Six findings from academic research on investment consultants
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Almost all pension funds and charitable trusts hire investment consultants to recommend which funds to invest in. But do those consultants add any value?
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Introduction
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Companies that awarded their Chief Executive Officers (CEOs) higher equity incentives had
below-median returns based on a sample of 429 large-cap U.S. companies observed from
2006 to 2015. On a 10-year cumulative basis, total shareholder returns of those companies
whose total summary pay (the level that must be disclosed in the summary tables of proxy
statements) was below their sector median outperformed those companies where pay
exceeded the sector median by as much as 39%.1Dividend Policy and Share Price Volatility Among Insurance Companies Listed a...
Dividend Policy and Share Price Volatility Among Insurance Companies Listed a...Business, Management and Economics Research
The major objective of any firm is to maximize the shareholders wealth. This is evidence through dividend yield and payout ratio and this encapsulate into the dividend policy of a company. The research purpose aimed at examining the influence that dividend policy has on the volatility of share prices among the listed insurance corporations in Kenya. Research design, approach and method: Data was collected from listed insurance corporations over a 10-year period with a total of 49 data points. The Pearson correlation and ordinary regression analysis were employed. The results reveal the existence of a positive link among the study variables. The correlations were found to be substantial at ninety-five percent confidence level. It is worth noting that the model summary shows forty-three-point one percent of changes in the volatility of stock price are explicated by dividend yield and payout ratio. ANOVA statistics which examines whether the analytical model as set out in the study explains variations in the dependent variable concluded that the model is analytically substantial. The outcome revealed a statistically significant positive link between stock price variations and the ratio of dividend payout. Research also established a statistically substantial negative interrelation between volatility of stock prices and dividend return. Results therefore recommend that companies should have dividend policies which are mapped to shareholders wealth maximization objective. The study suggests further studies be undertaken to determine whether there exists an analytically substantial difference between the dividend policies of various sectors in the economy.FINANCIAL LITERACY ON INVESTMENT PERFORMANCE: THE MEDIATING EFFECT OF BIG-FIV...
Purpose: In behavioural finance is enclosed by the implementation of human psychology. It displays the behaviour as cognitive and affective. Investors are motivated to participate in innovative financial products and financial instruments in the markets. Decisions of investors have emerged with their awareness of market dynamics and the psyche. Prediction about investors’ behaviour may difficult task. Methodology: The researcher used stratified random sampling technique to collect data in metropolitan cities (Chennai, Coimbatore, Madurai, Salem, and Tiruchirappalli) in Tamil Nadu State. The three variables are financial literacy is considered as independent variable, Big Five Personality traits is treated as mediating variable and investment performance is displayed as dependent variable Findings: There is a positive and significant relationship between financial literacy and investment attitude on investments. Investors must focus on their performance towards investment decisions. Conclusion: The result shows that the knowledge and attitude of the investors are highly influence investment decisions. Most of the investors make their decision making based on their past performances in financial activities
Stock Return Predictability with Financial Ratios: Evidence from PSX 100 Inde...
The objective of the current study is to investigate the stock return’s predictability by using financial ratios and control variable of PSX 100 Index companies during period from 2001-2014.
The influential-investor
The document summarizes the key findings of a research study conducted by the Center for Applied Research on how investor behavior is redefining performance in the investment industry. The summary is:
1) The study found that both retail and institutional investors are often not acting in their own best interests, exhibiting behaviors that do not align with their long-term goals. For example, retail investors said they need to be more aggressive but allocate heavily to cash, while institutional investors increased allocations to complex alternative assets despite not feeling prepared to handle the associated risks.
2) The behaviors seem to be driven by investors' growing awareness of instability in the financial system due to factors like extensive central bank interventions and increased global correlations.
3
Capital arranging suggests the system grasped by a business or rel
The document discusses capital budgeting and how it is used by businesses and organizations. Capital budgeting involves assessing cash inflows and outflows to determine if potential benefits from projects will meet return targets. It allows organizations to only pursue projects that maximize shareholder returns, as most have limited cash. There are different capital budgeting methods, such as throughput analysis which considers the entire organization as a single process and measures throughput as materials passing through. Capital budgeting is used to evaluate large potential projects and determine if they are viable and warrant financial investment.
