QUESTION 8 1.00000 P Financial intermediaries are different from inve.pdf

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QUESTION 8 1.00000 P Financial intermediaries are different from investment banking houses in that financial intermediaries issue their securities to obtain funds from savers and then use the fund to purchase other business\'s securities, while investment banking houses do not issue their securities. Instead, savers\' money merely passes through investment banking houses. e True False Solution Answer: This statement is false. Financial Intermediaries- These are the financial institutions that work as mediator between two parties, they include commercial banks, investment bank, mutual funds, NBFCs, pension fund etc. These intermediaries channel funds from those who have it in excess to those who need funds. Investment banking- It is special branch of banking that provides many services like underwriting, broking, portfolio management, M&A, restructuring, consultancy etc. These help the new firms to raise capital from the market and go public by issuing shares to the general public..

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Several markek participants interact in developed markets to organize the exchange of funds from buyers to sallers. 5 uch institutions as inveitment banks, commerciai banks, financial services corporations, credit unions, pension funds, life insurance companies, mutual funds, exchange traded fund5, hedge funds, and private equity companies play a key role in facilitating these transfers. Identify the financial institution based on each description given in the following table: 11. Financial institutions Several market participants interact in developed markets to organize the exchange of funds from buyers to sellers. Such institution banks, commercial banks, financial services corporations, credit unions, pension funds, life insurance companies, mutual funds, funds, hedge funds, and private equity companles play a key role in facilitating these transfers. Identify the financial institution based on each description given in the following table: Financial Institution Description These financial conglomerates provide a range of services, such as investment banking, commercial banking, and financial advising. These are financial intermediaries that share the financial risk of the untimely demise of their policyholders, who make regular payments to financial intermediaries for taking this risk. They are a pool of assets that trade like stocks on an exchange. They track a group of stocks, such as all stocks in an index or stocks of companies in emerging markets. ial services corporations, credit unions, pension funds, life insurance companies, mutua and private equity companies play a key role in facilitating these transfers. funds, hedge funds, and private equity com Identify the financial institution based on each description given in the following table: Several market participants interact in developed markets to organize the ex banks, commercial banks, financial services corporations, credit unlons, pensionfunds, life funds, hedge funds, and private equity companies play a key role in facilitating these transfers. Identify the financial institution based on each description given in the following table: Financial Institution Description These financial conglomerates provide a range of services, such as investment banking, commercial banking, and financial advising. These are financial intermediaries that share the financial risk of the untimely demise of their policyholders, who make regular payments to financial intermediaries for taking this riski They are a pool of assets that trade like stocks on an exchange. They track a group of stocks, such as all stocks in an index or stocks of companies in emerging markets..

Financial institutions play a crucial role in the economy by facilitating the flow of funds between savers and investors. They provide a range of financial products and services that help individuals and businesses manage their finances, invest their money, and access credit. In this article, we will discuss the meaning, types, functions, and examples of financial institutions and services. Meaning of Financial Institutions and Services Financial institutions are organizations that provide financial products and services to individuals, businesses, and governments. They play a crucial role in the economy by facilitating the flow of funds between savers and investors. Financial institutions include banks, credit unions, insurance companies, brokerage firms, and investment banks. They offer a range of financial products and services, including checking and savings accounts, loans, mortgages, insurance, investment products, and wealth management services. visit : https://m1nxt.blogspot.com/2023/04/financial-institutions-and-services.html

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Chapter 2Solutions to Study Questions2-1.The Regar.docx

