RealCrowd offers direct real estate investing opportunities to accredited investors in pre-vetted, institutional quality commercial real estate assets. This document provides an overview of commercial real estate investing, including why it has historically produced strong returns. It also summarizes the types of commercial properties that can be invested in, such as apartments, offices, industrial facilities, and retail properties. Finally, it outlines some of the benefits of direct commercial real estate investing compared to alternatives like REITs.
The multifamily real estate sector is famous for having outperformed other sectors in the market, especially during the global economic downturn that began in 2007. With fears of another recession on the horizon, this white paper aims to educate readers on the portfolio stability, tax advantages, and passive income benefits which investing in non-traded REITs can bring to investors at any level of their investing careers.
This paper will additionally share economic data and future market predictions from the leading analysts and data houses in the multifamily housing market.
Wealth Management Solutions – An Overviewtapabroto_rc
Wealth management provides individuals with financial planning services such as private banking, asset management, taxation advice, and portfolio management. It originated in the 1990s in the US as investment options expanded beyond real estate, bonds, and gold into equity markets. Wealth managers are financial professionals trained to address an individual's unique needs by developing customized plans combining their expertise with their firm's products and market knowledge. Technology now allows wealth managers to utilize online and mobile tools to provide more flexible and convenient services to clients.
The document discusses several options for micro-investing in residential property with small amounts of money, including co-investing with friends, using the equity in a family home as security to purchase an investment property, fractional property funds that allow investment in individual properties for as little as $100, listed property stocks and ETFs on the stock market, and contributory secured first mortgages that provide high yields with low risk. It notes both benefits and risks for each option, such as lower costs and diversification benefits but also less control and liquidity than owning a whole property.
This document provides an overview of real estate investing in Canada. It discusses the historical returns of real estate compared to other investment options, and the reasons to invest in real estate, including leveraged appreciation, equity repayment by tenants, tax advantages, and cash flow potential. It outlines some common hurdles like financing and property management, and how to overcome them. Examples are provided on calculating key real estate metrics like net operating income and capitalization rate. Options for real estate investment are explored, including buying rental properties, investing with a joint venture partner, or public/private REITs. Additional resources for learning about Canadian real estate investment are listed.
Everything You Need to Know about Preemptive RightsOurCrowd
Have you been following the growing trend in continuity funds?
Listen to our 30-minute session with OurCrowd Investment Partner David Stark to learn how professional investors use preemptive rights to get further involved in winning companies.
• Get an insider’s view of how to leverage preemptive rights in startup investing
• Understand the basics of continuity funds and review case studies
• Learn how to get involved at a time when companies are staying private longer
The Ultimate Guide to Real Estate CrowdfundingSteven Lo
This document provides an overview of real estate crowdfunding (RECF). It explains that RECF connects real estate developers who need funding with online investors. There are typically two investment types - debt crowdfunding, where investors receive interest payments, and equity crowdfunding, where investors receive shares of property ownership. The RECF industry is growing due to regulations allowing more investors to participate and banks' inefficient lending processes. Major RECF platforms employ different strategies in how they fund deals and what minimums and fees they charge investors. The document concludes by introducing the Pyle Loans platform, currently focused on providing short-term real estate loans to borrowers.
Introduction To Real Estate Investment
5 Simple Ways To Invest In Real Estate
6 Worst Types Of Real Estate Investment
Key Reasons To Invest In Real Estate
Huge Ticket Size To Enter Real Estate Market
Add Some Real Estate To Your Portfolio
Is Real Estate a Retirement Secrete Weapon?
Impact Of Real Estate In Global Market
Big Daddy’s Of Real Estate
Risk Involved In Real Estate
Current Scenario
The multifamily real estate sector is famous for having outperformed other sectors in the market, especially during the global economic downturn that began in 2007. With fears of another recession on the horizon, this white paper aims to educate readers on the portfolio stability, tax advantages, and passive income benefits which investing in non-traded REITs can bring to investors at any level of their investing careers.
This paper will additionally share economic data and future market predictions from the leading analysts and data houses in the multifamily housing market.
Wealth Management Solutions – An Overviewtapabroto_rc
Wealth management provides individuals with financial planning services such as private banking, asset management, taxation advice, and portfolio management. It originated in the 1990s in the US as investment options expanded beyond real estate, bonds, and gold into equity markets. Wealth managers are financial professionals trained to address an individual's unique needs by developing customized plans combining their expertise with their firm's products and market knowledge. Technology now allows wealth managers to utilize online and mobile tools to provide more flexible and convenient services to clients.
The document discusses several options for micro-investing in residential property with small amounts of money, including co-investing with friends, using the equity in a family home as security to purchase an investment property, fractional property funds that allow investment in individual properties for as little as $100, listed property stocks and ETFs on the stock market, and contributory secured first mortgages that provide high yields with low risk. It notes both benefits and risks for each option, such as lower costs and diversification benefits but also less control and liquidity than owning a whole property.
This document provides an overview of real estate investing in Canada. It discusses the historical returns of real estate compared to other investment options, and the reasons to invest in real estate, including leveraged appreciation, equity repayment by tenants, tax advantages, and cash flow potential. It outlines some common hurdles like financing and property management, and how to overcome them. Examples are provided on calculating key real estate metrics like net operating income and capitalization rate. Options for real estate investment are explored, including buying rental properties, investing with a joint venture partner, or public/private REITs. Additional resources for learning about Canadian real estate investment are listed.
Everything You Need to Know about Preemptive RightsOurCrowd
Have you been following the growing trend in continuity funds?
Listen to our 30-minute session with OurCrowd Investment Partner David Stark to learn how professional investors use preemptive rights to get further involved in winning companies.
