Marc Eckenhuijsen Smit has over 25 years of experience in the banking industry. He started his career redesigning loan application forms to streamline the process. This led to fewer iterations with risk management and a more predictable outcome for customers. Marc later took on roles in process optimization and became the operational excellence lead at ING Netherlands, where he created a support organization of over 35 Lean Six Sigma Black belts. One of Marc's lessons is that transparency on operational performance facts is crucial for continuous improvement. The operational performance management team at ING provides insights into end-to-end process performance across the organization to fuel learning and high performance.
Nguyen Quoc Dat has over 10 years of experience in banking and finance in Vietnam and the UK. He held several senior roles including Senior Finance and Communications Manager for the Vietnam Pavilion at Expo Milano 2015 and Senior Cash Management Manager at Maritime Bank. He has strong skills in management, strategy, communication, analytics and building client relationships. His career objective is to work in banking and finance and help Vietnamese learners pursue similar careers.
• Demonstrated capability in analyzing breaks and issues along with proficiency in OTC products
• Self-motivated, passionate, curious and driven personality
• Proven ability to interact with clients, present actionable findings and partner cross-functionally to deliver results and possess strong experience in client management
• Possess strong attention to detail and ability to effectively manage multiple tasks and initiatives
• Comfortable working in a highly competitive, high-performance and target-driven environment
• Possess excellent communication, interpersonal skills, team building, Project Cordination, organizational and collaboration skills
Sinenhlana Zimili Mhlanga is an ambitious and hardworking professional with over 8 years of experience in the banking sector. She holds a Diploma in Financial Accounting from Durban University of Technology as well as a National Certificate in Banking Service Advice. Currently, she works as a Service Manager at Nedbank Limited, where she has achieved several awards and accomplishments. She is looking to further her career and take on new challenges.
Business plan for consulting and e learningUpendra K
This is a Quick reference Guide for Consulting and eLearning with contents as follows,
1, Business Basics
2, Business Strategy
3, Finances
4, Sales and Marketing
5, Partnership & Associations
6, Checklist for Business Start-up
This document contains a summary of Ashutosh Kumar's work experience and qualifications. It includes his contact information and a description of his current and previous roles in finance and banking. His current role is as an Accounting Assistant at Infinite Technologies Pvt Ltd since 2014 where he performs accounting tasks like data entry, account reconciliation, and financial reporting. He has over 8 years of experience in roles like Fund Administrator at HSBC and Assistant Manager at Indusind Bank, where he was responsible for tasks like trade processing, account reconciliation, and relationship management. He holds an MBA in Marketing from Vinayaka Mission University and a Bachelor's degree in Physics.
Abdul Nadeem Hakim is an accounting professional with over 10 years of experience in accounts payable and financial services roles. He has strong problem solving, analytical, and customer service skills. His experience includes managing accounts payable teams and reconciling accounts at various companies. He is seeking a new challenge that utilizes his skills in accounting, analysis, and team leadership.
Vinay M.S has over 11 years of experience in finance roles including FP&A and F&A. He is currently an Assistant Manager at Liquid Hub where he manages projects, billing, and accounts payable. Previously he held roles at CSC, IBM, Ocwen Financial Solutions, and Transworks in areas such as FP&A, financial analysis, accounts payable, and collections. He has a Bachelor's degree in Commerce and is proficient in MS Office, various ERP systems, and has a valid US B1 visa.
Arijit Paul is a junior level banking professional with nearly 2 years of experience in retail branch banking and operations management at HDFC Bank. He has expertise in retail branch operations, banking transactions, business development, client servicing, and team management. He is competent in handling entire retail branch operations including administration, coordinating with internal/external departments, and gaining understanding of banking systems, services, and products. He is currently working as an Assistant Branch Manager at HDFC Bank in Nabadwip, where he oversees banking operations, branch management, compliance, and business development.
Nguyen Quoc Dat has over 10 years of experience in banking and finance in Vietnam and the UK. He held several senior roles including Senior Finance and Communications Manager for the Vietnam Pavilion at Expo Milano 2015 and Senior Cash Management Manager at Maritime Bank. He has strong skills in management, strategy, communication, analytics and building client relationships. His career objective is to work in banking and finance and help Vietnamese learners pursue similar careers.
• Demonstrated capability in analyzing breaks and issues along with proficiency in OTC products
• Self-motivated, passionate, curious and driven personality
• Proven ability to interact with clients, present actionable findings and partner cross-functionally to deliver results and possess strong experience in client management
• Possess strong attention to detail and ability to effectively manage multiple tasks and initiatives
• Comfortable working in a highly competitive, high-performance and target-driven environment
• Possess excellent communication, interpersonal skills, team building, Project Cordination, organizational and collaboration skills
Sinenhlana Zimili Mhlanga is an ambitious and hardworking professional with over 8 years of experience in the banking sector. She holds a Diploma in Financial Accounting from Durban University of Technology as well as a National Certificate in Banking Service Advice. Currently, she works as a Service Manager at Nedbank Limited, where she has achieved several awards and accomplishments. She is looking to further her career and take on new challenges.
Business plan for consulting and e learningUpendra K
This is a Quick reference Guide for Consulting and eLearning with contents as follows,
1, Business Basics
2, Business Strategy
3, Finances
4, Sales and Marketing
5, Partnership & Associations
6, Checklist for Business Start-up
This document contains a summary of Ashutosh Kumar's work experience and qualifications. It includes his contact information and a description of his current and previous roles in finance and banking. His current role is as an Accounting Assistant at Infinite Technologies Pvt Ltd since 2014 where he performs accounting tasks like data entry, account reconciliation, and financial reporting. He has over 8 years of experience in roles like Fund Administrator at HSBC and Assistant Manager at Indusind Bank, where he was responsible for tasks like trade processing, account reconciliation, and relationship management. He holds an MBA in Marketing from Vinayaka Mission University and a Bachelor's degree in Physics.