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Chapter 2 Solution s to Study Questions 2-1.The “Regardless of Your Major” box describes two types of retirement plans: defined contribution and defined benefit. The “defined” part of each name means that benefits are specified, or defined; the difference between the two plans is in when those benefits are defined. Defined benefit (DB) plans specify the amounts to be paid in retirement—that is, the benefits the retiree will receive are specified. Thus, the sponsor of the plan promises to make specific payments to the retiree, and then the sponsor accepts the responsibility for investing a pool of assets now (or at least, before the covered person retires) to ensure that those benefits in fact can be paid in the future. Managing pension assets to ensure future payments is complicated, and companies these days prefer to offer defined contribution plans, like 401(k) plans, instead of defined benefit plans. Defined contribution (DC) plans specify the contributions that will be made to the plan (now), not the benefits that will be paid at retirement. It’s a lot easier to specify an amount to be paid today than it is to ensure that one will be made in the future. With defined contribution plans, employees accept the responsibility of investing their funds to ensure adequate resources in retirement, removing that burden from employers. It’s therefore not surprising that employers prefer defined contribution plans, while employees who have defined benefit plans count themselves lucky. ( Titma n / Keown /Martin • Financial Management, Twelfth Edition ) ( 2- 9 ) ( ©201 4 P ear son Edu c a tion, I n c . ) 2-2. The three players who interact in the financial markets are borrowers, savers, and financial intermediaries. Borrowers need money to help finance some specific purpose—a student loan to help pay for college, an auto loan for a car, or a mortgage for a house. Savers have money that they don’t need for consumption today, so they set this money aside to use in the future. Financial intermediaries bring the two together, channeling the savers’ “extra” money to the borrowers for their immediate use. If the borrowers and savers could get together themselves somehow, they could “cut out the middleman” and save the intermediation costs. This might sound good—but is it feasible? Financial intermediaries specialize in evaluating the creditworthiness of borrowers, so they help ensure that savers’ money is channeled to borrowers who will repay. They also allow efficient aggregation of small amounts of individual savings into blocks of loanable funds large enough to be useful to borrowers. lenders $ FINANCIAL INTERMEDIARIES $ borrowers 2-3. As outlined in section 2.2 of the text, a financial intermediary is a firm that collects money from savers, bundles it into attractive sizes with attractive terms, and lends it to borrowers. The principal types of financial intermediaries in the United States are: ...

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Which of the following properties best describes pentoses Pentoses .pdf

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Which of the following properties best describes pentoses? Pentoses provide a significant amount of energy; Pentoses are key constituents of NADP+; Pentoses are used for synthesis of hexoses; Pentoses are prevalent in diet; Pentoses are aldoses. Solution correct answer is : a.Pentoses produce a significant amount of energy. pentoses have a group of sugars like fructose, ribose, xylose etc, which help in the prodution of energy through various nmetabol,ic processes..

What is going to be the output of the following program #include .pdf

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What is going to be the output of the following program: #include voidfM (int m[10]) {for (int i = 0; i Solution #include void fM(int m[10]) {int i; for( i=0;i<10;i+=2) { m[i]=m[i]+2; } } int main() { int iarray[10]={2,4,7,9,11,23}; fM(iarray); printf(\"%d %d %d\ \",iarray[0],iarray[1],iarray[2] ); return 0; } ============================= output: 4 4 9 It simply adde 2 to number at even position for 2 to 10;.

The disease bullous pemphigoid results in the destruction of protein.pdf

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The disease bullous pemphigoid results in the destruction of proteins within the basement membrane that hold the epidermis and dermis together. How would this likely affect the epidermis? Solution Bullous pemphigoid is an autoimmune disease. Due to the nature of the disease, the cohesion between the dermis and the epidermis is destroyed. The epidermis tends to separate from the dermis and in the intervening space, body fluids fill up, giving the appearance of lesions. The colour and size of the lesions vary. In some patients they may cover large parts of the anatomy. The lesions when disturbed burst, spilling their contents. This may further lead to secondary infections and provide a pathway for pathogens to enter the body..

Student Outcome f the broad education necessary to understand th.pdf

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Student Outcome \"f\": the broad education necessary to understand the impact of engineering solutions in a global, economic, environmental, and societal context. Topics Cyberspace Security Transportation Infrastructure You may suggest an engineering topic other than the two listed, but prior approval is needed from the professor. Other topics cannot be \"clean water\" and \"global warming.\" For each of the topics abuse, you are to do the following State the engineering problem. Discuss engineering solutions #1. Describe the pros and cons of the engineering solution. Describe the societal impact of engineering solution #1. Describe the global impart of engineering solution #1. Describe the environmental impact of engineering solution #1. Describe the economic impact of engineering solution #1. Discuss engineering solution #2. Describe the pros and cons of the engineering solution. Describe die societal impact of engineering solution #2. Describe the global impart of engineering solution #2. Describe the environmental impact of engineering solution #2. Describe the economic impact of engineering solution #2. All of the above items are to the addressed for each topic separately. Solution CYBER SPCE SECURITY 1)STATEMENT OF ENGINEERING PROBLEM Internet security problems are becoming more conspicuous with each passing day. Online information such as pornography and obscenities are seriously harming the physical and mental health of minors. Criminal activities such as online fraud and theft are seriously harming public security. Computer viruses and hacker attacks are posing serious threats to the security of the operation of the Internet. Leaking of secrets via the Internet is posing serious threats to national security and interests.” DESCRIBE THE SOCIAL IMPACT OF CYBER SPACE SECURITY Due to cyber space technology it is easy to make cyber crimes,people who are not having knowledge about cyber security they are easily traped and cheated examples hacking ATM USER ID AND PASSWORD,un authorised shopping with our bank accounts etc.large number of crimials are made, women harasement also [pssible in cyber space DESCRIBE THE GLOBAL IMPACT OF CYBER SPACE SECURITY With the increasing proliferation of information and communication technologies (ICTs) and the growing opportunity for real-time borderless exchange, cybersecurity is a complex transnational issue that requires global cooperation for ensuring a safe Internet. According to a 2011 Norton study, threats to cyberspace have increased dramatically in the past year afflicting 431 million adult victims globally – or 14 adults victims every second, one million cybercrime victims every day. Cybercrime has now become a business which exceeds a trillion dollars a year in online fraud, identity theft, and lost intellectual property, affecting millions of people around the world, as well as countless businesses and the Governments of every nation. DESCRIBE ENVIRONMENTAL IMPACT OF CYBER SPACE SECURITY Cybercr.

