This document provides information about Soneri Bank Limited, including:
1. A list of group members for a presentation on the bank.
2. An overview of the bank's history, services, and organizational structure. It was established in 1991 and has a network of over 300 branches and ATMs across Pakistan.
3. Details on the bank's products and services, which include retail banking, corporate banking, Islamic banking, home remittances, and investor relations.
The document provides information about Soneri Bank, including its history, organizational structure, products and services. Some key points:
- Soneri Bank was incorporated in 1991 in Pakistan and is a fully accredited commercial bank with over 230 branches.
- It offers various retail and corporate banking services, including savings accounts, loans, trade finance, Islamic banking, and money transfers.
- The bank has a clear organizational structure to direct tasks, coordination, and supervision towards achieving its goals.
- Products and services discussed include retail banking, corporate banking, Islamic banking, money transfers, investor relations, ATM services, and debit cards.
The document provides an internship report on Habib Bank Limited (HBL). It includes an acknowledgement, table of contents, executive summary, and sections on the history of banking in Pakistan and HBL. The executive summary highlights that HBL was the first commercial bank established in Pakistan in 1947 and has grown to over 1,450 branches. It also discusses HBL's mission, vision, values, board of directors, management structure, operations, products/services, and the intern's learnings. SWOT analysis identifies HBL's strengths as its long history, large size and branch network, and high level of public trust in Pakistan.
Mudasra Amjad completed an internship at the United Bank Limited (UBL) Fride Gate branch and submitted an internship report. The report provides an introduction to UBL, including its establishment in 1959 as one of Pakistan's major commercial banks. It describes UBL's vision, mission, objectives, organizational structure, departments, products and services. The report also includes a financial analysis of UBL using ratios, a SWOT analysis, recommendations, and a conclusion on Mudasra's learning experience during the internship.
National Bank of Pakistan was established in 1949 to cope with economic crisis after trade issues with India. It commenced operations financing the jute trade and crop. Today it has over 1,450 branches across Pakistan and 21 international branches. As the largest bank in Pakistan, it plays a vital role in developing the agriculture sector and financing trade, while also handling treasury transactions for the government.
Internship report on_meezan_bank_ltd. actual 2014Ali Shah
The document provides a 3-page internship report on Meezan Bank Limited. It includes sections on the history of banking, Islamic banking, and Meezan Bank. It discusses Meezan Bank's mission, products/services, departments, and SWOT analysis. The report aims to provide a brief study of Meezan Bank's operations, functions, and Islamic banking products and services.
Meezan Bank offers Islamic banking products and services through a network of over 385 branches. It aims to increase awareness of its services and deposit accounts. Key objectives are to improve EPS, increase consumer deposit accounts by 35%, and expand its branch network in remote areas. The strategic report analyzes Meezan Bank's performance, market share, competition, costs, and customer preferences compared to other major banks.
Meezan Bank is Pakistan's largest Islamic bank with over 600 branches. It provides various Shariah-compliant banking products and services like savings accounts, financing, and investments. The bank aims to establish Islamic banking as the preferred choice through professionalism, innovation, and social responsibility. To strengthen its position, Meezan Bank plans to expand into new areas and improve marketing to increase awareness of Islamic finance. The bank also needs to enhance its online systems and provide better employee training to overcome weaknesses.
The document provides information about Soneri Bank, including its history, organizational structure, products and services. Some key points:
- Soneri Bank was incorporated in 1991 in Pakistan and is a fully accredited commercial bank with over 230 branches.
- It offers various retail and corporate banking services, including savings accounts, loans, trade finance, Islamic banking, and money transfers.
- The bank has a clear organizational structure to direct tasks, coordination, and supervision towards achieving its goals.
- Products and services discussed include retail banking, corporate banking, Islamic banking, money transfers, investor relations, ATM services, and debit cards.
The document provides an internship report on Habib Bank Limited (HBL). It includes an acknowledgement, table of contents, executive summary, and sections on the history of banking in Pakistan and HBL. The executive summary highlights that HBL was the first commercial bank established in Pakistan in 1947 and has grown to over 1,450 branches. It also discusses HBL's mission, vision, values, board of directors, management structure, operations, products/services, and the intern's learnings. SWOT analysis identifies HBL's strengths as its long history, large size and branch network, and high level of public trust in Pakistan.
Mudasra Amjad completed an internship at the United Bank Limited (UBL) Fride Gate branch and submitted an internship report. The report provides an introduction to UBL, including its establishment in 1959 as one of Pakistan's major commercial banks. It describes UBL's vision, mission, objectives, organizational structure, departments, products and services. The report also includes a financial analysis of UBL using ratios, a SWOT analysis, recommendations, and a conclusion on Mudasra's learning experience during the internship.
National Bank of Pakistan was established in 1949 to cope with economic crisis after trade issues with India. It commenced operations financing the jute trade and crop. Today it has over 1,450 branches across Pakistan and 21 international branches. As the largest bank in Pakistan, it plays a vital role in developing the agriculture sector and financing trade, while also handling treasury transactions for the government.
