1) The narrator owes money to a man who has come to collect. As the man confronts the narrator, their sister Jamie runs away, leaving the narrator behind.
2) Desperate to escape, the narrator proposes stealing a car to repay their debt. Jamie then attempts to steal the keys from the creditor's BMW, setting off its alarm.
3) As the others rush outside to investigate the alarm, the narrator tries to flee but is stopped by another man blocking the exit. Trapped and fearing for their life, the narrator wonders if they will meet their end that day.