1. PRODUCT TRAINING

2. THINK
ABOUT THIS…

4. The passing of a loved one
is tough, not only emotionally but
also financially.

5. Emotionally…
…because you will be loosing someone dearly loved.

6. Financially…
­ securing death certificate
­ choosing the servicing mortuary
­ transporting the body from the
place of death to the mortuary
­ preservation of the body
­ application of cosmetics
­ Choosing/buying the burial outfit
­ informing relatives, friends and
colleagues
­ Choosing/buying the casket/urn
­ transfer permit (if transporting to a
different municipality)
­ transporting the body from the
mortuary to the venue of the wake
­ flowers & mass cards
­ refreshments
­ date of interment
­ place of interment
­ time of interment
­ priest (funeral mass)
­ burial permit
­ hearse/vehicle for the flowers
­ memorial lot/urn
­ interment/cremation fee
­ thank you/sympathy cards
…because all these will need money to be done.

7. Memorial services nowadays
have become a social gathering
for family, friends,
and close relationships.

10. You can do all these and more at…

11. HERITAGE PARK
 The country’s premier memorial service
provider
 Provides an array of the finest imported
caskets made by renowned manufacturer
York, USA.
 Houses state of the art chapels designed
to guarantee the solemnity and serenity
of the memorial service.

12. HERITAGE PARK

13. HERITAGE PARK

14. HERITAGE PARK

15. HERITAGE PARK

16. HERITAGE PARK

17. HERITAGE PARK

18. HERITAGE PARK

19. How much will a
memorial service at
Heritage Park cost?

20. HERITAGE PARK
PACKAGE 340 (P 340,000.00)
Pick-up of the deceased from the place of death
Mortuary Services (preparation & embalming)
Casket
Chapel Rental (3) Days Viewing
Transporation: Hearse and Flower Car
Permits/Death Certificates
Registry Book

21. HERITAGE PARK
850 (P 850,000.00)
PACKAGE 550 (P 550,000.00)
Pick-up of the deceased from the place of death
Mortuary Services (preparation & embalming)
Casket / Floral Package
Chapel Rental (3) Day Viewing / Food Package
Transporation: Hearse and Flower Car
Obituary Publications/Permits/Death Certificates
Thank You Cards, Registry Book, Event Management
Venue set-up, etc

22. HERITAGE PARK
PACKAGE 1.3 (P 1,300,000.00)
1.8 1,800,000.00)
1.5 (P 1,500,000.00)
Pick-up of the deceased from the place of death
Mortuary Services (preparation & embalming)
Casket / Urn / Cremation / Floral Package
Chapel Rental (3) Day Viewing / Food Package
Transporation: Hearse and Flower Car
Obituary Publications/Permits/Death Certificates
Thank You Cards, Registry Book, Event Management
Venue set-up, etc

23. HERITAGE PARK
MEMORIAL PACKAGE RATES
340,000
550,000
850,000
1,300,000
1,500,000
1,800,000






Mortuary Services






Casket






Chapel Rental (3) Day Viewing






Transportation:






Permits/Death Certificates






(Regist
ry Book
only)





Obituary Publications
X





Floral Package
X





Food Package
X





Urn
X
X
X



Cremation
X
X
X



Pick-up of the deceased
from the place of death
(preparation & embalming)
Hearse and Flower Car
Thank You Cards, Registry Book, Event
Management/Venue set-up, etc

24. HERITAGE PARK
PACKAGE
CASKET TYPE
Package 340
Imported 20-Gauge Non-Gasketed Metal Casket Type
Package 550
Imported 20 - Gauge Non-gasketed Metal Casket Type
Package 850
Imported 18 - Gauge Gasketed Metal Casket or Imported Wood
Veneer Casket
Package 1.3
Imported 18 - Gauge gasketed Metal Casket or Solid Wood Casket
Package 1.5
Imported 32 oz. Copper Metal Casket or Imported Premier Solid
Wood Casket
Package 1.8
Imported 48 oz. Bronze Metal Casket

25. Are you ready
with P1.8 Million?
with P 850,000?
340,000?

26. Having the peace of mind
of knowing that the monetary aspect
of the memorialization, if solved,
can somehow ease the pain…

28. This is a life plan exclusively designed for
use at the prestigious Heritage Park in Fort
Bonifacio, Taguig City.
Major Benefits:
 Insurance Benefits!
 Guaranteed Memorial Benefits!
 Preferential Treatment and Rates!

