Villages face challenges improving local health issues. Microinsurance can help cover medical costs but microinsurers also need coverage. The solution proposes using anonymized patient data from microinsurers to set reinsurance rates for microinsurers. It also proposes communities license success stories as intellectual property to generate revenue to invest in health projects. Combining the data and stories creates a multidimensional dataset that can inform primary healthcare improvement through low-cost and streamlined measurement methods.

1. SOLUTIONS AS INTELLECTUAL PROPERTY
&
REINSURANCE FOR MICROINSURERS
A Novel Approach to Community Development & Medical Data Management
By
Winston Grace

2. Villages and small
communities around the
world
face challenges every day.

3. Residents of these
communities may face various
medical issues.

4. Changes in the environment
like filtering the local water
can improve medical issues.

5. Microinsurance for health
benefits can provide the
resources for the medical
issues of subscribers.

6. Reinsurance,
essentially insurance for
insurers,
can cover multiple
microinsurers.

7. Metadata,
the data without the identity
of the subscribers in the
various plans….

8. ….can be used by the
reinsurer for determining
ratemaking for the
microinsurer’s
reinsurance policies.

9. The Problem
and the Proposed Solution:

10. Problem:
Improving the local
environment can improve
health…

11. ….However,
microinsurance focuses on
insurance services.

12. Proposed Solution:
The stories about community
success….
overcoming obstacles can be
intellectual property.

13. The intellectual property
can be licensed for technical
journals in the form of
research studies or novels in
general.

14. The reinsurer can make
investments in these types
of projects….

15. ….and have a financial
return on a small portion of
the revenue from the
publication.

16. What is proposed in a free
online course for how
communities can…

17. ….create these types of
projects for improving
community health.

18. The combination of the
reinsurance/microinsurance
metadata…

19. …and the success
stories create a
multidimensional
dataset.

20. -From this,
the success in public projects employs
unconventional data source to inform
primary health care performance
improvement.

21. The minimal investment in solutions
becoming intellectual property and
a source of revenue provides
improved
measurement methods that are….

22. …low cost,
fit-for-purpose,
shareable across information systems,
and streamlined for data collectors.

23. -Leverages existing systems, networks, and
workflows
to streamline the collection and interpretation of
data
to support meaningful use of primary health care
data.

24. -From the success stories,
the solution provides
actionable, accountable, and accessible
insights for health care providers.

25. By means of frontline healthcare workers
providing information
on public health needs….

26. ...there can be a way
for frontline health workers
to participate in the performance improvement efforts.

27. This has been a presentation for a 2022 challenge in
measurement for performance improvement…
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