Purchasing Power is a voluntary employee benefit program that allows employees to purchase products through convenient payroll deductions. It aims to improve recruitment, engagement, and retention by offering financial flexibility and addressing employees' personal needs. Studies show that employees value voluntary benefits and wider benefit choices. Purchasing Power's program has led to increased engagement and retention for many of its over 7,000 business clients.

1. ©2014, Purchasing Power, LLC. All rights reserved.
THE LEADING
EMPLOYEE PURCHASE
PROGRAM
©2014, Purchasing Power, LLC. All rights reserved. This document is proprietary and confidential. No part of this
document may be disclosed in any manner to a third party without the prior written consent of Purchasing Power, LLC.
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2. ©2014, Purchasing Power, LLC. All rights reserved.
Who We Are:
Purchasing Power is a voluntary benefit program providing
employees financial flexibility and a way to buy needed products
and services through payroll deduction.
How We Support You:
Purchasing Power will help you with a no-cost and no-liability
benefit that supports recruitment, engagement, and ultimately
retention and productivity to help lower your business costs.
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PURCHASING POWER

3. ©2014, Purchasing Power, LLC. All rights reserved.
MetLife’s 10th Annual Study of Employee Benefits
Trends, published in 2012, revealed that:
• 60% of employees say employee benefits offered are an
important reason to remain with an employer.
• 61% of employees report they value voluntary benefits as a
way to obtain benefits that meet their personal needs.
• 54% of employees are interested in having their employers
provide a wider array of voluntary benefits that they can
choose from and pay for on their own.
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INDUSTRY ANALYSIS

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A Harris 2013 Poll, revealed:
• More than 44% of working people do not have $2000
or more for an emergency purchase.
• 31% of employees are unable to prepare for
long-term financial needs,
• While another 50% wish they were more
prepared.
• 28% of employees admit that personal finances
are a distraction at work, with the average
affected person experiencing financial
presenteeism of more than 2 hours per week.
Access our white paper
below to learn more about
how financial stress is
affecting your employees.
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WHY PURCHASING POWER?

5. ©2014, Purchasing Power, LLC. All rights reserved.
Engagement
Retention
Keep Costs Down
Healthcare Reform
Productivity
Presenteeism
Health & Welfare
Recruitment
Absenteeism
Company Goals
Morale
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WHY PURCHASING POWER?

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* Based on November 2012 survey results from 601 Purchasing Power customers.
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PROGRAM OUTCOMES

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PRODUCT CATALOGS

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Help Your Employees Take Control of Their Financial Future
• Credit Reporting & Monitoring
 Through our partner, Quizzle, access free tools and
educational resources to make the world of credit
more accessible.
• Complimentary Educational Webinars
 Attend financial wellness webinars on topics such
as budgeting tips for the holidays, student loan debt,
preventing loans from retirement plans, and more.
• Expert resources
 Articles and tips on money management,
understanding credit and financial planning from
industry expert Bill Cheeks.
Learn more by visiting our
Financial Wellness page.
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FINANCIAL WELLNESS

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• We currently have over 7,000 products and growing.
• Each month, Purchasing Power conducts a true apples-to-apples cash
comparison, including the value added products and services we
bundle and shipping costs.
• Well known retailers are used for the comparisons - typically Best Buy,
Sears, Macys, Target and Walmart.
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OUR PRICING MANAGEMENT PROCESS

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FINANCIAL WELLNESS

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We make it as simple as possible.
• All employees who meet the eligibility requirements (based on tenure
and salary) are automatically qualified – there is no credit check.
• When shopping on the Purchasing Power website, the employee will
know the total price up front and how much will be deducted from each
paycheck over a 12-month period in order to budget effectively and
promote responsible spending.
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CUSTOMER EXPERIENCE

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EASY PROGRAM ADMINSTRATION

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 Dedicated Website
 Home Mailers
 Email
A variety of communication vehicles are used:
 Posters
 Newsletters
 Flyers
 Intranet
 Benefit Fairs
Purchasing Power handles the communication of the program to employees from start to
finish, covering all costs
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COMMUNICATION PLAN

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WEBSITE DEMO

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• 12+ years in the voluntary benefit industry
• Serves over 6 million customers
• Clients encompass 250 companies and 16 industries
• Processed over 20 million payroll deductions
• Over $1 billion in orders through payroll deduction platform
• Offering brand name products across 13 categories
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PURCHASING POWER- ABOUT US

16. ©2014, Purchasing Power, LLC. All rights reserved.
©2014, Purchasing Power, LLC. All rights reserved. This document is proprietary and confidential. No part of this
document may be disclosed in any manner to a third party without the prior written consent of Purchasing Power, LLC.
Thank You!
Clients & Customers Testimonial
www.youtube.com/PurchasingPowerTV
IAML Services, Inc.
450 Newport Center Dr., Suite 390
Newport Beach, CA 92660
(949) 760-1700
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