Rajay shares his experience in the technologies and strategy used in building an open digital platform to enable Macquarie Bank to rapidly adapt its digital services in a world of constant change.

1. Responsive Digital Platform
Rajay Rai
Applied Innovation

2. Responsive
digital platform
Digital-first
Bank
Co-create value
directly with
customers and
partners

3. In the new world its not the
big fish which eats the small
fish, it’s the fast fish which
eats the slow fish
Klaus Schwab
Founder and Executive Chairman
World Economic Forum

4. Delivering
the next
best
experience

5. Insights Oversights Foresights

6. Bimodal Architecture
Data Platform
ESB / Product Services
System of Record: Core Banking, Wealth, Cash, Mortgages, Cards
Digital Services
Salesforce

7. Monolith
Mini Services Single API
Lab & Beta
API Gateway
Containers/
Cloud
Targeted/
Canary Release
Data
Platform + K8
Data
Platform
Time to Value
Parallel feature
development
Platform Evolution
Serial feature
development

8. Containers
Variability
Visibility
Velocity
TOOL OF MASS
INNOVATION

9. AZ1 AZ2

10. Enforce
Automation

11. Open Digital Platform
ESB / Product Services
System of Record: Core Banking, Wealth, Cash, Mortgages
Data Platform
Digital Services
API Gateway
AWS
New Partners/
FinTech
Macquarie
Dev Xchange
LAB BETA PROD
Staff
Portal
Apigee
Openshift
Salesforce
Facebook

12. Targeted Release

13. Targeted Release

14. Targeted Release

15. Our Accounts API gives you secure access to
an authorised user's account, including
Transactions, Savings, Credit Cards and Home
Loans.
Our Balance API is designed to streamline the
user experience so you can check account
balance data of authorised users anytime,
anywhere.
Our Transaction API gives you direct access to an
authorised user’s transaction history. This information
can be used to report on and deliver insights about a
customer’s spending patterns.
Macquarie Dev Xchange
Documentation

16. Our Accounts API gives you secure access to
an authorised user's account, including
Transactions, Savings, Credit Cards and Home
Loans.
Our Balance API is designed to streamline the
user experience so you can check account
balance data of authorised users anytime,
anywhere.
Our Transaction API gives you direct access to an
authorised user’s transaction history. This information
can be used to report on and deliver insights about a
customer’s spending patterns.
Macquarie Dev Xchange
Self service
app key
request

17. Monolith
Mini Services Single API
Lab & Beta
API Gateway
Containers/
Cloud
Targeted/
Canary Release
Data
Platform + K8
Service
Mesh+µ Ser
Data
Platform
Time to Value
Multi
Cloud
BizDevOps
Parallel feature
development
Future Evolution
Serial feature
development

18. Luke Wroblewski
Dream In Years
Plan in Months
Ship in Days

19. Dream In Months
Plan in Days
Ship in Minutes