Abdul Nadeem Hakim is an accounting professional with over 10 years of experience in accounts payable and financial services roles. He has strong problem solving, analytical, and customer service skills. His experience includes managing accounts payable teams and reconciling accounts at various companies. He is seeking a new challenge that utilizes his skills in accounting, analysis, and team leadership.
Vinay M.S has over 11 years of experience in finance roles including FP&A and F&A. He is currently an Assistant Manager at Liquid Hub where he manages projects, billing, and accounts payable. Previously he held roles at CSC, IBM, Ocwen Financial Solutions, and Transworks in areas such as FP&A, financial analysis, accounts payable, and collections. He has a Bachelor's degree in Commerce and is proficient in MS Office, various ERP systems, and has a valid US B1 visa.
Arijit Paul is a junior level banking professional with nearly 2 years of experience in retail branch banking and operations management at HDFC Bank. He has expertise in retail branch operations, banking transactions, business development, client servicing, and team management. He is competent in handling entire retail branch operations including administration, coordinating with internal/external departments, and gaining understanding of banking systems, services, and products. He is currently working as an Assistant Branch Manager at HDFC Bank in Nabadwip, where he oversees banking operations, branch management, compliance, and business development.
This document contains the resume of Abdul Nadeem Hakim. It summarizes his professional experience working in accounting roles for various companies in New Zealand and Fiji over the past 15 years, including his current role as Accounts Payable Manager at Griffins Foods Limited. It also lists his skills, education qualifications, languages, and referees.
This document is a resume for Muhammad Farhan. It summarizes his objective of seeking a career allowing personal growth through interaction and challenging projects. It outlines his experience including 1 year as an assistant accountant and 6 months as an admin officer. His education includes an MBA in finance from University of Sindh Jamshoro and a BCom from the same university. It also lists his computer skills and personal details.
The document provides an experience summary for Bhoopendra Kushwaha. He has over 6 years of experience in accounting roles across multiple industries including telecom, manufacturing, and BPO. His most recent role was as a Team Lead for Account Payables at Intelenet Global Services where he managed a team of 15 people and was responsible for invoice processing, payments, and monthly reporting. He also has experience working in accounting roles for other companies such as Infosys BPO and T Prasad & Co.
Dhiven Gareeb's curriculum vitae provides information about his work experience in customer service roles at MTN and Altec Auto Page from 2006 to 2014. It also describes his experience starting his own industrial machinery business from 2014 to 2015. The curriculum vitae is presented over 7 pages and includes details of his educational background, skills, responsibilities in various roles, and reasons for leaving positions.
Mohamed Ahmed Abd El-Wakeel is seeking a full-time job in a leading multinational company where he can utilize his education and experience. He has over 7 years of experience in customer service roles for various telecommunications and finance companies in Egypt and Dubai. He holds a Bachelor's degree in Accounting from Cairo University and is skilled in areas like problem solving, decision making, data entry, and Microsoft Office.
Debi Gionette is seeking a long-term position utilizing over 30 years of customer service experience. She has an office administration diploma and fluent Microsoft Office skills. Her previous roles include CSR/dispatcher, bookkeeper/cashier supervisor, supervisor/cashier, employment counseling assistant, and office administrator. She has strong time management, problem solving, and quality/professionalism skills.
The document provides a profile summary of an individual with over 11 years of experience in retail banking and branch operations management. Some key points include:
- Currently working as the Branch Operations Manager at RBL Bank Ltd in Pune, managing all branch banking activities and ensuring customer satisfaction.
- Previous experience includes roles at HDFC Bank, Deutsche Bank, and Axis Bank, handling branch operations, customer relationships, and achieving sales targets.
- Educational qualifications include an MBA in Finance and Marketing and a B.E. in Mechanical Engineering.
Mohamad Azmi Bin Zulkifli has over 15 years of experience in banking operations and customer service roles at HSBC. He is currently an AVP focusing on risk control and compliance. Prior roles include managing a training academy and overseeing call center operations. He has strong skills in training, project management, risk analysis, and customer service.
Saheed Adegoke Olayiwola has over 10 years of experience in finance and customer service roles. He is currently a Complaint Handler at Lloyds Banking Group, where he investigates customer complaints, computes redress payments, and acts as a team leader. Previously, he held roles as a PPI Complaint Handler at HSBC Bank, an Investment Analyst at HSBC Bank, and finance roles at Kenwood UK and The Southern Cooperative Limited. He has advanced qualifications in accountancy.
Russell Rodrigues is seeking a career opportunity utilizing his 9 years of experience in merchant acquiring and card operations. He currently works as an Assistant Manager overseeing service delivery at Mashreq Bank in Dubai. Prior experience includes roles in projects management, business analysis, sales support, and card processing. He has expertise in product management, EMV technology, loyalty programs, and dynamic currency conversion.
Siddharth Shankar Soni has over 11 years of experience in banking and financial services. He currently works as a Solution Manager and Dealer at ICICI Bank, where he is responsible for generating revenue from treasury products, acquiring new borrowing relationships, and providing client relationship management. Previously, he worked as a Wealth Manager and Probationary Officer at ICICI Bank, where he handled tasks like monitoring HNI clients, achieving sales targets, and processing account openings. He holds a Post Graduate Diploma in Banking from Manipal University and a BE in Electronics and Instrumentation from Rajeev Gandhi Proudyogiki Vishwavidyalaya.
Tim Brown is a banking executive with over 20 years of experience in operations, consumer lending, collections management, and records retention. He has held leadership roles at JPMorgan Chase, HSBC, and Household International, where he improved processes, reduced costs, exceeded targets, and developed high-performing teams. Brown has a track record of implementing best practices, improving productivity and metrics, managing budgets, and motivating employees.
