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Protecting the Rights of Homeowners
from Deceitful Politicians and
Greedy Developers
Californian Homeowners…
…Are California’s Leading Voting Group
• According to the US Census, over half of Californians are
Homeowners (55.9% - US Censes, California, 2010)
• Homeownership is the best way to build retirement equity for
nearly all Californian families
• Over the past decade, the Californian Home Equity Growth
increased by $2.75 trillion; the majority of this Wealth went to
average Californian Families, not Unions or Corporations
• Californian Residential Equity amounts to at least $7.78
trillion, and is the Heart of California’s Economy
• Californian Homeowners are the last truly Independent Voting
Group in California (last block to one party state)
Californian Homeowners Contribute…
…to Improved Education
• Most Homeowners’ kids
attend local schools, and
the parents work to
improve local schools
• Areas where homes gained
the greatest equity over the
past decade, tend to have
the best schools, because
quality schools and
homeowner equity growth
are codependent
…to Improved Communities…
…to Improved Safety
• In addition to holding the
police accountable, and
rewarding good policing,
strong Homeowner
Communities have
programs that reduce crime
by instilling a sense of
purpose through education,
leadership, & owner/renter
empowerment
…to Improved Parks
• Since parks increase land
values, strong Homeowner
Communities promote
parkland and green space
growth
…and a Prosperous California!
…to Improved Healthcare
• The Beach Cities of
Redondo, Hermosa, and
Manhattan combined to
create the Beach Cities
Health District, to
encourage preventative
Healthcare, thus lowering
overall Healthcare Bills
• Some communities even
have their own, voluntary
plans for Residents
…and Living Standards
• Strong Homeowner
communities hold the
politicians accountable by
voting, informing their
fellow residents, and
standing up to Developers,
Corporations, and Unions
• This could be your
community too – you just
have to work hard to build it
We also provide Renter Benefits
• The Renters benefit from
better schools, lower crime,
less traffic, improved parks,
preventative Healthcare and
a Better Standard of Living
• By supporting Homeowner
Equity Growth, we are
aiding Renter Communities
• Inglewood’s Developers
promoted massive
construction and rent
increase, hurting both,
homeowners and renters –
time to stop this madness!
Enter the Looters
• Where there is wealth and happy families looters will come
• In California, they come in two varieties: Greedy Developers
and Deceitful Politicians
• In 1999, Recalled Governor Gray Davis signed a CalPERS
pension “reform” that gave Unions obscene Privileges; as a
result, CalPERS’ fund went from being fully funded to being
woefully inefficient, and now the Unions are going after
Proposition 13 to fund the 1999 “Reform”
• Meanwhile the Developers, heavily favored over the People
by Governor Newsom, want to take away control of local
zoning, destroying our equity funds, (worth over seven trillion
dollars,) in favor of Urban Sprawl and massive lawsuits
• Save California Initiative PAC is here to fight this menace
Davis’ Disastrous Reform
• In 1999 Recalled Governor
Gray Davis signed Pension
“Reform” to appease Union
Donors; between 1932 and
1999 CalPERs worked –
there was no need to do it
• As the table on the right
shows, CalPERs was funded
at 130% prior to the
“Reform”
• We simply want to move
CalPERS back to its 1999
status – not to destroy it
The Cycle Showing the Transfer of Your
Retirement Funds to CalPERS’ Employees
Expansion of
CalPERS
Artificial Scarcity
of Funds Created
in Cities and
School Districts
Artificial Scarcity
Used to Repeal
anti-Tax Measures
Repeal of
Proposition 13
Destruction of
Your Retirement
Portfolio’s Equity
Values
The Artificial Pension Gap
• As a result of Davis’ “Reform”
there is an artificial Pension
Gap between funding and
payouts
• The Special Interests who
created the gap, are now
asking Californians to repeal
Prop 13 to fund the gap
• However, even if Prop 13 is
repealed, the gap will remain
unfunded
• Returning CalPERS to pre-
1999 levels is the solution
Saving Proposition 13 is a Must
• Property taxes play a major role in determining a home’s
equity value; lower property taxes increase equity values and
higher property taxes decrease equity values
• Because California Residential Equity amounts to at least
$7.78 trillion, most of which is owned by the Residents of
California, any change in property taxes will cause the
Residents to lose Trillions of Dollars
• The Repeal or Split Roll Repeal of Proposition 13 is Equity
Redistribution from the Residents like you and me, to CalPERS
– a legalization of a part of Communism
• Loss of Equity Values of Commercial Properties will affect
Residential Property Equity Values – that’s basic Capitalism
Developers & the Homelessness Myth
• Most home equity values are based on local zoning laws,
which are set as part of a city’s General Plan