Capital arranging suggests the system grasped by a business or rel
Through capital budgeting, companies evaluate potential projects and investments by assessing cash inflows and outflows to determine if the potential benefits will meet return targets. There are different capital budgeting methods, such as throughput analysis which considers the entire company as a single process and measures materials passing through. Capital budgeting helps companies pursue only projects that maximize shareholder returns and allocate limited capital to divisions providing the greatest benefits. Financial analysis is used by companies to evaluate whether investments are viable and worth the financial commitment. It can be conducted internally or externally and includes fundamental analysis of a security's intrinsic value and specific analysis of changes in value patterns.
v14n20 17 October - Index Funds
1) Index funds continue to outperform active funds over the long term, as shown by recent research. The Australian ETF sector is growing much faster than the overall market.
2) Active bond managers will need to significantly outperform bond indexes for a sustained period to change investors' perceptions that have favored index funds.
3) Recent data from S&P Global shows that over one, three and five year periods, the majority of Australian active equity and bond managers underperformed their relevant indexes.
2015 Investors Survey Final
The document is a survey of 64 institutional investors about their use and views of corporate proxy statements. Key findings include:
- Investors are deeply dissatisfied with executive compensation disclosure in proxies, and find them too long and difficult to understand. Less than half find compensation information clear.
- Investors only read around 32% of typical proxy statements on average, finding them too long at 80 pages on average, preferring around 25 pages.
- Most investors believe proxy voting increases shareholder value, though portfolio managers are only moderately involved in voting decisions on average.
- Areas of most dissatisfaction for investors are disclosure on pay ratios, political contributions, CSR and CEO succession. Areas of most satisfaction are director
2015 Investor Survey Deconstructing Proxy Statements — What Matters to Investors
2015 Investor Survey Deconstructing Proxy Statements — What Matters to InvestorsStanford GSB Corporate Governance Research Initiative
Shareholders Are Dissatisfied with CEO Compensation and Disclosure--Proxies Are Too Long, Difficult to Read.
Only 38 percent of institutional investors believe that corporate disclosure about executive compensation is clear and easy to understand. “Shareholders want to know that the size, structure, and performance targets used in executive compensation contracts are appropriate,” says Professor David F. Larcker of the Stanford Graduate School of Business. “Our research shows that, across the board, they are dissatisfied with the quality and clarity of the information they receive about compensation in the corporate proxy. Even the largest, most sophisticated investors are unhappy.”
“With new pressure from activist investors and annual ‘Say on Pay’ (SOP) votes, it is more important than ever that companies explain to their shareholder base why the compensation packages they offer are appropriate in size and structure,” says Aaron Boyd, director of Governance Research at Equilar. “Investors are noticing the wide range in quality and clarity among various companies’ proxies. They want companies to communicate and explain, rather than simply disclose,” adds Ron Schneider, director of Corporate Governance Services at RR Donnelley Financial Services. “This represents a significant opportunity for many companies to improve the clarity of their proxies.”
In the fall of 2014, RR Donnelley, Equilar, and the Rock Center for Corporate Governance at Stanford University surveyed 64 asset managers and owners with a combined $17 trillion in assets to understand how institutional investors use the information in corporate proxies.A Hands-on Future of Endowments and Foundations
The endowment and foundation sector is increasingly investing in alternatives like infrastructure, private equity, and emerging markets to drive performance and diversification in a low interest rate environment. Many funds plan to increase their risk appetite and shift more assets into alternatives. However, most lack the operational infrastructure to effectively manage increasingly sophisticated portfolios. There is a need for improved manager selection, transparency into alternative investments, and governance structures to oversee complex strategies.
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The Influential Investor. How UHNW and HNW investor behaviour is redefining p...
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Running Head CAPITAL DECISIONS1CAPITAL DECISIONS .docx
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ARE CEOS PAID FOR PERFORMANCE? Evaluating the Effectiveness of Equity Incentives
ARE CEOS PAID FOR PERFORMANCE? Evaluating the Effectiveness of Equity Incentives
Dividend Policy and Share Price Volatility Among Insurance Companies Listed a...
Dividend Policy and Share Price Volatility Among Insurance Companies Listed a...
FINANCIAL LITERACY ON INVESTMENT PERFORMANCE: THE MEDIATING EFFECT OF BIG-FIV...