Internship report on_meezan_bank_ltd. actual 2014Ali Shah
The document provides a 3-page internship report on Meezan Bank Limited. It includes sections on the history of banking, Islamic banking, and Meezan Bank. It discusses Meezan Bank's mission, products/services, departments, and SWOT analysis. The report aims to provide a brief study of Meezan Bank's operations, functions, and Islamic banking products and services.
Meezan Bank offers Islamic banking products and services through a network of over 385 branches. It aims to increase awareness of its services and deposit accounts. Key objectives are to improve EPS, increase consumer deposit accounts by 35%, and expand its branch network in remote areas. The strategic report analyzes Meezan Bank's performance, market share, competition, costs, and customer preferences compared to other major banks.
Meezan Bank is Pakistan's largest Islamic bank with over 600 branches. It provides various Shariah-compliant banking products and services like savings accounts, financing, and investments. The bank aims to establish Islamic banking as the preferred choice through professionalism, innovation, and social responsibility. To strengthen its position, Meezan Bank plans to expand into new areas and improve marketing to increase awareness of Islamic finance. The bank also needs to enhance its online systems and provide better employee training to overcome weaknesses.
This document outlines the key steps and timeline for a company pursuing an initial public offering (IPO) in India. It discusses eligibility criteria, corporate governance requirements, key decisions around objects of the issue and intermediaries. It also provides an overview of the major activities in the pre-IPO structuring and preparatory phase, marketing phase including roadshows and price discovery, and final phase including book building, pricing, allotment, listing and trading. The timeline stretches from an initial kick off meeting to post-issue filings with the Registrar of Companies.
Bank Alfalah was established in 1998 after taking over the Pakistani branches of the banned BCCI bank. It has since expanded to over 400 branches within Pakistan and abroad. The document provides an overview of Bank Alfalah's management, financial performance, branch network, credit portfolio, foreign operations, human resources, and operations departments. It concludes with general principles for account opening procedures.
The 3-sentence summary is:
Askari Bank is a leading Islamic bank in Pakistan that provides various banking products and services through its network of 36 branches. The bank has seen significant growth in deposits, advances, and assets over the past five years. It offers a range of personal and corporate banking services including various deposit accounts, loans, trade financing, remittances, and international banking services to meet the needs of individual and business customers.
The document provides an overview of the Pearl Continental Hotel in Lahore, Pakistan. It discusses the hotel's history (founded in 1958 and acquired by Hashoo Group in 1985), facilities (restaurants, catering services), location in Lahore, and standards exceeding other local hotels. It also includes the hotel's contact information, vision to provide excellent customer service, and human resource department objectives like recruitment, selection, training, and addressing challenges.
Meezan Bank is Pakistan's largest Islamic bank, operating 222 branches across 63 cities. It was the first bank to receive an Islamic banking license from the State Bank of Pakistan in 2002. Meezan Bank offers a range of Shariah-compliant deposit products like savings accounts, certificates of investment, and foreign currency accounts. It has a strong management team and balance sheet, with excellent profitability and high credit ratings. The bank aims to be the premier provider of innovative Islamic banking services in Pakistan.
Askari Bank is a commercial bank in Pakistan that was founded in 1991 and acquired by Fauji Group in 2013. It has expanded to around 250 branches nationwide and an offshore banking unit in Bahrain. The document discusses clearing processes between banks, including inward and outward clearing of checks. It describes the role of the National Institutional Facilitation Technology (NIFT) in facilitating automated check clearing and settlement between banks through centralized processing. Key steps in inward and outward check clearing processes are outlined.
United bank-ltd-ubl-internship-report1471589354kasmshahab
The document provides information about VUSTUDENTS.NET, an online community formed to help Virtual University of Pakistan students overcome disadvantages of distance learning. It offers solutions to assignments, quizzes, past papers, e-books, and chat rooms. Members can access materials, while non-members are encouraged to sign up for access. The community aims to facilitate discussion of subjects and university issues to support learning.
This document summarizes a presentation about the D-Ground branch of the Bank of Punjab (BOP). It provides background on the establishment of BOP and the D-Ground branch. It outlines the branch's vision, mission, structure, services, and human resource management. It also describes awards received by BOP and performs a SWOT analysis of the D-Ground branch, identifying strengths like its reputation and location, weaknesses like lack of advertising, and opportunities and threats like competition.
Askari Bank Internship Report 2019 (Islamic Banking Services)AbdullahSohail16
This document is an internship report submitted by Abdullah Sohail to the Air University School of Management in partial fulfillment of the requirements for his degree. The report provides an overview of Askari Bank Ltd's Islamic banking services branch, including its history, vision, mission, core values, organizational hierarchy, major Islamic banking modes, products and services, and departments. It also describes Abdullah Sohail's 6-week internship experience, where he learned about processes like account opening and closing and interacting with customers.
S.M. Ali Zaidi presented on the Pakistani spice market. India is the largest producer of spices in the world, producing over 1 million tonnes annually. Shan Foods dominates the branded spice market in Pakistan, holding a 50% market share, followed by National Foods at 35%. The total curry-based spice market in Pakistan is estimated at Rs. 10-15 billion, with 60% coming from loose, unbranded spices. Punjab and Sindh each account for 45% of the regional spice market share in Pakistan. Shan Foods saw increases in sales (35%) and profits (175%) from 2012 to 2011, while trade debts decreased by 30% and fixed assets by 5%.