• Quite a few of these laws favor the Residents, not Developers
• As a result, the Developers and their political cohorts created
a Housing Shortage Myth, and asked for the state to take
control of local zoning laws, with the potential to destroy
home equity values
• Governor Gavin Newsom obliged, suing the City of Huntington
Beach for standing up to developer greed, threatening other
cities with budget cuts, and taking other steps to demand that
cities favor developers, over their own residents, in the name
of fighting homelessness
California’s Homeless
• The Pension Crisis and the
Housing Shortage were
deliberately created as a
result of failed reforms
• The State’s Giveaway
Policies attracted the
chronically homeless
population to California
• And yet, in 2010, California
had 1.1 million empty
homes, and less than 0.2
million homeless people,
showing a lack of a housing
shortage
Governor Newsom’s “Solution”
• Governor Newsom’s
“Solution” is to abolish the
General Plans of the cities,
and allow developers to
build, if 20% of new units is
dedicated to affordable units
• However, several cities
already have this
requirement, along with
numerous others, and still
continue to attract
development; under
Newsom’s Plan, the city’s
Residents will suffer
Our Solution for Homelessness
• Our Solution is not to build more, but rather to repurpose old
abandoned buildings to temporary apartments, while
providing education, treatment, and rehabilitation program to
the homeless, especially to our homeless veterans
• The temporary apartments will be led by individuals like Ted
Hayes, who successfully led the Dome Village Program for
over a decade, and helped numerous homeless people escape
poverty and reenter society
• The funding is already there; it just needs to be provided to
activists and entrepreneurs, rather than destroyed at
Government Committee Hearings
Keep Local Zoning – Local!
• In order to stifle developer
greed, zoning powers must
be kept in the hands of the
residents
• We will support an initiative
that prevents the state from
taking control of zoning
laws, and work with cities
and CDPs to enhance the
residents’ power when it
comes to drawing zoning
maps and creating each
city’s General Plan
Our Choice Ensures Fiscal Responsibility
• People are more responsible
than politicians and lobbyists,
when it comes to spending
• By shifting the Power to
Spend from politicians and
lobbyists to the People, we
ensure a better and more
responsible fiscal policy
• Our goal is to educate the
public and candidates about
the power of initiatives, and
use this power to benefit our
fellow Californians
The Watchdog Program
• Most corporations have review departments, whereas most
cities have commissions and treasurers who watch how the
expenditures are spent; however, for the Californian Property
Tax expenditures – there is no watchdog program
• The Sacramento Bee estimated that Property Taxes would net
$60 billion for Government Programs, and that California has
$5.5 trillion in taxable home values
• We will support an Initiative that creates a Watchdog Program
by repurposing Property Taxes, where one hundredth of a
penny paid in Property Taxes, ($100 on a $1,000,000 property)
to create a Watchdog Program, funded at $550 million to
ensure that the Property Taxes are properly spent
• Last year’s increase was $3 billion, so repurposing $550
million is reasonable
The Program’s Activities
• Inform the Residents of their
Property Tax Burden and how
to fix it
• Establish additional rules to
benefit the Residents of
Charter Cities, General Cities,
and CDPs:
 CDP to Direct Democracy CDP
 Gen Law Cities to add Direct
Democracy via General Plan
 Charter Cities to amend
Charter to add Direct
Democracy to General Plan
11%
48%
35%
6%
Percent of Californians by
Type of Administrative Unit
(2010)
CDP
City -
Charter
City -
General
Other
Our Policies
• We Will Support Initiatives and Politicians that:
 Oppose the Proposition 13 Repeal & the Split Roll Repeal
 Support Keeping Local Zoning Laws in the hands of the Local
Residents
 Support the Creation of a Watchdog Program that informs the
Residents about how Property Taxes are Spent
 Support a Private-Public Partnership to end Homelessness
 Support Common Sense Conservative Fiscal Policies
 Will return CalPERS to per-1999 levels
 Will work to Lower Regressive Taxes
The Alternative
• The Alternative is not just a
State, but a Country for the
very rich, the very poor, the
Unions, the Corporations
and those who engage in
Identity Politics
• California affects the rest of
the US, and One Party Rule
failed numerous times:
 San Francisco Example
 Inglewood Example
 East LA Example
 Bell Example
Accomplishing the Task
• Activate: we plan to activate
local Residential Groups by
educating our fellow
Residents on these issues
• Combine Forces: we plan to
work with other groups who
favor initiatives that support
our policies
• Promote Leadership: we
plan to help fiscally
responsible leaders get
elected, and to work with
them for the city’s benefit
Thank You for Your Time!