• Get an insider’s view of how to leverage preemptive rights in startup investing
• Understand the basics of continuity funds and review case studies
• Learn how to get involved at a time when companies are staying private longer
The Ultimate Guide to Real Estate CrowdfundingSteven Lo
This document provides an overview of real estate crowdfunding (RECF). It explains that RECF connects real estate developers who need funding with online investors. There are typically two investment types - debt crowdfunding, where investors receive interest payments, and equity crowdfunding, where investors receive shares of property ownership. The RECF industry is growing due to regulations allowing more investors to participate and banks' inefficient lending processes. Major RECF platforms employ different strategies in how they fund deals and what minimums and fees they charge investors. The document concludes by introducing the Pyle Loans platform, currently focused on providing short-term real estate loans to borrowers.
Introduction To Real Estate Investment
5 Simple Ways To Invest In Real Estate
6 Worst Types Of Real Estate Investment
Key Reasons To Invest In Real Estate
Huge Ticket Size To Enter Real Estate Market
Add Some Real Estate To Your Portfolio
Is Real Estate a Retirement Secrete Weapon?
Impact Of Real Estate In Global Market
Big Daddy’s Of Real Estate
Risk Involved In Real Estate
Current Scenario
Supercharge your Investments with Tax-Loss HarvestingWealthfront
Tax-loss harvesting, or "tax selling," is a technique used to lower your taxes while maintaining the expected risk and return profile of your portfolio. It harvests previously unrecognized investment losses to offset taxes due on your other gains and income. You can reinvest these tax savings to significantly grow the value of your portfolio.
Committed to democratizing access to sophisticated investment advice, Wealthfront developed software to make tax-loss harvesting, traditionally only available to accounts in excess of $10 million, available to taxable accounts with at least $100K.
Learn more about Wealthfront's tax-loss harvesting service: wealthfront.com/tax-loss-harvesting/
The Changing Relationship Between Investors and Investments OurCrowd
Take this opportunity to meet OurCrowd’s new president, Anthony DeChellis, who brings to the discussion his extensive experience in the private banking and institutional finance world. Anthony previously served as CEO of Private Banking Americas at Credit Suisse, headed Private Wealth Management at UBS, and held a range of leadership positions at Merrill Lynch, including Manager of the European Private Banking Business.
Chapter 9 wealth management and private bankingQuan Risk
This document provides an overview of wealth management and private banking. It discusses various investment products, the problem of mis-selling, and suitability assessments. It also describes private banking business models and regulatory challenges. Private banking primarily serves high-net-worth individuals by providing customized wealth management services and access to alternative investment options through leveraged lending. Relationship managers aim to develop long-term relationships to gain referrals for other banking services.
Guide to Earning Income from Corporate Bonds Asma Butt
The document provides an introduction to earning income from institutional corporate bonds through the WiseAlpha platform. It discusses how WiseAlpha allows individual investors access to the institutional corporate bond market, which has traditionally been reserved for large institutional investors like pension funds. The document outlines the benefits of corporate bonds like predictable income, capital preservation, and diversification. It also summarizes the different types of bonds available and segments of the institutional corporate bond market.
Netwealth portfolio construction series: Investment Moneyball - Taking advant...netwealthInvest
Discover how you can apply the Moneyball theory to potentially discover good investment opportunities at good prices by finding market anomalies to take advantage of. Paul Moore, founder and Chief Investment Officer of PM Capital, discusses.
This document provides an introduction to stocks and the stock market. It defines what a stock is, explaining that a stock represents partial ownership in a company. It also discusses the different types of stocks like common stock and preferred stock. The document then covers how stocks trade, primarily on exchanges like the New York Stock Exchange and Nasdaq. It concludes by explaining that stock prices change due to supply and demand in the market.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
Castle Rock is one of the Nation's leaders in distressed commercial and residential mortgage-backed notes. This presentation provides a brief look at Castle Rock and how they manage residential distressed debt for their investors.
Private Equity 101: Anatomy of an Investmentpegccouncil
This document provides an overview of private equity, summarizing that it is a long-term investment approach used to purchase stakes in non-public companies in order to build them into stronger, more competitive businesses through strategic interventions. Private equity benefits investors through high returns, companies through value creation, and the broader economy by fueling innovation and job growth.
Prosper Marketplace is an online peer-to-peer lending platform that connects borrowers and lenders. It leverages the power of community by allowing borrowers to get endorsements from friends and form groups to build reputation. This combines the best aspects of traditional lending markets like community support and diversification of online lending. The platform has over 400,000 users, facilitated over $87 million in loans, and made over 2.5 million payments to lenders.
This document discusses various types of debt financing options for venture-backed startups, including venture debt, accounts receivable financing, recurring revenue financing, and mezzanine financing. It provides an overview of the key benefits and risks of taking on debt for startups. It also describes some of the key terms and considerations for different debt products, and provides examples of how venture debt and recurring revenue lines can extend a company's cash runway in a minimally dilutive way.
Introduction to Venture Capital and Private Equityguest89b446
I was invited to speak at the HR College of Commerce in Mumbai today as part of their "Corporate Dialogue" lecture series. This deck introduces freshman and sophomore students in commerce, economics and finance to venture capital, private equity and entrepreneurship. It also presents a primer on career options in finance for college graduates in India.
The Subprime Crisis & Implications for Microfinance (SVMN, 05/18/08)Dave McClure
Presentation on the US Subprime Crisis & Impact / Implications on Microfinance, by Katherine McKee, CGAP, to the Silicon Valley Microfinance Network (SVMN.net).
1. A budget is a plan for raising and spending money that includes fixed costs, variable costs, savings, and large purchases.
2. There are different types of accounts such as checking, savings, CDs, and IRAs that serve different purposes for managing money.
3. Debt can be incurred through credit cards and loans but is not inherently bad if paid off over time. Building wealth involves saving, investing in assets like real estate or the stock market, and making returns through dividends or capital gains.
