Earl Simmons is a senior director of finance and corporate controller with over 20 years of experience in financial leadership roles. He has worked for large companies like Fluor Corporation and Ballanger Group, where he helped save the latter from insolvency. Simmons has expertise in areas such as treasury management, financial analysis, budgeting, and ensuring regulatory compliance. His career highlights include implementing cash management strategies that generated millions in additional earnings and negotiating settlements that salvaged an acquisition. Simmons holds a bachelor's degree in accounting from Auburn University.
Joseph R. Peiso is a CPA and CPCU based in Sarasota, Florida. He currently serves as Chief Financial Officer of United Insurance Holding Corp. His experience includes over 30 years in insurance finance and regulatory roles, including positions at several insurance companies and the North Carolina Department of Insurance. He has extensive experience with financial reporting, modeling, regulatory examinations, and transaction support.
Steven Blondell is a finance professional seeking a senior level position where he can engage teams to make high-level financial decisions and solutions. He has over 25 years of experience in finance roles including VP of Finance, Controller, Treasury Manager, and Consultant. Blondell has experience in both public and private companies, managing portfolios over $100 million, and leading treasury, accounting, and financial functions.
Gloria D. Smith has over 15 years of experience in collections and customer service roles. She has worked at several large companies handling both consumer and commercial accounts, meeting collection goals and helping to implement strategies to increase productivity. She has a business computing certificate and high school diploma.
Howard Gomer has over 25 years of experience in mortgage operations management at Bank of America, including roles managing mortgage servicing, fulfillment, and closing units. He has a proven track record of building and motivating teams, designing quality assurance processes, and resolving large audit issues. Gomer holds a BS in Accounting and is Six Sigma Green Belt certified.
Cecilia Murias has over 20 years of experience in credit, collections, and business management. She has a proven track record of reducing past due accounts and strengthening cash flow. Her experience includes implementing collection procedures, training employees, and building strong customer relationships.
The document provides a summary of Khurram Raza's professional experience, including over 10 years of experience in mortgage underwriting, risk management, and loss mitigation. He has underwriting authority of $1 million and aggregate authority of $3 million. Additionally, he has leadership experience in employee development, training, project management, and strategic planning.
Matthew Jackson is seeking a new role where he can utilize his skills in areas such as account management, customer service, and loan underwriting. He has over 10 years of relevant work experience, including his current role as a Loan Modification Specialist/Underwriter at Nationstar Mortgage where he manages loan portfolios, reviews documentation, and works with borrowers on resolution options. Prior to this, he worked as a Service Agent at Enterprise, where he provided excellent customer service and vehicle transportation assistance. He has a Bachelor's degree in History from the University of North Texas and is proficient in various software programs relevant to the mortgage industry.
Dynamic Advisory Solutions (DAS) is a franchise consulting business that provides accounting and financial services to small and medium sized businesses. The presentation outlines DAS franchise opportunities, services, benefits, and requirements. Franchisees can expect to earn an average of $900,000 in revenue per year providing services like CFO consulting, accounting, and turnaround assistance. The franchise investment includes an initial fee of $60,000 and ongoing royalty and marketing fees. Franchise territories require at least 2,000 potential clients and comprehensive training and support is provided.
Joseph R. Peiso is a CPA and CPCU based in Sarasota, Florida. He currently serves as Chief Financial Officer of United Insurance Holding Corp. His experience includes over 30 years in insurance finance and regulatory roles, including positions at several insurance companies and the North Carolina Department of Insurance. He has extensive experience with financial reporting, modeling, regulatory examinations, and transaction support.
Steven Blondell is a finance professional seeking a senior level position where he can engage teams to make high-level financial decisions and solutions. He has over 25 years of experience in finance roles including VP of Finance, Controller, Treasury Manager, and Consultant. Blondell has experience in both public and private companies, managing portfolios over $100 million, and leading treasury, accounting, and financial functions.
Gloria D. Smith has over 15 years of experience in collections and customer service roles. She has worked at several large companies handling both consumer and commercial accounts, meeting collection goals and helping to implement strategies to increase productivity. She has a business computing certificate and high school diploma.
Howard Gomer has over 25 years of experience in mortgage operations management at Bank of America, including roles managing mortgage servicing, fulfillment, and closing units. He has a proven track record of building and motivating teams, designing quality assurance processes, and resolving large audit issues. Gomer holds a BS in Accounting and is Six Sigma Green Belt certified.
Cecilia Murias has over 20 years of experience in credit, collections, and business management. She has a proven track record of reducing past due accounts and strengthening cash flow. Her experience includes implementing collection procedures, training employees, and building strong customer relationships.
