PPL Legal Care of Canada Corporation offers pre-paid legal services, providing members with access to legal consultation and various services for a monthly fee of $26. The membership covers preventive legal services, discounts on additional legal needs, and support for identity theft issues. The company, founded in 1976, has a history of improving sales and aims to help families navigate legal challenges at an affordable rate.

1. PPL Legal Care of Canada Corporation

2. The Company Has been in business for more than 30 years Is a public company since 1976 (NYSE:PPD) Began with a serious auto accident. Harland C. Stonecipher Founder, Chairman, & CEO

3. Pre-Paid Legal Featured in Many Publications Pre-Paid Legal was most recently featured in Success from Home magazine.

4. Sales History Our sales history continues to improve as we move up and to the right each year. GRO SS REVENUE IN MILLIONS $303 $350 $361 $386 $423 $444 $457 $464

5. Have You Ever . . . been overcharged for a repair? tried to return a defective product? received a traffic ticket? lost a security deposit? signed a contract? purchased a home? prepared a Will? worried about identity theft?

6. Why Don’t People Call Attorneys They are intimidated by lawyers. They don’t know who to call. They believe it would cost too much. The Main Reasons People Don’t Seek Legal Counsel: The Most Common Responses to a Legal Dispute Are to: Ignore the problem Try to handle it personally

7. What Do We Do Simply put a Pre-Paid Legal membership does for lawyer and legal bills what medical insurance does for doctor and hospital bills.

8. 1. The Member 2. The Member’s Spouse 3. Never Married Dependent Children Under 21 Living At Home 4. Dependent Children Under Age 18 For Whom The Member Is Legal Guardian 5. Full Time College Students Up To Age 23 Never Married, Dependent Children 6. Physically Or Mentally Challenged Child Living At Home Who Is Covered? The Pre-Paid Legal membership covers:

9. Preventive Legal Services 25% Preferred Member Discount Areas of Coverage The Life Events Legal Plan:

10. Preventive Legal Services Phone consultation on an unlimited number of matters A Letter written or phone call made on an unlimited number of personal issues for you and your family An unlimited number of personal contracts and documents reviewed up to 10 pages each Standard Will preparation Powers of Attorney Preparation** Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate. These services are available to you immediately when you enroll!

11. Letters written on your behalf or preventive phone calls made to help you with warranty issues Review of leases and other documents Assistance in contacting government agencies Debt collection review and advice Tenant review and advice Small claims court advice Consumer protection benefits Legal Advice on matters relating to social assistance Legal Advice on settlement of an estate Preventive Legal Services (continued)

12. 25% Preferred Member Discount Your Provider Law Firm will render assistance at a preferred rate which is 25% less the normal hourly rate for legal services not otherwise covered by the membership. Even pre-existing matters can be covered under this portion of the plan! You will receive a 33.3% discount off your Provider Law Firm’s standard hourly rate for representation should you need legal services that must be performed outside of a lawyer’s office. * Five business days advance notice is required for preparation in court representation. *Hourly rates for Referral Lawyers and court appearances may vary. Preferred Member Discount: Hourly rates for Provider Law Firms and court appearances may vary. Please note that a retainer may be required for services to be rendered under this benefit. At least five business days are required for preparation in court representation. Telephone advice is available immediately.

13. 25% Preferred Member Discount - continued Should you require assistance of a lawyer in the United States, on a retainer basis, simply contact your Provider Law Firm. They will arrange a referral to an appropriate United States lawyer. You will be entitled to a 25% discount off that lawyer’s standard hourly rate for the services provided. A retainer will normally be required for services to be rendered under this benefit. Five business days advance notice is required for preparation in court representation. The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

14. Assistance If Arrested Or Detained The benefit gives you and your family 24-hour access to legal consultation for the following situations: If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove your child from your home or custody If you are served with a warrant To contact your Provider Law Firm, simply call the toll-free number on your membership card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an lawyer. It’s that easy. This benefit will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release.

