KMPG Bank is an international banking group that provides corporate and private banking services. It aims to protect and manage client assets through a full range of independent products and services tailored to client needs. The bank operates through offices in several countries and offers services such as asset management, investment advice, trust and estate planning, corporate finance, and project financing. KMPG Bank targets both individual and institutional investors seeking personalized financial services and investment solutions.

1. KMPG BANK
Corporate & Private Banking Services
www.kmpgbank.com
info@kmpgbank.com

2. Objectives & Mission
We conceived a financial company, with a single mission: to protect
and manage assets and to help compagnies with good business to fly.
We made a commitment: to listen carefully to corporate, people,
families and institutional investors, and to always stay by their side.
We hope that KMPG Bank can be the result: a company created
recently but which has to grow worldwide, with the dynamism of a
young company, but built by experts, and with the strength of a
mature bank - a bank used to taking a holistic approach, while
focusing on the details:
• like Company
• like Bank
• like Trust
• like Financial Advisor

3. Like Company
KMPG Bank is the parent company of an International
group specialising in financial banking and asset
management services for corporate, individuals, families
and institutional investors.
KMPG Bank is based in Tirana and has offices in Zurich,
London, Prague and Buenos Aires. It comprises banks
and companies with specific regional and professional
expertise, which can meet any advisory or asset
management requirement.

4. Like Bank
KMPG Bank, the group parent company, protects and
maximises the assets of individuals, families and
institutional investors through a complete and
independent (open platform) offer of products and
services, based primarily on the skills and experience of
its own specialists, as well as their ability to understand
their clients and identify solutions that match their
needs.
The bank has a light, flexible organisation and is of an
ideal size to provide personalised and efficient
assistance.

5. Like Trust
KMPG Bank throught its corrispondent in Buenos Aires
the KMPG & Trust Company Ltd, wholly owned by KMPG
Bank, offers a wide range of services for Group clients
with international financial interests.
It operates as a bank, a trust company, investment fund
manager and investment fund administrator. It
specialises in asset management and the creation and
administration of trusts and investment funds.

6. Like Financial Advisor
KMPG Bank offers consulting and all the services and
products necessary for comprehensive asset
management, to all clients authorized from their country
law to use them.
Its offer includes consulting for an extensive range of
products that can be tailored to the financial investor’s
requirements.
The bank boasts a group of specialists with the
established expertise and experience in providing
personal adn corporate financial services.

7. Clients Target
KMPG Bank’s services target individual investors resident in particolar
in the countries in which the bank has offices or who have financial
interests in the main international markets.
KMPG Bank also offers its expertise to institutional investors
(insurance, investment funds, foundations, pension funds), working for
their own organisations or on behalf of their clients.
“Certain products and services of KMPG Bank are not accessible to residents and/or nationals
of certain countries. Webbrochure users are therefore asked to consult the Terms of use
applicable to this webbrochure (see Legal Notes page) and to contact directly the bank for
information on products and services available in their country.”
Our lean organisational structure means we can dedicate to our
relationships with clients the time they need, allowing our operators to
continually help our clients, acting at key moments for their investment
decisions.

8. What we can do for our clients
KMPG Bank covers all aspects of investment advice and
asset management with services provided by its
specialists (advisors, asset managers, financial analysts,
financial planning experts, etc.), who have trained at the
leading international financial institutions, and possess
the expertise and experience necessary to manage
complex problems.
Thanks to our focus on innovation, both in investment
solutions and management and risk control techniques,
we are able to seize the opportunities offered by the
markets, increasing alternatives for investors, generating
efficiency and producing value.

9. How we operate
KMPG carries out valuations of assets in all their complexity:
looking at the whole picture is the best way to make decisions
that are truly in line with individual needs.
Our approach is systematic and involves carefully analysing the
various asset classes (securities, real estate, business assets,
luxury goods, etc.), defining objectives and risk profiles,
identifying the most appropriate investment solutions and
carrying out periodical controls.
Our methodology can be summarised in four steps:
1. define the asset base and the client profile
2. analyse the client’s expectations and requirements
3. determine the most appropriate project solution
both in case of financial problems and in cae of long-term
asset allocation and investment structure
4. implement the strategy of project solution

10. Investment advice
KMPG advisory is aimed at the investor who takes an
interest in the asset investments markets and wants to
play an active role in the investment process.
The client benefits from professional investment advice
based on KMPG’s overall investment strategy, coupled
with a best-in-class product offer encompassing
traditional investments, foreign exchange, real estate,
private equity, structured products and hedge funds, via
an open architecture philosophy (including the group’s
strength and capabilities).

11. Investment Funds
KMPG Bank is pleased to comunicate that it is one of the
few International institutions to seize the opportunities
offered by alternative funds and assets, successfully
incorporating them into its investment strategies for
clients.
The offer currently includes funds and financial
instruments for corporate clients directly managed by
KMPG Bank.

12. Complementary services
The effectiveness of an investment strategy is often
dependent on variables relating to tax and/or
succession: accurate appraisal and planning in these
areas require expert advice.
KMPG Bank makes the best specialists available to its
clients, thanks to strong ties with the best legal and tax
specialists.
KMPG Bank’s services also extend to non-financial
assets: for example, real estate valuation and
management, and the valuation and buying and selling
of works of art or entire collections through a network of
independent experts.
We also provide assistance to business owners in making
strategic decisions and carrying out extraordinary
operations (such as acquisitions or disposals).