The document provides a summary of Khurram Raza's professional experience, including over 10 years of experience in mortgage underwriting, risk management, and loss mitigation. He has underwriting authority of $1 million and aggregate authority of $3 million. Additionally, he has leadership experience in employee development, training, project management, and strategic planning.
Matthew Jackson is seeking a new role where he can utilize his skills in areas such as account management, customer service, and loan underwriting. He has over 10 years of relevant work experience, including his current role as a Loan Modification Specialist/Underwriter at Nationstar Mortgage where he manages loan portfolios, reviews documentation, and works with borrowers on resolution options. Prior to this, he worked as a Service Agent at Enterprise, where he provided excellent customer service and vehicle transportation assistance. He has a Bachelor's degree in History from the University of North Texas and is proficient in various software programs relevant to the mortgage industry.
Dynamic Advisory Solutions (DAS) is a franchise consulting business that provides accounting and financial services to small and medium sized businesses. The presentation outlines DAS franchise opportunities, services, benefits, and requirements. Franchisees can expect to earn an average of $900,000 in revenue per year providing services like CFO consulting, accounting, and turnaround assistance. The franchise investment includes an initial fee of $60,000 and ongoing royalty and marketing fees. Franchise territories require at least 2,000 potential clients and comprehensive training and support is provided.
The document provides an overview of the SBA 504 loan program:
1) It offers long-term, fixed-rate financing for small businesses to purchase fixed assets like land, buildings, and equipment.
2) It provides up to 90% financing with low down payment requirements to conserve borrowers' working capital.
3) It benefits lenders by providing a senior lien position with low loan-to-value ratios to reduce risk, and helps meet CRA requirements.
Joseph H. Rohs is an experienced financial executive and CFO with over 12 years of experience in accounting, finance, and business operations. He has held leadership roles at several companies, developing financial strategies and managing accounting functions. Currently he is the Director of Finance at United Stationers, overseeing accounting, human resources, IT, and foreign operations.
Larry W. Jordan has over 35 years of experience providing accounting, tax, and business improvement services as a CPA. He has worked as an independent accountant, controller for various companies, and financial analyst. His areas of expertise include general and cost accounting, tax preparation and representation, internal controls, financial reporting, and developing business improvements that increase profits.
Brenda Gregory is an accounting management professional with over 20 years of experience in field compensation and accounting. She is currently an Associate Vice President of Field Compensation at Primerica, where she oversees a team that handles commission expenses, reconciliations, and tax issues. Previously she managed teams that processed bonuses, commissions, and annual tax reconciliations. She is skilled in staff training and communication across departments to ensure efficient processes.
SBA Information Notice 5000-1399 announced the issuance of SOP 50 10 5(I). The new SOP replaces the current franchise review process reflecting changes to the affiliation regulations, and includes policy and process improvements that will reduce time and costs. This SOP update became effective January 1, 2017.
Paul Schultz is a dynamic financial services professional with over 20 years of experience managing high-value accounts, conducting financial document reviews to ensure compliance, and contributing to strategic direction. He has held senior roles at US Bank, GE Money, and Bank of America reviewing mortgages, underwriting marine and RV purchases over $1M, and conducting underwriting for an eastern US district. Schultz is resourceful with strong interpersonal skills and a commitment to excellence.
1- Resume, Automotive - Business ManagementRonald Deitch
This résumé is for Ronald Deitch, who has over 25 years of experience in management, operations, and leadership roles. He has a proven track record of success, including reducing post-closing issues by over 65% and personally generating over $280 million in career production. He holds degrees from Kaplan University and certifications in auto mechanics. Currently he works as a personal banker in Maryland, where he is responsible for managing consumer/business accounts over $50 million.
Melanie Eagle Blanton has over 15 years of experience in mortgage underwriting, loan processing, closing, and funding. She has expertise in meticulously reviewing complex loan documentation, accurately determining risk, communicating effectively with customers, and ensuring regulatory compliance. Her current role involves sorting and distributing mail, scanning documents, and processing new accounts and maintenance requests for a commercial bank. Previously she was a top producing underwriter at Wells Fargo where she specialized in modifications and achieved the highest levels of approval authority.
This document is a resume for James J. Shrager, a finance management executive with over 15 years of experience in strategic planning, financial administration, and fiscal management. He has held several Vice President of Finance roles where he managed all financial functions and oversaw accounting, HR, payroll, and administration. Shrager has expertise in areas such as reporting, acquisitions, profit expansion, and ensuring regulatory compliance. His experience includes positions at Asset Staffing, Volt Information Services, Ogden Corporation, and Acoustiguide Corporation.
