 8,181 5,454 Annual Accumulated Depreciation Depreciation Book Value - - 10,000 1 1,000 1,000 9,000 2 1,000 2,000 8,000 3 Year 1,000 3,000 7,000 4 1,000 4,000 6,000 5 1,000 5,000 5,000 6 1,000 6,000 4,000 7 1,000 7,000 3,000 8 1,000 8,000 2,000 Year 4 2,727 10,908 2,727 5 2,727 13,635 - 6 0 0 - 7 0 0 - 8 0 0 - 9 0 0 - 9 1,000 9,000 1,000 10 0 0 - 10 1,000 10,000 -
  • 42.
    Table Of Depreciation Nameof Assets Advertisement Name of Assets Machines And Equipment Cost (RM) 15,000 Cost (RM) 35,050 Method of Depr. Straight Line Method of Depr. Straight Line Duration (years) 1 Duration (years) 10 Annual Annual Depreciation Depreciation Book Value - - 15,000 15,000 - 2 15,000 30,000 (15,000) 3 0 0 (15,000) 4 0 0 (15,000) 5 0 0 (15,000) 6 0 0 (15,000) 7 0 0 (15,000) 8 0 0 (15,000) 9 0 0 (15,000) 10 0 0 (15,000) Depreciation Depreciation Book Value - - 35,050 1 3,505 3,505 31,545 2 3,505 7,010 28,040 3 3,505 10,515 24,535 4 3,505 14,020 21,030 5 3,505 17,525 17,525 6 3,505 21,030 14,020 7 3,505 24,535 10,515 8 3,505 28,040 7,010 9 3,505 31,545 3,505 10 3,505 35,050 - 15,000 1 Accumulated Accumulated Year Year
  • 43.
    Table Of Depreciation Nameof Assets Lorry 4500kg Cost (RM) 40,000 Method of Depr. Reducing Balance Duration (years) 10 Annual Accumulated Depreciation Depreciation Book Value - - 40,000 1 4,000 4,000 36,000 2 4,000 8,000 32,000 3 4,000 12,000 28,000 4 4,000 16,000 24,000 5 4,000 20,000 20,000 6 4,000 24,000 16,000 7 4,000 28,000 12,000 8 4,000 32,000 8,000 9 4,000 36,000 4,000 10 4,000 40,000 - Year
  • 44.
    Loan & Hire-purchaseAmmortisation Schedules HIRE-PURCHASE REPAYMENT SCHEDULE LOAN REPAYMENT SCHEDULE Total 101,050 Total 44,811 Interest Rate 10% Interest Rate 8% Duration (years) 6 Duration (years) 5 Method Annual Rest Year Principal Interest Total Payment Principal Balance - - 1 16,842 10,105 26,947 84,208 2 16,842 8,421 25,263 67,367 3 16,842 6,737 23,578 50,525 4 16,842 5,053 21,894 5 16,842 3,368 6 0 7 Year Principal Interest - - 1 8,962 3,585 12,547 35,849 2 8,962 3,585 12,547 26,887 3 8,962 3,585 12,547 17,924 33,683 4 8,962 3,585 12,547 8,962 20,210 16,842 5 8,962 3,585 12,547 - 0 - 16,842 6 0 0 - - 0 0 - 16,842 7 0 0 - - 8 0 0 - 16,842 8 0 0 - - 9 0 0 - 16,842 9 0 0 - - 10 0 0 - 16842 10 0 0 - - 101,050 Total Payment Principal Balance 44,811
  • 45.
