The document presents a research study analyzing the quality of e-banking services provided by public and private banks in India, with specific focus on user experiences in the cities of Jaipur and Udaipur. It reveals that more than 50% of respondents are aware of and use e-banking services, with private banks rated slightly higher in quality. The survey also highlighted a lack of awareness about e-banking in rural areas, indicating a need for educational programs to improve user understanding and adoption.