Sherri Rosen has over 25 years of experience in finance, accounting, credit, and collections. She has held positions with increasing responsibility at several law firms and printing companies. Most recently, she works as a Credit and Collections Administrator for Blank Rome LLP, where she evaluates clients, conducts research, audits accounts, and participates in review meetings. She has a proven track record of significantly improving collection rates and reducing receivables.
Frank Duarte has over 10 years of experience as a bilingual financial manager focused on financial and operations management. He has managed the finances and operations for H+K Samcor, one of the largest PR firms in Miami, for the past 10 years. Some of his responsibilities there included creating and implementing budgets, analyzing financial statements, ensuring compliance, and managing human resources, IT, vendors, and more. Prior to that, he worked as an Account Manager for a CPA firm, expanding client relationships and managing various condominium association accounts.
Roberta Martinez has over 15 years of experience in credit risk evaluation, financial analysis, and budget forecasting. She has worked in credit management roles for several companies, including Bluelinx Corporation and Mile High Equipment, where she evaluated customer accounts, managed receivables, and met collection goals. Martinez holds a B.S. in Business Administration and has obtained several professional certifications in credit and finance.
This document discusses employee classification and the legal tests used to determine whether a worker is an employee or independent contractor. It notes the advantages to classifying workers as independent contractors but also outlines increased enforcement by the IRS and DOL in recent years. The document reviews common law tests, the IRS category test, and the "ABC" test used in some states. It discusses the consequences of misclassification under various laws such as tax laws, ERISA, FLSA, FMLA, and NLRA.
Loretta V. Cobb-Yancy has over 20 years of experience in mortgage lending, including roles as a compliance analyst, underwriter, and branch manager. She has extensive knowledge of federal lending regulations and state policies. Currently she works as a Compliance Specialist for Homesite Mortgage, where her responsibilities include reviewing loans for compliance with TRID guidelines, company policies, and investor requirements.
Harry J. Jadick has over 30 years of experience in finance, accounting, and operations. He most recently served as Controller for Schiff's Restaurant Service for 20 years, where he oversaw all financial operations and helped increase annual sales to $30 million. Prior to that, he was Controller for Gateway Ford, implementing changes to increase accounts receivable collections. He began his career as Chief Financial Officer for Third National Bank & Trust Company for 16 years. He has a Master's Certificate in Bank Controllership from the University of Wisconsin and a Bachelor's degree in Business Administration from the University of Scranton.
Vincent J. Lombardo has over 30 years of experience in senior financial roles. He has worked in a variety of industries including professional services, manufacturing, distribution, and high-tech. His background includes experience in strategy, operations, IT, reengineering, mergers and acquisitions. He has a proven track record of reducing costs and improving profitability through strategic planning and process improvement initiatives.
Dylan and Eve have been taking care of Chris at a safe house for over a month after rescuing him from an encounter with Stayner and Lucius Tech in Vermont. Chris is just regaining consciousness. Eve warns that Stayner knows their location and is closing in. Dylan tells Chris the others are likely dead and fills him in on what happened. As Chris gets dressed, Eve senses Stayner is near. They prepare to evacuate, but Eve disappears, leaving Dylan and the weakened Chris to escape on their own.
Windows 7 es una versión de Microsoft Windows diseñada para uso en PC, incluyendo equipos de escritorio, portátiles y tabletas. Presenta mejoras en la interfaz para hacer tareas de forma más fácil y rápida, e incluye nuevas características como soporte multitáctil y la capacidad de anclar programas favoritos en la barra de tareas. Está disponible en varias ediciones dirigidas a usuarios domésticos, profesionales y empresariales.
Advancements in neuroimaging technology have made it possible for clinical sc...Travis Green
1. Advances in neuroimaging have allowed scientists to correlate structural brain deficits, particularly in the prefrontal cortex and amygdala, with psychopathic behavior. This makes it possible to predict individuals' likelihood of psychopathy.
2. An ethical issue arises around using neuroimaging to screen individuals for psychopathy, as it may violate their autonomy. However, psychopaths pose a threat to society due to their lack of empathy and high risk of crime.
3. Neuroimaging can help detect psychopathy early and get individuals treatment, benefiting both them and society. Taking preventative measures is supported given psychopaths' malfunctioning brains and risk of violent crime.