The document summarizes a business plan for a new craft beer pub and grill called Craft House Pub & Grub that is opening next to the Texas Roadhouse restaurant. It will offer over 100 types of craft beer with 42 on tap. The pub aims to infiltrate the El Paso craft beer market and surrounding areas by hosting various events each month and attracting sports fans with TVs displaying sporting events. It will compete with nearby establishments like The Hoppy Monk and Craf and Social that also offer craft beer but with smaller selections.
This short document promotes creating presentations using Haiku Deck, a tool for making slideshows. It encourages the reader to get started making their own Haiku Deck presentation and sharing it on SlideShare. In just one sentence, it pitches the idea of using Haiku Deck to easily create engaging slideshows.
This document discusses the benefits of using e-portfolios and Digication software for students. It outlines six major benefits of a liberal arts education, including thinking skills, learning how to see the whole picture, and gaining wisdom. It then discusses how e-portfolios can provide evidence of career and academic work, and how the process of creating a portfolio helps with self-assessment, confidence, and lifelong learning skills. Specific functions of Digication software are presented, followed by questions about its use and tips for getting started with e-portfolios.
A pie is made with a bread dough, shortcrust pastry or puff pastry shell that is filled with savory or sweet preparations like meat, fish, vegetables or fruit. Pies are practical, nutritious and appetizing. Nutritionally, 100g of pie provides 335 calories and contains fat, cholesterol, sodium, carbohydrates, protein, vitamins and minerals. Pies are an economical and typical food that represents countries and have a unique flavor. Pies date back to pastors and travelers filling breads which later evolved to baking filled dough and developing other doughs to enclose fillings. Pies are known worldwide but countries have different variations while our country's innovation makes us powerful in pie
Euclid was an ancient Greek mathematician who is considered the founder of geometry. He developed a systematic framework for geometry based on definitions, postulates, and logically derived theorems. Some of Euclid's key contributions included defining basic geometric elements like points, lines, planes, and figures. He also established fundamental postulates about the properties of and relationships between these elements, such as how to construct geometric figures and the fact that parallel lines do not intersect. This framework formed the basis for geometry as a logical mathematical system.
Baycrest's IT department went through a transformation to become an industry leader by focusing on four key areas:
1. Building community confidence by stabilizing their network, increasing staff skills, implementing helpdesk best practices, and becoming a model for user support.
2. Building their strategy through a gap analysis, investigating best practices and emerging technologies, and creating an IT steering committee.
3. Building strategic partnerships with vendors, staff, and other institutions to synergize and achieve goals more quickly.
4. Building their infrastructure by standardizing desktops, adding remote access, upgrading key systems, and creating a state-of-the-art data center with new contamination procedures adopted by NASA and IEEE.
This document contains the resume of Abdul Nadeem Hakim. It summarizes his professional experience working in accounting roles for various companies in New Zealand and Fiji over the past 15 years, including his current role as Accounts Payable Manager at Griffins Foods Limited. It also lists his skills, education qualifications, languages, and referees.
This document is a resume for Muhammad Farhan. It summarizes his objective of seeking a career allowing personal growth through interaction and challenging projects. It outlines his experience including 1 year as an assistant accountant and 6 months as an admin officer. His education includes an MBA in finance from University of Sindh Jamshoro and a BCom from the same university. It also lists his computer skills and personal details.
The document provides an experience summary for Bhoopendra Kushwaha. He has over 6 years of experience in accounting roles across multiple industries including telecom, manufacturing, and BPO. His most recent role was as a Team Lead for Account Payables at Intelenet Global Services where he managed a team of 15 people and was responsible for invoice processing, payments, and monthly reporting. He also has experience working in accounting roles for other companies such as Infosys BPO and T Prasad & Co.
Dhiven Gareeb's curriculum vitae provides information about his work experience in customer service roles at MTN and Altec Auto Page from 2006 to 2014. It also describes his experience starting his own industrial machinery business from 2014 to 2015. The curriculum vitae is presented over 7 pages and includes details of his educational background, skills, responsibilities in various roles, and reasons for leaving positions.
Mohamed Ahmed Abd El-Wakeel is seeking a full-time job in a leading multinational company where he can utilize his education and experience. He has over 7 years of experience in customer service roles for various telecommunications and finance companies in Egypt and Dubai. He holds a Bachelor's degree in Accounting from Cairo University and is skilled in areas like problem solving, decision making, data entry, and Microsoft Office.
Debi Gionette is seeking a long-term position utilizing over 30 years of customer service experience. She has an office administration diploma and fluent Microsoft Office skills. Her previous roles include CSR/dispatcher, bookkeeper/cashier supervisor, supervisor/cashier, employment counseling assistant, and office administrator. She has strong time management, problem solving, and quality/professionalism skills.
The document provides a profile summary of an individual with over 11 years of experience in retail banking and branch operations management. Some key points include:
- Currently working as the Branch Operations Manager at RBL Bank Ltd in Pune, managing all branch banking activities and ensuring customer satisfaction.
- Previous experience includes roles at HDFC Bank, Deutsche Bank, and Axis Bank, handling branch operations, customer relationships, and achieving sales targets.
- Educational qualifications include an MBA in Finance and Marketing and a B.E. in Mechanical Engineering.
Mohamad Azmi Bin Zulkifli has over 15 years of experience in banking operations and customer service roles at HSBC. He is currently an AVP focusing on risk control and compliance. Prior roles include managing a training academy and overseeing call center operations. He has strong skills in training, project management, risk analysis, and customer service.
Saheed Adegoke Olayiwola has over 10 years of experience in finance and customer service roles. He is currently a Complaint Handler at Lloyds Banking Group, where he investigates customer complaints, computes redress payments, and acts as a team leader. Previously, he held roles as a PPI Complaint Handler at HSBC Bank, an Investment Analyst at HSBC Bank, and finance roles at Kenwood UK and The Southern Cooperative Limited. He has advanced qualifications in accountancy.
