The document summarizes research on the relationship between UV radiation exposure, vitamin D levels, and stress fracture risk in female athletes. It finds that female athletes in areas with low annual UV radiation have a higher risk of stress fractures than those in high UV radiation areas, as UV exposure is needed for the body to naturally produce vitamin D. A lack of vitamin D can lead to lower bone density and increase stress fracture probabilities. The document reviews multiple studies that show athletes with less outdoor exposure and darker skin tones are more likely to have vitamin D deficiencies that raise their fracture risks.