Learn how Sageworks Loan Application can help your bank or credit union digitize your lending process. By streamlining data collection and client communication financial institutions can lower their origination costs and increase revenues and profitability.

1. Sageworks Loan Application
1
How it Works
Corporate Website Online Application
Lending Solution
Business borrower
completes online, using the
Electronic Tax Return
Reader to auto-fill much of
the application.
Electronic Tax Return Reader
• Eliminate manual entry
Workflow
• Track pipeline and progress
Probability of Default
• Prescreen borrowers
Credit Analysis
• Calculate global cash flow &
access real-time credit reports
Risk Rating
• Assign an objective rating
Loan Pricing
• Improve loan profitability
Loan Administration
• Streamline correspondence
Data flows throughout life of the
loan in Sageworks

2. • Drastically reduces data entry: efficiency and lower origination costs
• Allows you to scale
• Easy-to-manage application pipeline
• Data flows for quick analysis, decisioning and portfolio management
• Competitive advantage
• Customized to fit your bank’s process
2
BENEFITS TO THE BANK
Sageworks Loan Application
BENEFITS TO YOUR CUSTOMERS
• Faster loan decisions and turnaround time
• Convenient – less back and forth

3. Internal application or customer self-service available 24/7 for convenience
Digital Application

4. Clarity for internal staff & customer to provide the appropriate documents digitally
Document Requirements

5. Automatic spreading from application or enter quick financials for auto-decisioning
Auto-Decision

6. Patented technology – automatically pull from pdf to global cash flow in seconds
Electronic Tax Return Reader
PDF Spreads Global Cash Flow