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Extend health cover
to the poorest in Africa
                 V. Ridde, Ph.D.
  Workshop on “Equity in universal health coverage:
            How to reach the poorest.”

     24th September 2012, Marrakesh, Morocco
WHO, 2010
OUTLINE

1985-2000       2000-2012      POST 2012
  • USER FEES     • FREE FOR     • UHC
    FOR ALL         MDG
  • EXEMPTION       GROUP
    FOR THE
    WORST-OFF
OUTLINE

1985-2000       2000-2012      POST 2012
  • USER FEES     • FREE FOR     • UHC
    FOR ALL         MDG
  • EXEMPTION       GROUP
    FOR THE
    WORST-OFF
25 YEARS OF USER FEES
0.40
          pre-IB   IB + 5 Y   2010
0.35

0.30

0.25

0.20

0.15

0.10

0.05

0.00
       BENIN         GUINÉE      BURKINA FASO   MALI
PUBLIC SPENDING IN PHC + USER FEES
 40

                                               Poorest      Richest
 35


 30


 25


 20


 15


 10


 5


 0
      Côte d'Ivoire   Ghana   Guinea   Kenya   Madagascar    Tanzania   South Africa
                                                                         Castro Leal, et al. 2000
1985-2000

USER FEES
 FOR ALL


                    LOW
                 UTILIZATION
                   + HIGH
                 EXCLUSION
EXEMPTION
   FOR
WORST-OFF
OUTLINE

1985-2000       2000-2012      POST 2012
  • USER FEES     • FREE FOR     • UHC
    FOR ALL         MDG
  • EXEMPTION       GROUP
    FOR THE
    WORST-OFF
ABOLITION SUPPORT
•   2007 : WORLD BANK IF COUNTRIES…
•   2009 : UN AGENCIES (Preg. Women + < 5 Y)
•   2010 : AFRICAN UNION (Preg. Women + < 5 Y)
•   2012 :
    – UHC = WHA +UN GENERAL ASSEMBLY
    – THE LANCET
NO MORE CONSENSUS FOR USER FEES
                                  FREE HEALTH CARE ?
           NUANCED             50 GLOBAL HEALTH ACTORS
             2%


NEGATIVE                NO STANCE
  0%                       29%
             POSITIVE
               59%

                                      NEUTRAL
                                        10%

                                              Robert et Ridde, 2012
25 YEARS OF USER FEES
0.40
          pre-IB   IB + 5 Y   2010
0.35

0.30

0.25

0.20

0.15

0.10

0.05

0.00
       BENIN         GUINÉE      BURKINA FASO   MALI
2 or 3 YEARS OF ABOLITION
3.50
               pre-IB     IB + 5 Y     2010
3.00

2.50

2.00

1.50

1.00

0.50

0.00
       Benin     Guinée      Burkina Faso     Mali   Burkina 3 y free Mali 2 y of free
                                                          <5y              <5y
HEALTH SEEKING BEHAVIOUR
100
                                                                   WHITOUT USER FEES
90

80

70

60
                     USER FEES
50

40

30

20

10

  0
      Rwanda   Burkina   Mali 2006 Niger 2006     Sierra     Sierra Burkina 1 y. Mali 1 y   Niger 2 y
       2008     2010                            Leone 2008 Leone 3 m.  2009       2008        2009
                                                              2010
Benefit incidence analysis of abolition
160%
                                   BURKINA FASO
140%

120%

100%

80%

60%

40%

20%

 0%
        < 5km      5 - 10 km    >=10 km
                                    Ridde et Haddad, 2012
Severe illness < 5 years after abolition :
          Incidence rate ratios     BURKINA FASO



                  POOREST          OTHER

   < 5 km        5,23 [1,30-     2,23 [1,29-
                    20,99]          3,86]



   > 5 km        1,28 [0,90-        1,56
                     1,82]        [0,87-2,79]

                                        Ridde et Haddad, 2012
Ghana, South Africa, Tanzania




                                Mills et al, 2012
2000-2012              ????
                                WORST-OFF
                                  ????