FINANCIAL LITERACY ON INVESTMENT PERFORMANCE: THE MEDIATING EFFECT OF BIG-FIV...
Stock Return Predictability with Financial Ratios: Evidence from PSX 100 Inde...
Stock Return Predictability with Financial Ratios: Evidence from PSX 100 Inde...
Capital arranging suggests the system grasped by a business or rel
Capital arranging suggests the system grasped by a business or rel
Capital arranging suggests the system grasped by a business or rel
Capital arranging suggests the system grasped by a business or rel
2015 Investor Survey Deconstructing Proxy Statements — What Matters to Investors
2015 Investor Survey Deconstructing Proxy Statements — What Matters to Investors
Recently uploaded
TechnoXander Confirmation of Payee Product Pack 1.pdf
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
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University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.International Sustainability Standards Board
Issb standards
New standard for reporting sustainability on lines of tcfd
South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
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Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
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真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
原版定制【微信:bwp0011】《(nwu毕业证书)美国西北大学毕业证学位证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
Detailed power point presentation on compound interest and how it is calculated
Detailed information about compund interest
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...Falcon Invoice Discounting
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.Recently uploaded (20)
TechnoXander Confirmation of Payee Product Pack 1.pdf
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University of North Carolina at Charlotte degree offer diploma Transcript
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New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
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Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
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South Dakota State University degree offer diploma Transcript
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Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
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How to Invest in Cryptocurrency for Beginners: A Complete Guide
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Ending stagnation: How to boost prosperity across Scotland
Ending stagnation: How to boost prosperity across Scotland
Detailed power point presentation on compound interest and how it is calculated
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Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Dr. Alyce Su Cover Story - China's Investment Leader
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falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
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Six findings from academic research on investment consultants
- 1. Six findings from academic research on investment consultants that may surprise you
- 2. (1/6) In aggregate, funds that consultants DON’T recommend outperform those they do
- 3. Investment Consultants’ Claims about Their Own Performance: What Lies Beneath? Cookson, Jenkinson, Jones & Martinez (August 2018) “Returns (of recommended funds) are, on average, 0.30% per annum lower than the returns obtained by other products available to plan sponsors but not recommended by consultants.”
- 4. (2/6) Plan sponsors often pick managers with good recent records to minimise the risk of losing their jobs
- 5. Institutional Investor Expectations, Manager Performance and Fund Flows Jones and Martinez (Updated 2017) “Those responsible for the selection decisions sought primarily to minimise the risk of losing their jobs by choosing managers who had been demonstrably successful in the past.”
- 6. (3/6) Funds that consultants recommend deviate less from the index than those they don’t
- 7. Investment Consultants’ Claims about Their Own Performance: What Lies Beneath? Cookson, Jenkinson, Jones & Martinez (August 2018) “Recommended managers, on average, deviate less from their benchmarks than non- recommended ones.”
- 8. (4/6) After consultancy fees, the hiring and firing of fund managers subtracts value
- 9. The Selection and Termination of Investment Management Firms by Plan Sponsors Goyal & Wahal (2008) “We find that plan sponsors hire investment managers after superior performance but on average, post-hiring excess returns are zero.”
- 10. (5/6) Consultants recommend the hiring and firing of fund managers partly because it’s in their interests to appear active
- 11. Institutional Investor Expectations, Manager Performance and Fund Flows Jones & Martinez (Updated 2017) “If fund selectors do not select funds, what are they to do? The consequence of this activity is a constant churn of hires and fires that, by any easily measurable metric, adds no value, but nonetheless necessitates the continuous establishment of new business relationships.”
- 12. (6/6) Investment consultants typically overstate their performance by almost two per cent a year
- 13. Investment Consultants’ Claims about Their Own Performance: What Lies Beneath? Cookson, Jenkinson, Jones & Martinez (August 2018) “The weighted average of claimed excess returns of 1.73% per year exceeds our estimation of their performance by 1.94% or 1.95% per year.”
- 14. Find out more EVIDENCE-BASED INVESTING FOR TRUSTEES CHELTENHAM: Wednesday 3rd October 2018 LONDON: Wednesday 17th October 2018 To book your place at these one-off breakfast seminars, email Sarah Horrocks at RockWealth LLP, sarah@rock-wealth.co.uk #EBIforTrustees