Difference between Islamic banks and Conventional banksMuhammad Danish
this document contains a detailed comparison of the Islamic banking system and conventional banking system. we take the examples of HBL and Meezan bank limited
The document provides information about a project proposal for Habib Bank Limited (HBL) Management Information System (MIS). It discusses the banking system and history of HBL. It outlines the products, services, and hierarchy within HBL Madina Town branch. It also describes how MIS is used in HBL to integrate computer systems and provide real-time data across branches to facilitate thousands of daily transactions.
This document is a report submitted by Waseem Ahmed Sandeelo for his Business Communication course at Shah Abdul Latif University Khairpur. It discusses the history and functions of the State Bank of Pakistan. The State Bank was established in 1948 and serves as Pakistan's central bank. It is responsible for monetary policy, banking regulation, and other functions like managing currency and the government's finances. The report provides details on the State Bank's departments, leadership structure including the Governor and Central Board of Directors, and its roles in maintaining price stability, conducting monetary policy, and supporting banking and economic development in Pakistan.
Faysal Bank Pakistan Inroduction SWOT analysisOsama Yousaf
Faysal Bank Limited is a Pakistani commercial bank that was incorporated in 1994. It has a network of 67 branches across Pakistan as of 2007. The bank mobilizes savings in the economy and provides commercial banking services like lending, while following prudent policies and regulations. It has shown encouraging growth in deposits, finances and profits in recent years. However, the management sees opportunities for improving communications infrastructure and further promoting the bank's brand.
Merchant banking provides a wide range of financial services including underwriting shares, portfolio management, project counseling, and more. They work with both equity and debt financing unlike commercial banks. Some key services include corporate counseling, project financing, managing public offerings, portfolio management, M&A advisory, offshore financing, and advising non-resident investors. Merchant banks must have expertise in financial analysis, market knowledge, and maintain high professional standards. The merchant banking industry in India has opportunities to grow with the increasing number of public offerings, foreign institutional investments, evolving debt markets, and corporate restructuring needs.
Askari Bank was incorporated in Pakistan in 1991 as a public limited company. It commenced banking operations in 1992 and is principally engaged in the business of banking. Since inception, the bank has focused on growth through improving service quality, investing in technology and people, and utilizing its extensive branch network. Corporate social responsibility is also an integral part of the bank's operations. The bank provides various banking products and services, including Askari Ijarah Bis Sayyarah, which is an Islamic car financing product that complies with Shariah law.
The document provides information about Bank of Punjab (BOP), a scheduled commercial bank in Pakistan. It was established in 1989 and has 284 branches across the country. BOP mobilizes local resources, promotes savings, and provides investment funds. It aims to be a customer-focused bank with service excellence. BOP offers various banking services including deposits, loans, remittances and bill payments. It has a subsidiary called BOP First Punjab Modaraba. The document discusses BOP's organizational structure, products and services, financial performance and future prospects. It conducts a PEST analysis and concludes that BOP has a high market share due to its focus on excellent customer service.
This document is an internship report submitted by Mirza Muhammad Naseer to the University of Management Sciences & Information Technology after completing a 6-week internship at Habib Bank Limited's Panjera branch in Azad Kashmir. The report provides an overview of HBL, including its establishment, values, goals, and the functions performed at its branches. It also analyzes HBL's organizational structure, products/services, and financial performance. The document aims to provide students and laypeople with information and insights about HBL's banking operations and role in Pakistan's economy.
Meezan Bank is the first and largest Islamic commercial bank in Pakistan. It has over 550 branches across the country. The document provides details on Meezan Bank's vision, mission, history, leadership structure, products, and financial performance. It outlines the bank's deposit accounts, services, electronic banking options, consumer and business financing products. Charts show trends in deposits, deposits ratio, corporate assets from 2012-2015.
Oman UAE Exchange ties up with State Bank of India for FLASHremitMJDelaMasa
Oman UAE Exchange has partnered with State Bank of India to offer FLASHremit, a real-time money transfer service allowing customers in Oman to instantly transfer funds to SBI accounts in India. The partnership aims to provide a more convenient and secure money transfer experience. With FLASHremit, customers will receive instant SMS notifications when transfers are credited to recipients' accounts. State Bank of India is one of India's largest public sector banks and this integration will enable more convenient and instant money transfers home for Omani customers. Oman UAE Exchange has over 50 branches in Oman and addresses multiple financial needs through money transfers and foreign exchange.
This document outlines the key steps and timeline for a company pursuing an initial public offering (IPO) in India. It discusses eligibility criteria, corporate governance requirements, key decisions around objects of the issue and intermediaries. It also provides an overview of the major activities in the pre-IPO structuring and preparatory phase, marketing phase including roadshows and price discovery, and final phase including book building, pricing, allotment, listing and trading. The timeline stretches from an initial kick off meeting to post-issue filings with the Registrar of Companies.
Bank Alfalah was established in 1998 after taking over the Pakistani branches of the banned BCCI bank. It has since expanded to over 400 branches within Pakistan and abroad. The document provides an overview of Bank Alfalah's management, financial performance, branch network, credit portfolio, foreign operations, human resources, and operations departments. It concludes with general principles for account opening procedures.