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SCI Policy Slide

  • 1. Protecting the Rights of Homeowners from Deceitful Politicians and Greedy Developers
  • 3. …Are California’s Leading Voting Group • According to the US Census, over half of Californians are Homeowners (55.9% - US Censes, California, 2010) • Homeownership is the best way to build retirement equity for nearly all Californian families • Over the past decade, the Californian Home Equity Growth increased by $2.75 trillion; the majority of this Wealth went to average Californian Families, not Unions or Corporations • Californian Residential Equity amounts to at least $7.78 trillion, and is the Heart of California’s Economy • Californian Homeowners are the last truly Independent Voting Group in California (last block to one party state)
  • 4. Californian Homeowners Contribute… …to Improved Education • Most Homeowners’ kids attend local schools, and the parents work to improve local schools • Areas where homes gained the greatest equity over the past decade, tend to have the best schools, because quality schools and homeowner equity growth are codependent
  • 5. …to Improved Communities… …to Improved Safety • In addition to holding the police accountable, and rewarding good policing, strong Homeowner Communities have programs that reduce crime by instilling a sense of purpose through education, leadership, & owner/renter empowerment …to Improved Parks • Since parks increase land values, strong Homeowner Communities promote parkland and green space growth
  • 6. …and a Prosperous California! …to Improved Healthcare • The Beach Cities of Redondo, Hermosa, and Manhattan combined to create the Beach Cities Health District, to encourage preventative Healthcare, thus lowering overall Healthcare Bills • Some communities even have their own, voluntary plans for Residents …and Living Standards • Strong Homeowner communities hold the politicians accountable by voting, informing their fellow residents, and standing up to Developers, Corporations, and Unions • This could be your community too – you just have to work hard to build it
  • 7. We also provide Renter Benefits • The Renters benefit from better schools, lower crime, less traffic, improved parks, preventative Healthcare and a Better Standard of Living • By supporting Homeowner Equity Growth, we are aiding Renter Communities • Inglewood’s Developers promoted massive construction and rent increase, hurting both, homeowners and renters – time to stop this madness!
  • 8. Enter the Looters • Where there is wealth and happy families looters will come • In California, they come in two varieties: Greedy Developers and Deceitful Politicians • In 1999, Recalled Governor Gray Davis signed a CalPERS pension “reform” that gave Unions obscene Privileges; as a result, CalPERS’ fund went from being fully funded to being woefully inefficient, and now the Unions are going after Proposition 13 to fund the 1999 “Reform” • Meanwhile the Developers, heavily favored over the People by Governor Newsom, want to take away control of local zoning, destroying our equity funds, (worth over seven trillion dollars,) in favor of Urban Sprawl and massive lawsuits • Save California Initiative PAC is here to fight this menace
  • 9. Davis’ Disastrous Reform • In 1999 Recalled Governor Gray Davis signed Pension “Reform” to appease Union Donors; between 1932 and 1999 CalPERs worked – there was no need to do it • As the table on the right shows, CalPERs was funded at 130% prior to the “Reform” • We simply want to move CalPERS back to its 1999 status – not to destroy it
  • 10. The Cycle Showing the Transfer of Your Retirement Funds to CalPERS’ Employees Expansion of CalPERS Artificial Scarcity of Funds Created in Cities and School Districts Artificial Scarcity Used to Repeal anti-Tax Measures Repeal of Proposition 13 Destruction of Your Retirement Portfolio’s Equity Values
  • 11. The Artificial Pension Gap • As a result of Davis’ “Reform” there is an artificial Pension Gap between funding and payouts • The Special Interests who created the gap, are now asking Californians to repeal Prop 13 to fund the gap • However, even if Prop 13 is repealed, the gap will remain unfunded • Returning CalPERS to pre- 1999 levels is the solution
  • 12. Saving Proposition 13 is a Must • Property taxes play a major role in determining a home’s equity value; lower property taxes increase equity values and higher property taxes decrease equity values • Because California Residential Equity amounts to at least $7.78 trillion, most of which is owned by the Residents of California, any change in property taxes will cause the Residents to lose Trillions of Dollars • The Repeal or Split Roll Repeal of Proposition 13 is Equity Redistribution from the Residents like you and me, to CalPERS – a legalization of a part of Communism • Loss of Equity Values of Commercial Properties will affect Residential Property Equity Values – that’s basic Capitalism
