Green Dot offers prepaid debit cards that allow users to manage their spending without overdraft fees or the need for a bank account. The cards can be loaded with funds, used like traditional debit cards for purchases, and include features like direct deposit and online account tracking. Various fees apply for card purchases and monthly maintenance, but certain conditions can waive these fees.

1. GREEN DOT OVERVIEWCopyright 2011 Green Dot Corporation, P.O. Box 1187, Monrovia, CA 91017. This is an advertisement for a Green Dot Prepaid Card provided by Green Dot Corporation. The MasterCard Card is issued by Synovus Bank, pursuant to a license from MasterCard International Incorporated. The Visa Card is issued by Synovus Bank, pursuant to a license from Visa U.S.A Inc. Green Dot is a registered trademark of Green Dot Corporation.

2. What is a Green Dot Prepaid Card?-It is a great alternative to using a credit card because you decide how much money you want to add to your card for purchases.-It has some features that are similar to a checking account: You can direct deposit your payroll or benefits check and use it to pay bills.-There are no overdraft fees. Other fees apply-see our fee schedule for information.The card has a MasterCard or Visa logo so you can use a Green Dot Prepaid Card like a regular debit card. -You canuse it to shop online, pay bills, and get cash at ATMs. -You can track your spending by logging onto your online account 2

3. GREEN DOT PREPAID CARDSWith Green Dot, You Pay As You Go!No credit check. No bank account required.Use it Everywhere MasterCard® or Visa® Debit Cards are Accepted.

4. No Overdraft Fees. No Minimum Balance. -It's Reloadable. Add money to your Personalized Card at the store or enroll in Direct Deposit.3

5. PREPAID DEBIT CARDSGreen Dot Cards are Prepaid Debit Cards, but the following are other terms consumers use to search for our product:-Prepaid Card-Prepaid MasterCard-Prepaid Visa-Prepaid Debit Card-Visa Prepaid Card-Prepaid Credit Card4

6. THERE ARE NO HIDDEN FEES!Simple Fee PlanBuying the Card$4.95 to $6.95 purchase fee at retail stores plus an initial deposit between $10 and $500. Cash only.No purchase fee for cards acquired online at www.greendot.comUsing the Card$5.95 Monthly Charge. BUT...we will waive the Monthly Charge for any billing cycle when you load at least $1,000 or have at least 30 qualifying purchases posted to your account during a monthly billing cycle.*Reloading the CardNo charge to automatically Direct Deposit your wages or government benefits.$4.95 or less when loading cash at a retail store.Using ATMs & Getting CashNo ATM withdrawal fee at over 18,000 MoneyPass® ATMs nationwide.No charge at retailers offering “cash back” with purchase.At Non-MoneyPass ATMs and bank teller locations, $2.50 for cash withdrawals, plus any fee the bank or ATM owner may charge. $0.50 for balance inquiries.Other Fees$4.95 to replace a lost or stolen card.$4.95 for second card$19.95 for expedited card deliveryAt merchants located outside of the U.S. , we will add a 3% surcharge to the transaction amount.Optional services may also be available for purchase.Additional Fees may apply. See our Cardholder Agreement (or Fee Schedule ) for details.*Qualifying purchases include only transactions where you are paying for goods or services with your card, but do not include transactions on Online Bill Pay service or Teller Cash Advances. Check your account online to see when your billing cycle starts and ends. See Cardholder Agreement at www.greendot.com5

7. GREEN DOT PREPAID DEBIT CARDS6

8. Who can apply for a Green Dot Card?All US citizens that are at least 18 years old are invited to apply for a card.

9. Click Here to Apply Now! There is no initial purchase fee online.