13. Service for Corporate
Corporate Finance activities are intended to provide a service of
innovative financing, which consist of an investment with risk capital
through the engagement of shareholdings.
We can explain this in two different parts:
1. Development capital or expansion made for increasing the expansion
of existing corporations
2. Replacement capital for replacing part of a property of a corporation
that doesn’t feel involved anymore in the company’s activities.
This doesn’t imply a capital increase for the corporation.
THOSE WHO QUALIFY AND WHO NEEDS IT?
It is qualified to all those corporations who plan to take advantage of a
financial and professional partner, that allows them to acquire
extraordinary finance and the know-how that is essential in order to
pursue new industrial strategies, integral processes, growth plans and
generational transfers.

14. Private equity: advantage for the
corporate
• Finding new financial resources
• Easier access to debt capital
• Improving image and corporate reputation
• Increasing bargaining power
• Synergies with the partner’s financial network
• Availability of management resources
• Go to the “way of thinking” requested by the capital market
Private equity: advantage for the
enterpreneuer
• Recapitalization without using personal capital
• Ability to gain monetary worth of the “economic value” of corporate capital
• Facilitate intergenerational shift
• Speed the process of enhancing corporations

15. Venture capital
Extraordinary financial operations regarding invention and
financial activities in order to support birth and development of
corporations with strong growth potential.
Through Venture Capital made by institutional investors, the
corporation can enter a global network and benefit from skills
regarding product, market and promotion of these sectors.
Depending on the development steps of the corporation to be
financed, there are three different financial aspects of Venture
Capital, individually divided in many groups:
1) START UP FINANCING
2) FINANCING FOR THE SPREAD AND EVELOPMENT
3) FINANCING TO THE ACQUISITION AND RENOVATION

16. Project financing
Process addressed to finance a specific project related to a precise investment that is
accomplished, economically and legally, separately from the company’s asset. Unlike
the allowable corporate financing that is based on the economic balance and on the
effects that new investments have on it, the Project Financing is based on the analysis
as it relates to a single project. The Project Financing is therefore a way to determine
an optimal structure of financing for the realization of a project, in which we found the
traditional procedures of financing, as for risk capital (equity) as for debt (medium and
long term loan, subordinated loans, leasing, bonds, advance tax, etch...).
TYPE OF OPERATIONS
They differ according to possible joints and variations of the following basic
operational schemes:
B.O.T. (building and transfer): Includes constitution, management of the work built,
and final transfer for the works. This procedure is often used in the realization on
project base for public works which, at the end of the grant, must be generally free
transferred, to the public administration.
B.O.O. (building, operate and own): Includes building, management, and property for
the realized works.
B.O.O.T. (building, operate, own and transfer): Includes building, management, and
property for a certain period and the next transfer.

17. Products and financial services
ARRANGER
Coordinates service for organizing a complex financing operation. (ex. Acquisition finance or
corporate finance). In this financial structure this position entails several roles (mandated lead
arranger, joint lead arranger, sole arranger, etc...) that coordinate all the aspects of the operation
while taking care of structure and finance negotiation.
ADVISORY
The advisor is the person who takes care of the sponsor and the promoters, giving advice
concerning the economic feasibility of a project, the risks and the way to find the necessary funds.
The advisor has numerous tasks: assisting the sponsor in the negotiation of the main contracts
regarding the project, certifying permits and obtaining licences, ecc.
LETTERS OF CREDIT
Letters of credit are often used in import-export transactions (document of credit) when the buyer
makes available to the seller a certain amount of money for the supplying of goods and services. In
this case we speak about stand by letter of credit, a tool that it is similar to the international bond
bank, which has the sole purpose of granting the first request.
WARRANTIES
Personal warranty is available from a person, called guarantor, to a creditor for a debtor. The
guarantor guarantees for someone else’s debt, paying for him in case this person will not be able to
solve his debt. Using a personal warranty allows us to use a tool accepted to any Beneficiary and
doesn’t block money while providing the service at a very acceptable cost.

18. Legal notes
Discaimer
Consent
By accessing to these contests, you confirm that you have read, understood and
accepted the conditions of use set out below. If you do not agree to these conditions,
please leave the webbrochure immediately. User access and use of the brochure,
together with the conditions of use, are governed by our country law.
Not an offer
No information or opinion contained in this brochure constitutes an offer to buy or
sell securities or financial instruments in general, or to provide any financial service or
advice. The information provided in this brochure represents a general overview of
the KMPG Bank, and the services, securities and financial instruments described may
not be available or may nor be appropriate for the reader.
Local legal restrictions
The contents of the brochure are not for use by natural or legal persons domiciled in
jurisdictions or countries in which publication and/or use is prohibited or restricted by
legal or regulatory provisions or in which companies of the KMPG Bank and partners
(“KMPG Bank”, both individually and collectively) do not have the necessary
registration or licences. Natural or legal persons who are subject to these limits based
on nationality, domicile or other factors are not authorised to access or use the
brochure.

19. Offices & Contacts
Branches & Head Office
ZURICH (SWI) Kreis 1, 8001 Zürich
F: +41 91 961 12 02
LONDON (UK) 14 Woodyates Road 9QR - London
F: +44 203 529 1618
KLAGENFURT (AT) St Veiter Strasse 34/1, 9020 Klagenfurt
Quater Office
TIRANE (AL), Nr.9, Str. Don Bosko, PLL. Grapshi, 6/2 – 1000
F: +355 4 40 5790
E: info@kmpgbank.com