Russell Rodrigues is seeking a career opportunity utilizing his 9 years of experience in merchant acquiring and card operations. He currently works as an Assistant Manager overseeing service delivery at Mashreq Bank in Dubai. Prior experience includes roles in projects management, business analysis, sales support, and card processing. He has expertise in product management, EMV technology, loyalty programs, and dynamic currency conversion.
Siddharth Shankar Soni has over 11 years of experience in banking and financial services. He currently works as a Solution Manager and Dealer at ICICI Bank, where he is responsible for generating revenue from treasury products, acquiring new borrowing relationships, and providing client relationship management. Previously, he worked as a Wealth Manager and Probationary Officer at ICICI Bank, where he handled tasks like monitoring HNI clients, achieving sales targets, and processing account openings. He holds a Post Graduate Diploma in Banking from Manipal University and a BE in Electronics and Instrumentation from Rajeev Gandhi Proudyogiki Vishwavidyalaya.
Tim Brown is a banking executive with over 20 years of experience in operations, consumer lending, collections management, and records retention. He has held leadership roles at JPMorgan Chase, HSBC, and Household International, where he improved processes, reduced costs, exceeded targets, and developed high-performing teams. Brown has a track record of implementing best practices, improving productivity and metrics, managing budgets, and motivating employees.
The document summarizes a business plan for a new craft beer pub and grill called Craft House Pub & Grub that is opening next to the Texas Roadhouse restaurant. It will offer over 100 types of craft beer with 42 on tap. The pub aims to infiltrate the El Paso craft beer market and surrounding areas by hosting various events each month and attracting sports fans with TVs displaying sporting events. It will compete with nearby establishments like The Hoppy Monk and Craf and Social that also offer craft beer but with smaller selections.
This short document promotes creating presentations using Haiku Deck, a tool for making slideshows. It encourages the reader to get started making their own Haiku Deck presentation and sharing it on SlideShare. In just one sentence, it pitches the idea of using Haiku Deck to easily create engaging slideshows.
This document discusses the benefits of using e-portfolios and Digication software for students. It outlines six major benefits of a liberal arts education, including thinking skills, learning how to see the whole picture, and gaining wisdom. It then discusses how e-portfolios can provide evidence of career and academic work, and how the process of creating a portfolio helps with self-assessment, confidence, and lifelong learning skills. Specific functions of Digication software are presented, followed by questions about its use and tips for getting started with e-portfolios.
A pie is made with a bread dough, shortcrust pastry or puff pastry shell that is filled with savory or sweet preparations like meat, fish, vegetables or fruit. Pies are practical, nutritious and appetizing. Nutritionally, 100g of pie provides 335 calories and contains fat, cholesterol, sodium, carbohydrates, protein, vitamins and minerals. Pies are an economical and typical food that represents countries and have a unique flavor. Pies date back to pastors and travelers filling breads which later evolved to baking filled dough and developing other doughs to enclose fillings. Pies are known worldwide but countries have different variations while our country's innovation makes us powerful in pie
Euclid was an ancient Greek mathematician who is considered the founder of geometry. He developed a systematic framework for geometry based on definitions, postulates, and logically derived theorems. Some of Euclid's key contributions included defining basic geometric elements like points, lines, planes, and figures. He also established fundamental postulates about the properties of and relationships between these elements, such as how to construct geometric figures and the fact that parallel lines do not intersect. This framework formed the basis for geometry as a logical mathematical system.
Baycrest's IT department went through a transformation to become an industry leader by focusing on four key areas:
1. Building community confidence by stabilizing their network, increasing staff skills, implementing helpdesk best practices, and becoming a model for user support.
2. Building their strategy through a gap analysis, investigating best practices and emerging technologies, and creating an IT steering committee.
3. Building strategic partnerships with vendors, staff, and other institutions to synergize and achieve goals more quickly.
4. Building their infrastructure by standardizing desktops, adding remote access, upgrading key systems, and creating a state-of-the-art data center with new contamination procedures adopted by NASA and IEEE.
What kind of institution might distribute your media?amelia_pickering
The document discusses potential film distributors for a psychological thriller media project. It analyzes Universal and New Line Cinema as options. Universal distributes many successful horror and thriller films. Though they also produce sci-fi, there is room in the market for a new psychological thriller. New Line Cinema had success with films like Se7en and Lord of the Rings that inspired the project. Both companies effectively distribute films globally and exhibit in national theater chains to reach large audiences.
This document contains license information for various software components including ASM Bytecode Manipulation Framework, BSDiff, CodeViewer, Cryptix AES, CUP Parser Generator for Java, Document Object Model, Dynalink, and Elliptic Curve Cryptography. It provides the copyright and license terms for redistributing and using each component in source and binary forms, with conditions including requiring preservation of copyright notices and disclaiming warranties. The Elliptic Curve Cryptography license information is provided separately as it is licensed under the GNU Lesser General Public License instead of Oracle's JDK license.
The document discusses how human augmentation may widen the gap between the rich and poor. It uses the game Deus Ex: Human Revolution as an example setting where VersaLife manufactures augmentations that give enhanced abilities to those who can afford them. While augmentations can provide benefits like increased strength, speed, and mental control, there is a concern they may further inequality as only the rich will be able to access these new technologies, potentially concentrating power in their hands. The document explores arguments on both sides of this issue, noting augmentations rely on human intelligence and decision-making while robotics can be precisely controlled, but are not as adaptable. It questions whether gaining power through augmentation is truly worth these potential social consequences.
