1. Sajjadali S. Gulamhusein, CMA, CA, Grad.CWA.
Contact #: KSA: (+ 96650) 244 2163.
E-mail: sajjadsgh@yahoo.com
Career Summary
Proactive, energetic, challenge loving and team spirited Certified Management cum Chartered cum Cost
Accountant with nearly 24 years of rich diversified experience (Indian and Middle East). Experience
includes financial management, accounting and reporting, risk management, Oracle Financials
Implementation, process improvements, compliance audits and its analysis, tax planning, business process
and systems re-engineering and feasibility studies. Outstanding leadership skills, with an ability to build,
lead and motivate teams to work cohesively towards the achievement of organizational goals.
Academic Qualifications
 Certified Management Accountant (CMA)
(Institute of Certified Management Accountants, United States of America, 2007)
 Chartered Accountant
(Institute of Chartered Accountants of India, 1997)
 Cost Accountant
(Institute of Cost & Works Accountants of India, 1995)
 Bachelor of Commerce - Financial Accounting and Auditing
(Mumbai University – India, 1993)
Professional Experience
Farouk, Maamoun Tamer & Co., Jeddah - Saudi Arabia
Director Finance - Healthcare, December 2010 – Present
Initially joined as Accounts Supervisor in Year 2000 and was promoted to the position of Financial
Controller in Year 2004 for the Medical Division.
Tamer is one of the leading healthcare service providers having an annual turnover of over 6 billion with
2500+ employees. It offers 3PL services and is also an importer, distributor and marketer in the Kingdom
for FMCG and Consumer goods. Tamer represents a number of Multinational companies in Saudi Arabia
like Novartis, MSD, Sanofi, Abbott, Pfizer, Sandoz, Roche Diagnostics, Johnson & Johnson, Boston
Scientific, Tyco Healthcare (now Covidien), Procter & Gamble (P&G), Tag Heuer, etc.
• Directly handling a revenue base of more than Saudi Riyals Five billion spread on two divisions.
• Financial & strategic planning and supporting in business development.
• Analyzing, risk assessment and financial modelling of proposals / projects and evaluating results to
ensure returns on investment for decision making.
• Managing principal companies and involved in negotiations covering overall business strategies and
operations, chalking out action plans, resolving issues / discrepancies, if any with a view to enhance
revenue opportunities.
• Application and reflection of SOCPA and Accounting Standards in the financial records and system.
• Productivity & Profitability steering: P&L (standalone business to consolidated company level)
management, limiting risk and exposure, budget and funds flow management.
• Forecasting, controlling and developing strategy ensuring efficient and healthy working capital
(covering receivables, inventory and payables).
• Presenting financials monthly– budgets versus actual, variance reporting and highlighting areas of
concern along with recommendations to the Company Owners and Chief Finance Officer.
• Analyzing and supporting with timely reports to maximize the profitable utilization of trade funds
within allocated budgets.
• Hedging foreign exchange liabilities through Forward Cover keeping in view the projected fund
requirements and ensuring the company is not exposed to any exchange loss.
• Implementing internal controls and reviewing on a regular basis to minimize the financial and
operational risks.
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2. Résumé of Sajjadali S. G.
• Working closely with operations to identify and enforce implementation of process improvements with
robust controls aimed at reducing overheads (increasing profitability) and increasing efficiency of the
group.
• Business process re-engineering and risk management: setting, designing and implementing policies
and procedures, control systems and Standard Operating Practices.
• Far sightedness, strong analytical skills and business understanding have helped in improvising different
Oracle processes and designing new methodologies and comprehensive reports meeting the future
management demands and reducing the turnaround time for decision-makers.
• Recruiting, motivating, training, on-going personal and professional development (including setting
KPIs and BSC) for 20+ Finance team to meet company objectives.
• Key member for implementing Oracle Financials.
• Executing of the audit plan to ensure timely completion of audit of the financial statements.
Saudi Binladin Group (SBG), Jeddah - Saudi Arabia
Internal Auditor, December 1999 – December 2000
SBG is one of the largest engineering and construction organizations of Saudi Arabia. SBG integrates its’
construction know-how and resources with modern, full-scale engineering, procurement and management
services. The group's turnkey projects range from conceptual design, engineering and construction to
operation and maintenance. SBG has constructed various roads, bridges, tunnels, underpasses, buildings,
airports, industrial and power plants, etc.
