Rani Laxmi Bai pension scheme details

RANI LAXMI BAI PENSION SCHEME
1 | By JAYARAJP.N
RANI LAKSHMI BAI PENSION SCHEME
Introduction
A pension may be a “defined benefit plan” where a fixed sum is paid regularly to a
person, or a “defined contribution plan” under which a fixed sum is invested and then becomes
available at retirement age. Uttar Pradesh Govt. has started “Rani Lakshmi Bai Pension
Yojana” under which financial assistance will be provided to poor and backward class families
living below poverty line.
Regarding Rani Lakshmi Bai Pension yojana. This scheme was launched for those
people, which are below the poverty Line or In BPL category. all those families who are living
below the poverty line and exempted, BPL Suchi and they are not getting any other government
social welfare scheme like BPL ration card, Antyodaya Yojana, or any other pension scheme,
Vridhavastha pension yojana (Old age pension scheme,) Vidhva pension scheme (Widow
pension), Physically handicapped pension scheme (Viklang pension) they will get Financial
support from government.
Atleast 50% pension will be given for SC, ST families. Beneficiary of this scheme will
be Female Head of the family. In case female member not available in the family they Male
member will be eligible for this scheme. Each selected beneficiary family will get RS 400 per
month from the government.
This is a great step and was launched by the Uttar pradesh in order to help the poor and
the lower-class people as well as the physically handicapped people a massive scheme was
made by the U.P government.

2 | By JAYARAJP.N
OBJECTIVE
 To provide financial assistance to families living below poverty line and
 They are not listed by Central Govt. in BPL list and are not availing benefits of BPL
ration card,
 BPL ration card, Antyodaya Scheme, Old age pension, Widow Pension, Disable people
pension and any other scheme.
NEEDS OF THE STUDY
 To know about the full detailed information of the Rani Lakshmi Bai pension scheme.
 To know the states who are successful with this scheme.
DATA COLLECTION
 The study is done with the secondary data.
 Data collected from Google, Bing, and Yahoo news.
 The entire study is not depended with primary data.

3 | By JAYARAJP.N
LIMITATIONS
 Lack of knowledge about the abhiyan.
 Political instability factor.
 This study is done only with the secondary data,
 Due to lack of time, the study was limited.
CHAPTER SCHEME
 Introduction of the scheme
 Details of scheme
 Data analysis and suggestion,
 Learning experience
 Conclusion
BIBLIOGRAPHY
www.rani-lakshmi-bai-pension-yojana-up.html
14-04-2017 18:04:24
http://theindianiris.com/rani-lakshmi-bai-pension-yojana/
14-04-2017 18:27:16
http://timesofindia.indiatimes.com/topic/Rani-Laxmi-Bai-Pension-Scheme
14-04-2017 18:34:41

4 | By JAYARAJP.N

5 | By JAYARAJP.N
INTRODUCTION
A introduction of rani lakshmi bai.

6 | By JAYARAJP.N
INTRODUCTION
State government of Uttar pradesh launched Rani Laxmi Bai pension scheme.
Government published official Shasanadesh GO 1007/26-2-2012 PY (830) dated 09 July 2012
regarding Rani Lakshmi bai pension yojana. This scheme was launched for those people, who
are below the poverty Line or In BPL category.
Every one of those families who are living beneath the destitution line and exempted
from BPL Suchi and they are not getting whatever other government social welfare conspire
like BPL apportion card, Antyodaya Yojana, or some other benefits plot, Vridhavastha annuity
yojana (Old age benefits plot,) Vidhva annuity conspire (Widow annuity), Physically crippled
benefits plot (Viklang annuity) they will get Financial support from government. Atleast half
benefits will be given for SC, ST families
Recipient of this plan will be Female Head of the family. In the event that female part
not accessible in the family they Male part will be qualified for this plan. Each chose recipient
family would get Rs 400 every month from the administration.