Este documento presenta la propuesta para establecer una Sala Situacional Central en la Secretaría Distrital de Salud de Bogotá. La sala tendría como objetivo principal mejorar la capacidad de gestión de los directivos mediante el análisis de información georreferenciada y el seguimiento de indicadores clave. La sala serviría como espacio virtual y físico para monitorear el progreso hacia las metas de salud del plan de desarrollo de Bogotá y tomar decisiones informadas. Se espera que la sala mejore la toma de decisiones,
The document provides an overview of the SBA 504 loan program:
1) It offers long-term, fixed-rate financing for small businesses to purchase fixed assets like land, buildings, and equipment.
2) It provides up to 90% financing with low down payment requirements to conserve borrowers' working capital.
3) It benefits lenders by providing a senior lien position with low loan-to-value ratios to reduce risk, and helps meet CRA requirements.
Joseph H. Rohs is an experienced financial executive and CFO with over 12 years of experience in accounting, finance, and business operations. He has held leadership roles at several companies, developing financial strategies and managing accounting functions. Currently he is the Director of Finance at United Stationers, overseeing accounting, human resources, IT, and foreign operations.
Larry W. Jordan has over 35 years of experience providing accounting, tax, and business improvement services as a CPA. He has worked as an independent accountant, controller for various companies, and financial analyst. His areas of expertise include general and cost accounting, tax preparation and representation, internal controls, financial reporting, and developing business improvements that increase profits.
Brenda Gregory is an accounting management professional with over 20 years of experience in field compensation and accounting. She is currently an Associate Vice President of Field Compensation at Primerica, where she oversees a team that handles commission expenses, reconciliations, and tax issues. Previously she managed teams that processed bonuses, commissions, and annual tax reconciliations. She is skilled in staff training and communication across departments to ensure efficient processes.
SBA Information Notice 5000-1399 announced the issuance of SOP 50 10 5(I). The new SOP replaces the current franchise review process reflecting changes to the affiliation regulations, and includes policy and process improvements that will reduce time and costs. This SOP update became effective January 1, 2017.
Paul Schultz is a dynamic financial services professional with over 20 years of experience managing high-value accounts, conducting financial document reviews to ensure compliance, and contributing to strategic direction. He has held senior roles at US Bank, GE Money, and Bank of America reviewing mortgages, underwriting marine and RV purchases over $1M, and conducting underwriting for an eastern US district. Schultz is resourceful with strong interpersonal skills and a commitment to excellence.
1- Resume, Automotive - Business ManagementRonald Deitch
This résumé is for Ronald Deitch, who has over 25 years of experience in management, operations, and leadership roles. He has a proven track record of success, including reducing post-closing issues by over 65% and personally generating over $280 million in career production. He holds degrees from Kaplan University and certifications in auto mechanics. Currently he works as a personal banker in Maryland, where he is responsible for managing consumer/business accounts over $50 million.
Melanie Eagle Blanton has over 15 years of experience in mortgage underwriting, loan processing, closing, and funding. She has expertise in meticulously reviewing complex loan documentation, accurately determining risk, communicating effectively with customers, and ensuring regulatory compliance. Her current role involves sorting and distributing mail, scanning documents, and processing new accounts and maintenance requests for a commercial bank. Previously she was a top producing underwriter at Wells Fargo where she specialized in modifications and achieved the highest levels of approval authority.
This document is a resume for James J. Shrager, a finance management executive with over 15 years of experience in strategic planning, financial administration, and fiscal management. He has held several Vice President of Finance roles where he managed all financial functions and oversaw accounting, HR, payroll, and administration. Shrager has expertise in areas such as reporting, acquisitions, profit expansion, and ensuring regulatory compliance. His experience includes positions at Asset Staffing, Volt Information Services, Ogden Corporation, and Acoustiguide Corporation.
Sherri Rosen has over 25 years of experience in finance, accounting, credit, and collections. She has held positions with increasing responsibility at several law firms and printing companies. Most recently, she works as a Credit and Collections Administrator for Blank Rome LLP, where she evaluates clients, conducts research, audits accounts, and participates in review meetings. She has a proven track record of significantly improving collection rates and reducing receivables.
Frank Duarte has over 10 years of experience as a bilingual financial manager focused on financial and operations management. He has managed the finances and operations for H+K Samcor, one of the largest PR firms in Miami, for the past 10 years. Some of his responsibilities there included creating and implementing budgets, analyzing financial statements, ensuring compliance, and managing human resources, IT, vendors, and more. Prior to that, he worked as an Account Manager for a CPA firm, expanding client relationships and managing various condominium association accounts.
