1. The document discusses the definition, objectives, types, and process of research. It defines research as a systematic process of investigating a problem to find a solution through scientific inquiry and hypothesis testing.
2. The objectives of research include gaining familiarity with a phenomenon, representing characteristics, determining frequencies, testing hypotheses, and finding hidden truths.
3. The main types of research discussed are pure/fundamental research, applied research, descriptive research, analytical research, quantitative research, and qualitative research.
4. The research process involves formulating a problem, reviewing literature, developing a hypothesis, designing the study, collecting and analyzing data, testing the hypothesis, interpreting results, and reporting findings.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
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Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Webinar Exploring DORA for Fintechs - Simont Braun
RM_Ch_1.pdf
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Chapter – 01
Research:
Re means again & search means find out something. Research means searching again & again to find or
discover a new thing.
Advanced learner’s Dictionary of Current English lays down the meaning of research as – “A careful
investigation or inquiry specially through search for new facts in any branch of knowledge”.
Redmen & Mory define – “Research as a systemized effort to gain new knowledge”.
So, research is a process of finding a solution to a specific problem after a thorough study & analysis of the
situational factors.
From the above definition discussion, we see that research is a-
Systematic process
Investigation new knowledge
Study of problem
Formulation of solution
The above discussions prove that research is the systematic approach that is concerned with generalizations &
formulation of a theory.
The objective of Research:
The purpose of research is to find out the answer to the question through the scientific procedure. So, research is
the application of the scientific procedure. Each research has its purpose. The main objective of the research is
to find out the hidden truth. The objective of the research is given below –
1. To gain familiarity: Its objective is to gain familiarity with a phenomenon & to achieve new insights into it.
2. To represent the characteristics: Another objective of the research is to portray accurately the
characteristics of a particular, individual, situation, or group.
3. To determine the frequency: Research work is undertaken to determine the frequency with which some
occur and with which it is associated with something else.
4. To test the hypothesis of a causal relationship between variables: The research work is undertaken by the
people or researcher to test a hypothesis of a causal relationship between variables.
5. To find out the hidden truth: The task of research is to truth which is not been uncovered by anyone till
now.
Motivation in Research:
The possible motives for doing research may be either one or more of the following –
1. Desire to get a research degree along with its consequential benefits.
2. Desire to face the challenge in solving the unsolved problems.
3. Desire to get intellectual joy of doing some creative work.
4. Desire to be of service to society.
5. Desire to get respectability.
6. Desire to understand causal relationship.
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Qualities of Good Research:
The qualities of good research contain the following -
1. Purpose / Objectives are clearly defined in common concepts.
2. Procedure enumerated to keep continuity.
3. Carefully planned design leading to objective results.
4. Adequate analysis of data with appropriate methods of analysis.
5. Carefully checked data for validity & reliability.
6. The confidence, reputation, competence, experience, honesty & integrity of the researcher is ensured.
7. Reject the use of guessing & intuition, but does not rule out creative thinking.
Variables are identified & controlled, wherever possible.
Types of Research:
Generally, Research is two types –
1. Basic/Pure/Fundamental research
2. Applied research
1. Pure Research / Fundamental Research: Research has been done chiefly to enhance the understanding of a
certain problem that commonly occurs in an organization setting & seek a method of solving them is called pure
research.
2. Applied Research: Research done to apply the result of the findings to solve specific problems currently
being experienced in the organization is called applied research. Ex: A particular product is not selling well. So
the manager can think about or try to find the reason for it & try to solve it.
Furthermore, research can be divided into the following types –
1. Descriptive Vs Analytical: Descriptive includes a survey to find out the situation or state of affairs. The
main characteristics of this method are that the research has no control over the variables. It can only report
what has happened or what is happening.
Analytical research is used facts & information for a critical result.
2. Quantitative Vs Qualitative: Quantitative research is based on the measurement of the amount. It applies to
phenomena that can be expressed in terms of quantity. Ex: What percentage of people are illiterate in our
country?
Qualitative research cannot measure the amount. It is concerned with qualities phenomena which mean
phenomena related to quality or kind. It is important in behavioral science. Ex: Why people are illiterate?
3. Conceptual Vs Empirical: Conceptual is related to some abstract ideas or theory. Mainly Philosophers use
these to develop new concepts or interpret existing ones generally use it.
Empirical research is when certain variables affect other variables. It is data-based research coming up with a
conclusion, which is capable of being verified by observation or experiment.
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Research Methodology:
Research is the process of finding solutions to a problem after a thorough study and analysis of situational
factors. Methodology refers to the way to solve the problem.
So, research methodology is a way to systematically solve the problem. There may be a lot of alternative ways
to solve the problem, which way the researcher follows, and what is the logic behind that are the main study in
research methodology.
Research Process:
Generally, research methodology is the process that includes a series of actions these are as follows –
1. Formulating / Defining the Research Problem:
Problems may be of two types. At first, it is needed to define the problem which accurately occurs. The
symptom of the problem must be identified because symptoms give the alert of the problem. Fever is not a
disease but it is a symptom of diseases. Symptoms are occurred due to the problem.
2. Review the Literature:
Carefully read the reading materials, other research work, academic journals, and books, and try to get some
data. This will provide data to form a hypothesis.
3. Developing the Hypothesis:
Get some knowledge about the problems. That means, estimating the problems and solutions. A hypothesis may
be right or wrong. It is the result of the first two steps. It will give an idea about the problem.
4. Preparing the Research Design: Conceptual structure on which the research is conducted. Build up a
framework for the research. Every research/further research can find the solution to that limitation. It is the
blueprint of the research. It fixes up the research objective and the validity of that objective.