Post your response to the following focus questionsDescribe a sol.pdf

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Post your response to the following focus questions: Describe a sole proprietorship and discuss its advantages and disadvantages. Describe a partnership and discuss its advantages and disadvantages. Describe a corporation and discuss its advantages and disadvantages. Describe an S corporation and discuss its advantages and disadvantages. Solution Broadly speaking for conducting any type of Business activity we require to have a Business entity. If the Business entity is owned and operated and managed by a single paerson then such Business entity is called a sole Proprietorship. It is most simple and subjected to least terms & conditions governing the business activities. The main disadvantages includes personal liability of the owner/ propreitor, which is unlimited. A single person being at the helm of affairs poses limitations on the development and growth of the business. Propreitorship has its death with the death of the owner. A Partnership as the word suggest is that form of Business entity which is owned by two or more persons and formed under an agreement signed by all owners for some common purpose/ goal and or objectives. A partnership firm is more complicated than the sole propreitorships, two or more persons as owners may give advatages of sharing resources, knowledge, skills which are essential for setting up of businesses of sizes unmanageable by a single person. Pooling diversity of partners helps in the development and growth of the Business entity. Like sole propreitorship, the partners under partnerships may be subjected to unlimited liabilities under or arising out of the business activities of the Partnership firm. There are additional set of rules & regulations under the law of the land governing the partnership firms. The third and the most prefered form of business entity is an incorporated firm called corporation and or company. A corporation/ company is different from its owners. This form of business entity draws difference between the owner and management of the business entity. Unlike the earlier set ups of Sole Propreitor and Partnership, the business activies are conducted neither by sole owner nor by partners but managers who are considered to be having different identity than the business entity which is also considered as a legal person. A corporation can be sued and it can also sue others in the court of law.A corporation comes into existence with its incorporation documents such as Memorandum of Understanding, Articles of Associations, Delegation of Powers etc. These documents required for giving birth to the corporation varies from state to state, nation to nation, lews of the land under whose jurisdiction it falls. The main advantage of a corporation is to give limited liability to its owners who are called share holders and its business activities are conducted by the professionals having required qualifications and skills. Just like its birth, its death is not related to that of its share holders (owners).

