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READ ENTERPRISES
FINANCIAL HEALTH
DIAGNOSE, IMPROVE & RESOLVE
true consumer credit rating
MILLENNIALS' NET WORTH
Understanding households
A framework mapping the financial
situation and risks in a relatable and
relevant manner.
Creating opportunities
Households need tangible financial
advice and sustainable capital access.
Innovating relevant solutions
Financial needs vary over a lifetime and
knowing them, allows for relevant,
risk/return optimized financial products.IS IN DECLINE
OUR MINIMUM VIABLE PRODUCT
Income Risk
We assess the economic risk of
income disruptions and
estimate the financial impact
for better decision-making.
Clear Framework
The financial health report
conveys tangible action points
and sets a framework to engage
with financial professionals.
Simple & Time-efficient
The interface is designed for
layman use and limited data
input requirement for time-
efficient usage.
OPPORTUNITY IN THE US
of households with income below $60,000 are
financially healthy
ONLY 15%
COMPETITION
Provide a detailed insight of
cashflows.
Are not designed to provide a
macro view.
BUDGETING TOOLS
Mostly based on a comprehensive
questionnaire.
Usually tied to a financial product
provider or intermediary.
FINANCIAL HEALTH
Independent measurement of
debt repayment performance.
Conflating behavioral and
economic risk.
CREDIT SCORES
HOW WE DIFFER
We provide financial snapshots and see our
solution integrating with budgeting tool
providers.
We act independently, provide B2B advice
but have no affiliation compensation.
Our scoring system separates economic from
behavioral factors and is as such
complementary to the current credit scoring
system.
THE READ TEAM
Alberto Furger
Co-Founder, CEO
Oliver Olbort
Co-Founder, CSO
Michael Rava
Partner, Marketing
James Melenkevitz, PhD
Partner, Data Science, Quant
Raja Yogarajah
Partner, Lead Dev
THE ADVISORS
Reto Marx
Senior Executive
Financial Sector
Ganna Pogrebna, PhD
Professor of
Behavioral Economics
Nic Capomacchia
Higher Education
Consultant
Hayk Hakobyan, PhD
Technology,
Behavioral Science
Pierre-Alain Avoyer
Public Affairs,
Talent Management
GET IN TOUCH WITH US!
Contacts
Oliver Olbort  
Alberto Furger
Email Addresses
oliver@readenterprises.org
alberto@readenterprises.org

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READ pitch deck v.3

  • 1. READ ENTERPRISES FINANCIAL HEALTH DIAGNOSE, IMPROVE & RESOLVE true consumer credit rating
  • 2. MILLENNIALS' NET WORTH Understanding households A framework mapping the financial situation and risks in a relatable and relevant manner. Creating opportunities Households need tangible financial advice and sustainable capital access. Innovating relevant solutions Financial needs vary over a lifetime and knowing them, allows for relevant, risk/return optimized financial products.IS IN DECLINE
  • 3. OUR MINIMUM VIABLE PRODUCT Income Risk We assess the economic risk of income disruptions and estimate the financial impact for better decision-making. Clear Framework The financial health report conveys tangible action points and sets a framework to engage with financial professionals. Simple & Time-efficient The interface is designed for layman use and limited data input requirement for time- efficient usage.
  • 4. OPPORTUNITY IN THE US of households with income below $60,000 are financially healthy ONLY 15%
  • 5. COMPETITION Provide a detailed insight of cashflows. Are not designed to provide a macro view. BUDGETING TOOLS Mostly based on a comprehensive questionnaire. Usually tied to a financial product provider or intermediary. FINANCIAL HEALTH Independent measurement of debt repayment performance. Conflating behavioral and economic risk. CREDIT SCORES
  • 6. HOW WE DIFFER We provide financial snapshots and see our solution integrating with budgeting tool providers. We act independently, provide B2B advice but have no affiliation compensation. Our scoring system separates economic from behavioral factors and is as such complementary to the current credit scoring system.
  • 7. THE READ TEAM Alberto Furger Co-Founder, CEO Oliver Olbort Co-Founder, CSO Michael Rava Partner, Marketing James Melenkevitz, PhD Partner, Data Science, Quant Raja Yogarajah Partner, Lead Dev
  • 8. THE ADVISORS Reto Marx Senior Executive Financial Sector Ganna Pogrebna, PhD Professor of Behavioral Economics Nic Capomacchia Higher Education Consultant Hayk Hakobyan, PhD Technology, Behavioral Science Pierre-Alain Avoyer Public Affairs, Talent Management
  • 9. GET IN TOUCH WITH US! Contacts Oliver Olbort   Alberto Furger Email Addresses oliver@readenterprises.org alberto@readenterprises.org