This document discusses various investment options and their historical returns, as well as tips for real estate investment. It provides statistics showing that over the long term from 1926 to 2006, stocks generated average annual real returns of 6.8% and nominal returns of around 10%, long-term government bonds had real returns of 2.4% and nominal returns of 5%, and gold had average real returns of 1.2%. The document then lists the benefits of investing in professionally managed rental homes and notes they provide monthly cash flow, tax benefits, appreciation potential, and leverage opportunities. It also offers advice on properly sizing rental properties and budgeting for real estate investments.
Venture capital is a form of private equity investment used to fund high-risk startups that cannot secure traditional financing. Venture capital funds are typically structured as limited partnerships with general partners who manage the funds and limited partners who invest in the funds. Venture capital firms aim to achieve high returns on a small number of investments to compensate for losses on other investments, and they earn management fees and carried interest from successful portfolio companies. The presentation provides an overview of the venture capital process from sourcing deals to structuring investments and exits.
This document provides an overview of Chapter 14 from the textbook "Managing Credit Risk Under The Basel III Framework, 3rd ed" on collateralized debt obligations (CDOs). It discusses how CDOs redistribute credit risk from illiquid debt markets to create investment opportunities with different risk-return profiles. CDOs issue multiple tranches that allocate cash flows and losses in order of seniority, with senior tranches receiving priority over mezzanine and equity tranches. CDOs can be structured on actual debt portfolios or through synthetic transactions using credit default swaps.
The document discusses various savings and investment options including savings accounts, certificates of deposit, money market accounts, mutual funds, stocks, real estate, and commodities. It notes that compound interest allows savings to grow as interest is earned on previous interest. The document also defines liquidity, and describes common stock and preferred stock as well as major stock exchanges like the NYSE and NASDAQ.
This is the first in our five-part series orienting investors to modern commercial real estate investing: the key terminology and principles, and things to be aware of when getting started. This series will also cover the contemporary landscape of real estate crowdfunding. www.equitymultiple.com
Supercharge your Investments with Tax-Loss HarvestingWealthfront
Tax-loss harvesting, or "tax selling," is a technique used to lower your taxes while maintaining the expected risk and return profile of your portfolio. It harvests previously unrecognized investment losses to offset taxes due on your other gains and income. You can reinvest these tax savings to significantly grow the value of your portfolio.
Committed to democratizing access to sophisticated investment advice, Wealthfront developed software to make tax-loss harvesting, traditionally only available to accounts in excess of $10 million, available to taxable accounts with at least $100K.
Learn more about Wealthfront's tax-loss harvesting service: wealthfront.com/tax-loss-harvesting/
The Changing Relationship Between Investors and Investments OurCrowd
Take this opportunity to meet OurCrowd’s new president, Anthony DeChellis, who brings to the discussion his extensive experience in the private banking and institutional finance world. Anthony previously served as CEO of Private Banking Americas at Credit Suisse, headed Private Wealth Management at UBS, and held a range of leadership positions at Merrill Lynch, including Manager of the European Private Banking Business.
Chapter 9 wealth management and private bankingQuan Risk
This document provides an overview of wealth management and private banking. It discusses various investment products, the problem of mis-selling, and suitability assessments. It also describes private banking business models and regulatory challenges. Private banking primarily serves high-net-worth individuals by providing customized wealth management services and access to alternative investment options through leveraged lending. Relationship managers aim to develop long-term relationships to gain referrals for other banking services.
Guide to Earning Income from Corporate Bonds Asma Butt
The document provides an introduction to earning income from institutional corporate bonds through the WiseAlpha platform. It discusses how WiseAlpha allows individual investors access to the institutional corporate bond market, which has traditionally been reserved for large institutional investors like pension funds. The document outlines the benefits of corporate bonds like predictable income, capital preservation, and diversification. It also summarizes the different types of bonds available and segments of the institutional corporate bond market.
Netwealth portfolio construction series: Investment Moneyball - Taking advant...netwealthInvest
Discover how you can apply the Moneyball theory to potentially discover good investment opportunities at good prices by finding market anomalies to take advantage of. Paul Moore, founder and Chief Investment Officer of PM Capital, discusses.
This document provides an introduction to stocks and the stock market. It defines what a stock is, explaining that a stock represents partial ownership in a company. It also discusses the different types of stocks like common stock and preferred stock. The document then covers how stocks trade, primarily on exchanges like the New York Stock Exchange and Nasdaq. It concludes by explaining that stock prices change due to supply and demand in the market.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
Castle Rock is one of the Nation's leaders in distressed commercial and residential mortgage-backed notes. This presentation provides a brief look at Castle Rock and how they manage residential distressed debt for their investors.
Private Equity 101: Anatomy of an Investmentpegccouncil
This document provides an overview of private equity, summarizing that it is a long-term investment approach used to purchase stakes in non-public companies in order to build them into stronger, more competitive businesses through strategic interventions. Private equity benefits investors through high returns, companies through value creation, and the broader economy by fueling innovation and job growth.
Prosper Marketplace is an online peer-to-peer lending platform that connects borrowers and lenders. It leverages the power of community by allowing borrowers to get endorsements from friends and form groups to build reputation. This combines the best aspects of traditional lending markets like community support and diversification of online lending. The platform has over 400,000 users, facilitated over $87 million in loans, and made over 2.5 million payments to lenders.
This document discusses various types of debt financing options for venture-backed startups, including venture debt, accounts receivable financing, recurring revenue financing, and mezzanine financing. It provides an overview of the key benefits and risks of taking on debt for startups. It also describes some of the key terms and considerations for different debt products, and provides examples of how venture debt and recurring revenue lines can extend a company's cash runway in a minimally dilutive way.