    MONTHS 1 2 3 4 - 171,750 180,674 189,598 170,000 101,050 160,000 431,050 160,000 160,000 160,000 160,000 160,000 160,000 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 2,825 275 50 2,825 275 50 2,825 275 50 2,825 275 50 - - - - - - - - 72,000 15,000 17,580 5,000 3,000 20,000 150 14,000 5,200 58,874 10,000 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 747 299 747 299 747 299 747 299 Principal Interest Tax TOTAL CASH PAYMENTS 1,403 842 259,300 1,403 842 151,076 1,403 842 151,076 1,403 842 151,076 D.ENDING CASH BALANCE 171,750 180,674 189,598 198,521 A. OPENING BALANCE B. CASH RECEIPTS OwnersÇapital (Cash) Bank Loan Cash Sales Collection of Accounts Receivable TOTAL CASH RECEIPTS C. CASH PAYMENTS Administration Expenses Stationaries Salary And Wedges EPF SOCSO Rental (Business Premis) Utilities Marketing Expenses Salary And Wedges EPF SOCSO Operations Expenses Cash Purchases Payment of Accounts Payable Carriage Inwards & Duty Salaries, EPF & SOCSO Operation Overhead Fuel Deposit Registration & Licences Motor Vehicle Insurance & Road Tax Other Expenses Purchase of Fixed Assets - Land Purchase of Fixed Assets - Other Down Payment on Hire-Purchase Hire-Purchase Repayments: Principal Interest Loan Repayments
  • 46.
    5 6 7 8 9 10 198,521 207,445 216,369 225,293 234,217 243,141 160,000 160,000 160,000 160,000 160,000 160,000 160,000 160,000 160,000 160,000 160,000 160,000 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 2,825 275 50 - 2,825 275 50 - 2,825 275 50 - 2,825 275 50 - 2,825 275 50 - 2,825 275 50 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 747 299 747 299 747 299 747 299 747 299 747 299 1,403 842 151,076 1,403 842 151,076 1,403 842 151,076 1,403 842 151,076 1,403 842 151,076 1,403 842 151,076 207,445 216,369 225,293 234,217 243,141 252,065 17,580
  • 47.
    11 12 TOTAL YEAR 1 YEAR2 YEAR 3 252,065 260,988 - 269,912 391,163 160,000 160,000 160,000 160,000 170,000 101,050 1,920,000 2,191,050 1,977,600 1,977,600 2,076,480 2,076,480 500 14,500 1,595 290 10,000 5,170 - 500 14,500 1,595 290 10,000 5,170 - 6,000 174,000 19,140 3,480 120,000 62,040 - 6,000 174,000 19,140 3,480 120,000 62,040 - 6,000 174,000 19,140 3,480 120,000 62,040 - 2,825 275 50 - 2,825 275 50 - 33,900 3,300 600 - 33,900 3,300 600 - 33,900 3,300 600 - 72,000 15,000 17,580 5,000 3,000 - 72,000 15,000 17,580 5,000 3,000 - 864,000 180,000 210,960 60,000 36,000 20,000 150 14,000 5,200 58,874 10,000 889,920 180,000 210,960 60,000 36,000 14,000 5,200 - 934,416 180,000 210,960 60,000 36,000 14,000 5,200 - 747 299 747 299 8,962 3,585 8,962 3,585 8,962 3,585 1,403 842 151,076 1,403 842 151,076 16,842 10,105 1,921,138 16,842 8,421 1,856,350 16,842 6,737 1,899,161 260,988 269,912 269,912 391,163 568,481
  • 48.
    Proforma Income Statement SAFETY& SECURE CORPORATION COST OF PRODUCTION Year 1 Year 2 Year 3 0 43,200 17,626 Current Year Purchases 864,000 889,920 934,416 Ending Balance 43,200 17,626 46,267 820,800 915,494 905,775 180,000 180,000 180,000 1,000,800 1,095,494 1,085,775 210,960 210,960 210,960 Depreciation on Fixed Assets (Operations) 7,505 7,505 7,505 Operation Overhead 60,000 60,000 60,000 Fuel 36,000 36,000 36,000 - - - 1,315,265 1,409,959 1,400,240 Raw Materials Opening Balance Carriage Inwards & Duty Cost of Raw Materials Salaries, EPF & SOCSO Factory Overhead Production Cost
  • 49.
