This document is a resume for Ruben Gasparyan, a 28-year-old from Armenia seeking a position in finance. It summarizes his educational and professional background. He has an extensive academic background including a PhD candidate in finance and has received distinctions from multiple universities. For work experience, he has held roles in assurance at EY, as an analyst at several banks and companies, and as an interpreter. He also has experience in leadership, community service, and environmental activities.

1. RUBEN GASPARYAN 28, 15a Nairi Zaryan St, Yerevan, Armenia, 0051
+37493887173 (ARM) rubengasparyan94@gmail.com
EDUCATION
Russian-Armenian (Slavonic) University Yerevan, Armenia
 PhD Candidate in Finance Jul. 2016 – Jun. 2019
 MSc in Financial Economics |Distinction Expected Sep. 2014 – Jun. 2016
 BSc in Economics (Mathematics) |Distinction |GPA: 3.65/4.00 |Rank 4/120 Sep. 2010 – Jun. 2014
 Top Scorer in Subjects: Corporate Finance; Economic and Math Methods and Modeling
Game Theory; Probability Theory and Math Statistics
 Thesis: “Enterprise Default Risk Assessment: Case of Armenian Banking Sector” – Comparison Moody’s KMV Expected
Default Frequency (EDF), Revised Altman Z-score and Central Bank of Armenia Rating Methodologies
 Student Representative/Sabbatical Officer at the Academic Council of the University
 Scholarships and Awards: Ministry of Education Full Tuition (for top 5% of students)
University of Glasgow, Adam Smith Business School Glasgow, UK
 MSc in Finance and Economic Development | Distinction Sep. 2014 – Oct. 2015
 Coursework: Intermediate Econometrics; Equity and Financial Analysis; Market Microstructures; Foreign Exchange;
Design and Structure of Financial Systems, Macro Modelling and Forecasting
 Dissertation: “Real Exchange Rates in BRICS: Empirical Comparison of Calibrated Half-Life and Random Walk”
 Scholarships and Awards: UofG Trust International Leadership Scholarship; AGBU UK International Scholarship
 Founding Member of UofG Armenian Student Association; Member of UofG Investment and Economics Societies
Stockholm School of Economics in Riga, Business School | Study Exchange Riga, Latvia
 Coursework: Full Equity Valuation (DCF, DDM, RI and Peer Valuation); Macroeconomics; Feb. 2013 – Jul. 2013
M&A Strategies Consumer Behaviour; Management
 Scholarship: Open Society Institution (OSI) HESP Student Mobility Grant
FINANCE EXPERIENCE
EY (Ernst & Young) Yerevan, Armenia
Assurance Graduate Feb. 2016 – present
 Projects: OFII, Rosneft Armenia, Nasdaq OMX Armenia, Cen. Depositary of Armenia, VTB Armenia Bank, MobiDram
 Planned, identified the risks and strategy of engagements; Executed tests of controls and substantive audit procedures;
Prepared financial statements and reports
Ronald H Smith & Co Glasgow, UK
Insurance Analyst Feb. 2015 – Aug. 2015
 Designed/Identified optimal insurance policies, retirement and pension plans
 Analyzed data and calculated the probabilities and costs related to injuries, accidents, death and property damage
 Assisted the managing director during everyday meetings with business partners and clients
 Managed database of over 5000 clients. Designed and implemented a new operational system
Ardshinbank Yerevan, Armenia
Credit Risk Analyst (Intern) Mar. 2014 – May. 2014
3rd largest credit portfolio in Armenia (KPMG Armenian Banking Sector Overview 2013)
 Analyzed financial statements, conducted financial ratio analysis
 Reported to senior credit risk analysts on the solvency of 20+ potential creditor firms in the mining; agricultural, energy,
technology and retail industries
 Contributed to the improvement of bank’s credit scoring procedure under the new regulatory requirements
Armbusinessbank (ABB) Gyumri/Yerevan, Armenia
Retail Banking Summer Analyst Jul. 2013 – Sep. 2013
 Developed customer-bank relationships, learned about customers’ situation, needs and legal and tax-related requirements
 Processed paperwork from sales, set up saving accounts, assisted in the movement of money via payment mechanisms
 Consulted and brainstormed with teams in order to build and expand the online banking practices
 Introduced personal initiative to research, organize and present business cases for sales prospects in infrastructure and
agricultural sectors

2. EMPLOYMENT HISTORY
Foundation for Civil and Social Development (FCSD) Yerevan, Armenia
Economic and Financial Analyst, Project Assistant Feb. 2012 – Sep. 2012; Jan. 2016 - present
With Counterpart International and OSCE office in Yerevan, our team developed and published Directory and Voter's
Guidebook of Political Parties of Armenia participating in elections of Armenian Parliament in 2012.