Roberta Martinez has over 15 years of experience in credit risk evaluation, financial analysis, and budget forecasting. She has worked in credit management roles for several companies, including Bluelinx Corporation and Mile High Equipment, where she evaluated customer accounts, managed receivables, and met collection goals. Martinez holds a B.S. in Business Administration and has obtained several professional certifications in credit and finance.
This document discusses employee classification and the legal tests used to determine whether a worker is an employee or independent contractor. It notes the advantages to classifying workers as independent contractors but also outlines increased enforcement by the IRS and DOL in recent years. The document reviews common law tests, the IRS category test, and the "ABC" test used in some states. It discusses the consequences of misclassification under various laws such as tax laws, ERISA, FLSA, FMLA, and NLRA.
Loretta V. Cobb-Yancy has over 20 years of experience in mortgage lending, including roles as a compliance analyst, underwriter, and branch manager. She has extensive knowledge of federal lending regulations and state policies. Currently she works as a Compliance Specialist for Homesite Mortgage, where her responsibilities include reviewing loans for compliance with TRID guidelines, company policies, and investor requirements.
Harry J. Jadick has over 30 years of experience in finance, accounting, and operations. He most recently served as Controller for Schiff's Restaurant Service for 20 years, where he oversaw all financial operations and helped increase annual sales to $30 million. Prior to that, he was Controller for Gateway Ford, implementing changes to increase accounts receivable collections. He began his career as Chief Financial Officer for Third National Bank & Trust Company for 16 years. He has a Master's Certificate in Bank Controllership from the University of Wisconsin and a Bachelor's degree in Business Administration from the University of Scranton.
Vincent J. Lombardo has over 30 years of experience in senior financial roles. He has worked in a variety of industries including professional services, manufacturing, distribution, and high-tech. His background includes experience in strategy, operations, IT, reengineering, mergers and acquisitions. He has a proven track record of reducing costs and improving profitability through strategic planning and process improvement initiatives.
Dylan and Eve have been taking care of Chris at a safe house for over a month after rescuing him from an encounter with Stayner and Lucius Tech in Vermont. Chris is just regaining consciousness. Eve warns that Stayner knows their location and is closing in. Dylan tells Chris the others are likely dead and fills him in on what happened. As Chris gets dressed, Eve senses Stayner is near. They prepare to evacuate, but Eve disappears, leaving Dylan and the weakened Chris to escape on their own.
Windows 7 es una versión de Microsoft Windows diseñada para uso en PC, incluyendo equipos de escritorio, portátiles y tabletas. Presenta mejoras en la interfaz para hacer tareas de forma más fácil y rápida, e incluye nuevas características como soporte multitáctil y la capacidad de anclar programas favoritos en la barra de tareas. Está disponible en varias ediciones dirigidas a usuarios domésticos, profesionales y empresariales.
Advancements in neuroimaging technology have made it possible for clinical sc...Travis Green
1. Advances in neuroimaging have allowed scientists to correlate structural brain deficits, particularly in the prefrontal cortex and amygdala, with psychopathic behavior. This makes it possible to predict individuals' likelihood of psychopathy.
2. An ethical issue arises around using neuroimaging to screen individuals for psychopathy, as it may violate their autonomy. However, psychopaths pose a threat to society due to their lack of empathy and high risk of crime.
3. Neuroimaging can help detect psychopathy early and get individuals treatment, benefiting both them and society. Taking preventative measures is supported given psychopaths' malfunctioning brains and risk of violent crime.
Este documento presenta la propuesta para establecer una Sala Situacional Central en la Secretaría Distrital de Salud de Bogotá. La sala tendría como objetivo principal mejorar la capacidad de gestión de los directivos mediante el análisis de información georreferenciada y el seguimiento de indicadores clave. La sala serviría como espacio virtual y físico para monitorear el progreso hacia las metas de salud del plan de desarrollo de Bogotá y tomar decisiones informadas. Se espera que la sala mejore la toma de decisiones,
The document describes a study on the structural and optical properties of TiO2 nanocomposites doped with Si and Cu at high temperatures. X-ray diffraction analysis showed that adding dopants affected the crystallinity and particle size of TiO2. Si4+ doping inhibited the formation of the rutile phase, while Cu2+ doping promoted it. Photocatalytic testing found that 20% Si-doped TiO2 had higher degradation efficiency of methyl orange under visible light than 5% Cu-doped TiO2. The results indicate that doping and calcination temperature can influence the phase structure and photocatalytic activity of TiO2 nanocomposites.
