Mutual funds represent combined and diversified funds from large numbers of individual investors with similar investment goals. The structure of mutual funds in India includes mutual fund sponsors, a mutual fund trust, an asset management company, distributors/agents, registrar and transfer agents, and bankers. The benefits of investing in mutual funds include access to professional money managers, diversification, liquidity, tax efficiency, and low transaction costs. Mutual funds can be classified based on their structure as open-ended or close-ended funds, and based on investment objective as growth, income, balanced, or money market funds.
Financial Services Marketing-B.V.RaghunandanSVS College
Challenges and opportunities in marketing of financial services by Indian banks as presented by B.V.Raghunandan at Karnataka Bank Staff Training College, Mangalore
A banking system in which banks provide a wide variety of financial services, including both commercial and investment services.
Universal banking and private banking often coexist, but can exist independently.
Consumer Finance: It is the division of retail banking that deals with lending money to consumers.
This is a overview of the business of banking, including retail, business and investment banking. We have also included introductions to other financial services like credit cards, credit rating agencies, mutual funds and the business processes used to process loan transactions, credit card payments, and a range of other banking services and products. Useful for anyone who would like an overview of the banking industry. Downloads will be allowed for 30 days. After that you can contact me if you would like the file.
Financial Services Marketing-B.V.RaghunandanSVS College
Challenges and opportunities in marketing of financial services by Indian banks as presented by B.V.Raghunandan at Karnataka Bank Staff Training College, Mangalore
A banking system in which banks provide a wide variety of financial services, including both commercial and investment services.
Universal banking and private banking often coexist, but can exist independently.
Consumer Finance: It is the division of retail banking that deals with lending money to consumers.
This is a overview of the business of banking, including retail, business and investment banking. We have also included introductions to other financial services like credit cards, credit rating agencies, mutual funds and the business processes used to process loan transactions, credit card payments, and a range of other banking services and products. Useful for anyone who would like an overview of the banking industry. Downloads will be allowed for 30 days. After that you can contact me if you would like the file.
Consumer durable loans are small loans which help a customer to buy home appliances with easy EMI options
This type of loan is used exclusively to purchase durable products like washing machines, refrigerators, TVs, VCRs, scooters, home appliances, computers etc.
The main suppliers of consumer credit are foreign & commercial banks ,finance companies
The consumer durable loan comes in use when a customer wants to upgrade their lifestyle but cannot help because of the lack of liquid fund
The loan amount is disbursed directly to the seller’s account and the repayment of the loan happens in installments
The payment period range between 12 - 60 monthly installments
The down payment ranges between 20-25% of the cost
The rate of interest is normally expressed at a flat rate; the effective rate of interest is generally not disclosed
In some schemes, the rate of interest is not disclosed, instead the EMI associated with the different repayment periods is mentioned
They also provide for either a rebate for prompt payment and charge for delayed payment
The information, concepts and analysis contained herein are provided to you on a confidential basis and are
considered proprietary to Global Business Intelligence (GBI). The facts of this Guide are believed to be
correct at the time of publication but cannot be guaranteed. The information herein reflects prevailing market
conditions, listing Sponsor input, and our judgment as of this date, both of which are subject to change. As
such, Global Business Intelligence cannot accept any liability whatsoever for actions taken based on any
information that may subsequently prove to be incorrect.
This Guide is intended as a basis for discussion and thought provoking ideas and does not constitute
recommendations by GBI.
Consumer durable loans are small loans which help a customer to buy home appliances with easy EMI options
This type of loan is used exclusively to purchase durable products like washing machines, refrigerators, TVs, VCRs, scooters, home appliances, computers etc.
The main suppliers of consumer credit are foreign & commercial banks ,finance companies
The consumer durable loan comes in use when a customer wants to upgrade their lifestyle but cannot help because of the lack of liquid fund
The loan amount is disbursed directly to the seller’s account and the repayment of the loan happens in installments
The payment period range between 12 - 60 monthly installments
The down payment ranges between 20-25% of the cost
The rate of interest is normally expressed at a flat rate; the effective rate of interest is generally not disclosed
In some schemes, the rate of interest is not disclosed, instead the EMI associated with the different repayment periods is mentioned
They also provide for either a rebate for prompt payment and charge for delayed payment
The information, concepts and analysis contained herein are provided to you on a confidential basis and are
considered proprietary to Global Business Intelligence (GBI). The facts of this Guide are believed to be
correct at the time of publication but cannot be guaranteed. The information herein reflects prevailing market
conditions, listing Sponsor input, and our judgment as of this date, both of which are subject to change. As
such, Global Business Intelligence cannot accept any liability whatsoever for actions taken based on any
information that may subsequently prove to be incorrect.
This Guide is intended as a basis for discussion and thought provoking ideas and does not constitute
recommendations by GBI.
An Overview of Mutual funds here I tried to explain. Hope this is helpful to people who are newly learning about mutual fund.
Most of the things I explaiend in a simplified manner.
for any help mail me at: basunaik221@gmail.com