2. PAUL YOUNG - BIO
• CPA, CGA
• Academia (PF1, FA4, FN2, MU1. and MS2)
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Business Process Change
• SME – Financial Solutions
• SME – Macro/Micro Indicators
• SME – Supply Chain Management
• SME – Data, AI, Security, and Platform
• SME – Internal Controls and Auditing
Contact information: Paul_Young_CGA@hotmail.com
LinkedIn: https://www.linkedin.com/in/paul-young-055632b/
SlideShare - https://www.slideshare.net/paulyoungcga
3. AGENDA
• Retail Sector / February 2021 – United States
• Restructuring of Retail
• Commercial Property / Amazon
• Consumer Spending / USA
• Analytics / Retail
• Supply Chain / Analytics
• RPA / Retail
• Summary
4. USA RETAIL
SALES / MAY
2021
Source -
https://economics.bmo.com/en
/publications/detail/e13cb18d-
1f7e-4646-a2d5-
13d7412df44d/
5. USA RETAIL
SALES – MAY
2021
Source -
https://www.census.gov/retail/i
ndex.html
6. USA RETAIL SALES – APRIL 2021
Source - https://www.census.gov/retail/index.html
7. RETAIL SECTOR / RESTRUCTURING
• The retail sector will be forced into restructuring due to following
• High debt levels – Leasing and other obligations
• Restructuring of debt
• Expansion of eCommerce
• Restructuring of their business model
The running list of 2020 retail bankruptcies
The pandemic has ushered in a wave of bankruptcies as retailers struggle to pay rent, vendors and other
expenses. - https://www.retaildive.com/news/the-running-list-of-2020-retail-bankruptcies/571159/
More that 3,600 companies have filed for bankruptcy protection in the USA -
https://nymag.com/intelligencer/2020/08/major-companies-filing-for-bankruptcy-due-to-coronavirus.html
USA Retail - https://www.buxtonco.com/blog/the-top-15-u.s.-retail-markets and COVID19 -
https://www.icsc.com/coronavirus/resources-for-the-retail-and-real-estate-industry-on-covid-19
13. FRAUD PREVENTION AND DETECTION
Watson Studio / Fraud
Credit Card Fraud
Smarter Supply Chain
Here is my work on internal controls and risk - https://ibm.box.com/s/noi1j6ixzl6ralxkm4g0zzs911wf6s76
17. SUMMARY
1. Top priorities by IT in 2021 - https://www.linkedin.com/posts/paul-young-055632b_top-priorities-for-it-2021-data-analytics-activity-
6766390416544800768-RegP
2. Blog – 3 CFO mistakes to avoid as IT spend rises to record in 2021 - https://www.linkedin.com/pulse/blog-3-cfo-mistakes-avoid-spend-rises-
record-2021-paul-young/?published=t
3. AI and Data Governance - https://www.linkedin.com/posts/paul-young-055632b_the-state-of-ai-in-a-multi-
cloud-world-activity-6767106764187017216-8bnJ
4. The 5 Things Customers Want from both the Private and Public Sectors https://www.linkedin.com/pulse/blog-5-
things-customers-want-from-both-private-public-paul-young/?published=t
5. 2021 and beyond retail trends - https://linchpinseo.com/trends-in-the-retail-sales-industry/
6. Stronger GDP growth - https://www.reuters.com/article/us-usa-fiscal-cbo-idUSKBN2A12XV
7. The effectiveness of the next stimulus - https://markets.businessinsider.com/news/stocks/economic-outlook-us-gdp-2021-forecast-
coronavirus-stimulus-goldman-sachs-2021-2-1030059281
8. ESG Reporting - Blog – ESG Reporting - Nearly 40% of large companies pose biodiversity threat: Moody's ESG study - My work -
https://www.linkedin.com/pulse/blog-esg-reporting-nearly-40-large-companies-pose-threat-paul-young/?published=t