7 | By JAYARAJP.N
Government will appropriate this annuity on 6 month in two times in a year. Qualified
families will be get this annuity in any nationalized bank or Regional provincial bank RRB in
money related year 2012-13 government appropriate 1100 lakh subsidize Important data of
Rani Lakshmi bai as are taking after रानी लक्ष्मी बाई पेंशन योजना Information and Public
Relations Department, U.P. Uttar Pradesh distributed the official statement in regards to the
begin of Rani Laxmi Bai Pension plot.
Around 25.75 lakh families to be profited in the current money related year an expected
cost of Rs 1,289 crore to be spent on the plan Beneficiaries will get Rs 400 every month The
Uttar Pradesh bureau at a meeting led by boss priest Mr Akhilesh Yadav here and bureau
choose to begin Rani Laxmibai Pension Scheme. Under this, recipients decided for this plan
will get Rs 400 every month in two six-regularly scheduled payments sent specifically to their
ledger.
Under the benefits conspire, the essential recipient would be a lady leader of a family
and without such a condition just a man would be picked the recipient. In the current monetary
year, 2012-13, upwards of 25.75 lakh poor families are probably going to be come to through
this plan and a cost of Rs 1,289 crore will be caused. This plan will be for the underneath
neediness line (BPL) families who have been let well enough alone for the BPL records and
can't get the advantages of the BPL apportion Cards, Antodyaya Yojna or whatever other
annuity plot implied for them.

8 | By JAYARAJP.N
Under the Rani Laxmi Bai annuity Scheme, an objective to profit 50 % SC and ST
recipients has been set by the state government. Under the plan endorsed by the state bureau,
the pattern for getting the advantages of this plan would be a five-part family whose yearly
salary is Rs 19,884 in provincial territories and Rs 25,546 in the urban regions. The meriting
families, after due ingenuity would be chosen in a straightforward way by the SDM/District
level authorities before the gram sabha's open meeting.
An arrangement has additionally been made to guarantee that if the recipient of the Rani
Laxmi Bai Pension Scheme ends up noticeably recipient of other comparative plans like BPL
plan, Antyodya Yojna or some other annuity conspire, he/she would be consequently precluded
from the plan and his name struck off the rundown.
Qualification Criteria for Rani Lakshmi Bai Pension plot Financial Income: just those
families who are living in underneath the neediness line they can apply for this plan. Most
extreme family salary in urban territory will must be 25546 and for provincial range 19884 for
each family included five part for every family

9 | By JAYARAJP.N
CASE CONTENT
The pension with a view to bring into existence a centrally controlled administered mechanism
involving Pensioners Associations in the country, the Pensioners' Portal would function as a
single window mechanism
The department of Pension & Pensioners' Welfare is the nodal department for formulation of
policies relating to pension & other retirement benefits of Central Government
Pensioners/Family Pensioners. It also serves as a forum for redress of Pensioners' Grievance
 To provide financial assistance to families living below poverty line and
 They are not listed by Central Govt. in BPL list and are not availing benefits of BPL
ration card,
 BPL ration card, Antyodaya Scheme, Old age pension, Widow Pension, Disable people
pension and any other scheme