Este documento describe 10 funcionalidades de YouTube que pueden ser útiles para profesores y estudiantes tanto dentro como fuera del aula, como editar y añadir anotaciones a videos, compartir videos de forma privada, especificar el minuto de inicio de un video a través de la URL o el código de inserción, reproducir videos automáticamente, desactivar videos relacionados, descargar videos, subir videos desde el teléfono móvil y suscribirse a canales educativos a través de RSS.
The document discusses an iPad presentation given by Barbara Fernandes on new apps and features for school-based speech language pathologists (SLPs). It provides information on the iPad Pro, app bundles that allow purchasing multiple apps together at a discount, accessibility features of the iPad, and apps for areas like articulation, phonological awareness screening, documentation, and intervention for different grade levels. Privacy and appropriate use of technology in schools is also addressed.
This document is a resume for Michael Dean Harbison. It summarizes his 20+ years of experience in financial services, insurance, and surety bonding industries. He has held various leadership roles, including senior underwriter positions where he was responsible for generating over $1.5 million in annual premiums. His background includes experience in contract surety underwriting, commercial insurance, risk management, and financial analysis. He has a bachelor's degree in business administration and holds several professional certifications.
Stephen Gilbert Grego Sr. has over 29 years of experience in the mortgage industry, including founding his own successful mortgage company in 2002. He has a proven track record of developing strategies to maximize profits, streamline operations, and ensure compliance. The document outlines his extensive professional experience in leadership roles with various mortgage companies, demonstrating his expertise in areas such as sales, marketing, compliance, and profit optimization.
This document provides background information on John Merriwether, including his experience, education, and roles. The key points are:
- John Merriwether is the Vice President of Investor Relations at AMC Theatres and previously held the same role at Health Management Associates for over 10 years.
- He has 20+ years of experience in financial management and investor relations in the healthcare industry.
- He holds a degree from Columbia University - Columbia Business School.
- In his previous roles, he led initiatives that improved company performance, addressed crises, communicated with investors, and increased shareholder value.
Philip Hasel has over 30 years of experience in accounting, finance, and operations management. He has held roles such as Chief Financial Officer, Controller, and Accounting Manager for companies in various industries. He has a track record of implementing financial controls and systems to support growth. Hasel has expertise in accounting, financial analysis, tax preparation, and business consulting.
Kevin Noel has over 30 years of experience in accounting, finance, and financial management roles across multiple industries including manufacturing, real estate, healthcare, technology, and software. He has a proven track record of improving financial reporting processes, implementing internal controls, and enhancing analytical tools for senior management decision making. Noel holds a designation as a Certified Public Accountant and has extensive expertise in financial statement preparation, budgeting, audit support, and system implementations.
Donna L. McMann has over 30 years of experience in financial analysis and accounting roles. She currently works as a Financial Analyst and Senior Staff at Lockheed Martin, where she forecasts sales and cash flow for a $200M business unit. Previously, she held finance manager roles at Lockheed Martin, where she managed analysts and reported on $900M in annual sales. She has extensive experience analyzing financial metrics, implementing process improvements, and providing guidance to international programs.
Ryan Deweese is an experienced Director of Finance and Acquisitions with over 25 years of experience in financial operations, acquisitions, and leadership. He has held C-level positions where he managed multimillion dollar budgets and full financial operations. He is skilled in financial analysis, acquisitions, negotiations, and strategic growth initiatives.
This summary provides an overview of a private financial advisory firm that focuses on middle market companies and banks. The firm has five principals with extensive experience in financial restructuring, turnaround management, capital advisory services, and interim management support. They offer senior-level expertise through a hands-on approach and flexible compensation structures.
Robert Edwards has over 30 years of experience in credit risk management. He has held leadership roles at the FDIC, Key Equipment Finance Group, Citicapital Commercial Corporation, and Deutsche Credit Corporation. Edwards has a proven track record of balancing risk and compliance while maximizing profits through underwriting, portfolio management, and workouts.
The document is a resume for Thomas W. Lang, who has over 20 years of experience as a CFO, VP of Finance, and Controller. He has a proven track record of driving growth, improving profitability, and achieving cost reductions. His background includes leadership roles in financial management, strategic planning, process improvements, and M&A transactions. Currently he works as a principal for his own consulting firm, providing advisory services to companies ranging from $5M to $50M in revenue.
Eric O'Neill has over 16 years of experience as Vice President and CFO for the American Short Line and Regional Railroad Association, where he oversaw all financial matters and helped increase revenue 3.5 times. He has a proven track record of improving processes, bringing professionalism to organizations, and being a team player. O'Neill has extensive accounting experience across multiple industries, and financed his Bachelor's degree in Business Administration while working full-time.