Our thriller opening fits with Todorov's theory that narratives follow a cause-and-effect format leading to disequilibrium, however it begins with an uneasy tone rather than total equilibrium. It also ends between equilibrium and disequilibrium as not everything is resolved, ending on a cliffhanger. The tension in the thriller rises and falls throughout following the pattern of slight equilibrium, rising tension, further rise, rise then fall in tension and slight equilibrium. The thriller adheres to conventions of the genre through categories like narrative, characters, themes and settings, sticking closely by playing with concepts of conspiracy typical to the thriller genre.
Egon Zehnder is developing its role in cybersecurity consulting. The document discusses trends in cybersecurity threats like increased interconnectivity and mobile device usage. It also examines the state of the Chief Information Security Officer (CISO) role and how companies can take a proactive approach to cybersecurity through executive collaboration, ongoing vigilance, and placing the right CISO. Egon Zehnder has had success placing qualified CISOs in companies across industries globally.
This short document promotes creating presentations using Haiku Deck, a tool for making slideshows. It encourages the reader to get started making their own Haiku Deck presentation and sharing it on SlideShare. In just one sentence, it pitches the idea of using Haiku Deck to easily create engaging slideshow presentations.
The document discusses several sculptures located at the Palm Springs Art Museum and created by different artists. It describes Golden Eagles Bench by Maria Martinez meant to represent the two-faced white man. It also mentions Hagar in the Desert by Jacques Lipchitz. Additionally, it provides details about Mr. Santo who creates sculptures out of recycled metals such as chains and gears that take over one month to create, with one named Flying Dog measuring 10 feet inspired by the movie Alien vs. Predator.
The document appears to be a portfolio from a graphic design company called Creative Design MENA. It includes examples of work they have completed in areas such as branding, identity design, brochure design, advertisements, logo design, 3D modeling, and web development. Each section features several client examples and descriptions of projects related to that service. The portfolio seems to be highlighting the range of graphic design work the company can undertake and providing case studies for prospective clients.
This document contains an exam for 6th grade English subject with multiple choice and fill-in-the-blank questions testing listening, phonetics, vocabulary, grammar, reading, and writing skills. It is divided into 5 sections: Listening, Phonetics, Vocabulary and Grammar, Reading, and Writing. The exam tests students' understanding of conversations, pronunciation of words, knowledge of vocabulary and grammar rules, ability to comprehend passages, and control of written English. It aims to evaluate students' English proficiency in various areas as well as their overall English skills.
Mohammed Nasser Salim Alwaili is seeking a people-oriented position that allows for advancement. He has over 12 years of experience in data management, billing, and collections for Majan Electricity Company in Oman. Alwaili holds an MBA from Bedfordshire University and a B.Sc. in finance from Sultan Qaboos University. He is proficient in Microsoft Office, data analysis, and has strong communication, management, and customer service skills.
This document provides a summary of Ahmed Ibrahim EL Kholy's professional experience and qualifications. It outlines his current role as PMO Manager at Etisalat in the UAE where he is responsible for leading strategic project delivery and roadmaps. It also details his previous experience in managerial roles at Etisalat and Vodafone Egypt focused on customer service, process improvement, account management and complaint handling. The document lists his educational background and achievements throughout his career.
Continuous Improvement in Learning & Performing by Arthur van Wylick, EDSN, L...Institut Lean France
Making 14 million gas and electricity customers happier using Lean: On the Dutch energy market, EDSN manages the data of approximately 14 million gas and electricity customers. Discover how their Lean program provided a major transformation between grid operators, commercial parties and shipping parties in redesigning their metering data processes and the following results: a reduction of handling time of incidents of 65%, improved client satisfaction by 13% and employee satisfaction by 16%. A presentation by Arthur van Wylick, director of EDSN at the Lean IT Summit 2014. More examples of Lean in IT on www.lean-it-summit.com
Julie Davidson is an experienced Associate Director with 20 years of experience at EBRD. She has a proven track record of managing large teams, influencing senior management, and implementing major banking systems. She is currently the Head of Operations for Equity, Bonds, and Trade Finance, managing a team of eight people. She is seeking her next career challenge with increased responsibility and knowledge of banking products.
A Business Analyst Approach -Developing A Business Case That Delivers Value T...Ali Zeeshan
This document summarizes a webinar on developing an effective business case. It outlines the key components of a business case, including an executive summary, project description, economics analysis, and benefits identification. It emphasizes the importance of benefits in justifying projects and aligning them with organizational strategy. The business analyst plays a critical role in identifying expected benefits based on their understanding of the organization and solution requirements. Benefits should be measurable and tied to strategic objectives. Developing a strong business case sets the foundation for project execution and measuring ultimate success.
This document summarizes a webinar on developing an effective business case. It outlines the key components of a business case, including an executive summary, project description, economics analysis, and benefits identification. It emphasizes the importance of benefits in justifying a project and aligning it with organizational objectives. The business analyst plays a critical role in identifying expected benefits using their knowledge of the organization and solution requirements. Benefits should be measurable and integrated into the business case through targets. An effective business case sets the foundation for project execution and measuring ultimate success.
Mashreq Bank’s Lean Agile Journey…the good, bad and the ugly by Steve Snowdon...Agile ME
Successful transition and transformation in a traditional banking institution, covering the good, bad and ugly, and how the transformation successfully merged Lean and Agile practices. How Mashreq Agile manifesto came about and how strong leadership ensures customer and employee delight.
Nortica ITES is an IT enabled services company headquartered in Tallinn, Estonia. It provides business process outsourcing services like customer support, collections, coding and software solutions to industries like healthcare, telecom, banking and insurance. The business plan outlines Nortica's service offerings, management structure, financial projections, and goals to reach profitability in the first year and become the market leader in Estonia within 5 years.
This document provides an overview of 1E Professional Services. It discusses who they are, why customers should use their services, their goals for growth, and how sales and professional services can work together. Key points include that the team has 16 consultants with experience across 25+ projects, their focus on customer satisfaction and flawless execution, and how packaging offerings can help customers deploy solutions more quickly and profitably through reuse of best practices.