29. LIFE PLAN OVERVIEW
40 P250,000
53 P350,000
Contract Price
69 P550,000
GUARANTEED
Memorial Service Benefit
80 P687,500
1 2 3 4 5
P53,300
per year
(inclusive of VAT)
Disability
AD&
D
Credit Lif e
Term Lif e
P12,500
5% increment every year!
With PAMANA HERITAGE Plan…
 Insurance Benefits
 Guaranteed Memorial Service Benefit
 Professional Administration of Memorial Service
 Exclusive Heritage Preferential Treatment and Package rates
 Fully Paid New Life Plan (Additional Life Plan Benefit)

30. LIFE PLAN OVERVIEW
40 P675,000
Contract Price
51 P877,500
64 P1,316,000
GUARANTEED
Memorial Service Benefit
80 P1,856,250
1 2 3 4 5
P143,910
per year
(inclusive of VAT)
Disability
AD&
D
Credit Lif e
Term Lif e
P33,750
5% increment every year!
With PAMANA HERITAGE Plan…
 Insurance Benefits
 Guaranteed Memorial Service Benefit
 Professional Administration of Memorial Service
 Exclusive Heritage Preferential Treatment and Package rates
 Fully Paid New Life Plan (Additional Life Plan Benefit)

31. INSURANCE
BENEFITS

32. INSURANCE BENEFITS
 Credit Life
 Disability Benefit
 Accidental Death and Disability
 Term Life Insurance

33. INSURANCE BENEFITS
Credit Life
Waiver of Installments
If the Planholder dies during the paying period
and before the attainment of age 65*,
100% of the balance is fully paid.
* Actual Age

34. INSURANCE BENEFITS
Disability
Waiver of Installments
If the Planholder becomes totally or
permanently disabled** during the paying
period and before the attainment of age 65*,
100% of the balance is fully paid.
* Actual Age
**Subject to a 6-month observation period; disability claim must be filed within 180 days.

35. INSURANCE BENEFITS
Accidental Death and Disability
In case of death or total and permanent
disability** of the planholder due to an
accident during the paying period and before
the attainment of age 65*, the Planholder or
his beneficiary will be entitled to an amount
equal to 200% of the Contract Price.
* Actual Age
**Subject to a 6-month observation period; disability claim must be filed within 180 days.

36. INSURANCE BENEFITS
Term Life*
The insurance benefit shall be equal to the
Plan Value of the Memorial Service Benefit,
given to the Beneficiary upon the
Planholder’s demise.
*The Term Life Insurance coverage will end: (a) at maturity date;
(b) when the Planholder reaches age 65; or (c) upon the Planholder’s demise, whichever comes first.

37. MEMORIAL
BENEFITS

38. MEMORIAL BENEFITS
Guaranteed Memorial Service Benefit
 The guaranteed lump sum fund that will be
used in rendering the memorial service in
Heritage Park
 Guaranteed annual increase of 5% of the
Contract Price, one plan anniversary after
the paying period.
 Cash Difference Benefit

39. MEMORIAL BENEFITS
Professional Administration
of Memorial Services
 Family Assistance Dept. (FAD) provides assistance
in arranging and administering the details of the
PhilPlans - Family Assistance Department
24/7 (including Heritage
memorial service through holidays) Park.
For Metro Manila: 403-5859, 8027344
Toll Free: 1-800-10-800-8888
the planholder’s family from the
 Spares the planholder’s family from the
harrowing ordeals of attending to funeral
arrangements.

40. PAMANA ADVANTAGE
Fully Paid New Life Plan
 The chosen beneficiary of the planholder will
be entitled to a fully paid new life plan
 Planholder may assign this new plan to one
beneficiary only using an Endorsement Letter

41. PAMANA ADVANTAGE
Fully Paid New Life Plan
Condition 1:
 If Planholder dies before age 65 and chosen
beneficiary is within the acceptance age and
is in good health
 Beneficiary will avail of the additional Life
Plan*
*May be a Life plan or any existing Pre-Need product at the time of availment.