15. How Much Will It Cost? Well, with a Life Events Legal Plan membership you receive all this for only $26 a month! Isn't your family worth it? That's less than the price of a cup of coffee a day!

16. It’s No Secret Do you hand your credit card to servers at restaurants? Do you supply personal information over the internet? Do you keep your Social Insurance number in your wallet or purse? Do you leave mail at your home or business for the postal carrier to collect? Do you throw away unwanted mail with personal information without shredding it first? Identity Theft is A Major Problem In North America

17. Five Common Types of Identity Theft Identity Theft is not just about credit cards! Identity theft is an international crime and access to an lawyer may be critical. Drivers License Medical Financial Social Insurance Character/ Criminal

18. Why are you at risk? Utility Companies Insurance Companies Credit Card Records Medical Records Real Estate Records Motor Vehicle Records School Records Military Records Social Insurance Records Banking Records Employment Records Postal Records Purchasing Records Tax Records Leasing Records Licensing Records Your Data is Out There What is Identity Theft?

19. The Best Answer Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Insurance Identity Theft Character/ Criminal Identity Theft Is Credit Monitoring Alone the Solution?     

20. Restorative Services The Best Answer Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Insurance Identity Theft Character/ Criminal Identity Theft      Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Restorative Services Restorative Services Restorative Services Restorative Services

21. The Complete Wall of Security The Best Answer Life Events Legal Plan YOU Monitoring Services Restoration Services

22. The Best Answer Pre-Paid Legal Services, Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs. TM SHIELD ID entity Theft with the Pre-Paid Legal Plan

23. The Best Answer Kroll is the world’s leading risk consulting company with more than 30 years of experience. Kroll has been involved in many notable cases, such as: Assisted the Kuwaiti government in investigating Saddam Hussein’s financial network. Responsible for the restructuring of Enron. TM SHIELD ID entity Theft with the Pre-Paid Legal Plan

24. Expedited Consumer Credit Disclosure A Consumer Credit Disclosure will help you to make sure your financial records are accurate. You can receive a copy of your current consumer credit disclosure and we’ll help you obtain it at no additional charge.

25. Expedited Delivery of Consumer Credit Disclosures Quarterly You will be provided easy to use forms to request your consumer credit disclosure one every three months. By ordering your consumer credit disclosure quarterly, you will be actively involved in helping to monitor your own credit information. Learning of suspicious activity before it ruins your credit is crucial. Your credit file will be provided to you free of charge by the credit bureau as required by provincial credit reporting legislation. This product offers assistance for you to request your consumer credit file disclosure as an additional benefit of the service. No purchase is necessary to obtain your credit file disclosure from the credit bureau.

26. Restoration Services If your identity is stolen , you need more than just information about how to restore your name and credit rating. As an Identity Theft Shield SM member you can rest easy knowing experienced professionals are working for you! Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions. Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about. This benefit applies to you, your spouse and any dependent children up to the age of 18. Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of lawyer must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

27. How Much Will Peace of Mind Cost? With the Life Events Legal Plan you will receive all these benefits for just $26 or less per month! And the Identity Theft Shield can be added for an additional $9.95 per month. That’s less than the price of a bottle of water a day.

28. What’s in It For You? We need your help taking this service and opportunity to the marketplace.

29. Success Stories Now, it is time to show you how Pre-Paid Legal really works. We’re going to share with you real stories from real people who have been helped either by the membership, the business opportunity or both.

30. Pre-Paid Legal Services, Inc. This presentation is copyrighted material and may not be altered in any form under any circumstances. Alteration of this material in any way is a violation of the company’s policies and procedures and may result in immediate termination of your PPLSI Associate Agreement. Marketed by Pre-Paid Legal Services, Inc . or applicable subsidiary: Pre-Paid Legal Casualty SM , Inc. In Tennessee: Pre-Paid Legal Services of Tennessee, Inc. In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. In Canada: PPL Legal Care of Canada Corporation ©1999 Pre-Paid Legal Services, Inc. 9.09