Tax issues often dictate how divorce cases are resolved. Whether is alimony or property division, an understanding of tax is critical to the attorney handling the case
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Tax issues often dictate how divorce cases are resolved. Whether is alimony or property division, an understanding of tax is critical to the attorney handling the case
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
14 06-19 U.S. Treaties - How To Understand And Plan With ThemBruce Givner
IRS publications and forms; list of countries with which the U.S. has income and estate and gift tax treaties; reasons for both types of treaties; situs vs. status transfer tax treaties; German estate tax treaty as an example; treaties vs. the Internal Revenue Code; review of the basic provisions of income tax treaties, including tie-breakers, independent workers, directors, artists and athletes, students and teachers, interest, dividends, royalties, real property income and gains, Publication 901 table examples, double Irish structure.
How the Coronavirus Eviction Ban Impacts LandlordsChuck Hattemer
Governor Gavin Newsom issued an executive order that authorizes local governments to pause evictions for renters.
The eviction restrictions go into effect immediately through May 31, 2020.
Tenants are still obligated to pay rent, and landlords can still recover rent that is due.
Check it here to deep dive in details: https://one.rent/aae5f
How Policy Review is integrated into the Estate Planning needs of a client. Three Case Studies show how a review of in-force policies is matched to the clients current needs which have changed since the policy was first purchased a number of year ago.
Due to the variations in plan benefits and membership fees as well as other regulatory requirements, this presentation is to be used only in Canada. (updated 9/24/09)
Do I Pay North Dakota Taxes When Someone Leaves Me Money?Raymond German
There are taxes that can enter the picture when money is changing hands. This can be true if the asset transfers are taking place while both parties are living, and there are also death taxes. Learn more about North Dakota taxes in this presentation.
A quick overview of the PrePaid Legal plan and the business opportunity. You can be a member without being an associate. The law provider firm in Ontario is Mills and Mills based in Toronto.
What Is a Qualified Domestic Trust in ConnecticutBarry D Horowitz
There are many different estate planning tools that can be utilized to address various different respective sets of circumstances. One of these focused legal devices is the qualified domestic trust. Learn more about qualified domestic trust in Connecticut in this presentation.
14 06-19 U.S. Treaties - How To Understand And Plan With ThemBruce Givner
IRS publications and forms; list of countries with which the U.S. has income and estate and gift tax treaties; reasons for both types of treaties; situs vs. status transfer tax treaties; German estate tax treaty as an example; treaties vs. the Internal Revenue Code; review of the basic provisions of income tax treaties, including tie-breakers, independent workers, directors, artists and athletes, students and teachers, interest, dividends, royalties, real property income and gains, Publication 901 table examples, double Irish structure.
How the Coronavirus Eviction Ban Impacts LandlordsChuck Hattemer
Governor Gavin Newsom issued an executive order that authorizes local governments to pause evictions for renters.
The eviction restrictions go into effect immediately through May 31, 2020.
Tenants are still obligated to pay rent, and landlords can still recover rent that is due.
Check it here to deep dive in details: https://one.rent/aae5f
How Policy Review is integrated into the Estate Planning needs of a client. Three Case Studies show how a review of in-force policies is matched to the clients current needs which have changed since the policy was first purchased a number of year ago.
Due to the variations in plan benefits and membership fees as well as other regulatory requirements, this presentation is to be used only in Canada. (updated 9/24/09)
Do I Pay North Dakota Taxes When Someone Leaves Me Money?Raymond German
There are taxes that can enter the picture when money is changing hands. This can be true if the asset transfers are taking place while both parties are living, and there are also death taxes. Learn more about North Dakota taxes in this presentation.
A quick overview of the PrePaid Legal plan and the business opportunity. You can be a member without being an associate. The law provider firm in Ontario is Mills and Mills based in Toronto.
What Is a Qualified Domestic Trust in ConnecticutBarry D Horowitz
There are many different estate planning tools that can be utilized to address various different respective sets of circumstances. One of these focused legal devices is the qualified domestic trust. Learn more about qualified domestic trust in Connecticut in this presentation.
Global Picture of the Internet Penetration to obtain a global vision and regional detail about concepts such us internet usage or mobile broadband adoption.
This is who investigates fraud and violations concerning real estate and mortgage in Utah. This course describes the rules and what happens to people who violate the rules set forth by the CFPB. It also includes good information for realtors in Utah so they can better protect their clients.
Presentation on how distressed homeowners can use forensic audits to give them the necessary leverage against their banks to negotiate a successful loan modification or refinance. Forensic Audits are a long-term solution for homeowners who want to keep their home from foreclosure.