42. PAMANA ADVANTAGE
Fully Paid New Life Plan
Condition 2:
 If Planholder dies before age 65 and chosen
beneficiary is no longer within the
acceptance age and/or is not in good health
 Beneficiary will be enrolled in a Pre-Need
Plan* without insurance benefits
*May be a Life plan or any existing Pre-Need product at the time of availment.

43. HERITAGE PARK
SERVICES

44. HERITAGE MORTUARY SERVICES
CREMATION SERVICES
MEMORIAL SERVICES
 Pick-up of the deceased from the place of  Pick-up of the deceased from the place of
death
death
 Mortuary Services
(preparation  Mortuary Services
(preparation
& embalming)
& embalming)
 Casket
 Casket
 Urn
 Floral Package
 Cremation
 Floral Package
 Chapel Rental (3) Day Viewing
 Food Package
 Chapel Rental (3) Day Viewing
 Food Package
 Transporation: Hearse and Flower Car
 Obituary Publications
 Transporation: Hearse and Flower Car
 Obituary Publications
 Permits/Death Certificates
 Thank You Cards, Registry Book, Event
Management/Venue set-up, etc.
 Permits/Death Certificates
 Thank You Cards, Registry Book, Event
Management/Venue set-up, etc.

45. HERITAGE PARK
MEMORIAL PACKAGE RATES
340,000
550,000
850,000
1,300,000
1,500,000
1,800,000






Mortuary Services






Casket






Chapel Rental (3) Day Viewing






Transportation:






Permits/Death Certificates






(Regist
ry Book
only)





Obituary Publications
X





Floral Package
X





Food Package
X





Urn
X
X
X



Cremation
X
X
X



Pick-up of the deceased
from the place of death
(preparation & embalming)
Hearse and Flower Car
Thank You Cards, Registry Book, Event
Management/Venue set-up, etc

46. HERITAGE MORTUARY SERVICES
CREMATION PACKAGE RATES
265,000
150,000
65,000
Pick-up of the deceased from the place of death



Body Preparation (Imported compounds for embalming)



Use of Imported Sheet Metal Urn



Documentation



Use of Regular Chapels 3 days & 3 nights (40-50 persons)



Funeral Items



Cremation Service



Hearse



Flower Car



Viewing Days Extension and Upgrade to Premiere Chapel




47. PREFERENTIAL RATE
CUSTOMER
Package Price
Price w/
Senior Citizen
Discount
w/ Pamana Heritage
P 240,000
P 192,000
package same as 340 of the Walk-in
Walk In
P 340,000
P 272,000
Regular rate
Walk In
P 550,000
P 440,000
Regular rate
Walk In
P 850,000
P 680,000
Regular rate
Walk In
P 1,300,000
P 1,040,000
Regular rate
Walk In
P 1,500,000
P 1,200,000
Regular rate
Walk In
P 1,800,000
P 1,440,000
Regular rate
Walk In
P60,000
P 45,000
Cremation only
Walk In
P 150,000
P 120,000
Direct Cremation w/ wake:
Description
Cremation, Urn, 3-day Viewing, No Casket

48. PREFERENTIAL TREATMENT
Wake/Viewing: Chapels
Free extension of the Viewing days and
upgrade* from Regular Chapel (40 – 50
guests) to Premiere Chapel which can
accommodate up to 150 guests.
(*subject to the availability of the Chapel; reservation on a first come- first
served basis)

49. PREFERENTIAL TREATMENT
Ceremonial Departure: Hearse
Use of exclusive Hearse to transport remains
within 20 Kilometer radius from Heritage Park
Mortuary and Crematory to its final resting
place anywhere in Metro Manila.