                     HIGH
FREE FOR
                  UTILIZATION
  MDG
                    + LOW
 TARGET
                  EXCLUSION
OUTLINE

1985-2000       2000-2012      POST 2012
  • USER FEES     • FREE FOR     • UHC
    FOR ALL         MDG
  • EXEMPTION       GROUP
    FOR THE
    WORST-OFF
INSURANCE AND WORST-OFF
• Rwanda : « one of the major challenges faced
  by the GoR is how to ensure that the poorest
  benefit equally from Mutuelles          (Lu et al. 2012)


• « even nominal copayments can lead to
  massive exclusion of the poor from life-saving
  health services »(Sachs, Lancet 2012)
«as long as careful attention is given
 to specific design features, such as
  government subsidies to ensure
    that the poor are included in
them, otherwise [UHC] can actually
 harm progress towards this goal».
           Joe Kutzin, OMS, 2012
Measures to promote health insurance
   membership among the poor
•   Premium subsidised 100%
•   Premium partially subsidised
•   Premium varies based on income
•   Premium paid in kind or by work
•   Loans to help pay the premium
•   Dividing the premium into smaller payments
•   Payment of the premium at harvest time


                                          Morestin et Ridde, 2010
100 % subsidised for the worst-off
CHALLENGES/DESIGN
• Who will finance the subsidise ?
  – Local cost-recovery : contribution and conflict of interest
  – Values and targeting paradox
• Who are the worst-off ?
  – Materiel and social
  – Beyond the health sector
• How to select the worst-off ?
  – Identification at the point of use is not enough
  – Pre-identification is costly and time-consuming
     • Community-based are accepted (rural) but challenging to scale
       up
     • Administrative-based are complex, need criteria and budget for
       survey for pre-identification
TO READ
• Bitran, R., & Giedion, U. (2002). Waivers and exemptions
  for health services in developing countries. Final Draft (p.
  89): World Bank.
• Aryeetey, G. C. et al . (2012). Costs, equity, efficiency and
  feasibility of identifying the poor in Ghana’s National
  Health Insurance Scheme: empirical analysis of various
  strategies. Tropical Medicine & International Health, 17(1),
  43-51
• Ridde, V., et al. (2010). Low coverage but few inclusion
  errors in Burkina Faso: a community-based targeting
  approach to exempt the indigent from user fees. BMC
  Public Health, 10:631
• Ridde, V., et al. (2011). Targeting the worst-off for free
  health care: a process evaluation in Burkina Faso.
  Evaluation and Program Planning, 34(4), 333-342
OUTLINE

1985-2000       2000-2012      POST 2012
  • USER FEES     • FREE FOR     • UHC
    FOR ALL         MDG
  • EXEMPTION       GROUP
    FOR THE
    WORST-OFF
UHC : A WINDOW OF OPPORTUNITY
      FOR THE WORST-OFF ?

• POLITICAL WILL
• ACTION AND EVIDENCE
1985-2000         2000-2012      POST 2012
  • USER FEES       • FREE FOR     • UHC
    FOR ALL           MDG
  • EXEMPTION         GROUP
    FOR THE
    WORST-OFF


    LOW            HIGH          FREE FOR
    UTILIZATION    UTILIZATION   ALL AT THE
    HIGH           LOW           POINT OF
    EXCLUSION      EXCLUSION     USE +
                                 SCHEMES
                                 FOR THE
                                 WORST OFF

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Extend health cover to the poorest in Africa : abolishing fees and target the worst-off