This slide hopefully will help homeowners who are distressed with their mortgage can find useful information. Our experienced short sale team can provide valuable information to help homeowners understand their options to avoiding foreclosure.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
MC Heights-Best Construction Company in jhanglaraibfatim009
MC Heights stands as the epitome of excellence in construction within Jhang. With a commitment to unparalleled quality and innovative design, MC Heights redefines urban living in the heart of Jhang. Offering luxurious residential spaces, cutting-edge commercial complexes, and vibrant community areas, MC Heights caters to the diverse needs of modern lifestyles. Our dedication to superior craftsmanship and customer satisfaction ensures that every aspect of MC Heights exceeds expectations, making it the premier choice for those seeking unparalleled sophistication and comfort in Jhang.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Oeiras Tech City, Developed by RE Capital and REIG, Will Become Lisbon's Futu...Newman George Leech
Oeiras Tech City, a historic development in the Oeiras municipality of Lisbon, is acquired by RE Capital and REIG. It is located on a 93,000-square-meter plot of land and combines co-living, business, and residential areas. It highlights ESG principles and is close to Tagus Park, which improves the urban landscape of Lisbon.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Optimizing Your MCA Lead Capture Process for Better Results
Re Professionals 2009
1.
2.
3. REAL ESTATE FRAUD Stanislaus County District Attorney W.R. McKenzie, Deputy District Attorney Glenn Gulley, Criminal Investigator Mark Smith, Criminal Investigator
4. A LITTLE ABOUT US: June 2005…SB 537 passed (Govt. Code 27388) $3.00 every Recorded Real Estate Document to go to Trust Fund for Fraud Stanislaus County began January 2006 Full Time DDA Two Criminal Investigators
5. What do we Do: Focus on investigation and prosecution of Real Estate Fraud Emphasis on Crimes that impact Vulnerable Victims: Elderly, Disabled, Unsophisticated, Foreclosure victims Educational programs in the Community To help reduce the number of victims
6. More Specifically,What do we Do: Investigate Frauds and Forgeries Foreclosure Fraud Title Fraud Filing False Financial Statements in relation to Mortgage Fraud Embezzlement & Misappropriation of Funds Construction Fraud
7. What is fraud? Theft…Stealing someone’s money or property False pretenses…criminal lies and induces someone to part with their money or property
8. Who are Perpetrators? Individuals Notaries Lenders Brokers/Agents Construction Contractors Family
9. Common crimes: Forged Title Transfers Foreclosure Fraud Embezzlements Mortgage Fraud Predatory Lending Rental Schemes/Rent Skimming Real Estate Investment Schemes Identity Theft
10. Forged Documents/Fraudulent Conveyances: Steal the Equity in the Home Loan taken on Property or sell Property Victim/Homeowner has no knowledge Achieved by forged Grant Deed and Recording Title Transfer Sometimes Accomplished through forged Power of Attorney Result: Conversion of Victim’s property to cash
12. Foreclosure Fraud: Desperate Homeowner in Foreclosure May offer to take title to cure default May offer to rent back house Often tells homeowner saving their credit Steals Equity…Sells House…Evicts Victim Often Foreclosure sale will give distressed homeowner the equity after debt is paid!!
13. EQUITY SKIMMING Straw Buyer Used Forged or False Loan Documents submitted to the Lender False Credit Reports Straw Buyer Quit Claims to Investor Investor Fails to make Mortgage Payments Rents Property Until Foreclosure
14. Mortgage Elimination Scams: Dorian Group Seminars all over the country Over-inflated appraisals Multiple Loans on property w/Gift-back programs Lender never sees last minute addendums Millions of dollars on a single piece of property
15. Predatory Lending: Loans with Exorbitant Fees and Points Never explained to Victim Elderly and Disabled are targeted by unscrupulous Lenders Victim is unable to make monthly payments and Lender makes the loan anyway
16. Reverse Mortgages: Targets Elderly SB 1609/Civil Code 1923.2 Prohibits lender from Requiring Victim to Purchase or offer an Annuity to the victim Requires Lender to refer borrower to counseling… 5 approved by HUD Borrower must have a certificate of completion of counseling services before completion of loan
17. How does this crisis affect us? Hundreds of Subprime lenders have gone out of business. Billions of dollars were lost in city taxes from foreclosed/abandoned properties Confidence in the American Marketplace is at an all time low Confidence in the government and the industry is at an all time low.