10 | By JAYARAJ P.N
This scheme was launched for those people, who are below the poverty Line or In BPL
category. Every one of those families who are living beneath the destitution line and exempted
from BPL Suchi and they are not getting whatever other government social welfare conspire
like BPL apportion card, Antyodaya Yojana, or some other benefits plot, Vridhavastha annuity
yojana (Old age benefits plot,) Vidhva annuity conspire (Widow annuity), Physically crippled
benefits plot (Viklang annuity) they will get Financial support from government. Atleast half
benefits will be given for SC, ST families
Recipient of this plan will be Female Head of the family. In the event that female part
not accessible in the family they Male part will be qualified for this plan. Each chose recipient
family would get Rs 400 every month from the administration
The pension with a view to bring into existence a centrally controlled administered
mechanism involving Pensioners Associations in the country, the Pensioners' Portal would
function as a single window mechanism
The department of Pension & Pensioners' Welfare is the nodal department for
formulation of policies relating to pension & other retirement benefits of Central Government
Pensioners/Family Pensioners. It also serves as a forum for redress of Pensioners' Grievances
Around 25.75 lakh families to be profited in the current money related year an expected
cost of Rs 1,289 crore to be spent on the plan Beneficiaries will get Rs 400 every month The
Uttar Pradesh bureau at a meeting led by boss priest Mr Akhilesh Yadav here and bureau
choose to begin Rani Laxmibai Pension Scheme. Under this, recipients decided for this plan
will get Rs 400 every month in two six-regularly scheduled payments sent specifically to their
ledger.
Under the benefits conspire, the essential recipient would be a lady leader of a family
and without such a condition just a man would be picked the recipient. In the current monetary
year, 2012-13, upwards of 25.75 lakh poor families are probably going to be come to through
this plan and a cost of Rs 1,289 crore will be caused. This plan will be for the underneath
neediness line (BPL) families who have been let well enough alone for the BPL records and
can't get the advantages of the BPL apportion Cards, Antodyaya Yojna or whatever other
annuity plot implied for them

11 | By JAYARAJ P.N
CASE ANALYSIS
All those families who are living below the poverty line and exempted from BPL Suchi
and they are not getting any other government social welfare scheme like BPL ration card,
Antyodaya Yojana, or any other pension scheme, Vridhavastha pension yojana (Old age
pension scheme,) Vidhva pension scheme (Widow pension), Physically handicapped pension
scheme (Viklang pension) they will get Financial support from government.
At least 50% pension will be given for SC, ST families. Beneficiary of this scheme will
be Female Head of the family. In case female member not available in the family they Male
member will be eligible for this scheme. Each selected beneficiary family will get Rs 400 per
month from the government.
Under the pension scheme, the primary beneficiary would be a woman head of a family
and in absence of such a condition only a man would be chosen the beneficiary. In the current
financial year 2012-13, as many as 25.75 lakh poor families are likely to be reached through
this scheme and a cost of Rs 1,289 crore will be incurred. This scheme will be for the below
poverty line (BPL) families who have been left out of the BPL lists and are unable to get the
benefits of the BPL ration Cards, Antodyaya Yojna or any other pension scheme meant for
them.
Under the Rani Laxmi Bai pension Scheme, a target to benefit 50 % SC and ST
beneficiaries has been set by the state government. Under the scheme approved by the state
cabinet, the base line for getting the benefits of this scheme would be a five-member family
whose annual income is Rs 19,884 in rural areas and Rs 25,546 in the urban areas. The
deserving families, after due diligence would be selected in a transparent manner by the
SDM/District level officials in front of the gram sabha's open meeting. A provision has also
been made to ensure that if the beneficiary of the Rani Laxmi Bai Pension Scheme becomes
beneficiary of other similar schemes like BPL scheme, Antyodya Yojna or some other pension
scheme, he/she would be automatically disqualified from the scheme and his name struck off
the list.

12 | By JAYARAJ P.N
Classification for Rani Lakshmi Bai annuity Scheme: SC/ST candidates will get
advantage of this plan
Instructions to apply: Selection technique: An open meeting will be hung on gram
panchayat level after that recipient will chose for this plan.
Instructions to check recipient rundown of Rani Lakshmi bai plot: all candidate
who filled application shape they can check their name on the concerned area NIC site. For
instance in the event that you are living in Allahabad, they go Allahabad.Nic.in for download
the labharthi suchi of Rani Lakshmi bai benefits conspire. List included finish points of interest
like those that you name, and individual subtle elements in PDF document.