  • 13. Developers & the Homelessness Myth • Most home equity values are based on local zoning laws, which are set as part of a city’s General Plan • Quite a few of these laws favor the Residents, not Developers • As a result, the Developers and their political cohorts created a Housing Shortage Myth, and asked for the state to take control of local zoning laws, with the potential to destroy home equity values • Governor Gavin Newsom obliged, suing the City of Huntington Beach for standing up to developer greed, threatening other cities with budget cuts, and taking other steps to demand that cities favor developers, over their own residents, in the name of fighting homelessness
  • 14. California’s Homeless • The Pension Crisis and the Housing Shortage were deliberately created as a result of failed reforms • The State’s Giveaway Policies attracted the chronically homeless population to California • And yet, in 2010, California had 1.1 million empty homes, and less than 0.2 million homeless people, showing a lack of a housing shortage
  • 15. Governor Newsom’s “Solution” • Governor Newsom’s “Solution” is to abolish the General Plans of the cities, and allow developers to build, if 20% of new units is dedicated to affordable units • However, several cities already have this requirement, along with numerous others, and still continue to attract development; under Newsom’s Plan, the city’s Residents will suffer
  • 16. Our Solution for Homelessness • Our Solution is not to build more, but rather to repurpose old abandoned buildings to temporary apartments, while providing education, treatment, and rehabilitation program to the homeless, especially to our homeless veterans • The temporary apartments will be led by individuals like Ted Hayes, who successfully led the Dome Village Program for over a decade, and helped numerous homeless people escape poverty and reenter society • The funding is already there; it just needs to be provided to activists and entrepreneurs, rather than destroyed at Government Committee Hearings
  • 17. Keep Local Zoning – Local! • In order to stifle developer greed, zoning powers must be kept in the hands of the residents • We will support an initiative that prevents the state from taking control of zoning laws, and work with cities and CDPs to enhance the residents’ power when it comes to drawing zoning maps and creating each city’s General Plan
  • 18. Our Choice Ensures Fiscal Responsibility • People are more responsible than politicians and lobbyists, when it comes to spending • By shifting the Power to Spend from politicians and lobbyists to the People, we ensure a better and more responsible fiscal policy • Our goal is to educate the public and candidates about the power of initiatives, and use this power to benefit our fellow Californians
  • 19. The Watchdog Program • Most corporations have review departments, whereas most cities have commissions and treasurers who watch how the expenditures are spent; however, for the Californian Property Tax expenditures – there is no watchdog program • The Sacramento Bee estimated that Property Taxes would net $60 billion for Government Programs, and that California has $5.5 trillion in taxable home values • We will support an Initiative that creates a Watchdog Program by repurposing Property Taxes, where one hundredth of a penny paid in Property Taxes, ($100 on a $1,000,000 property) to create a Watchdog Program, funded at $550 million to ensure that the Property Taxes are properly spent • Last year’s increase was $3 billion, so repurposing $550 million is reasonable
  • 20. The Program’s Activities • Inform the Residents of their Property Tax Burden and how to fix it • Establish additional rules to benefit the Residents of Charter Cities, General Cities, and CDPs:  CDP to Direct Democracy CDP  Gen Law Cities to add Direct Democracy via General Plan  Charter Cities to amend Charter to add Direct Democracy to General Plan 11% 48% 35% 6% Percent of Californians by Type of Administrative Unit (2010) CDP City - Charter City - General Other
  • 21. Our Policies • We Will Support Initiatives and Politicians that:  Oppose the Proposition 13 Repeal & the Split Roll Repeal  Support Keeping Local Zoning Laws in the hands of the Local Residents  Support the Creation of a Watchdog Program that informs the Residents about how Property Taxes are Spent  Support a Private-Public Partnership to end Homelessness  Support Common Sense Conservative Fiscal Policies  Will return CalPERS to per-1999 levels  Will work to Lower Regressive Taxes
  • 22. The Alternative • The Alternative is not just a State, but a Country for the very rich, the very poor, the Unions, the Corporations and those who engage in Identity Politics • California affects the rest of the US, and One Party Rule failed numerous times:  San Francisco Example  Inglewood Example  East LA Example  Bell Example
  • 23. Accomplishing the Task • Activate: we plan to activate local Residential Groups by educating our fellow Residents on these issues • Combine Forces: we plan to work with other groups who favor initiatives that support our policies • Promote Leadership: we plan to help fiscally responsible leaders get elected, and to work with them for the city’s benefit
  • 24. Thank You for Your Time!