  • 1. Extend health cover to the poorest in Africa V. Ridde, Ph.D. Workshop on “Equity in universal health coverage: How to reach the poorest.” 24th September 2012, Marrakesh, Morocco
  • 3. OUTLINE 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF
  • 4. OUTLINE 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF
  • 5. 25 YEARS OF USER FEES 0.40 pre-IB IB + 5 Y 2010 0.35 0.30 0.25 0.20 0.15 0.10 0.05 0.00 BENIN GUINÉE BURKINA FASO MALI
  • 6. PUBLIC SPENDING IN PHC + USER FEES 40 Poorest Richest 35 30 25 20 15 10 5 0 Côte d'Ivoire Ghana Guinea Kenya Madagascar Tanzania South Africa Castro Leal, et al. 2000
  • 7. 1985-2000 USER FEES FOR ALL LOW UTILIZATION + HIGH EXCLUSION EXEMPTION FOR WORST-OFF
  • 8. OUTLINE 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF
  • 9. ABOLITION SUPPORT • 2007 : WORLD BANK IF COUNTRIES… • 2009 : UN AGENCIES (Preg. Women + < 5 Y) • 2010 : AFRICAN UNION (Preg. Women + < 5 Y) • 2012 : – UHC = WHA +UN GENERAL ASSEMBLY – THE LANCET
  • 10. NO MORE CONSENSUS FOR USER FEES FREE HEALTH CARE ? NUANCED 50 GLOBAL HEALTH ACTORS 2% NEGATIVE NO STANCE 0% 29% POSITIVE 59% NEUTRAL 10% Robert et Ridde, 2012
  • 11. 25 YEARS OF USER FEES 0.40 pre-IB IB + 5 Y 2010 0.35 0.30 0.25 0.20 0.15 0.10 0.05 0.00 BENIN GUINÉE BURKINA FASO MALI
  • 12. 2 or 3 YEARS OF ABOLITION 3.50 pre-IB IB + 5 Y 2010 3.00 2.50 2.00 1.50 1.00 0.50 0.00 Benin Guinée Burkina Faso Mali Burkina 3 y free Mali 2 y of free <5y <5y
  • 13. HEALTH SEEKING BEHAVIOUR 100 WHITOUT USER FEES 90 80 70 60 USER FEES 50 40 30 20 10 0 Rwanda Burkina Mali 2006 Niger 2006 Sierra Sierra Burkina 1 y. Mali 1 y Niger 2 y 2008 2010 Leone 2008 Leone 3 m. 2009 2008 2009 2010
  • 14. Benefit incidence analysis of abolition 160% BURKINA FASO 140% 120% 100% 80% 60% 40% 20% 0% < 5km 5 - 10 km >=10 km Ridde et Haddad, 2012
  • 15. Severe illness < 5 years after abolition : Incidence rate ratios BURKINA FASO POOREST OTHER < 5 km 5,23 [1,30- 2,23 [1,29- 20,99] 3,86] > 5 km 1,28 [0,90- 1,56 1,82] [0,87-2,79] Ridde et Haddad, 2012
  • 16. Ghana, South Africa, Tanzania Mills et al, 2012
  • 17. 2000-2012 ???? WORST-OFF ???? HIGH FREE FOR UTILIZATION MDG + LOW TARGET EXCLUSION
  • 18. OUTLINE 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF
  • 19. INSURANCE AND WORST-OFF • Rwanda : « one of the major challenges faced by the GoR is how to ensure that the poorest benefit equally from Mutuelles (Lu et al. 2012) • « even nominal copayments can lead to massive exclusion of the poor from life-saving health services »(Sachs, Lancet 2012)
  • 20. «as long as careful attention is given to specific design features, such as government subsidies to ensure that the poor are included in them, otherwise [UHC] can actually harm progress towards this goal». Joe Kutzin, OMS, 2012
  • 21. Measures to promote health insurance membership among the poor • Premium subsidised 100% • Premium partially subsidised • Premium varies based on income • Premium paid in kind or by work • Loans to help pay the premium • Dividing the premium into smaller payments • Payment of the premium at harvest time Morestin et Ridde, 2010
  • 22. 100 % subsidised for the worst-off
  • 23. CHALLENGES/DESIGN • Who will finance the subsidise ? – Local cost-recovery : contribution and conflict of interest – Values and targeting paradox • Who are the worst-off ? – Materiel and social – Beyond the health sector • How to select the worst-off ? – Identification at the point of use is not enough – Pre-identification is costly and time-consuming • Community-based are accepted (rural) but challenging to scale up • Administrative-based are complex, need criteria and budget for survey for pre-identification
  • 24. TO READ • Bitran, R., & Giedion, U. (2002). Waivers and exemptions for health services in developing countries. Final Draft (p. 89): World Bank. • Aryeetey, G. C. et al . (2012). Costs, equity, efficiency and feasibility of identifying the poor in Ghana’s National Health Insurance Scheme: empirical analysis of various strategies. Tropical Medicine & International Health, 17(1), 43-51 • Ridde, V., et al. (2010). Low coverage but few inclusion errors in Burkina Faso: a community-based targeting approach to exempt the indigent from user fees. BMC Public Health, 10:631 • Ridde, V., et al. (2011). Targeting the worst-off for free health care: a process evaluation in Burkina Faso. Evaluation and Program Planning, 34(4), 333-342
  • 25. OUTLINE 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF
  • 26. UHC : A WINDOW OF OPPORTUNITY FOR THE WORST-OFF ? • POLITICAL WILL • ACTION AND EVIDENCE
  • 27. 1985-2000 2000-2012 POST 2012 • USER FEES • FREE FOR • UHC FOR ALL MDG • EXEMPTION GROUP FOR THE WORST-OFF LOW HIGH FREE FOR UTILIZATION UTILIZATION ALL AT THE HIGH LOW POINT OF EXCLUSION EXCLUSION USE + SCHEMES FOR THE WORST OFF