13 | By JAYARAJ P.N
LAXMI BAI SOCIAL SECURITY PENSION SCHEME FOR WIDOWED
WOMEN PENSION, FINANCIAL ASSISTANCE
Description
This scheme started in 2007 and is for the windowed. It is similar as that of “Indira Gandhi
National Widow Pension Scheme (IGNWPS). The state scheme has a wider target group
because it encompasses has a larger age bracket. The PRIs have the responsibility to identify
beneficiaries. The cash transfer is made through the post office.
Objective
To provide financial assistance to the widows.
Eligibility
The following criteria should be fulfilled to avail the benefits under this scheme:
1. Widowed women in the age group of more than 18 years and those above 65 years who
are not eligible for availing the national pension schemes are eligible for benefits under
this Scheme.
2. Women more than 18 years of age, whose annual income from all sources is less than
rupees 60,000 /- per annum
3. Women More than 18 years of age whose income from all sources is below rupees
60,000 /- per annum

14 | By JAYARAJ P.N
4. Women equal to or above 60 years of age whose income from all sources is below
rupees 60,000 /- per annum
5. Women equal to or above 60 years of age who were previous beneficiaries of the Laxmi
Bai Social Security Pension Scheme and were not included under the National Old Age
Pension Scheme due to not being listed in the BPL list;
6. Women who are residents of Bihar or have been residing in the State for at least last 10
years from the date of application.
BENEFICIERS
 Widowed women
BENEFITS
 A pension of 300/- per month
HOW TO APPLY
Contact to the Sub Divisional Officer Or
Contact to Block Development Officer Or
Visit to e-Labharthi Online Portal Bihar Website to Apply Online.
MINISTRY
The scheme is comes under the Department of social welfare.
SPONSORED
This scheme is sponsored by State government.
DATE OF LAUNCH
The scheme is launched in 15-august-2011
STATUS
The scheme is in active.

15 | By JAYARAJ P.N
SECTOR
This scheme will comes under the Women and child welfare.

16 | By JAYARAJ P.N
Retirement:
Retirement means to retire from service, to go on retirement or relieve from service after
completing 60 years of age.
Pension:
 When the term pension is used, it means pension and gratuity or commutation.
 Civil servant pension rules 1963:
 These rules are called “the Punjab civil servant pension rules 1963”.
 These rules apply to all government servants under the rule making control of govt. of
Punjab.
 Service qualifying for pension:
 These services must be under govt.
 The service must not be pensionable.
 The service must be paid by the govt. from the provincial consolidated fund.
The rules shall not apply to:
 GOVT. Servants paid from contingency or on-work changed establishment.
 GOVT. servant engaged on contract, which contains no stipulation for pension under
rules.
 Any person whose appointment and conditions are made under any law for the time
being enforce.
 Any GOVT. servant who may be excluded by a competent authority from the
application of the rules.

17 | By JAYARAJ P.N
• Any GOVT. servant who holds a post declared non-pensionable by the competent
authority.
• Any person who is merely paid for work done, such as GOVT. pleaders and law officers
not debarred from private practice.
Pension rules:
• Ordinary pension:
• Ordinary pension means pension on superannuation age i.e. on 60 years age & other
than extra ordinary pension.
• Extra-ordinary pension:
• Extra-ordinary pension means unfit medically or service less than 10 years.
• Full pension:
• Full pension means the amount of ordinary pension admissible including commuted
portion of the pension, if any.
• Good conduct:
• Good conduct is an implied condition of every kind of pension. GOVT. may withhold
or withdraw a pension or any part of it if the pensioner be convicted of serious crime or
be found to have been guilt or gave misconduct either during after the completion of
his service.
• GOVT. Reserves the right of recovery from the pension of GOVT. pensioner an
account of loses found in judicial or departmental proceedings.
• In case the amount of pension granted to the pensioner be found to be in excess.
• No pension may be granted to GOVT. servant dismissed, removed or misconduct
corruption, sub-versive activities and inefficiency.
• But if he deserves special consideration he may be granted a compassionate allowance
not exceeding 2/3 of the pension admissible to him if he is retired on invalid pension.