Please fill in the code, which only need to add code in the adju.pdf

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//Please fill in the code, which only need to add code in the \"adjustHeap\" function. #ifndef HEAP_H #define HEAP_H #include #include // std::out_of_range using namespace std; template class Heap { private: vector _items; void buildHeap() { for (int i = _items.size() / 2; i >= 0; i--) { adjustHeap(i); } } //MA TODO: Implement adjustHeap! //Percolates the item specified at by index down into its proper location within a heap. // Used for dequeue operations and array to heap conversions void adjustHeap(int index) { // The ONLY code you\'d need to do for this MA would be in this function call } public: Heap() { } Heap(const vector &unsorted) { for (int i = 0; i < unsorted.size(); i++) { _items.push(unsorted[i]); } buildHeap(); } //Adds a new item to the heap void insert(T item) { //calculate positions int current_position = _items.size(); int parent_position = (current_position - 1) / 2; //insert element (note: may get erased if we hit the WHILE loop) _items.push_back(item); //get parent element if it exists T *parent = nullptr; if (parent_position >= 0) { parent = &_items[parent_position]; } //only continue if we have a non-null parent if (parent != nullptr) { //bubble up while (current_position > 0 && item < *parent) { _items[current_position] = *parent; current_position = parent_position; parent_position = (current_position - 1) / 2; if (parent_position >= 0) { parent = &_items[parent_position]; } } //after finding the correct location, we can finally place our item _items[current_position] = item; } } //Returns the top-most item in our heap without actually removing the item from the heap T& getFirst() { if( size() > 0 ) return _items[0]; else throw std::out_of_range(\"No elements in Heap.\"); } //Removes the top-most item from the heap and returns it to the caller T deleteMin() { int last_position = _items.size() - 1; T last_item = _items[last_position]; T top = _items[0]; _items[0] = last_item; _items.erase(_items.begin() + last_position); //percolate down adjustHeap(0); return top; } // Returns true if heap is empty, false otherwise bool isEmpty() const { return _items.size() == 0; } // Return size (N) of the Heap int size() const { return _items.size(); } // Simple debugging print out void printAll() const { for(int i = 0; i < _items.size(); i++) { cout << \" [x] Heap element [\" << i << \"]. key=\" << _items[i] << endl; } } }; #endif Solution void adjustHeap(int index) { int largest,left,right; Map.Entry temp = null; while(true){ left = 2*index+1; right = 2*index+2; if(left < size && elements[index].getValue() < elements[left].getValue()){ largest = left; if(right < size && elements[left].getValue() < elements[right].getValue()){ largest = right; } } else if(right < size && elements[index].getValue() < elements[right].getValue()){ largest = right; } else break; // swapping temp = elements[index]; elements[index] = elements[largest]; elements[largest] = temp; index = largest; } } } }.

Linear AlgebraHello. I need help with my practice final. I am not .pdf

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Linear Algebra Hello. I need help with my practice final. I am not trying to copy. I want to see If I am doing it right So please help. Thank you very much! Here\'s the problem Let V and W be (finite-dimensional) vector spaces. In fact, unless otherwise stated in one of the problems or definitions below you may assume that dim V n and dimW m. Also, unless otherwise stated, let T V W be a linear transformation. Definitions and Basic Results 1. The kernel of T, written ker T, is the set of vectors UE v such that T(i) 30w. 2. The range of T, written range T is the set of vectors i e W such that T(i) if for some i E V. 3. T is injective means that whenever i E V then T(ii) T(i2) if and only if ii J v2 4. T is surjective means range T W 5. T is bijective if and only if it is both injective and surjective. 6. T is called a linear operator if V W 7. Let T be a linear operator in V and let u be subspace of V. u is said to be invariant under T if T(ii) Eu for every i Eu 8. Let u and u be aces of V (a) The sum of these subspaces, written uitu2, is the set of vectors i EV that can be written as a sum of vectors ii ii2 where ii E uh and ii2 Eu2. (b) V is said to be a direct sum of u and up, written V Juh Du2, if and only if for every if E V there exists a unique pair of vectors iii E ui and ii2 Eur such that if ii ii2. Examples R2 z-axis) (y-axis). Ra (ary-plane) axis A) span span Fact V u if and only if v un +uo and un nu Solution if T is injective then there should be a map of v in w for every v belonging to V and w belonging to W. Consider the basis of W as all elements are maped then the dim of W should be at least equal to the dimension of V as linear transformation map each basis element of V to some basis element in W If T is surjective then same argument above applies to just opposite because now mapping covers all the elements of W. if T is bijective then it is both injective and surjective .So now only equality can hold hence dim(V) = dim(W).