Introduction to Venture Capital and Private Equityguest89b446
I was invited to speak at the HR College of Commerce in Mumbai today as part of their "Corporate Dialogue" lecture series. This deck introduces freshman and sophomore students in commerce, economics and finance to venture capital, private equity and entrepreneurship. It also presents a primer on career options in finance for college graduates in India.
The Subprime Crisis & Implications for Microfinance (SVMN, 05/18/08)Dave McClure
Presentation on the US Subprime Crisis & Impact / Implications on Microfinance, by Katherine McKee, CGAP, to the Silicon Valley Microfinance Network (SVMN.net).
1. A budget is a plan for raising and spending money that includes fixed costs, variable costs, savings, and large purchases.
2. There are different types of accounts such as checking, savings, CDs, and IRAs that serve different purposes for managing money.
3. Debt can be incurred through credit cards and loans but is not inherently bad if paid off over time. Building wealth involves saving, investing in assets like real estate or the stock market, and making returns through dividends or capital gains.
This document discusses various investment options and their historical returns, as well as tips for real estate investment. It provides statistics showing that over the long term from 1926 to 2006, stocks generated average annual real returns of 6.8% and nominal returns of around 10%, long-term government bonds had real returns of 2.4% and nominal returns of 5%, and gold had average real returns of 1.2%. The document then lists the benefits of investing in professionally managed rental homes and notes they provide monthly cash flow, tax benefits, appreciation potential, and leverage opportunities. It also offers advice on properly sizing rental properties and budgeting for real estate investments.
Venture capital is a form of private equity investment used to fund high-risk startups that cannot secure traditional financing. Venture capital funds are typically structured as limited partnerships with general partners who manage the funds and limited partners who invest in the funds. Venture capital firms aim to achieve high returns on a small number of investments to compensate for losses on other investments, and they earn management fees and carried interest from successful portfolio companies. The presentation provides an overview of the venture capital process from sourcing deals to structuring investments and exits.
This document provides an overview of Chapter 14 from the textbook "Managing Credit Risk Under The Basel III Framework, 3rd ed" on collateralized debt obligations (CDOs). It discusses how CDOs redistribute credit risk from illiquid debt markets to create investment opportunities with different risk-return profiles. CDOs issue multiple tranches that allocate cash flows and losses in order of seniority, with senior tranches receiving priority over mezzanine and equity tranches. CDOs can be structured on actual debt portfolios or through synthetic transactions using credit default swaps.
The document discusses various savings and investment options including savings accounts, certificates of deposit, money market accounts, mutual funds, stocks, real estate, and commodities. It notes that compound interest allows savings to grow as interest is earned on previous interest. The document also defines liquidity, and describes common stock and preferred stock as well as major stock exchanges like the NYSE and NASDAQ.
This is the first in our five-part series orienting investors to modern commercial real estate investing: the key terminology and principles, and things to be aware of when getting started. This series will also cover the contemporary landscape of real estate crowdfunding. www.equitymultiple.com
If you are searching a best Real Estate agent then you should contact leolist vancouver Canada For their services, he is given a commission from their client (buyer, seller or both). When doing work on behalf of the seller, the real estate agent is accountable for putting the property’s details in the different listing services of the specific area and undertaking some other important efforts like home staging to promote the property.
Zack childress real estate ideologies on reitZack Childress
zack childress Real estate investment trust (REIT) has been in existence for nearly 2 decades which helps in managing and buying rent producing asset like office and retail outlets.
This a brief overview of why you should invest in Real Estate! We look briefly at the good and the bad that should be considered as you diversify into this asset class.
Real Estate Investments - Emerging CategoriesYatinSharma70
Real Estate investments across the world have diversified beyond "Unit-By-Unit, But-to-Let, Self Use" categories. Pandemic catapulted screen time and fuelled all time high Property Search scores across continents.
Investors wanted deals, diversification & dividends while covering all plausible risks. Emerging Real Estate investment categories showed the way and became quick favorites!
Learn more about them in this slideshow....Happy flipping!
This document summarizes an investment fund called Everyday Capital LLC that invests in real estate. The fund utilizes a buy and hold strategy for rental properties and a lending strategy where it provides financing to experienced real estate investors renovating properties. It has over $1 million in existing real estate assets and a track record of over 800 property transactions totaling $128 million in mortgage volume. The fund aims to generate returns of 7-12% for investors through its diversified portfolio and management team's expertise in various real estate markets.
This document provides information to help readers choose an appropriate loan for a property investment. It discusses how the right loan can influence cash flow and returns. It then introduces Mortgage Choice, who can help investors understand their borrowing capacity and recommend suitable loan options. Key services mentioned are providing estimates of potential rental income and repayments to help narrow a property search.
- 9% per annum or 10% per annum for 3 or 5-year term
- Income option available
- Deferred investments will receive a bonus of 3% or 10% depending on investment term
- Automatic exit upon maturity
- Security in the form of a First Legal Charge over the Target Property and / or a debenture over the investment provider
- Available to cash and pension investors only
This is an opportunity to invest in property development, and receive returns of 9%-10%. The issuing company is involved in an array of property development projects.
This ranges from the development of land sites into houses, the refurbishment of individual houses and the conversion of individual houses into multiple occupation dwellings.
Aware of the shortage of housing in the UK, the issuing company researches into and invests in high return residential developments. They largely focus on regions where there is particularly high demand, such as the Midlands and the North West.
Once projects have been found, rigorous research and appraisals are completed in order for them to fully comprehend the operation they would potentially invest in. Should the calculations show that the project would be profitable, a purchase is made.
Once properties have been purchased by the issuing company, they undergo a standard refurbishment model: new bathrooms, new kitchen, new carpets, new oak doors and a fresh repaint. Unit costs are kept very low because we are able to buy in bulk. The gardens are also landscaped. Equipped with a strong supply of properties, their refurbishment team is very experienced and have completed over one hundred similar projects in the last few years.