18 | By JAYARAJ P.N
• Training: the time spent by a GOVT. servant in approved training shall count as service
qualifying for pension.
• Leave: all leave other than extra-ordinary leaves count as qualifying service for
pension.
• Deputation: time spent by a GOVT. servant holding pensionable post on deputation to
another GOVT. , foreign service or service on temporary or non-pensionable post under
GOVT. counts for pension.
• Suspension: suspension period of GOVT. servant shall count for pension, if it is
followed by reinstatement.
• However if the period of suspension is treated as ( an extra-ordinary leave) it shall not
count for pension
Procedure to apply for retirement/pension:
• First of all a person is going to be retired have to apply to his appointing authority to
issue retirement notification.
• Ordinary one year before the date of retirement.
• At least three months ago.
The documents needed to apply for retirement notification:
• Photo copy of
• Service statement of first four pages of service book.
• Matriculation certificate.
• National identity card (date of birth on matric certificate and NIC must be tallied)
• No demand certificate.
• No enquiry certificate.
• No audit Para certificate.
• Photographs of the concerned person.

19 | By JAYARAJ P.N
• Application for the issuance of retirement notification to the appointing authority.
• Under rules particulars have to send the appointing authority of retiring GOVT. servant
before one year.
• Usually at least three months before the date of retirement a person has to apply for
issuance of retirement notification.
• On issuing notification, pension papers have to complete about one month before the
retirement, one have to apply for the pension to the accounts officer of the concerned
district.
Completion of pension papers:
• Original service book
• Retirement notification
• Matriculation certification attested copies
• National identity card
• Photographs of the concerned person.
• No demand certificate.
• Income tax clearance certificate.
• No demand certificate from building department.
• List of family members.
• No audit Para certificate.
Particulars in family list:
• Name.
• Age.
• Relation with pensioner
• Married/unmarried

20 | By JAYARAJ P.N
• Pension paper sets, a person have to be prepared /submit one set for each officiating
officer and the original set of pension papers goes to the district accounts office.
Different kinds of pension:
• Superannuation pension.
• Retiring pension.
• Invalid pension.
• Family pension.
• Compensation pension.
Superannuation pension:
• A Superannuation pension is granted to a GOVT. servant, who retires on attaining the
age of 60 years.
Retiring pension:
• A retiring pension is granted to a GOVT. servant who is not being eligible for
superannuation pension.
• Opts to retire after 25 years qualifying service or such less time.
• If compulsory retired, by the competent authority, after 25 years qualifying service.
Family:
• The term family for the purpose of payment of gratuity /pension shall include the
following relatives of the GOVT. servant:
• Wife/wives in the case of male servants.
• Husband in the case of female servant.
• Children of the GOVT. servant unmarried or below 24 years of age.
• Father/mother of the GOVT. servant.

21 | By JAYARAJ P.N
Invalid pension:
• A GOVT. servant who is bodily incapable to work or mentally retarded can get invalid
retirement before reaching to superannuation age of 60 years.
• Such person shall apply to his head of dept. and board, who will issue him medical
certificate or incapability for further service. On the basis of that very certificate he will
go on invalid retirement.
Family pension:
• If a GOVT. servant died during service.
• If a GOVT. servant died after retirement, his family is granted pension.
• If he dies before retirement, his family shall be paid.
• A gratuity equal to commuted value of ¼ of his full pension
• Pension at the rate of 75% of the full pension for life.
• If he dies after but within ten years of retirement, payment shall be made to his family
at the rate of 75%of his pension for life. That pension shall not be less than 1000/month.
• If the beneficiary of the family is the widow or widows, shall be paid for life until
remarriage.
• If the widow dies, her family pension shall be divided equally among the serving sons
not above 24 years and unmarried daughters of the died pensioner and died widows
• If the permanent post of GOVT. servant is abolished ,unless he is appointed to
equivalent post , he has the option of taking compensation pension and gratuity entitled
for his service, he has already rendered or
• Of accepting another post offered to him and continuing to count his previous service
of pension.