• Performed audits to ensure existence and compliance of systems and controls with company's policies
and procedures.
• Formulated audit conclusions and issued recommendations to management based on audit findings.
• Prepared formal written audit reports for management, board of directors and audit committee.
• Analyzed the financial performance of group companies and projects, recommended corrective actions
and followed up on implementation of the same.
• Liaison with external auditors, ensuring all required schedules were available on a timely basis
Tata Consultancy Services (TCS), Mumbai - India
Assistant Systems Engineer, May 1998 – December 1999
TCS is one of the leading Management Consultancy firms, a division of TATA Sons and belongs to the
TATA Group of Companies. It is engaged in business process and systems re-engineering, strategy
development and feasibility studies in various areas viz. power and manufacturing plants, public health,
transportation, tourism, banking and securities, government sector, etc.
Successfully completed the following projects:
• Information Systems Technology Plan for the Maharashtra Police Department.
 Improved connectivity and information flow by re-engineering the current systems.
• Business Process Re-engineering for the Sales Tax Department, Government of Maharashtra.
 Developed and implemented strategic plan to increase revenue, widen the tax base, improve
productivity and better serve customer needs.
 Arrived at results using process maps, re-engineering current procedures and system requirement
specification (SRS) designs.
 Presented recommendations supported by strategies, financial projections, forecasts to the
Government using various MS Office applications.
• Techno – Economic Feasibility Study to set up a hospital for Aga Khan Health Services, India.
 As team leader successfully carried out surveys, held interviews and group discussions.
 Analyzed and presented the findings to the project committee.
 Presented recommendations supported by financial analysis and business plan (MS Power Point and
MS Excel) to the Chairman which were accepted and implemented.
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3. Résumé of Sajjadali S. G.
Mukadam & Associates, Mumbai - India
Senior Manager – Audit and Tax, December 1997 – May 1998
A Chartered Accountants firm who are statutory auditors for M/s. EPC Industrié Ltd. Nasik – India, an
affiliate of George Fisher Trenton of Switzerland, manufacturers of irrigation system products. The firm
is also engaged in planning and assessment of income tax and sales tax of individuals, proprietary and
partnership firms, private limited companies and publicly traded companies.
• Supervised and conducted various statutory, internal and tax audit engagements.
• Concluded audit findings and presented reports with recommendations to top management.
• Used various accounting and tax programs to finalize accounts maintained on computers.
• Involved in planning and preparing taxation details for personal and a variety of corporate clients.
• Represented clients in income tax and sales tax proceedings.
Pravin Reshamiya & Associates, Mumbai - India
Accountant / Audit Assistant - joined as Article Clerk (Chartered Accountant), June 1993 –
November 1997
A Chartered Accountants firm who are engaged in carrying out audits (statutory and internal) of publicly
traded companies. The firm is also engaged in planning and assessment of income tax and sales tax of
individuals, proprietary and partnership firms, private limited companies and publicly traded companies.
• Finalized and handled various companies’ computerized accounts using various accounting programs.
• Assisted in carrying out various statutory, internal and tax audit engagements.
• Planned and prepared tax details for personal and different corporate clients for presenting them before
income tax and sales tax authorities.
• Used various accounting and tax programs.
Accredatioms
 Vice Chairman and active committee member of the Saudi Arabia (Jeddah Chapter) of Indian
Chartered Accountants of India (from Year 2015 till date)
 General Secretary and active committee member of the Saudi Arabia (Jeddah Chapter) of Indian
Chartered Accountants of India (from Year 2012 till Year 2014)
 Treasurer of the Jeddah Chapter of Indian Chartered Accountants of India (Year 2009 to 2011).
Computer Knowledge
 Conversant with MS Windows, Internet and other applications.
 Conversant with various Accounting and Tax programs viz Oracle Financials, Tally, Business Solution
Software, etc.
Other Acknowledgements
Attended trainings and workshops on -
 Presentation Skills
 Stress Management
 Leading with Confidence (Kuala Lampur – Malaysia)
Personal Details
Date of Birth : 30th
September 1973
Nationality : Indian
Marital Status : Married + 2 children
References
Can be furnished upon request
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