The 3-sentence summary is:
Askari Bank is a leading Islamic bank in Pakistan that provides various banking products and services through its network of 36 branches. The bank has seen significant growth in deposits, advances, and assets over the past five years. It offers a range of personal and corporate banking services including various deposit accounts, loans, trade financing, remittances, and international banking services to meet the needs of individual and business customers.
The document provides an overview of the Pearl Continental Hotel in Lahore, Pakistan. It discusses the hotel's history (founded in 1958 and acquired by Hashoo Group in 1985), facilities (restaurants, catering services), location in Lahore, and standards exceeding other local hotels. It also includes the hotel's contact information, vision to provide excellent customer service, and human resource department objectives like recruitment, selection, training, and addressing challenges.
Meezan Bank is Pakistan's largest Islamic bank, operating 222 branches across 63 cities. It was the first bank to receive an Islamic banking license from the State Bank of Pakistan in 2002. Meezan Bank offers a range of Shariah-compliant deposit products like savings accounts, certificates of investment, and foreign currency accounts. It has a strong management team and balance sheet, with excellent profitability and high credit ratings. The bank aims to be the premier provider of innovative Islamic banking services in Pakistan.
Askari Bank is a commercial bank in Pakistan that was founded in 1991 and acquired by Fauji Group in 2013. It has expanded to around 250 branches nationwide and an offshore banking unit in Bahrain. The document discusses clearing processes between banks, including inward and outward clearing of checks. It describes the role of the National Institutional Facilitation Technology (NIFT) in facilitating automated check clearing and settlement between banks through centralized processing. Key steps in inward and outward check clearing processes are outlined.
United bank-ltd-ubl-internship-report1471589354kasmshahab
The document provides information about VUSTUDENTS.NET, an online community formed to help Virtual University of Pakistan students overcome disadvantages of distance learning. It offers solutions to assignments, quizzes, past papers, e-books, and chat rooms. Members can access materials, while non-members are encouraged to sign up for access. The community aims to facilitate discussion of subjects and university issues to support learning.
This document summarizes a presentation about the D-Ground branch of the Bank of Punjab (BOP). It provides background on the establishment of BOP and the D-Ground branch. It outlines the branch's vision, mission, structure, services, and human resource management. It also describes awards received by BOP and performs a SWOT analysis of the D-Ground branch, identifying strengths like its reputation and location, weaknesses like lack of advertising, and opportunities and threats like competition.
Askari Bank Internship Report 2019 (Islamic Banking Services)AbdullahSohail16
This document is an internship report submitted by Abdullah Sohail to the Air University School of Management in partial fulfillment of the requirements for his degree. The report provides an overview of Askari Bank Ltd's Islamic banking services branch, including its history, vision, mission, core values, organizational hierarchy, major Islamic banking modes, products and services, and departments. It also describes Abdullah Sohail's 6-week internship experience, where he learned about processes like account opening and closing and interacting with customers.
S.M. Ali Zaidi presented on the Pakistani spice market. India is the largest producer of spices in the world, producing over 1 million tonnes annually. Shan Foods dominates the branded spice market in Pakistan, holding a 50% market share, followed by National Foods at 35%. The total curry-based spice market in Pakistan is estimated at Rs. 10-15 billion, with 60% coming from loose, unbranded spices. Punjab and Sindh each account for 45% of the regional spice market share in Pakistan. Shan Foods saw increases in sales (35%) and profits (175%) from 2012 to 2011, while trade debts decreased by 30% and fixed assets by 5%.
Difference between Islamic banks and Conventional banksMuhammad Danish
this document contains a detailed comparison of the Islamic banking system and conventional banking system. we take the examples of HBL and Meezan bank limited
The document provides information about a project proposal for Habib Bank Limited (HBL) Management Information System (MIS). It discusses the banking system and history of HBL. It outlines the products, services, and hierarchy within HBL Madina Town branch. It also describes how MIS is used in HBL to integrate computer systems and provide real-time data across branches to facilitate thousands of daily transactions.
This document is a report submitted by Waseem Ahmed Sandeelo for his Business Communication course at Shah Abdul Latif University Khairpur. It discusses the history and functions of the State Bank of Pakistan. The State Bank was established in 1948 and serves as Pakistan's central bank. It is responsible for monetary policy, banking regulation, and other functions like managing currency and the government's finances. The report provides details on the State Bank's departments, leadership structure including the Governor and Central Board of Directors, and its roles in maintaining price stability, conducting monetary policy, and supporting banking and economic development in Pakistan.
Faysal Bank Pakistan Inroduction SWOT analysisOsama Yousaf
Faysal Bank Limited is a Pakistani commercial bank that was incorporated in 1994. It has a network of 67 branches across Pakistan as of 2007. The bank mobilizes savings in the economy and provides commercial banking services like lending, while following prudent policies and regulations. It has shown encouraging growth in deposits, finances and profits in recent years. However, the management sees opportunities for improving communications infrastructure and further promoting the bank's brand.