Shannon Valentino has over 18 years of experience in financial management, staffing, marketing, procurement, and legal roles. She most recently worked at Verizon for over 10 years as the Resource Deployment Manager, responsible for staffing and financial metrics of a $1B business unit. Prior to that, she spent over 8 years at MBNA America where she held various roles including managing mergers and acquisitions, budgeting, revenue planning, and customer service. She has a MBA and BS in Finance and is proficient in financial modeling, SAP, and relationship management.
Thomas Siano has over 25 years of experience in accounts receivable, credit management, and collection roles in various industries. He has a proven track record of improving key metrics like days sales outstanding and generating substantial cash flow. Siano is skilled in credit risk assessment, financial analysis, and customer relations. He has managed portfolios of up to $210 million and led teams to streamline invoicing systems.
Joseph R. Peiso has over 30 years of experience in accounting, finance, and insurance. He has held Chief Financial Officer roles at several insurance companies, and has experience with regulatory compliance, company acquisitions, financial analysis, and dispute resolution. Peiso's background includes positions at the North Carolina Department of Insurance, as well as experience as an auditor, controller, and owner of his own consulting firm.
Benjamin Hass has over 15 years of experience in financial services including treasury management, retail banking, and portfolio administration. He has a proven track record of bringing in new clients, managing relationships, and implementing process improvements. Currently, he is seeking a new opportunity to utilize his leadership skills and extensive product knowledge.
Jerod Ferry has over 20 years of experience in finance and management. He holds an MBA from Kelley School of Business with a concentration in finance. His career includes roles in credit analysis, financial reporting, budgeting, underwriting, and management. Currently, he is seeking new opportunities that allow him to utilize skills in problem solving, analytics, communication, and leadership.
- Kevin O'Reilly is an experienced CPA and finance executive seeking new opportunities. He has over 25 years of experience in accounting, finance, and operations roles.
- As a finance leader, he has streamlined operations, improved efficiency, and increased profitability and cash flows at various organizations.
- He has experience in M&A transactions, system implementations, cost reductions, and improving internal controls and financial reporting.
Michael Thompson is seeking a position that utilizes his enthusiasm and inspirational leadership. He has over 25 years of experience in banking and credit union management. His experience includes roles as a Branch Manager, Operations Manager, and Vice President where he exceeded sales goals, managed large portfolios, and received high audit scores. He has a Bachelor's and MBA with concentrations in management and accounting.
1. A. Earl Simmons, CPA
15 Richland Creek Drive Ú Greenville, South Carolina 29609 Ú Telephone: 864.626.7766
Email: aearlsimmons@icloud.com Ú Linkedin: https://www.linkedin.com/in/earl-simmons-75b4b36
Senior Director of Finance/Corporate Controller & Sarbanes-Oxley Compliance
Specialist
BS (Accounting), Senior Director of Finance/Corporate Controller, with more than 20 years of financial leadership
experience in translating business issues into risk mitigating actions by building internal system controls, implementing
corporate business strategies and ensuring regulatory compliance for organizations ranging from a privately held
management consulting firm to a 'Fortune 150' corporation.
Experience includes, serving as Corporate Controller for Ballanger Group, Inc. ($200 million concrete and asphalt paving
and bridge construction) in Greenville, South Carolina with responsibility for managing 6 direct/50 indirect reports that
focused on supporting all company financial activities across the U.S. and managing their $75 million equipment fleet.
____________Areas of Expertise____________
Word Class Treasury & Cash Management Conflict/Dispute Resolution Skills
Conducting Operational & Financial Analysis Global Consolidation of GAAP/SEC Statements
Communicating Key Business Issues & Opportunities Auditing Financial/Operating Processes and Procedures
Developing Annual Budgets & Strategic Business Plans Improving Financial Performance on an On-Going Basis
____________Career Highlights____________
Played key role financial role in saving Ballenger Group from insolvency caused by it being an undercapitalized
Leveraged Buy Out. Consequently, accomplished the following 4 items: 1) Profitably doubled size of company in 18
months that supported $200 million in annual gross revenues; 2) Closed a $10 million unsecured loan in 7 working
days as a result of credibility with a major South Carolina bank; 3) Communicated a complex set of facts in terms easily
understandable to the bank; and 4) Employees in the field did not have their lives disrupted.