Once the refurbishment commences, local agents are appointed to begin the marketing these properties. Sometimes, the sale of the developed or refurbished property is secured prior to purchase.
Investing in Commercial Property (Series: REAL ESTATE INVESTING MADE SIMPLE 2...Financial Poise
Before taking the plunge into commercial real estate investing, one should have a clear understanding of how to select the right location, preferred type and class of property, what due diligence to do, how to secure financing, how to negotiate a deal, and how to manage the property going forward as a commercial landlord. This Financial Poise panel explains the process from looking for the investment, to contract, to closing, and beyond.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/investing-in-commercial-property/
What is EQUITYMULTIPLE? This presentation touches on what we are, why we are, and how we are different from other real estate "crowdfunding" platforms. For more info, please visit www.equitymultiple.com and/or contact info@equitymultiple.com
Aliquot Capital is a fee-based financial advisory firm located in Batavia, Illinois that offers independent investment management services as an alternative to expensive mutual funds and other complex financial products. Led by CEO Michael George, Aliquot Capital provides fully customized portfolios based on thorough client research and analysis of economic trends. In contrast to mutual fund sellers who prioritize commissions, Aliquot Capital only earns fees when clients realize investment gains so its interests are directly aligned with client success.
Rei ts can provide a steady stream of income(finished)RandyBett
REITs allow small investors to invest in large-scale, income-producing real estate by pooling money from many investors. REITs reduce risk and maximize potential profits by diversifying real estate holdings. There are different types of REITs that focus on various real estate properties like offices, warehouses, and shopping centers. REITs provide steady income through required dividend payments and allow investors to easily sell their shares on public stock exchanges.
The document analyzes 10 potential investment properties in and around Liverpool for profitability. It summarizes that after analysis, only 5 properties will provide a profit, with 4 being good investments. These include 1 residential property providing £35,846 profit and 3 office properties providing a combined £235,000 profit over 20 years. The analysis factors in risks and finds that the profits remain sufficient even after sensitivity testing changes to variables.
Walla Street Investment Capital Business Planctwalla
This document provides an overview of the Walla Street Investment Capital business plan, which has three branches: a stock trading branch, a real estate branch that buys and flips residential properties, and a safe investment branch. The business was founded one year ago and is currently a one-person operation. It seeks investment capital to grow its trading, real estate, and safe investment activities in order to provide consistent returns to investors.
Walla Street Investment Capital Business Planctwalla
This document provides an overview of the Walla Street Investment Capital business plan, which operates three investment branches: a stock trading branch, a real estate branch that buys and flips residential properties, and a safe investment branch. The business was founded one year ago and is currently a one-person operation. It seeks investment capital to expand its three branches and trading strategies to generate high returns for investors.
Commercial Equity Partners Ltd believes that in both prosperous and tumultuous economic times, small investors deserve to find investment options that offer superior rates of return and provide stability during unpredictable times. Since 2006, we at CEP have been maximizing investment leverage, thus producing high-yielding returns for our clients.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
Discover Yeni Eyup Evleri 2, nestled among the rising values of Eyupsultan, offering the epitome of modern living in Istanbul.
With its spacious living areas, contemporary architecture, and meticulous details, Yeni Eyup Evleri 2 is poised to be the star of your happiest moments. Situated in the new favorite district of Eyupsultan, claim your spot and unlock the doors to a peaceful life alongside your loved ones. Nestled next to the historical and natural beauties of Eyupsultan, embrace the comfort of modern living and rediscover life.
Social Amenities:
Yeni Eyup 2 offers a life filled with joy with its green landscaping areas, gym, sauna, children’s play areas, café, outdoor pool, and basketball court. Reserve your place for unforgettable moments!
Reliable Structure:
With 1+1, 2+1, and 3+1 apartment options, Yeni Eyup Evleri 2 is designed with first-class materials and craftsmanship. The doors to a safe and comfortable life are here! Choose the option that suits you best and step into your dream home.
Project:
Yeni Eyup 2 is conveniently located, with Istanbul Airport just 26 minutes away, the Mecidiyeköy Metro Line 4 minutes away, and the Tram Stop 5 minutes away, making your life easier with its central location.
Location:
Your home is positioned in a privileged location, providing easy access to the city center, shopping malls, restaurants, schools, and other important places.
Yeni Eyup 2 offers 1+1, 2+1, and 3+1 apartment options designed to meet different needs. Find an option suitable for every lifestyle and open the doors to a comfortable life in your dream home.
https://listingturkey.com/property/yeni-eyup-evleri-2/
BEST FARMLAND FOR SALE | FARM PLOTS NEAR BANGALORE | KANAKAPURA | CHICKKABALP...knox groups real estate
welcome to knox groups real estate company in Bangalore. best farm land for sale near Bangalore and madhugiri . Managed farmland near Kanakapura and Chickkabalapur get know more details about the projects .Knox groups is a leading real estate company dedicated to helping individuals and businesses navigate the dynamic real estate market. With our extensive knowledge, experience, and commitment to excellence, we deliver exceptional results for our clients. Discover the perfect foundation for your agricultural aspirations with KNOX Groups' prime farm lands. These aren't just plots; they're the fertile grounds where vibrant crops flourish, livestock thrives, and unique agricultural ventures come to life. At KNOX, we go beyond selling land we curate sustainable ecosystems, ensuring that your journey toward agricultural success is seamless and prosperous.
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
Serviced Apartment Ho Chi Minh For RentalGVRenting
GVRenting is the leading rental real estate company in Vietnam. We help you to find a serviced apartment for rent in Ho Chi Minh & Saigon. Discover our broad range of rental properties in Vietnam.
For more details https://gvrenting.com/
2. A better way to invest in real estate.
What is RealCrowd?