50. PREFERENTIAL TREATMENT
Ceremonial Departure: Flower Car
Free usage of a single truck type vehicle
for carrying the dearly departed's
portrait and floral ornaments
to lead the funeral / burial march
(reservation on a first come-first served basis)

51. PREFERENTIAL TREATMENT
Ceremonial Departure: Family Car
Free usage of a single chauffer-driven
limousine type vehicle for the immediate
family's use during the funeral / burial march
(reservation on a first come- first served basis)

52. MINIMUM CONTRACT PRICE
PAMANA PLAN
PAMANA-HERITAGE
PAYING PERIOD
AMOUNT* AMOUNT*
1- Pay
2- Pay
5- Pay
PhP 100,000
PhP 250,000
PhP 100,000
PhP 250,000
PhP 125,000
PhP 250,000
The Initial Memorial Service Benefit is Equivalent to the Contract Price.
* Amount may be increased by increments of PhP1,000.

53. OTHER
FEATURES

54. OTHER FEATURES
ACCEPTANCE AGE
WITH INSURANCE BENEFIT*
NO INSURANCE BENEFIT
18 – 55 years old
In good health
18 – 60 years old
*A Planholder with insurance benefits will undergo a 1-Year Contestability

55. OTHER FEATURES
Contestability Period
Death due to Health Reasons:
 The Insurer conducts an investigation if death occurs
within one (1) year from the plan effective date
 Provides the Insurer the right to deny claims due to
concealment of facts on the application
Contestability Period
EFFECTIVITY DATE
January 1, 2013
1 YR FROM EFFECTIVITY DATE
December 31, 2013
INCONTESTABLE
*The insurer can no longer contest claims after the plan has remained in force for (1) year except for gross fraud..

56. OTHER FEATURES
Optional Living Cash Benefit
 Equivalent to the Memorial Service Benefit
(MSB) with increments
 It serves as a reward for living well
 40th Plan Anniversary
*Once the Planholder avails the Living Cash Benefit, the Original Plan Contract
will be surrendered and PhilPlans shall be discharged from any liability or obligation under this contract.

57. OTHER FEATURES
Unclaimed Endowment
 After the 40th Plan Anniversary, the plan
will continue to earn interest at a rate to be
determined by the Company’s Board of
Directors
 May be withdrawn by the planholder any
time upon written request to PhilPlans (in a
standard company form)

58. OTHER FEATURES
Unrendered Service
Designated beneficiary/ies will receive
80% of the Plan Value or 100% of the Plan
Termination Value, whichever is higher, and
the insurance benefit (if any) reckoned from
the date of the Planholder’s demise.

59. OTHER FEATURES
Assignability
 The plan may be assigned to a deceased
person other than the Planholder
 The Memorial Service Benefit shall be
computed based on the Plan’s Termination
Value

60. OTHER FEATURES
Transferability
A Planholder can transfer all rights and
privileges of his plan to another person,
subject to the following conditions :
 Plan must be in force
 Request in writing (Amendment Form)
 New Application form
*The prospective Planholder will be subject to underwriting requirements and will be treated as a New Planholder.

62. PREMIUM PAMANA

63. CREMATION PACKAGE
PRICE
P200,000 + 20% Senior
WALK-IN
Citizens’ Discount
P150,000 + 20% Senior
With PhilPlans Life Plan
Citizens’ Discount
PREMIUM
PAMANA-HERITAGE
PLAN
P100,000 only!

64. PREMIUM PAMANA-HERITAGE PLAN
 Spotcash of P100,000
 Associates can acquire the Plan and/or sell it
to friends and loved ones
 No commission BUT with Production Credit
for qualifications to Drives

65. PREMIUM PAMANA-HERITAGE PLAN
Package Includes:
 Pick-up of the deceased from the place of
death
 Chapel for Mass, 3 days viewing
 Cremation with Urn
 Permits

66. PREMIUM PAMANA-HERITAGE PLAN
Assignability
 The Memorial Service Benefit shall be equal
to the 100% of the Plan Value
 The plan may be assigned to a deceased
person up to the second degree of
consanguinity

67. PREMIUM PAMANA-HERITAGE PLAN
Unrendered Service
 Will be equal to Plan Termination Value

68. OTHER
FEATURES

69. When the appointed hour comes,
what would you desire
for your family?

70. You want to spare them
from the harrowing ordeals of arranging
your memorial service.

71. What would your family
desire for you?

72. To give you only
the best memorial service
you deserve.

73. THANK YOU