Best debt consolidation companies to pay off debt with low interest rates, less requirements & flexible terms. https://onlinepersonalfinance.com/consolidate-debts/

1. The most common types of debt are:
Credit card debts
High interest loans
Mortgage loan
Medical debt
Student loan debt
Title loans

2. Worried about debts? Want to consolidate all of them into a single loan?
Debt consolidation loan help borrowers combine multiple high-interest debts
into a single payment.

3. The Best Debt Consolidation Loan Companies are:

4. Credit
score
Credit
History
Interest
rates &
fees.
Monthly
Income
Debt to
income
ratio
Review is based on these 5 Key aspects:

5. 1.
• Interest Rates.
• Loan & refinancing terms.
2.
• Fees & Penalties.
• Repayment options(auto-pay).
3.
• Quick funding.
• Additional features such as hardship options
When choosing a debt consolidation loan company, evaluate companies based
on these features to find the best fit:

6. Recent Survey shows people have used one of these Debt
Consolidation Loan Companies to Pay off debt;
Credit
card debt
Medical
bills
High
interest
loans
Student
loan or
Mortgage

7. Proof of
indentification,
SSN & address
Proof of income &
employment status
Bad Credit OK &
debt to income
ratio of 50% or
less.
free of bankruptcy,
tax liens,
repossessions or
foreclosures.
Must have a
checking account.
Most of the companies have these requirements &
Qualifications:

8. Click the link in the description box below & Apply for Debt Consolidation Loan Online
Qualification
Income
Min Monthly income
$2,000 after tax
Employed
Self-employed
Social Benefits
Proof
Driver’s license
number
Social Security number
(SSN)
Address Proof & min 3
months bank
statements, paystubs.

9. Click the link in the description box below & Apply for Debt Consolidation Loan Online

10. Debt consolidation loan companies for Good & Excellent credit score
Company Estimated
APR
(Fixed rates)
Min.
Credit
Score
Loan
amount
Terms Review
Marcus by
Goldman
Sachs
5.99-28.99% 690 $3,500-
$40,000
3 to 6
years
•No co-sign option
•Pays directly to creditors.
•No origination fee
Discover
Personal
Loan
6.99%-24.99% 660 $2,500-
$35,000
3 to 7
years
•Min $25,000 monthly income
• Option to pay directly to
creditors
•No origination fee
•Late fee $39
Laurel
Road
8.01%-16.30% 700 $1000-
$45,000
3 to 5
years
•Co-sign option: Yes
•No origination fee
•Late fee $5 or $28
SOFI 5.99%-16.79%
(with autopay)
700 $5,000-
$100,000
3 to 7
years
•Rate discount of 0.25% after
setting up autopay.
•Min $50,000 monthly income.
•No origination fee

11. Debt consolidation loan companies for Bad & Fair/Average credit score
Company Estimated
APR
(Fixed rates)
Min.
Credit
Score
Loan
amount
Terms Review
Payoff 5.99-24.99% 640 $5,000-
$35,000
2 to 5
years
• Min credit history 2 years
•Min annual income $40,000.
•origination fee 0%-5%
Earnest Rate starts at
6.99%
650 $2,000-
$75,000
1 to 3
years
• Student loan Refinancing
•Credit card debt
•No origination fee
Prosper 6.95%-35.99% 640 $2,000-
$40,000
3 to 5
years
•Co-sign option: No
•origination fee 2.41% to 5%
•Late fee $15 or 5% of unpaid
amount.
•Insufficient fund fee $15
•Min annual income $90,000
Upgrade 7.99%-35.89% 620 $1,000-
$50,000
3 to 5
years
•Max DTI up to 60%
•Min $30,000 monthly income.
•origination fee 1.5%-6%

12. Key Note:
1. Funding within 24 hour to 5 working days.
2. Rates are fixed with monthly or bi-monthly payments.
3. Some companies don’t charge origination fees
4. There is no Prepayment Penalties.
5. Few companies don’t offer loan in certain states
Average interest rate on debt consolidation loan is 5.99% to 35.99%

13. Each debt consolidation loan lenders will have different fees, rates, requirements and
qualification.
0
1
2
3
4
5
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Company 1 Company 2 Company 3 Company 4
Compare Loan
Rates Terms Fees

14. Free to use
No Hidden fees
One online form, you can
receive offers from
different companies in
real time.
There will only be a
soft pull on your
credit.
Allows you to compare
debt consolidation loan
from multiple companies
in few minutes, including
the fees, terms.
Compare rates &
fees get the best rates
on your loan.
Benefit of Comparing Loan Before You Borrow:
We strongly recommend you to use the loan marketplace to compare debt consolidation loan
rates, fees, based on your credit score, income, loan amount, & state you live.

15. • Fill out the loan
application form.
• Use your mobile
or computer.
• Takes only few
minutes to
complete.
Apply
• Pre-qualify & review
offers
• Soft Credit Check
ONLY.
• Choose your terms.
Compare
rates
• Submit the application.
• Lender will do a hard
inquiry to verify your
creditworthiness.
• Get approved.
• e-Sign & Receive loan
amount.
Pay off Debt
How this loan process & Approval works?
Click the link in the description box below & Apply for Debt Consolidation Loan Online

16. Click the link in the description box below & Apply for Debt Consolidation Loan Online
Prosper
Payoff
Best Egg
Lending
Club
Lending
point
Upgrade
Marcus
When you apply online here. You
can compare rates & select the
right loan in few minutes.

17. Click the link in the description box below & Apply for Debt Consolidation Loan Online
https://www.onlinepersonalfinance.com/