The Single European Payments Area - or SEPA - affects 32 countries, 500 million consumers and 71.5 bn of electronic transactions annually. It will impact 65% of British businesses but just 25% say they're aware of the SEPA deadline. Find out how to become SEPA compliant and begin the SEPA migration process with Apply Financial. We've simplifed the SEPA conversion process to simplify things for you.