5. Sampling Strategy:
The researcher must decide the way of selecting a sample or what is popularly known as the sample design. In
other words, a sample design is a definite plan determined before any data are collected for obtaining a sample
from a given population. Thus, the plan to select 12 of a city’s 200 drugstores in a certain way constitutes a
sample design. Samples can be either probability samples or non-probability samples. With probability samples,
each element has a known probability of being included in the sample but the non-probability samples do not
allow the researcher to determine this probability. Probability samples are those based on simple random
sampling, systematic sampling, stratified sampling, and cluster/area sampling whereas non-probability samples
are those based on convenience sampling, judgment sampling, and quota sampling techniques.
6. Collection of Data:
In dealing with any real-life problem it is often found that the data at hand are inadequate, and hence, it
becomes necessary to collect appropriate data. There are several ways of collecting the appropriate data which
differ considerably in the context of money costs, time, and other resources at the disposal of the researcher.
Primary data can be collected either through experiments or surveys. If the researcher experiments, he observes
some quantitative measurements, or the data, with the help of which he examines the truth contained in his
hypothesis
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7. Processing & Analysis of Data:
Statistical analysis of data is needed to find out the result or solution to the problem. It is needed to test the
validity and significance of data and prepare a situational analysis of the research. After the data have been
collected, the researcher turns to the task of analyzing them. The analysis of data requires several closely related
operations such as the establishment of categories, and the application of these categories to raw data through
coding, tabulation, and then drawing statistical inferences. The unwieldy data should necessarily be condensed
into a few manageable groups and tables for further analysis. Thus, a researcher should classify the raw data
into purposeful and usable categories.
8. Testing Hypothesis:
After analyzing the data as stated above, the researcher is in a position to test the hypotheses, if any, he had
formulated earlier. Do the facts support the hypotheses or do they happen to be contrary? This is the usual
question that should be answered while testing hypotheses. Various tests, such as the Chi-square test, t-test, and
F-test, have been developed by statisticians for this purpose. The hypotheses may be tested through the use of
one or more such tests, depending upon the nature and object of the research inquiry. Hypothesis testing will
result in either accepting the hypothesis or rejecting it.
9. Interpretation & Generalization:
If a hypothesis is tested and upheld several times, it may be possible for the researcher to arrive at a
generalization, i.e., to build a theory. The real value of research lies in its ability to arrive at certain
generalizations. If the researcher had no hypothesis to start with, he might seek to explain his findings based on
some theory. It is known as interpretation. The process of interpretation may quite often trigger off new
questions which in turn may lead to further research.
10. Report Writing:
Based on the findings a formal report is prepared to show the process, design, and results. It may include
comments from the researcher regarding the problem. Write the report and mention the future scope of research
on this research objectives, subject matter, opportunities, limitations, conclusions, etc are mentioned here.
Criteria of a Good Research:
To be good research it must contain the following matters –
1. Good research is systematic: It means research has to have some specified steps, a specified sequence, and
above all a well-defined set of rules.
2. Good research in logic: The research rules have some logical reasoning and have some logical processes of
induction and deduction.
3. Good research in empirical: Research has to relate to one or more aspects of a real situation and deals with
concrete data.
4. Good research is replicable: Research results are to be verified by replicating the study and building a
sound basis for the decision.
Qualities of a Researcher:
The top qualities of a Good Researcher are as follows:
1. Analytical Mind – Constant analysis of a variety of factors.
2. The ability to stay calm – Keep well focused & think logically there will always be an endpoint.
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3. Intelligence – The researcher requires critical analysis, but most of all common sense.
4. Curiosity – Have curiosity and be passionate about developing deeper to unearth more insight.
5. Quick Thinker – Things do not always go as you plan, so you need to be able to think fast.
6. Commitment – Research is a tough job, the hours may be long, and the deadlines short.
7. Excellent written & verbal communication skills – so that different audiences can clearly understand the
findings.
8. Sympathetic – Having a sympathetic ear when listening to some respondents
Systematic – Check, check and check again. Spending a proper amount of time for checking always pays
Business Research:
Business Research is the application of the scientific method in searching for the truth about business
phenomena. These activities include defining business opportunities & problems, generating & evaluating
alternative courses of action, and monitoring employee & organizational performance.
Another way, Business Research is a field of practical study in which a company obtains data & analyzes it to
better manage the company.
Areas of Business Research:
1. Accounting: Budget, tax, tax recovery, etc. are the subject matter of accounting research.
2. Finance: Operation, financial situation, leverage, stock exchange, etc are the subject matter of Finance
research.
3. Human Resource Management: Employee attitude, turnover, lower production, etc are the subject matter of
human resource management research.
4. Marketing: Product, price, distribution, promotion, new product development, customer feedback, etc are
the subject matter of marketing research.
5. Sales: Personal selling, retailing, online selling, B2B, B2C, C2C, etc.
6. Management: Planning, organizing, actuating, motivating, controlling, etc.
7. Brand: Brand preferences, branded vs non-branded, global and national branding, brand equity, etc.
8. Consumer Behavior: Customers’ tastes, choices, preferences, customer acquisition, customer retention, etc.
9. Supply Chain Management: Suppliers' choice, selection, procurement, value chain, suppliers’ rivalry, etc.
Hallmarks of Research:
1. Purposiveness: The research work must have some definite purpose or aim.
2. Rigor: Every research work must have a sound theoretical background and methodology.
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3. Testability: The hypothesis which is taken can be taken with the help of different data.
4. Replicating: Research can be done by different people at different times. A similar result will come if the
circumstance is the same.
5. Precision and confidence: Precision refers to the closeness of the findings. Confidence refers that the
hypothesis which is taken is closely correct.
6. Generalizability: The findings of the research must be generalized to all.
7. Objectivity: The researches have to conduct based on facts, not on fiction or emotions.
8. Parsimony: Simplicity in explaining the problems and the application of solutions to problems.