1. MONICA ROBINSON
( 6 5 0 - 2 7 9 - 6 1 6 2
OBJECTIVE:
Utilize over 30 years of mortgage loan experience as a
DE/FHA, Conventional, USDA, IFHA, VA Automatic underwriter
SUMMARY OF QUALIFICATIONS:
Comprehensive experience in mortgage banking. Strong analytical experience
emphasizing tax analysis expertise well developed analytical ability, flexibility,
communication skills and strong team work ethics.
*CURRENT FHA: DE underwriter and VA automatic underwriting designations
*Current working knowledge of FNMA,FHLMC,GNMA, LP, DU and all
automated underwriting systems.
*Handling of pre and post purchase issues for major mortgage bankers and
savings banks has given me the opportunity to work with major conduits on a
different level for a more intense understanding of their guidelines.
ENDEAVOR AMERICA/TMS, WALNUT CREEK, CALIFORNIA
*REMOTE POSITION/WORKED FROM HOME IN IDAHO
7/11/16 TO 2/4/17
LAID OFF DUE TO THEIR LACK OF PRODUCTION
*FHA UNDERWRITER
DESIGNATIONS: DE UNDERWRITEER, USDA, IHPA
PROFESSIONAL EXPERIENCE:
2014 to CURRENT: INDEPENDENT CONTRACT UNDERWRITER
AXIA HOME LOANS, EAGLE, IDAHO
FROM 4/28/2014 TO 10/7/2014
LAID OFF DUE TO THEIR LACK OF PRODUCTION

2. *FHA/CONVENTIONAL UNDERWRITER
DESIGNATIONS: DE UNDERWRITER
USDA, IHFA
GUILD MORTGAGE, EAGLE , IDAHO
FROM: 2/2013 TO 10/1/2013
LAID OFF DUE TO THEIR LACK OF PRODUCTION
FHA/CONVENTIONAL UNDERWRITER
DESIGNATIONS: DE UNDERWRITER
USDA, IHFA
CONTRACT UNDERWRITING POSITIONS:
2008 TO 2013:
*April 2012 to February 2013: Patelco Credit Union and San Mateo Credit
Union: Temporary assignment as a front line underwriter through Volt Services
*September 2011 to December 2011: Remote Underwriter (work from home)
Retail front line contract underwriter for conventional loans.
*November 2010 to February 2011: Wells Fargo, Eden Prairie, MN:
Interim underwriter with Wells Fargo, performing front line underwriting. Met all
production and quality control requirements. Level 2 Underwriter.
*December 2008 to June 2009: Wells Fargo Sioux Falls, SD:
Contract underwriting position with Wells Fargo from December 2008 to June
2009-Sioux Falls, South Dakota-Wells Fargo Fulfillment Center: Performed front
line underwriting. Met all production and quality control requirements
FROM 2004 to 2008:
FIRST FRANKLIN FINANCIAL, SAN JOSE, CA
Quality Control Underwriter: Conducted full underwrites investorr quality
control requirements; FNMA, FHLMC
2001 to 2004 Independent Contract Underwriter Mountain View, CA
Contract Underwriter
Traveled the United States as a contract underwriter
Frontline underwriting for Washington Mutual. Current and working experience with Optis 2 for
Washington Mutual. Wholesale and Retail divisions

3. Frontline Underwriting for Wells Fargo. Current and working experience all in house automated
underwriting systems
Frontline underwriting experience with Countrywide/Wholesale ie: manual underwriting and submission
to their automated underwriting system.
1999 – 2001 Coast Capital Corporation Palo Alto, CA
Sr. Mortgage Underwriter
 Increased loan submissions and fundings 65%
 Managed mortgage banking division for Coast Capital
 Implemented quality control practices. Increased lender base.
1996 – 1999 SRS Group /G.E. Capital Walnut Creek, CA
Sr. Mortgage UnderwriterContract Underwriter
SUMMARY
*DE UNDERWRITER *VA SIGNING AUTHORITY
*TAX ANALYSIS EXPERTISE
*A PAPER-JUMBO, CONFORMING UNDERWRITER
P HO N E : C E L L : 6 5 0 - 2 7 9 - 6 1 6 2