Transcom's investor roadshow, London, March 2014Transcom
Transcom provides outsourced customer care, sales, technical support, and credit management services through contact centers and work-at-home agents in 26 countries. In 2013, Transcom saw revenue increase by 7.9% to €653.2 million due to growth across all regions. Key priorities for 2014 include improving operational performance in underperforming regions and increasing profitable growth opportunities through expanding existing client relationships and broadening the client base. Transcom also aims to strengthen its focus on corporate social responsibility through programs centered around people development, equality and diversity, and community engagement.
Ajinomatrix has developed software over 20 years to digitize the measurement of taste and smell for the food industry. It aims to commercialize the software using multiple business models: a freemium model for the software, an online sensory recipe database marketplace, and collaborating with research centers on a standard sensory file format. The startup has received initial funding from EU programs and is negotiating a €300,000 round to qualify for a €2.5 million regional industry collaboration project. It sees potential to reach over €100 million in revenue within 5 years by addressing the €1.7 trillion global food market.
Sridevi Seshadri has over 15 years of experience in risk management and operations roles in the financial services industry. She currently works as an AVP, Risk & Control Manager at Royal Bank of Scotland India, where she handles risk assessments, implements controls, and ensures compliance with regulations. Previously, she held operations and risk management roles at Royal Bank of Scotland India, ICICI Bank, and ABN AMRO Bank, delivering projects to improve efficiency, reduce errors and turnaround times, and gain customer satisfaction. She has a bachelor's degree in chemistry from Madras University and a bachelor's in education from Annamalai University.
1) Companies on average use 9 different systems to manage spending, resulting in limited visibility and control over spending.
2) Spendesk provides a single system that gives visibility, tracking, and control across the entire spending process through built-in payment methods and replacing complex stacks of tools with one platform.
3) The system is designed for both employees and finance - employees can easily pay for what they need while finance keeps absolute control through features like real-time visibility, payment reconciliation, and customized reporting and controls.
This curriculum vitae summarizes Marc Taylor's work experience. He has over 15 years of experience working for Microsoft, including roles in collections, operations management, and project coordination. His most recent role was as a freelance translator between Spanish and English. He has a strong track record of success in meeting targets and improving processes across various roles in collections, operations, and project management.
Bernard McCarthy is a self-motivated and resourceful part-qualified accountant seeking to build on his career success to date. He has over 6 years of experience in fund accounting roles at JP Morgan Chase, where he is currently a Senior Fund Accountant. His responsibilities include client relationship management, financial reporting, and process improvement initiatives. Previously, he held operational roles overseeing net asset values and client services. McCarthy holds a Master's degree in Financial Services and is pursuing his ACCA qualifications. He is a strong team player with problem-solving and leadership skills.
Jeremy Watson has over 20 years of experience in project management, business change management, and IT services. He currently works as a Project Manager at Sainsbury's Bank, where he is responsible for delivering their New Bank Programme. Previously he spent over 5 years contracting for major change programmes at RBS and Sainsbury's Bank. He holds a BSc in Business Information Systems and is a PRINCE2 Practitioner.
This document provides a profile and summary of qualifications and experience for Michael Antony Curry. It summarizes that he is a CIMA qualified Commercial and Property Finance Manager with over 20 years of experience in financial and commercial roles, including his current role as Finance and Property Manager for Colas where he is responsible for over £50 million in accounts. It also outlines his key achievements in implementing new financial processes and controls that have led organizations from losses to profits.
This document discusses DHL's implementation of a new business technology platform consisting of Salesforce.com (ACE) and Microsoft Business Intelligence (MSBI) to streamline its customer management processes. The goals were to minimize data entry efforts and maximize information sharing between DHL divisions and customer managers. Key aspects included consolidating processes into ACE, developing a customer scorecard in MSBI, and establishing interfaces between ACE and divisional systems to automate data exchange. The impact was improved access to customer information and analytics to support sales and account management.
Megan Naidoo is a Business Improvement Analyst with 10 years of experience in contact centers. She holds a Diploma in Contact Centre Management and has held roles including Call Centre Consultant, Supervisor, Quality Assurance, and Senior Manager. Currently employed at JD Financial Services, her skills include strategy, performance management, leadership, and communication. She is passionate about contact center excellence and seeks a role where she can contribute to growth.
The Lean Business Club's mission is to develop effective lean management tools and to empower its members and associates to succeed in business by using these tools and exchanging essential management information.
1. Biography Marc Eckenhuijsen Smit
When Marc started his banking career 25 years ago at the front office of a Large Dutch General Bank, he soon found
himself redesigning the request form for commercial loans. Why? He thought it was incredible that commercial employees
like himself could only spend 20% of the time available on commercial activities. Most of the time front office personnel
spent was on getting right what initially went wrong. There was no adopted work standard, so he created one.
Streamlining the application process led to fewer iterations with Risk Management and therefore delivered a more
predictable outcome to the customers and increased commercial time available at the same time. Two years later the
bank rewarded his initiative with the company quality price of the year.
Many more initiatives and 12 years later Marc was given the opportunity to speed up the learning curve from the entire
banking organization and in 2005 he became Director Branch Operations & Change. Since then Marc was responsible for
over 100 process optimizations throughout the company and became Operational Excellence Transformation lead (Lean
Six Sigma Champion) within ING Netherlands. To support the transformation, Marc created a strong support organization
with over 35 Lean Six Sigma Black belts, 10 operational intelligence consultants and a strong BPM function.
One of Marc’s many lessons
People have a tendency to hear what they want to hear. Company-wide transparency on relevant operational
performance facts is one of the crucial elements to start the wheel of continuous improvement and to start moving
from unconsciously incompetent to consciously incompetent and further up.