22 | By JAYARAJ P.N
Rate of pension and gratuity:
• If there is death case, it is called gratuity.
• If the person is alive, it is called commutation.
 From 1-7-86 to 30-11-2001 a GOVT. servant retires at superannuation age could get
his restoration of pension after fifteen years.
 After 30-11-2001 restoration system has been stopped.
 Now there is no restoration.
 Pension formula is as under
 Last pay x 7 x no. years served
300

23 | By JAYARAJ P.N
Benevolent fund:
 BF deduction per month of Govt. servant’s pay is 0.3%.
 In case of death benefits:
• If the Govt. servant dies during service his/her three children without any merit are
given educational scholarships after matric, F.A, B.A, M.A, M.PHIL, P.H.D etc.
• In case of death during service or due to invalid retirement one child is given Govt.
service under rule 17-A up to BPS 5 and widow is given monthly grant from BF, while
children are given educational scholarships

24 | By JAYARAJ P.N
The case involves the pension aspect of the rani laxmi bai pension scheme. The
scheme/yojana is originated by the state government of uttar pradesh. Which is known as the
big state of INDIA.
• In case of appointment as J/c will be appointed in BS-7.
• In case of death of a Govt. servant during service financial assistance is granted
to widow family from B.F as under
• If no one above said relative is alive then close relative will get succession certificate
from the court and get said insurance.
• If Govt. servant who dies during service, his relatives will get lump sum of the said
insurance.
• If he is retired on superannuation age and dies during five years of his retirement,
then heirs would get his group insurance.
• If he dies after five years of retirement, then nothing will be paid to his relatives.

25 | By JAYARAJ P.N
The pension with a view to bring into existence a centrally controlled administered mechanism
involving Pensioners Associations in the country, the Pensioners' Portal would function as a
single window mechanism
The department of Pension & Pensioners' Welfare is the nodal department for formulation of
policies relating to pension & other retirement benefits of Central Government
Pensioners/Family Pensioners. It also serves as a forum for redress of Pensioners' Grievances

26 | By JAYARAJ P.N
FINDINGS
 This scheme is running in some/few states
 The scheme was helped too many people
 This scheme is not working properly in some of states
 This scheme is founded in Uttar Pradesh
 This scheme has lot many features that the people of backward class and the
windows and as well as the BPL ration card, Antyodaya Scheme, Old age
pension, Widow Pension, Disable people pension and any other scheme

27 | By JAYARAJ P.N
SUGGESTION
 This scheme must have to run in all the states
 The scheme will surely help the poor and needy people
 This scheme should work properly in all the states
 This scheme has lot many features that the people of backward class and the
windows and as well as the BPL ration card, Antyodaya Scheme, Old age
pension, Widow Pension, Disable people pension and any other scheme hence
it should be avail in each and every corner of the country
 Making that the people should easily access the information of the
scheme/yojna
 It should give more importance to the rural/village areas.

28 | By JAYARAJ P.N
LEARNING EXPERIENCE
By doing the case study I have learned about the each and every aspects of the
scheme and the scheme was all about the pension to the old age, widowed, and the physically
handicapped people in order to live their life at these situations the UP government has
came up with this scheme/yojana

29 | By JAYARAJ P.N
BIBLIOGRAPHY
www.rani-lakshmi-bai-pension-yojana-up.html
14-04-2017 18:04:24
http://theindianiris.com/rani-lakshmi-bai-pension-yojana/
14-04-2017 18:27:16
http://timesofindia.indiatimes.com/topic/Rani-Laxmi-Bai-Pension-Scheme
14-04-2017 18:34:41

Rani Laxmi Bai pension scheme details

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