Merchant banking provides a wide range of financial services including underwriting shares, portfolio management, project counseling, and more. They work with both equity and debt financing unlike commercial banks. Some key services include corporate counseling, project financing, managing public offerings, portfolio management, M&A advisory, offshore financing, and advising non-resident investors. Merchant banks must have expertise in financial analysis, market knowledge, and maintain high professional standards. The merchant banking industry in India has opportunities to grow with the increasing number of public offerings, foreign institutional investments, evolving debt markets, and corporate restructuring needs.
Askari Bank was incorporated in Pakistan in 1991 as a public limited company. It commenced banking operations in 1992 and is principally engaged in the business of banking. Since inception, the bank has focused on growth through improving service quality, investing in technology and people, and utilizing its extensive branch network. Corporate social responsibility is also an integral part of the bank's operations. The bank provides various banking products and services, including Askari Ijarah Bis Sayyarah, which is an Islamic car financing product that complies with Shariah law.
The document provides information about Bank of Punjab (BOP), a scheduled commercial bank in Pakistan. It was established in 1989 and has 284 branches across the country. BOP mobilizes local resources, promotes savings, and provides investment funds. It aims to be a customer-focused bank with service excellence. BOP offers various banking services including deposits, loans, remittances and bill payments. It has a subsidiary called BOP First Punjab Modaraba. The document discusses BOP's organizational structure, products and services, financial performance and future prospects. It conducts a PEST analysis and concludes that BOP has a high market share due to its focus on excellent customer service.
This document is an internship report submitted by Mirza Muhammad Naseer to the University of Management Sciences & Information Technology after completing a 6-week internship at Habib Bank Limited's Panjera branch in Azad Kashmir. The report provides an overview of HBL, including its establishment, values, goals, and the functions performed at its branches. It also analyzes HBL's organizational structure, products/services, and financial performance. The document aims to provide students and laypeople with information and insights about HBL's banking operations and role in Pakistan's economy.
Meezan Bank is the first and largest Islamic commercial bank in Pakistan. It has over 550 branches across the country. The document provides details on Meezan Bank's vision, mission, history, leadership structure, products, and financial performance. It outlines the bank's deposit accounts, services, electronic banking options, consumer and business financing products. Charts show trends in deposits, deposits ratio, corporate assets from 2012-2015.
Oman UAE Exchange ties up with State Bank of India for FLASHremitMJDelaMasa
Oman UAE Exchange has partnered with State Bank of India to offer FLASHremit, a real-time money transfer service allowing customers in Oman to instantly transfer funds to SBI accounts in India. The partnership aims to provide a more convenient and secure money transfer experience. With FLASHremit, customers will receive instant SMS notifications when transfers are credited to recipients' accounts. State Bank of India is one of India's largest public sector banks and this integration will enable more convenient and instant money transfers home for Omani customers. Oman UAE Exchange has over 50 branches in Oman and addresses multiple financial needs through money transfers and foreign exchange.
The document provides an overview of Islamic banking, including its principles, key differences from conventional banking, common products and financing modes, and the progress and global landscape of the Islamic banking industry. It discusses how Islamic banking is based on Shariah principles of prohibiting riba (interest) and encouraging profit and loss sharing. It also summarizes some major Islamic banking products and the industry's growth in Pakistan and other countries around the world.
The document provides an overview of Islamic banking, including its foundations in Islamic principles, key differences from conventional banking, common Islamic banking products and financing modes, and the progress and current state of the Islamic banking industry both in Pakistan and globally. It discusses Islamic prohibitions on riba (interest), and how Islamic banks engage in trade-based, partnership-based and rental-based modes to fulfill financial needs in accordance with Shariah law.
This document provides an overview of HSBC InvestDirect, an online stock brokerage firm in India. It discusses HSBC InvestDirect's history, products and services offered, key features of online trading, and compares HSBC InvestDirect to other major brokerage houses in India based on account opening charges, annual maintenance charges, brokerage rates, and customer enquiry details. The document also includes an introduction to stock markets and exchanges in India.
This document provides an overview of HSBC InvestDirect, an online stock brokerage firm in India. It discusses HSBC InvestDirect's history, products and services offered, comparison with other brokerage houses, and procedures for online trading. Key points covered include HSBC InvestDirect's acquisition of IL&FS InvestSmart in 2008, its online trading platforms SmartStart, SmartInvest and SmartTrade, and fees/brokerage rates compared to competitors like HDFC Securities, ICICI Direct, and Angel Broking.
This document provides information about Meezan Bank and its operations. It includes:
1) An introduction and background on Meezan Bank along with contact details for its branch staff members.
2) Details on Meezan Bank's vision, mission, values, and financial highlights including growth rates in deposits, assets, and profits.
3) Information on Meezan Bank's board of directors, Shariah supervisory board, credit ratings, and branch network across Pakistan.
4) Descriptions of some of Meezan Bank's main Islamic banking products and accounts.
Al-Baraka Bank (Pakistan) Ltd is an Islamic bank that was formed through a merger in 2010. It has over 224 branches across Pakistan and aims to provide Shariah-compliant banking products and services to customers. The bank offers various savings, investment and financing products for individuals and businesses. It has a vision of conducting ethical business according to Islamic principles and sharing mutual benefits with customers and shareholders.