Many nations, including the US, already maintain a national DNA data.pdf

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Many nations, including the US, already maintain a national DNA database of samples collected during criminal investigations, but there are often questions of whether such databases should be expanded to include more individuals, or whether their use is ethical at all. What arguments can you make for and against \"banking\" DNA profiles (i.e. \"genetic fingerprints\" based on STRs, not necessarily full genome sequences) in a database? Do you believe such databases are ethical or an invasion of privacy? Should it be mandatory for some or all individuals? What restrictions would you place on it? Solution ARGUMENTS FOR: A DNA database covering the entire populace and each guest to the UK, as upheld by Lord Justice Sedley, would spare huge measures of police time and help clear up violations quicker. The individuals who do nothing incorrectly have nothing to fear and ought to be consoled. The present framework - the DNA of each one of those captured for recordable offenses, liable or not, is held - is specific and wasteful. Current practice is uncalled for: ethnic minorities and youngsters are over-spoken to, making hatred and hostile to police feeling. Two-in-five dark men have their DNA on record, as against less than one-in-ten whites. The world has changed: universal versatility implies that potential fear based oppressors can travel every which way, frequently on false papers. ARUGMENTS AGAINST: It would be a definitive stride making progress toward a \'The government\' state: Britain would turn into \'a country of suspects. Whatever the utility of DNA tests, there is something inalienably exasperating about entering each infant on a database during childbirth. A national DNA bank would be enormously costly and bureaucratic. It is harming to the picture of the UK - \'Welcome to Britain: now give a mouth swab\'. DNA data could be mishandled by degenerate police and others wrongfully passing data to unapproved individuals. PRIVACY ISSUE: Individual data is now held by gatherings in the private division, if individuals can believe the private part then they ought to have the capacity to confide in the Government. In 2010, the UK Government promised to roll out improvements to the period of time DNA tests are kept in the UK National DNA Database. These were incorporated into the 2012 Protection of Freedoms Act. These progressions guarantee that the DNA (and fingerprints) of people captured yet not indicted an offense is held for a most extreme of 5 years. The DNA Identification Act of 1994 unequivocally permits database records to be made accessible for innovative work the length of all actually identifiable data is expelled. It need not be mandatory for all the individuals but as a matter of national security it should be taken into consideration.Some restrictions like the privacy issue and the information of that should not be accessed to everyone instead the government should be in a position to give the required information neccesary and sho.

implement the add() method for min-heappublic class Heap { .pdf

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implement the add() method for min-heap public class Heap { private ArrayList element; private comparator comp; public int patent(int childIndex) { return (childIndex - 1) / 2; } public void add(E element) { code here } } Solution publicvoid add(int value) { if (heapSize == data.length) thrownewHeapException(\"Heap\'s underlying storage is overflow\"); else { heapSize++; data[heapSize - 1] = value; shiftUp(heapSize - 1); } } privatevoid shiftUp(int nodeIndex) { int parentIndex, tmp; if (nodeIndex != 0) { parentIndex = getParentIndex(nodeIndex); if (data[parentIndex] >data[nodeIndex]) { tmp =data[parentIndex]; data[parentIndex] = data[nodeIndex]; data[nodeIndex] = tmp; shiftUp(parentIndex); } } } }.

i need the complete answers as soon as possibleSolutionUNI.pdf

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i need the complete answers as soon as possible Solution UNIVAC stands for Universal Automatic Computer origon and history of UNIVAC: ->it is the first computer produced in united states for business and administrative use with fast execution of relatively simple arithmetic and data transport operations, opposed to the complex numerical calculations required of scientific computers. ->it was developed by J. Presper Eckert and John Mauchly, makers of ENIAC ->ENIAC, best for Electronic Numerical Integrator and Calculator and completed in 1946 at a cost of nearly $500,000. It took up 15,000 feet, employed 17,000 vacuum tubes, and was programmed by plugging and replugging some 6,000 switches. -> and It was first used in a calculation for Los Alamos Laboratories in December 1945, and in February 1946 it was formally dedicated. ->hence The first UNIVAC came on line for the U.S. Government\'s Census Bureau. The first commercial customer to purchase a UNIVAC was the Prudential Insurance Company ->The UNIVAC was the first computer to come equipped with a magnetic tape unit and was the first computer to use buffer memory. strengths: -> the Random access feature provides large file of information -> this is readily accessible to many types of input-output devices, ->Eliminates necessity of batching items as in previous systems.Information can be fed into the system at any time with readyaccess to balances. ->Random access feature eliminates many interim steps associatedwith other methods such as sorting and collating. Postingscan be made from source doczrments which are kept in their original sequence. -> Same record filed magnetically is available to all input-output devices simultaneously. Then all operators can post to the same record even making entries to the same items at the same time. ->Keyboard entries can be nade directly into the system. ->Eliminates searching for a record card. ->Gives freedom in handling late items . ->Gives freedom in handling rusk items . ->Cirmulative total of all entries is constantly available. ->Through on-line and off-line operation, the system, can handle weakness: ->in this systems where the reference file is large it is necessary to accumulate batches of items for processing before the information can be economically handled. several applications siraultaneously and use cammon information according to different activities. UNIVAC with IBM: IBM got in 1951 when it lost the Census Bureau business to UNIVAC. That setback reenergized IBM, which had dominated pre-computer data processing. Determined to meet the challenge—and eyeing data processing needs in the Korean War—IBM designed its 701 computer in just one year. After that, a flurry of new models eroded UNIVAC’s lead. the best mechanism is ->The UNITYPER was an offline typewriter used by the programmers to write code for the computer, while the UNISERVO could read and write the UNITYPER compatible tapes, so it was a form of an early tape drive. ->The Tape Handlin.

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