Entrusted by Fluor Global Services senior management with preventing a series of material Q4 short comings prior to
being rehired as a direct report to Fluor Group CFO. As a result of outstanding performance, this 12-week assignment
was subsequently turned into almost 5 years of responsibility with no material Q4 surprises occurring.
During initial employment at Fluor/Danial (Daniel International Corporation) which was then half of Fluor Corporation.
Assembled seemingly unrelated information from multiple sources such as their project accountants, my internship at
the Atlanta Federal Reserve Bank, and the tax department into a unique cash management system which produced
untaxed foreign source income. Due to its unusual structure, each bank required a negotiated contract to be in
compliance with banking laws and regulations. After implementation, the process allowed pooling of funds without
expensive daily settlements, and an investment strategy which resulted in $500,000 of additional bottom line annual
earnings.
Dedicated substantial personal time as a second year CPA with the Memphis office of a national CPA/consulting
company to reading new Federal hospital reimbursement regulations. The detailed knowledge gained, allowed me to
devise and successfully defend a unique reimbursement strategy, which saved one client more than $500,000 in the first
year and millions more until Congress revised the Law. This new strategy along with close relationship with St Jude
Hospital became the core of a National Healthcare Practice.
Selected by Ballenger Group CEO to look into an extremely complicated financial situation at a regional asphalt
company and see what could be salvaged, if anything. Subsequently, over the next 21/2
weeks, negotiated a wide-array
of favorable settlements with the 2 sureties (30 cents on the dollar) with conflicting interest, and also obtained 100%
bank financing for the acquisition. As a result of strategic equipment replacement and other implemented changes, this
division produced a $2.4 million pre-tax profit during their first year with Ballenger.
____________Key Areas of Competency____________
Strong Contract Negotiating Skills Financial Leadership by Example
High Standards of Ethics & Integrity Multiple Project/Program Management
Facilitating Inter-Departmental Cooperation Building & Leading High Performing Teams
2. Ability to Coach, Influence & Mentor Others Preparation & Presentation of Information to Board Members
3. A. Earl Simmons, CPA
Page Two
Professional Experience & Accomplishments
Fluor Corporation Greenville, South Carolina 2011 to 2015 (Left due corporate restructuring)
(A 'Fortune 125' engineering construction/operations and management company)
Finance Director II (Senior Director) – Scope of duties consists of conducting worldwide operational and financial
reviews of major projects and regional offices for strict adherence to company procedures/practices, as well as sound
business practices. The reviews also provided GAAP/IASB financial reporting and examination of work processes designed
to maximize operational efficiencies while simultaneously reducing financial and contractual exposures.
Provided ongoing support which focused on resolving all legal issues including Sarbanes-Oxley compliance and
worked closely with corporate to implement complex new accounting rules at the business unit level.
Worked closely with Operations Management to improve bottom line performance of projects and regional offices that
included turning a pre audit function into a World Class QC/QA program.
A. Earl Simmons Business Consultant Greenville, South Carolina 1992 to 2011 (Seeking full-time employment)
(A privately-held regional business consultancy practice)
Principal Director (CEO) – Responsibilities included providing clients with strategic business planning and budgeting,
growth strategies, turning plans into profits, purchase and sale of companies as well as selection and installation of
hardware/software to meet their individual business requirements.
Established 'Trusted Advisor' status with a wide-array of clients that consistently reduced operational costs while
increasing value-added services to the bottom line. Played a key advisory role with clients by presenting monthly
reports to board members and in-depth analysis of business performance and annual year outlook.
Banyan Retirement Services, Inc. Greenville, South Carolina 1990 to 1992 (Left due to negative corporate culture)
(Regional developer and operator of retirement centers for not-for-profit companies)
Chief Financial Officer – Played a key financial management role in increasing company growth by expanding investment
banking relationships and increasing customer satisfaction.
Slashed medical cost by 50% without any significant loss of employee benefits and centralized retirement center
financial reporting, which proved instrumental in saving each facility $12,000 annually while simultaneously generating
an additional $10,000 of corporate income per facility.
____________Prior 1990 Professional Experience____________
The Poe Corporation Greenville, South Carolina Chief Financial Officer 1988 to 1990
Ballenger Group Inc. Greenville, South Carolina Corporate Controller 1984 to 1988
Fluor/Daniel International Corporation Greenville, South Carolina Assistant Treasurer 1978 to 1984
BDO Seidman, CPA Memphis, Tennessee Senior Consultant 1975 to 1978
____________Academic Credentials & Professional Development____________
BS, Accounting
Auburn University, Auburn, Alabama
Leadership South Carolina, GE Management Institute