Samba Financial Group is a large banking firm in Saudi Arabia with international operations including branches in the UK, Qatar, Dubai, and a subsidiary with 28 branches across major Pakistani cities. Samba Bank Limited is its majority-owned subsidiary in Pakistan. The presentation provides an overview of Samba's history and background, vision, values, products, services, financial performance, branch network in Pakistan, SWOT analysis, and suggestions for improving its Pakistani operations.
The document provides information about Habib Metropolitan Bank Ltd, including its subsidiaries, ratings, Islamic banking division, history in Pakistan and Sialkot, branch network including locations in Sialkot, board of directors, hierarchy, consumer banking facilities like savings accounts, current accounts, and account opening procedures. It also discusses corporate banking and internal controls.
Silk Bank is a commercial bank in Pakistan that was formerly known as Saudi Pak Bank. It offers various deposit accounts such as savings accounts, current accounts, and term deposits. It also provides personal financing products like car financing and home financing. The presentation provides details on Silk Bank's vision, leadership team, and range of banking and insurance products.
Hafsa Idrees and others presented on the history and operations of Habib Bank Limited (HBL). HBL was founded in 1941 in Bombay and is now headquartered in Karachi. It has over 1,700 branches domestically and 55 branches internationally. HBL offers various personal and business banking accounts, loans, investment products, and digital banking services. It aims to enable customer prosperity while creating value for stakeholders through its vision, mission, and values of progressiveness, customer focus, excellence, integrity and meritocracy.
The document discusses the various business lines of UAE Exchange & Financial Services Ltd in India. It provides an overview of the money transfer, money exchange, air ticketing, insurance, mutual funds, and other financial services offered. It also mentions key details about the company such as it being an NBFC and AMC with over 200 branches across India and having partnerships with money transfer brands like Xpress Money and MoneyGram.
HBL was founded in 1941 in Bombay and is now the largest private bank in Pakistan. It has over 1700 branches domestically and 55 branches internationally. HBL offers various personal and business deposit accounts, loans, insurance and investment products. While HBL has a strong brand and large branch network, it faces threats from other banks and economic/political instability in Pakistan.
Lakshmi Vilas Bank was founded in 1926 in Karur, India. It has 274 branches across India focusing on retail banking, corporate banking, and bank assurance. The bank has seen growth in deposits and credit portfolio in recent years. It offers various banking products and services like savings accounts, fixed deposits, mutual funds, and insurance. The document discusses the bank's history, products, branches, and performance.
The document discusses various types of banks and accounts in Pakistan. It provides details on commercial banks, agricultural banks, industrial banks, mortgage banks, exchange banks, and saving banks. It then discusses account opening procedures and requirements at Askari Commercial Bank, including the rights and duties of customers. Products and services offered by Askari Commercial Bank are outlined, including personal finance, mortgage finance, business finance, credit cards, and travelers cheques. Departments within the bank are also listed.
An presentation on Meezan bank Basic Information there products and services there history, Its board of directors it's PEST, SWOT and Financial Analysis of Year 2014 There Mission And Vision Statement there Core Values and there service Mission
Introduction
Core Information
Board of Directors and Chairman
Financial Issues
Rebranding
Mission and Vision
Services
Type of Accounts
Orbit Rewards
Branches
Marketingfinancialservices 090722204721 Phpapp01GOEL'S WORLD
The document discusses Premier Bank's new Al-Wadiah Premier Savings + Protection Account. The account combines savings and insurance features, paying dividends quarterly. It provides insurance coverage up to SGD200,000 and other benefits like ATM access and no fees. The marketing strategies outlined include advertisements, brochures, and roadshows to promote the new product.
The document discusses Premier Bank's new Al-Wadi'ah Premier Savings + Protection Account, an Islamic banking product that combines savings and insurance. It provides details on the account benefits like quarterly dividends, ATM access, and insurance coverage up to $200,000. Eligibility requires a minimum $500 deposit and being age 21 or above. Marketing strategies to promote the new product include posters, brochures, website content, talks at mosques, and newspaper advertisements.
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
buy old yahoo accounts buy yahoo accountsSusan Laney
As a business owner, I understand the importance of having a strong online presence and leveraging various digital platforms to reach and engage with your target audience. One often overlooked yet highly valuable asset in this regard is the humble Yahoo account. While many may perceive Yahoo as a relic of the past, the truth is that these accounts still hold immense potential for businesses of all sizes.
IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Top mailing list providers in the USA.pptxJeremyPeirce1
Discover the top mailing list providers in the USA, offering targeted lists, segmentation, and analytics to optimize your marketing campaigns and drive engagement.
Structural Design Process: Step-by-Step Guide for BuildingsChandresh Chudasama
The structural design process is explained: Follow our step-by-step guide to understand building design intricacies and ensure structural integrity. Learn how to build wonderful buildings with the help of our detailed information. Learn how to create structures with durability and reliability and also gain insights on ways of managing structures.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.AnnySerafinaLove
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
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5. Soneri Bank was incorporated on September 28, 1991 and is listed on all the Stock
Exchanges of Pakistan. The controlling stake in the Bank is held by the Feerasta
Family.
The Bank commenced operations from its
first branch in Lahore on April 16, 1992.
