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LAW OFFICES OF
JONES & GARCÍA, S.C.
Dedicated ■ Thorough ■ Trustworthy
445 E. Main Blvd.
Justice Way, WI 55555
Telephone: (920) 555-5656 Fax: (920) 555-5657
ATTORNEYS:
Bradley Jones
María García
PARALEGALS:
John Vaughn
Tim Smith
October 6, 2014
Greg Jacobson
1232 Gafney Court
New Holstein, WI 53061
RE: Sweet Old Lady Furniture, Inc.
Dear Mr. Jacobson:
Our firm represents Sweet Old Lady Furniture, Inc. (“SOLF”) regarding its legal affairs. As you
know, on January 2, 2014, you purchased a sofa, loveseat, and recliner from SOLF but only paid
for a portion of the furniture. Your signed contract with SOLF states that you were supposed to
pay the full amount by June 30, 2014. As of today, October 6, 2014, you owe SOLF a balance of
$4,375.95.
Our client has informed us that you still have all the furniture in your possession. As a result, we
have been retained by SOLF to collect this debt from you. If you want to resolve this matter
without a lawsuit, you must, before October 14, 2014, either pay SOLF the $4,375.95 against the
outstanding balance (unless you have paid it since your last billing statement) or call SOLF at 1-
888-765-4321 ext. 111 to work out payment arrangements. However, if you do neither of these
things, we will be entitled to file a lawsuit against you for the collection of this debt once the 7-
day grace period is over.
Federal law gives you thirty (30) days after you receive this letter to dispute any part of the
debt’s validity. If you do not dispute it within that period, we will assume that it is valid. If you
do dispute it—by notifying us in writing to that effect—we will, as required by law, obtain and
mail you proof of the debt. Additionally, if within that same period you request in writing the
name and address of your original creditor, and if the original creditor is different from the
current creditor (SOLF), we will furnish you with that information, also.
The law does not require us to wait until the end of the thirty-day period before suing you to
collect this debt. If, however, you request proof of the debt or the name and address of the
original creditor within the thirty-day period that begins with your receipt of this letter, the law
requires us to suspend our efforts (through litigation or otherwise) to collect the debt until we
mail the requested information to you.
Letter to Mr. Greg Jacobson
Page Two
October 6, 2014
Please contact us within the time provided to confirm your compliance with the terms of this
letter and to avoid litigation being filed against you.
Sincerely,
John Vaughn
Paralegal
Enclosure
c: Sweet Old Lady Furniture, Inc. (via U.S. mail)
JWV:jwv

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Sample collection letter

  • 1. LAW OFFICES OF JONES & GARCÍA, S.C. Dedicated ■ Thorough ■ Trustworthy 445 E. Main Blvd. Justice Way, WI 55555 Telephone: (920) 555-5656 Fax: (920) 555-5657 ATTORNEYS: Bradley Jones María García PARALEGALS: John Vaughn Tim Smith October 6, 2014 Greg Jacobson 1232 Gafney Court New Holstein, WI 53061 RE: Sweet Old Lady Furniture, Inc. Dear Mr. Jacobson: Our firm represents Sweet Old Lady Furniture, Inc. (“SOLF”) regarding its legal affairs. As you know, on January 2, 2014, you purchased a sofa, loveseat, and recliner from SOLF but only paid for a portion of the furniture. Your signed contract with SOLF states that you were supposed to pay the full amount by June 30, 2014. As of today, October 6, 2014, you owe SOLF a balance of $4,375.95. Our client has informed us that you still have all the furniture in your possession. As a result, we have been retained by SOLF to collect this debt from you. If you want to resolve this matter without a lawsuit, you must, before October 14, 2014, either pay SOLF the $4,375.95 against the outstanding balance (unless you have paid it since your last billing statement) or call SOLF at 1- 888-765-4321 ext. 111 to work out payment arrangements. However, if you do neither of these things, we will be entitled to file a lawsuit against you for the collection of this debt once the 7- day grace period is over. Federal law gives you thirty (30) days after you receive this letter to dispute any part of the debt’s validity. If you do not dispute it within that period, we will assume that it is valid. If you do dispute it—by notifying us in writing to that effect—we will, as required by law, obtain and mail you proof of the debt. Additionally, if within that same period you request in writing the name and address of your original creditor, and if the original creditor is different from the current creditor (SOLF), we will furnish you with that information, also. The law does not require us to wait until the end of the thirty-day period before suing you to collect this debt. If, however, you request proof of the debt or the name and address of the original creditor within the thirty-day period that begins with your receipt of this letter, the law requires us to suspend our efforts (through litigation or otherwise) to collect the debt until we mail the requested information to you.
  • 2. Letter to Mr. Greg Jacobson Page Two October 6, 2014 Please contact us within the time provided to confirm your compliance with the terms of this letter and to avoid litigation being filed against you. Sincerely, John Vaughn Paralegal Enclosure c: Sweet Old Lady Furniture, Inc. (via U.S. mail) JWV:jwv