RealCrowd offers direct real estate investing opportunities to accredited investors. All properties that are offered are pre-
vetted, institutional quality assets managed by the top real estate operators across the United States. A commercial real
estate (CRE) investment is any property that produces rental income and is purchased with the anticipation of producing
a profit. Apartment complexes, office buildings, industrial distribution facilities and retail properties are all commercial real
estate investments.
Investing in commercial real estate has historically produced outstanding returns yet is a nearly impossible barrier to entry
market, requiring very large amounts of capital; extensive knowledge of how to identify, underwrite and research
opportunities; proper networks to access investment opportunities; and the wherewithal to commit a large amount of
capital into a single investment. Until now.
Why Read this eBook?
• This e-book is the culmination of nearly 20 years of experience and over $3 billion of activity in office, industrial,
retail, multi-family and development transactions.
• This ebook will help you formulate the answers to the following questions:
• Why invest in commercial real estate?
• What are the types of assets to consider purchasing and why?
• How do I formulate my own commercial real estate investment strategy?
Commercial Real Estate 101 is the first of many short and easy to follow eBooks published by RealCrowd with the intent
of demystifying commercial real estate. The primary goal of the book is to give investors the knowledge to invest in, what
we believe, is the greatest wealth creation asset class in the world - commercial real estate investments.
RealCrowd www.realcrowd.com invest@realcrowd.com
3. Why commercial real estate?
Real Estate: Quite Possibly The Best Asset Class
Commercial real estate is one of the most dynamic investment classes in the world. Commercial real estate is the only
major asset class that produces high yields, significant equity buildup, can be efficiently leveraged for massive gains, has
the security of a hard asset that you can see and touch (intrinsic value regardless of an income stream), and provides
some of the best tax advantages.
“The major fortunes in America have been made in land.”
-John D. Rockefeller
Commercial Real Estate Investing 101 www.realcrowd.com
4. Commercial Real Estate Investing 101 www.realcrowd.com
Commercial Real Estate Produces Significantly More Income
One of the biggest advantages of Commercial Real Estate is the high annual cash return that it produces. In fact,
commercial real estate income stream can produce three times the average stock dividend yield and four times
the average bond yield. The chart below demonstrates the income each asset class produces based on a $1 million
investment.
Investors use cap rates to measure returns. More detail on cap rates
is provided in RealCrowd’s Commercial Real Estate 201 eBook.
Bond YieldsStock DividendsReal Estate Cap Rates
Suburban Office
Retail
DT Office
Multi-Family
Dow 30
S&P 500
AAA Bond
US Treasury $18,500
$19,100
$21,000
$29,000
$58,000
$59,000
$72,000
$78,000
Average Cap Rate Source: Real Capital Analytics 2012 / Average Stock Dividend Q1 2013 / Average 10 Year Bond Yield Q1 2013
Annual Income Produced on a $1 million investment
5. Asset Allocation - A Key Role in Determining Results
It is recommended by leading experts that investors have 20% of their investment portfolio in income producing real
estate. David Swenson, Chief Investment Officer of the Yale Endowment, a trustee of TIAA-CREF (a Fortune 100 financial
services organization), and the author of Unconventional Success: A Fundamental Approach to Personal Investment
created what is known as the Yale Model which has produced staggering returns of nearly 14% annually. The portfolio
has 22% of its assets in income producing real estate investments and Yale is increasing that allocation further.
“Asset allocation decisions play a central role in determining investor results...approximately
90 percent of the variability of returns stems from asset allocation, leaving approximately 10
percent of the variability to be determined by security selection and market timing… Careful
investors play close attention to determination of asset class targets.”
David Swenson - CIO of the Yale Endowment
Commercial Real Estate Investing 101 www.realcrowd.com
6. Commercial Real Estate: A Simplified Look...
Commercial Real Estate is a very simple investment vehicle. The basic premise of making money in real estate is
simplified below:
Commercial Real Estate Investing 101 www.realcrowd.com
Tenants Pay Rent
Building Expenses
are Paid
Investors are Paid
Tenants pay rent, usually
monthly. Revenue can also come
from parking, signage, etc.
The real estate operator/property
manager pays building expenses
from the rental income.
-
=
Insurance
Janitorial
Mgmt
Admin
Maintenance
Utilities
After expenses are paid, the
remaining income is distributed to
investors.
Upon sale of the property, equity is distributed back to investors.
7. Unlike other asset classes, commercial real estate is typically leveraged with financing. Sure you can purchase stocks on
a margin account or commodities at a fraction of their price, but only commercial real estate provides rental
income that covers debt payments. This makes commercial real estate an outstanding long-term investment class
because as your tenants pay down the financing for you, equity is built up in the asset. Once you no longer have debt
payments, your cash return instantly increases multiplying your cash flow multiple times over.
Commercial Real Estate Investing 101 www.realcrowd.com
Real Estate’s Amazing Long Term Income Benefit
Although this is a very simplified analysis, this shows the dramatic effect leverage can have on returns. Assumes
a 20 year fully amortizing loan, a conservative 2% annual Net Operating Income increase, and 65% LTV.
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
$6,000,000
$7,000,000
$8,000,000
Year 1 Year 6 Year 11 Year 16 Year 21
7.5%
9.5%
11.8%
14.3%
28.9%
Debt Equity Annual Cash Return
Debt
Equity
Holding an Asset Through Loan Payoff Can Produce Massive Returns
Annual Cash Return in Year 1 7.5%
Annual Cash Return AFTER Loan is Paid Off 28.9%
Increase in Annual Cash Return from Year 1 285%
Increase in Total Equity AFTER loan is Paid Off 273%
8. Real Estate also allows for magnified equity buildup on a
shorter-term basis by using financing, which is illustrated
below. If you were to purchase a $10 million asset all
cash and sell the asset in the future at $11 million, you
have made $1 million profit, a 10% return.