Soneri is a fully accredited scheduled
commercial bank providing a wide spectrum
of retail and corporate banking services
through its wide network of online branches
in all major cities including Northern Areas of
Pakistan.
BANK INTRODUCTION & HISTORY:
6. The bank is providing its network facilities in urban ,as well as in
RURAL areas, with a strong occurrence across the country.
The bank has introduced lingering network of 288 branches
Including 16 Islamic banking branches and have almost 300+
ATMs across the country.
7. TYPES OF BANKS
Broadly speaking bank can be classified into commercial
banks and central bank.
• The Central Bank has the function of controlling
commercial banks and various other economics activities.
• Commercial Banks are those which provide bank services
for profit.
• There are many types of commercial banks such as deposit
banks, savings banks , industrial banks, agricultural banks,
exchange banks and miscellaneous banks.
11. CORE VALUES
We are customer centric
We have high moral standards
We take ownership
We are proactive
We collaborate
Our business is conducted with a
GOLDEN TOUCH
of excellence and highest
echelons of integrity
and transparency
CORE VALUES
14. BOARD OF
DIRECTORS
Nooruddin Feerasta
Director
Alauddin Feerasta
Chairman
Mohammad Aftab
Manzoor
President & Chief
Executive Officer
Amin A.
Feerasta
Executive
Director
Muhammad
Rashid Zahir
Director
Manzoor
Ahmed
Director
Inam Elahi
Director
Jamil Hassan
Hamdan
Director
i
15. SENIOR
MANAGEMENT
Mubarik Ali
Country Credit
Head
Amin A.
Feerasta
Executive
Director
Mohammad Aftab
Manzoor
President & Chief
Executive
Officer
Mirza Zafar
Baig
Chief Financial
Officer
Shahid
Abdullah
Head of
Treasury,
Capital Markets,
FI & PRI
Ahmed Saqib
Asad
Chief Information
Officer
Iqbal
Zaidi
Head of
Compliance
&
Control
Ali Hassan
Shah
Head of
Operations
Anita
Lalani
Head of
Human
Resourc
es
Muhammad
Qaisar
Head of
Commercial &
Retail
Banking
Masood
Tyabji
Head of
Corporate &
Investment
Banking
Syed
Asim Ali
Head of
Audit
16. Soneri Bank Limited
Shari’ah Board
Board Audit Committee
President & CEO Head of Audit
Executive Director
Head of
Information Technology
Head of
Risk Management
Head of
Operations
Company
Secretary
Chief Financial
Officer
Head of Treasury,
FI and PRI.
Head of
Corporate &
Investment
Banking
Head of
Retail &
Commercial
Banking
Head of
Islamic Banking
Head of Remedial
Management Unit
Country
Credit Head
Head of
Compliance &
Controls
Head of Human
Resources
ORGANIZATIONAL STRUCTURE
An organizational structure defines how activities such as
task allocation, coordination and supervision are directed
towards the achievement of organizational aims
Board of Directors
17. M U H A M M A D A R S H A D B A S H I R
E I 1 7 M B A 0 8 7
18. Product and Services
RETAIL BANKING
CORPORATE BANKING
ISLAMIC BANKING
HOME REMITTANCE
INVESTOR RELATIONS
19. RETAIL BANKING
Soneri Bank Limited offers a full range of Retail
Banking services. Corporate and Treasury
operations, worldwide network of
correspondents and a complete range of Trade
Finance products make our bank a perfect place
to do trade business with.
Soneri Ikhtiar Account
Soneri Current Account
Soneri Asaan Account
Basic Banking Account
Soneri Pensioners Account
PLS Savings Account
Soneri Savings Account
Soneri Sahara Account
Rupee Term Deposit Accounts
Soneri Foreign Currency Accounts
Real Time Gross Settlement – RTGS
Agriculture Financing
SME
Financing Products
Deposits Products
Online Banking
Safe Deposit Lockers
Consumer Finance
Electronic Banking
SMS Alert
Banc assurance
21. Accounts Types
1 - Current Account
Soneri Current Account fulfills everyday banking needs with
no restriction on number of transactions. It offers a host of
free services with no minimum balance requirement. This
account provides instant access to funds from any branch
across Soneri Bank’s growing branch network
Initial Deposit Rs. 1,000/-
Monthly Average Balance Rs.5,000/-
Transactions Unlimited
Features
22. 2 - Soneri Savings Account
Soneri Savings Account is a flexible and fast growing cumulative
profit account. It allows savers to enjoy regular profits on a
monthly basis. the profit rate in this account increases with
increase in account balance as per the defined tiers.
Features
Initial Deposit Rs. 1,000/-
Monthly Average Balance Rs. 5,000/-
Transactions Unlimited
Profit Rate Tiered
Profit Calculation On day end balance
Accounts Types
23. 3 – PLS Savings Account
PLS Savings Account is a simple deposit account offering great
convenience. The account may be opened with any amount
and there is no minimum balance requirement.
Initial Deposit Rs. 100/-
Minimum Balance No requirement
Transactions Unlimited
Profit Calculation On average monthly balance
Profit Payment Semi-annually
Features
Accounts Types
24. RTGS
Real Time Gross Settlement.