27. Fraud Enforcement and Recovery Act (FERA) May 20, 2009 Expands federal jurisdiction Federally related mortgage loan Secured by residential property Occupied by 1 to 4 families Proceeds used to pay of an existing loan secured by property And which Involves FDIC or HUD or Fannie, Ginnie etc… Or creditor invests more than $1m per year in residential
28. 18 U.S.C. 1014 Whoever knowingly makes any false statement or report, or willfully overvalues any land, property or security for the purpose of influencing in any way any business or person that makes federally related mortgage loan. Statute of Limitation is 10 years. Maximum punishment $1m fine and 30 years
30. SB 36 Requires a license endorsement for real estate brokers who solicit or negotiate mortgages Business and Professions Code §10166 Fines, License consequences
31. SB 94 Loan Modification NO ADVANCE FEES … PERIOD Misdemeanor $10,000 or $50,000 fine. Also Requires translation
32. SB 237 Appraisal Changes B&P 11302 Creates registration program for appraisal management companies Requires licensing and background for all
33. SB 239 Real Estate Fraud PC 532f – Felony Lies or omits on a mortgage application Allows the above lie to take place Receives ANY compensation knowing either of the above Records any documents knowing any of the above
34. AB 260 Predatory Lending Civil Code 4995 Defines “higher priced mortgage loan” Limits prepayment penalties to 2% 1st year 1% second year Prohibits negative amortization Limits total amount of compensation Requires a Fiduciary duty on part of broker Restricts “steering” $10,000 fine plus loss of license
35. AB 329 Reverse Mortgage Civil Code section 1932.2 Seller cannot be associated with other financial or insurance entities No referals to other products Give list of at least 10 HUD approved counsellors Must give Checklist of questions for counsellor Loan Cannot be approved until signed checklist returned to lender
36. AB 957 Seller CANNOT require a specific escrow agent or title insurance 3 times total cost Civil Code Section 1103.20
37. AB 1160 Mortgages must now include a summary of terms in whatever language is used to negotiate it Prior to execution and no less than 3 days after release of application Spanish, Chinese, Tagalog, Vietnamese or Korean. $10,000 fine.
39. REAL ESTATE AGENTS Business & Professions 10176 Applies to Agents Covers Misrepresentations & False Loan Documents Can subject you to investigation by the DRE; which may then be referred to us.
40. REPORTING A CRIME: Immigration status of the victim is not relevant Contracts for the sale of real property should be in your first language Don’t be embarrassed to report the crime Fraudsters prey on people who will trust them…Don’t trust them!!!!!
41. HOW ARE YOU A PERPETRATOR…? “BY AIDING & ABETTING…”
42. PRINCIPALS DIRECTLY & ACTIVELY COMMIT THE ACT CONSTITUTING THE CRIME; (E.G. “THE FORGER”) AIDERS/ABETTERS EQUALLY GUILTY
43. AIDERS & ABETTERS A Person Person aids and abets when: (1) with knowledge of the unlawful purpose of the perpetrator and; (2) with the intent or purpose of committing/encouraging or facilitating the commission of a crime (3) by act or advice aids, promotes, encourages, or instigates the commission of a crime You know a statement is false and submit the loan anyway…
44. WHAT ABOUT DUTY OF CONFIDENTIALITY…? Government Code Section 7470 provides in relevant part: “This section shall not preclude a financial institution , in its discretion from initiating contact with, and disclosing customer financial records to, appropriate state agencies concerning suspect violations of any law…”
45. Red Flags in Real Estate Transactions: Power of Attorney used without Explanation No property inspection Seller procures Appraiser Request to Avoid Escrow Request to Avoid Title Insurance Cash Payments made outside Escrow
46. More Red Flags… Disparity in Document Dates Recent Liens Post Office Box Listed for Borrower or Employer Sudden Changes to Escrow Escrow Instructions & Addendums not sent to Lender
47. WHAT CAN YOU DO…? Pay attention to the Red Flags If you see a Red Flag ask questions Conduct a limited inquiry and /or investigation Contact you attorney ask for advice If it doesn’t sound right it probably isn’t If you suspect FRAUD...Call our office!
51. 10 tips for Avoiding Fraud: What are you signing…Get an attorney Check References of Industry Professionals Beware of Promises of Outrageous Profits Always conduct business in Office or Bank Beware of Telephone solicitations Check Comparable sales in area Check Documents carefully…Avoid pressure to sign
52. 10 Tips to Avoid Fraud (cont.) Review History of property Make sure you understand the terms of your mortgage then check against actual documents Beware of Alleged Business people who are “Mobile”… Never sign Blank Documents If it sounds to good to be true…. IT IS!!!!!