$10M Cash Down and No Financing
$11M sale - $10M purchase = $1M profit
$1M profit ÷ $10M cash down = 10% return
However, if you were to purchase a $10 million asset
utilizing only $1 million of your own money and financing
the remaining (allowing the rental income to make the
debt payments), then sell the asset, you have also made
$1 million profit, however achieved a 100% return.
$1M Cash Down and $9M Financing
$11M sale - $10M purchase = $1M profit
$1M profit ÷ $1M cash down = 100% return
Commercial Real Estate Investing 101 www.realcrowd.com
Magnify Your Equity Return Using Leverage
Although this is a very simplified comparison, the analysis shows the dramatic effect leverage can have on returns.
9. Investing in a Real Estate Investment Trust (REIT) is a popular way to “diversify” into real estate. However when you
invest in a REIT you do not actually own real estate, you own a share of stock in a company. The following are
notable attributes of REIT investing:
• High Fees - A private REIT can charge up to 17% up front before your investment even touches the real
estate. A recent REIT prospectus disclosed the following fees - sales commissions=6.5%, dealer manager
fee=3.5%, organization and offering expenses=2.42%, acquisition fees=1.75% and acquisition
expenses=0.96%!!! For every $100 you invested, less than $85 actually went towards the real
estate! Additionally, a REIT is only required to distribute 90% of the income generated by its properties
back to investors, significantly lowering overall returns.
• Lower Average Returns - The average publicly traded REIT dividend is 3.4%, significantly lower than
average returns from direct commercial real estate ownership. Many individual properties can distribute an
cash return ranging from 6% to 12% annually.
• High Volatility - Given that REIT shares are stocks traded in the stock exchange, they are subject to the
high volatility and market shifts of the stock market as a whole.
• Lack of Control - The REIT structure is designed to provide an investment similar to what mutual funds
provide for stock investing. Although there is a diversity of assets, there is also a lack of control over which
assets are being purchased. Just as many investors have control of investing in individual stocks on
platforms like E*TRADE and Scottrade, they now have similar control over their commercial real estate
portfolio through RealCrowd.
• Less Transparency - Although REITs have strict reporting guidelines, most investors know very little about
the properties in a REIT portfolio. Direct real estate ownership increases the overall transparency of the
investments.
If your primary objective is to participate in the numerous benefits that real estate has to offer discussed
above, then a REIT does not achieve many of those goals.
Commercial Real Estate Investing 101 www.realcrowd.com
REITs Versus Direct Real Estate Ownership
Debt
Equity
10. What asset class should I buy?
There Are Multiple CRE Categories - Which Type Should I Buy?
Now that you know the benefits of commercial real estate investing, which assets should you consider? That answer is
that it really depends on what your personal beliefs are about the real estate market. The founders of RealCrowd had the
benefit of literally thousands of interactions with investors across the United States that purchased office, industrial, retail
and multi-family properties and we have summarized investors’ mindset for each asset class below.
Asset Category Primary Mindset (Why buy this asset class?)
Multi-Family
(Apartment
Complex)
So long as there are people, there will be a need for housing. As the population grows,
demand for housing will increase as well. Adjustments to inflation can be made annually
through rental rate increases (except in rent controlled areas). The current generation
prefers mobility and are not as apt to purchase a home and settle down, therefore will
continue to rent.
Office Buildings
The United States economy will continually be moving away from manufacturing and
agriculture to a service focused economy. The tech world thrives in offices and
collaboration is key. More companies are opting to bring their workforce back into the
offices versus letting them work from home (e.g. Yahoo).
Industrial
Buildings
As eCommerce continues to grow, so will demand for industrial distribution buildings.
Amazon.com, Zappos, and other online retailers are joined by smaller businesses that will
drive demand for industrial buildings.
Retail
Properties
People will always have a need and desire to go to a “bricks and mortar” retail
establishment despite the advent of eCommerce. There is a social and even therapeutic
aspect to shopping that will never be replaced by online shopping. Generally as the
economy improves the retail sector can see the increase in demand immediately.
Obviously there are more reasons to purchase each asset class, but this should give you a good start to forming your
own philosophy in investing in real estate. Many investors diversify their investments across all asset classes.
Commercial Real Estate Investing 101 www.realcrowd.com
11. What types of opportunities are
there?
Commercial Real Estate Investment Deal Types
Just like how there are different types of stocks such as growth stocks where shares are expected to grow at an above
average rate, there are different types of opportunities in the commercial real estate investment world. Below is a
summary of the types of CRE opportunities:
Commercial Real Estate Investing 101 www.realcrowd.com
Deal Type Property Attributes Investor Opportunity
Core
Generally core assets are 85%-100% leased with a rental
stream secured by long-term leases (over five years) -
These assets are generally located in primary locations
with strong market fundamentals - The assets are typically
newer and require very little capital improvements.
These assets provide the highest level of
income security - Generally they provide
moderate appreciation and a lower yield.
Core-Plus
Generally, core-plus assets are leased between 70% and
85% - These assets offer the ability to lease up the
remaining space to improve the income of the asset -
They may also have below market rental rates and leases
that expire shortly (within 1-3 years) - These assets can be
located in primary and secondary markets and may
require some capital improvements.
Core-plus assets provide an in-place income
stream with the opportunity to increase the
income in future years. These assets may have
a lower in-place yield, but offer higher
‘stabilized’ yields as the asset gets leased up.
Generally, an in-place yield could be 5% to 7%
with the opportunity to increase it to 8% to
10%.
Value Add
Value Add assets are the “growth stocks” of the
commercial real estate world. Generally, they are below
70% leased and may require physical improvements to be
able to compete for new tenants. These assets are
located in primary, secondary and tertiary markets.