The Operational Performance Management team currently gives insight in the end-to-end
operational performance from all the key processes of the organization. The facts they
deliver are crucial for the regular performance dialogues between the COO, the value chain
managers and team sessions at the work floor. They are fueling continuous learning, and
are essential in becoming and staying a high performing organization.
2. A matter of facts
Operational Performance Management at ING NL
Marc Eckenhuijsen Smit
Director Operational & Change Intelligence at ING Bank NL
3. ING Bank at a glance
About ING Bank
• ING Bank is part of ING Group, a global financial institution of
Dutch origin. Since January 2011, ING Bank has been operating
as a stand-alone company under the umbrella of ING Group. The
Group is working towards a full separation of Banking and
Insurance businesses by the end of 2013.
• ING Bank is a large international player with strong established
positions in the Northern European markets of the Benelux,
Germany and Poland, and a presence in other Western European
and developed markets, including the US and Canada. It has key
positions in Central and Eastern European markets, including
Romania and Turkey.
• ING is a leading Commercial Bank in the Benelux and CEE and
has strong global franchises in Specialized Finance and Financial
Markets. Our global clients are supported through an extensive
network in more than 40 countries.
Retail Banking
• ING Bank is the # 2 bank in the Netherlands and # 4 in Belgium
Offering services directly when possible, with advice when
needed
• Continuous focus on execution and process improvements to
improve client experience and lower costs
• ING Direct is among the world’s leading direct banks with almost
16.7 million customers and EUR 336.2 billion in total client
balances.
Income and results
Underlying income 2011: €15,854m (2010: €16,816m)
Underlying net result 2011: € 3,384m (2010: €4,242m)
Number of employees and customers
ING Bank has 68,000 employees worldwide
We have around 37 million customers in over 40 countries
Strategy 2012 – 2015 ING Bank globally
• By 2015 we want to be a strong predominantly European focused
bank with a low risk balance sheet.
• Our Commercial Banking business will continue to play a leading
role in the Benelux and Central and Eastern Europe.
• We want to selectively evolve our ING Direct franchises into
mature banks.
3
4. ING Bank Netherlands
Key Characteristics
• 2007- 2012 ING Bank and Postbank merged into new ING Bank
• Strong in market penetration (8,90 million customers)
• Nr 2 Bank in Netherlands
• 28.000 employees
• Strong centralised footprint and internet base (4 million customers on line)
• Branches: 273
• Net result 2011: €1,100/m
Market characteristics:
• Mature Market => Customers are in the lead => Service is key
Measurement => Net Promoter Score
• Mature Market => Price competitive => Operational Excellence = necessity
Measurement => First Time Right/Throughput time and Cost/Income Ratio
4
5. 2008 - 2009 2010 – start 2011
Base camp
Show potential
Camp 1
Gaining
control
Improvements
(LSS)
3
2
Set objective
• Measure customer
transactions in the
VC
• Delivery guarantee
dashboards in VCs1
• Service guarantees
and delivery
guarantees
• Get recognition for
success
• Build knowledge LSS
and OM
• Experiment with
architecture
• Work with LSS tools
• Use of architecture
• Initiatives out of VC-
steering
• Continuous
improvement
• Further use of
architecture
• Training line
management in
LSS / VC
steering+
• Focus on
investments and
savings
Measurement
4
• Measure team
performance
• Start to plan
performance
management
• Meet E2E VC
performance
• Start E2E planning
• Build uniform,
flexible reports
across VCs
• Build tool with
real-time,
cascading in-
sights
• Introduce VC-
steering method
• Governance, clear
vision and
performance dialogVC steering
• OM and E2E VC
management
• Broaden target
audience towards
entire VC
• Obtain sponsors,
create awareness
• Recognize and share
best practices
• Governance,
compensation
focus on output
• Continuous
Improvements is
part of daily work
Q1 – Q3 2011 Q4 2011 – Q2 2012
Our journey until now: from Base camp in 2008 to Camp 3 Now!
Phasing of our Operational Excellence journey
Unconscious
incompetence
Conscious
incompetence
Conscious
competence
Unconscious
competence
End state
Continuous
improvement
• Clear and
smart strategy
for every one
• Empowered
workforce
• E2E and fact based
• Strong
performance dialog
• Quality is dominant
driver. Time and
money derivative
• 100% transparency
Camp 2
Deliver on
promise
Camp 3
Ownership on
output
5
6. To bring Operational Excellence to the “next level” cooperation within and
between value chains is needed
Sense of urgency around the consequences of
silo management must have set ground …
…and skills & willingness have to be
created to cooperate around value
creation
6
7. We’ve facilitated this with E2E steering through a proprietary method:
Customer Value Chain Steering (Dutch: Klant Keten Sturing)
KPI-Tree
“Regarding the Organizational hierarchy
related and influencable KPI’s that
endorses the vision.”
4
Yearly
Monthly
Weekly
Daily
Vision Meeting
Value chain
End-to-end processes
Channel/Back Office
AGENDA
- Subject 1
- Subject 2
- Subject 3
Performance dialogue
incl. meeting structure
“Efficient, short, highly frequent control moments in
which the effects of ATTITUDE AND BEHAVIOR on
performance and continuous improvement become
visible.”
6
Roles and
responsibilities
“All value chain stakeholders acknowledge their
CONTRIBUTION to the performance and act on it. “
3
Proces-
step 1
Proces-
step 2
Proces-
step 3
KPI
KPI
KPI
KPI
Mission and vision2
“Relevant PROCESSES for the customer needs and
its following GOALS form the scope of its mission
and vision. “
Customer1
“Customer need is the
starting point for
sustainable VC steering”
Dashboards
“ Representable, Up to
date STEERING and
MANAGEMENT
INFORMATION for
monitoring the
performance, a starting
point for continuous
improvement.”