 Collected, analyzed and summarized the economic aspects of election campaigns of the political parties of Armenia
 Held regular meetings with party leaders and economic masterminds, including current and previous prime-ministers and
ministers of finance
 Created a website and a database of 71 political parties that present unbiased, comparative information on activities,
objectives, goals and program fundamentals
Publication: “Political Parties of the Republic of Armenia Participating in the National Assembly Elections 2012 Under Proportional System”
Voter’s Guidebook “Foundation for Civil and Social Development” Yerevan, 2012, - 132 pages http://fcsd.am/
Global Connects Edinburgh/Glasgow, UK
Court Interpreter (Russian-English; Armenian-English) Jan. 2015 – Jan. 2016
 Simultaneous and consecutive interpreting at Glasgow and Hamilton Sheriff Courts, Immigration and Asylum Tribunal
High Fliers Research Ltd London/Glasgow, UK
Student Researcher Jan. 2015 – Feb. 2015
Times 100 Graduate Employers - 18,412 final year students from studying at 30 leading universities in the UK surveyed
 Used personal network throughout the university to organize 20 minutes, face-to-face interviews with students
 Enhanced my knowledge of UK graduate job market
LEADERSHIP AND ENVIRONMENTAL ACTIVITIES
Rotaract International Yerevan, Riga, Glasgow
President (2016-2017), Founding Member Sep. 2010 – Present
A unique international leadership and community service organization with 219,397 members aged 18-30, part of Rotary
International
 Organized a charity concert of classical music to help the people who suffered the disaster at Fukusima
 Raised funds to obtain clothing, stationery and toys for children aged 0-10 suffering from cerebral palsy from socially
disadvantaged areas
 Collaborated with Rotaract Club of Riga to organized European Meeting - REM RIGA for 400 international members
 Volunteered for Rotaract Club of Glasgow to organize a “Global Bike Ride’’ UK wide campaign against prostate cancer
ECO-Runners Glasgow, UK
Bicycle Messenger /weekends Jul. 2015 – Jan. 2016
 Delivered mail, packages, food, etc. by bike in the busy city center, cycling over 30km/day
 Advocated environmental protection, healthy living and trained 40+ youngsters in road safety while cycling
LANGUAGES AND OTHER SKILLS
Languages: Bilingual – Armenian and Russian; English (Full professional proficiency) – IELTS 7.5 (of 9), TOEFL 103 (of
120)
Qualifications: Quantitative Reasoning test Graduate Record Examination (GRE) score 170 (of 170);
ACCA Exemption from F1, F2, F3
IT and other skills: Windows XP/Vista/7/8; MS Office (Excel, Access, Word, PowerPoint, Outlook);
Bloomberg, Reuters; Factive; STATA, E-views 8, GRETL; Trade Sift;
Email, Good Presentation making skills; Public speaking skills
INTERESTS
Sports: Greco-Roman wrestling - 7 years of professional training, prize winner in national and international competitions;
Volleyball - National champion Russian-Armenian University volleyball team playmaker;
Cross-country and Mountain skiing
Science: History; Neuroscience; Mathematical logic; Probability Theory
Other: Politics; Cookery; Travelling.