Value Add assets provide the most upside
when compared to core and core-plus assets.
These assets produce lower initial returns
between 0% and 4% initially, but can grow to
8% to 12% after the work has been completed.
Development
Land with the opportunity to develop commercial office,
industrial, retail or multifamily.
Development opportunities can be risky
depending on how they are structured. Having
a tenant with a lease in place prior to
construction (Build to Suit) provides significantly
less risk than an asset without leases in place
(speculative development).
12. What is my investment strategy?
Identifying your Investment Goal
Commercial Real Estate is an excellent long-term investment that matches very well with a variety of investment
objectives. The following is a summary investment objectives by generation.
Generation Investment Goals Investments
Baby
Boomers
Born
1946-1964
At retirement, obtaining the highest cash income
without reducing your principal equity investment is
paramount to ensuring an extended retirement
income stream.
Commercial real estate provides
significantly higher annual cash returns than
stocks, bonds, treasuries and savings
rates. Baby Boomers could consider well-
leased multi or single tenant assets that
provide higher cash on cash returns. Core
and core-plus assets could be considered
by Baby Boomers to maximize their income
potential.
Generation X
or Echo
Boomers
Born
1965-1979
Generation X has time to build up equity in
commercial real estate. Generally, this generation has
saved for their retirement through a company 401K
plan which is often limited to pre-chosen mutual
funds with lackluster performance. Generation X
could consider other retirement plan options,
including a self directed IRA, checkbook IRA, or Solo
401K plan which would allow them to have
significantly greater flexibility to invest in asset classes
other than mutual funds.
The longer-term time horizon to build up a
retirement portfolio and lower liquidity of
commercial real estate plays well into
considering using real estate as a
retirement vehicle for this generation of
investors. Core, core-plus, value add and
development assets could be considered
by this generation with the intent of owning
the real estate long term and paying off the
debt to produce maximum cash flow at
retirement.
Generation Y
or Millennials
Born
1980-2000
Generation Y has very similar investment objectives
as Generation X, which is building up maximum
equity in the early years, which will produce the
highest income at retirement.
Generation Y has the ability to consider the
entire menu of real estate, core, core-plus,
value add and development.
“There have been few things in my life which have had a more genial
effect on my mind than the possession of a piece of land.”
-Harriet Martineau
Commercial Real Estate Investing 101 www.realcrowd.com
13. Commercial Real Estate 201
Thank You
Thank you for your interest in commercial real estate investment at RealCrowd. We value our investors and are
committed to offering the highest quality investments with the best real estate operators across the United States.
If You Are Interested in Learning More
Please email us at CRE201@realcrowd.com to obtain the CRE 201 ebook. The ebook will provide answers to the
following questions:
• What factors affect real estate values?
• How do I value commercial real estate?
• How do I run a simple cash flow analysis? (Computing the Net Operating Income)
• What is a capitalization rate and how is that determined?
• How do I determine if the asset is located in a quality location?
• What should I be looking for in a quality real estate operator?
Again, please email us to obtain your copy of CRE 201 ebook.
Commercial Real Estate Investing 101 www.realcrowd.com
14. CRE Terms & Definitions
Absorption
Absorption is the way commercial real estate investors gauge tenant demand and is measured in square footage. Total
absorption is the total new square footage leased by tenants. For example, if a building had 20,000 square feet of new
leases in 2013, its total absorption is simply 20,000. The more relevant metric to view is net absorption which is the total
new square footage leased minus the total square footage of tenants that no longer occupy their suites in a given time
period. If a building had 20,000 square feet of new leases in 2013 and 5,000 square feet of tenants leaving, its positive
net absorption is simply 15,000 square feet. Absorption can be measured by building or by entire markets.
Capitalization Rate (Cap Rate)
The cap rate is the percentage of funds you paid for the building that comes back to you annually (not taking financing
into consideration). As an example, if you purchased a building for $1,000,000 that returned $60,000 annually, your cap
rate is simply 6%. The calculation is $ NOI ÷ $ Price = Cap Rate %
Cash-on-Cash Return
The cash-on-cash return is the percentage of funds you invested in the building that comes back to you annually after
making financing payments. Your cash-on-cash return is often higher than your cap rate if favorable financing is put in
place.
Contract Rent
Contract rent is the current rent being paid by the tenant according to their lease. Contract rents are measured by
square footage in commercial real estate. For example, if an office tenant is paying $21,000 a year for 1,000 square feet
of space, their contract rent is $21.00 per square foot per year. Contract rents may also be quoted monthly.
Market Rent
Market rent is the rental rate that a specific location could achieve if it were available to lease today. Like the contract
rent, market rent is quoted per square foot. Investors compare market rent to contract rent to see if there is an
opportunity to increase rental rates once a suite becomes available.
Net Operating Income (NOI)
The net operating income is the total rental income from all of the tenants, parking revenue, and other revenues minus
operating expenses (taxes, insurance, management, maintenance, utilities). The net operating income is one of the first
metrics and investor will review/verify because the cash return to investors is paid from the net operating income. Net
operating income does not take into consideration financing nor does it include capital improvement costs.
Commercial Real Estate Investing 101 www.realcrowd.com
15. Occupancy
Occupancy is the percentage of occupied suites in a commercial real estate property or market. For example, if a
100,000 square foot building is leased and occupied by 95,000 square feet of tenants, the building’s occupancy is simply
95%. Occupancy can be measured in buildings and in entire markets.
Vacancy
Vacancy is the percentage of unoccupied suites in a commercial real estate property or market. For example, if a
100,000 square foot building is leased and occupied by 95,000 square feet of tenants, the building’s vacancy is 5%.
Like occupancy, vacancy can be measured in buildings and in entire markets.
Commercial Real Estate Investing 101 www.realcrowd.com