5
Sustainable
implementation VC-
steering demands
customer centricity
7
8. One of the maturity steps we had to take
Team 6
00-01-00
TIJD: 15:00
TEAM KPIs Realisatie Target
Gemiddelde aanwezigheid % 85% 80%
Gemiddelde beschikbaarheid % 86% 80%
Gemiddelde productiviteit % 101% 100%
T.E. % 87% 80%
T.T.E. % 74% 80%
Kwaliteit input (FTR) % 89% 83%
PLANNING REALISATIE
TOTAAL UREN WERK GEPLAND uren 104,40
UREN WERK GEREALISEERD uren 105,55
NOG TE DOEN uren -1,15
BESCHIKBAAR PRODUCTIE UREN uren 3,60
PROGNOSE REALISATIE J
Operational Management - LEAN
Value chain 2. Cards januari 2011
Proces 2.01 Aanvraagproces creditcards ALLE KANALEN (inclusief fulfilment) Owner
Vorige Huidige Vorige Huidige
1. Doorlooptijd - Aantal binnen de norm 4.468 6.633 ≤ 11 kal.dgn
2.1 Aantal - Nieuwe instroom E2E 7.929 11.118
2.1.1 Aantal - Nieuwe instroom - call E2E 2.688 3.659
2.1.2 Aantal - Nieuwe instroom - internet E2E 1.876 2.876
2.1.3 Aantal - Nieuwe instroom - kantoren E2E 2.033 3.011
2.1.4 Aantal - Nieuwe instroom - mail E2E 1.332 1.572
2.2 Aantal - Onderhanden werk E2E 246 128
2.3 Aantal - Uitstroom E2E 5.973 8.867
3.a. Uitval - Totaal aantal uitval (absoluut) E2E 1.710 2.123
3.b. Uitval - Totaal uitval (relatief tov uitstroom) E2E 21,6% 19,1%
3.1 Uitval - Aantal uitval door afwijking Output kwaliteit E2E A1
3.2 Uitval - Aantal uitval i.v.m. terug naar klant E2E 1.286 1.565
3.3 Uitval - Aanvraag komt nooit aan bij einde proces 131
3.3.1 Uitval - Aanvraag komt nooit aan bij einde proces - Zwart gat 131
3.3.2 Uitval - Aanvraag komt nooit aan bij einde proces - Onbruikbare aanvraag
3.3.3 Uitval - Aanvraag komt nooit aan bij einde proces - Overige redenen
Vorige Huidige Vorige Huidige
1. Doorlooptijd - Aantal binnen de norm 100,0% 100,0% ≤1 wdg
2.1 Aantal - Nieuwe instroom 7.929 2.876
2.1.1 Aantal - Nieuwe instroom - call 2.688
2.1.2 Aantal - Nieuwe instroom - internet 1.876 2.876
2.1.3 Aantal - Nieuwe instroom - kantoren 2.033
2.1.4 Aantal - Nieuwe instroom - mail 1.332
2.2 Aantal - Onderhanden werk - -
2.3 Aantal - Uitstroom 6.219 8.995
3.a. Uitval - Totaal aantal uitval (absoluut) 1.710 1.565
3.b. Uitval - Totaal uitval (relatief tov uitstroom) 21,6% 54,4%
3.1 Uitval - Aantal uitval door terugsturen naar eerdere afdeling 424
3.2 Uitval - Aantal uitval i.v.m. terug naar klant 1.286 1.565
3.3 Uitval - Aanvraag komt nooit aan bij einde proces 131
3.3.1 Uitval - Aanvraag komt nooit aan bij einde proces - Zwart gat 131
3.3.2 Uitval - Aanvraag komt nooit aan bij einde proces - Onbruikbare aanvraag
3.3.3 Uitval - Aanvraag komt nooit aan bij einde proces - Overige redenen
YtD
Jane Lobbrecht
NPS Score
Klachten #
Nieuwe metingen
YtD Prognose YtD
OI Dashboard Periode (maandnummer - jaar)
Prognose YtD
E2E
Metingen volledige maand
Klantnorm
CO
Metingen volledige maand
Norm CO
Nieuwe metingen
1.2. E2E - Doorlooptijd van afgewezen aanvragen in kalenderdagen
0
100
200
300
400
500
600
700
800
900
1000
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 >30
aantallen
huidige maand
vorige maand
1.1. E2E - Doorlooptijd van toegewezen aanvragen in kalenderdagen
-
500
1.000
1.500
2.000
2.500
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 >30
aantallen
huidige maand
vorige maand
2.1. CO - Doorlooptijd van verwerkte aanvragen in kalenderdagen
-
1.000
2.000
3.000
4.000
5.000
6.000
7.000
8.000
9.000
10.000
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 >15
aantallen
huidige maand
vorige maand
2.2. CO - Ouderdom onderhanden werk in kalenderdagen
-
0
0
1
1
1
1
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 >15
aantallen
huidige maand
vorige maand
Service Guarantees: VC in control
Scan je klant!
Scan your customer! – Individual Customer
measurement
From steering on TTE to
monthly steering on E2E
VC…
...from monthly steering
on E2E VC to weekly and
daily performance
dialogues based on
customer experience.
Spot On
Scan your Customer!
8
9. Performance dialogues are moments of insight
The power of one single point of truth on operational data has been proven successful.
1. Dashboards must give correct
data (single point of truth)
2. Lay-out and presentation have to
encourage use
3. All value chain members have
access to information
4. Users can make their own ‘what
if’-analyses
5. Paperless makes data place
independent
6. Constant check on redundancy
of data
9
10. Product Portal gives critical insight to start analysing process performance
Bizmap
Indicators
Graph
Appendices
Information
Action list and
Analysis
1
2
3
4
5
6
1
2 3
4
5
6
10