RTGS system is a funds transfer mechanism where
transfer of money takes place from one bank to
another on a “real time” and on “gross” basis. This is
the fastest possible money transfer system through
the banking channel.
Services
25. ATM / Visa Debit Card
Services
Introduction
Soneri VISA Debit Card brings you a hassle-free experience of
spending and making payments countrywide. As a Soneri ViSA Classic
Card and VISA Gold Card holder you can avail unmatched
opportunities and benefits.
Benefits
Safer than carrying cash
Pay dinning, shopping, travelling and other bills at over 27
million outlets displaying VISA signs locally and
Internationally
Worldwide cash withdrawal facility at over 1.7 million ATMs
displaying the sign
Ease of cash withdrawal on
27. What are the available limits on Classic & Gold Card?
VISA Classic Debit Card VISA Gold Debit Card
Cash Withdrawal Rs. 35,000 Cash Withdrawal Rs. 50,000
Purchase (Merchant) Rs. 50,000 Purchase (Merchant) Rs. 100,000
Funds Transfer Rs. 250,000 Funds Transfer Rs. 250,000
Services
30. We offer a wide range of banking products and services to our high
end customers for their working capital and long term financing
requirements. In addition, we also offer advisory, debt rescheduling
and cater to capital market needs of our valued clients. Our
business team is geared to meet our client’s requirements and assist
in the best possible manner in making our customers grow their
businesses.
Corporate Banking
31. Islamic Banking
Islamic banking refers to a
system of banking or banking
activity that is consistent with the
principles of the Shari'ah (Islamic
rulings) and its practical application
through the development of Islamic
economics. The principles which
emphasise moral and ethical values
in all dealings have wide
universal appeal.
Fatwa
Shariah Board
Financing Products
Deposit Products
Weightage
Historical Rate
Sheet
Branches
SOC Certificate
IB Schedule of
Charges
Mustaqeem FAQs
32. Soneri Mehnat Wasool Remittance
Soneri Bank Limited (SBL) under the guidance
of Pakistan Remittance Initiative (PRI) (a joint
venture of State Bank, Ministry of Finance and
Ministry of Overseas Pakistan)
Pakistanis, started HomeRemittance Payments
Disbursement Initiative in July 2012.
Soneri Mehnat Wasool lets you conveniently receive money
sent from MoneyGram, (with the presence of 350,000+ agents
across 200 countries and territories), Ria Money Transfer (with
the presence of 243,000+ agents across 134 countries), Al Ansari
Exchange / Worldwide Cash Express Money Transfer ( with more
than 100,000 agents across the globe) Wallstreet Finance (Canada),
Golden Money Transfer (USA), Alpine Exchange (USA) and Small
World LCC via more than 285 Soneri Branches nationwide.
34. Investor relations
Soneri Bank has seen a continuous
improvement in its performance over
the years. This is a result of the bank’s
commitment and efforts to provide
excellent service to its customers. This
section includes Annual Report,
Quarterly Reports & Key Figures,
highlighting the bank’s performance.
35. Ratings:
Long Term: “AA-” (DoubleA minus);
Short Term: “A1+” (Aone plus)
These ratings denote a very low
expectation of credit risk emanating from a
very strong capacity for timely payment of
financial commitments.
Rating Agency:
The Pakistan Credit Rating Agency (PACRA)
report June 2016
Credit rating.
36. MARKET SHARE PRICE TREND
YEAR
END
MARKET SHARE PRICE TREND
QUARTER
END HIGH (Rs.) LOW (Rs.)
CLOSING
(RS.)
2017
2016
March
June
September
December
15.85
12.67
12.50
12.25
16.00
14.68
13.45
13.40
19.20
17.60
16.54
14.00
March
June
September
December
15.90
14.50
15.49
17.90
12.76
13.00
13.40
14.10
14.00
14.22
14.64
17.65
40. SWOT Analysis
SWOT analysis gives a review of an organization, which is
comprised of organization’s strengths, weaknesses, opportunities
and threats
41. Strengths
Strengths are the internal plus points that make an organization
strong.
Soneri Bank has got a very good image in the banking industry
as well as in society.
Soneri Bank has a competitive edge of having branches in
Northern Areas of the country.
Soneri Bank serves better to its customers with a friendly staff.
SWOT Analysis
42. Weaknesses
Weaknesses are the internal weak points, which every
organization has.
The lower level management lacks clear direction and is not
having the managerial depth.
Marketing skills of the bank are good but they have a little
presence at media.
Physical setup of the branch is not impressive.
SWOT Analysis
43. Opportunities
An external situation which an organization can benefit from, is
called opportunities for that organization.
Soneri Bank should take interest in the new market segments
like IT business and software business.
Soneri Bank should extend their branches network to other parts
of the country.
Increasing credit facilities to lower income groups.
SWOT Analysis
44. Threats
An external situation posed to harm organization’s interest is
regarded as threat to that organization.
Increasing number of private / foreign banks in the country.
Global technology advancement.
Political, economical situation of the country.
SWOT Analysis
45. AWARDS OF SONERI BANK
Soneri Bank is proud to have been honored by the CFA Association
with the ‘2011, Best Bank of the Year’ award in the medium banks’
category.
Achievements
46. Now you can ask any question
regarding our presentation