    SAFETY & SECURECORPORATION PRO-FORMA INCOME STATEMENT Year 1 1,920,000 Year 2 1,977,600 Year 3 2,076,480 1,315,265 72,000 1,409,959 73,440 1,400,240 72,000 73,440 77,112 0 1,243,265 676,735 0 1,408,519 569,081 0 1,396,568 679,912 Less: Expenses Administration Expenses Marketing Expenses Registration & Licences 384,660 37,800 150 384,660 37,800 - 384,660 37,800 - Motor Vehicle Insurance & Road Tax 14,000 14,000 14,000 Other Expenses Interest on Hire-Purchase Interest on Loan Depreciation on Fixed Assets 5,200 3,585 10,105 18,727 5,200 3,585 8,421 18,727 5,200 3,585 6,737 3,727 Total Expenses Net Income Before Tax Tax Net Income After Tax Accumulated Net Profits 474,227 202,508 202,508 202,508 472,393 96,688 96,688 299,196 455,709 224,203 224,203 523,400 Sales Less: Cost of Goods Sold Opening Balance of Finished Goods Production Cost less: Ending Balance Finished Goods Gross Profit
  • 50.
    Balance Sheet Proforma SAFETY& SECURE CORPORATION PRO-FORMA BALANCE SHEET Year 1 Year 2 Year 3 ASSETS FIXED ASSETS (Book Value) Land & Building Office Furniture And Tools 10,908 9,000 31,545 36,000 - 0 Signboard Advertisement Machines And Equipment Lorry 4500kg 0 8,181 8,000 (15,000) 28,040 32,000 61,221 87,453 CURRENT ASSETS Deposit Stock of Raw Materials Stock of Finished Goods Accounts Receivable Cash Balance TOTAL ASSETS OWNERS' EQUITY Capital Accumulated Net Profit LIABILITIES Loan Balance Hire-Purchase Balance Accounts Payable Tax Payable 20,000 5,454 7,000 (15,000) 24,535 28,000 49,989 20,000 43,200 72,000 20,000 17,626 73,440 46,267 77,112 269,912 405,112 391,163 502,229 568,481 711,860 492,565 563,450 761,849 170,000 202,508 372,508 170,000 299,196 469,196 170,000 523,400 693,400 84,208 35,849 120,057 67,367 26,887 94,253 50,525 17,924 68,449
  • 51.
    Financial Analysis SAFETY &SECURE CORPORATION FORECASTED PERFORMANCE Particulars PROFITABILITY Sales Gross Income Net Income Before Tax Net Income After Tax Accumulated Net Income Year 1 Year 2 Year 3 1,920,000 676,735 202,508 202,508 202,508 1,977,600 569,081 96,688 96,688 299,196 2,076,480 679,912 224,203 224,203 523,400 LIQUIDITY Tatal Cash Receipts Total Cash Payments Excess (Deficit) Accumulated Cash 2,191,050 1,921,138 269,912 269,912 1,977,600 1,856,350 121,250 391,163 2,076,480 1,899,161 177,319 568,481 SAFETY Owners' Equity Fixed Assets Current Assets Long Term Liabilities Current Liabilities 372,508 87,453 405,112 120,057 - 469,196 61,221 502,229 94,253 - 693,400 49,989 711,860 68,449 - 11% 54% 41% 5% 21% 17% 11% 32% 29% 15.70 10.46 19.46 15.16 27.59 22.03 0.59 0.32 0.13 2,099,889 109% 6,446,054 326% 4,070,372 196% FINANCIAL RATIOS Profitability Return on sales Return on Equity Return on Investment Liquidity Current Ratio Quick Ratio (Acid Test) Safety Debt to Equity BREAK-EVEN ANALYSIS Break-Even Point (Sales) Break-Even Point (%)
  • 52.
  • 54.