This document provides projections for deposits, loans and advances, and fund utilization for a bank in 2020. It summarizes the bank's performance in 2019 and sets targets for key metrics like number of accounts and deposit amounts. The document then outlines quarterly projections for acquiring new deposit accounts and increasing loan amounts disbursed in 2020. It also lists potential major client bases to target for deposits, payroll services and loans. The document concludes by identifying some control and service issues to address.

2. Milestone of 2019
Particulars Cumulative Target Cumulative Achievement Achievement in (%)
Number of Account 938 509 55%
Amount in Lac 2,884 2,243 78%
Deposit Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total
Number of A/C 95 110 135 130 470
Amount in lac 900 1,050 1,100 1,250 4,300
Quarter wise Projection of Deposit 2020

3. Projection of 2020
Particulars
Loans & Advances Deposit FUM
SME/Mediu
m
Retail Total
CASA
TD/DPS/SND
Total -
Number of
Account 38 150 188
470
470 -
Amount (in
Lac) 2,430 1,250 3,680 4,300 4,300 7,980

4. Quarter wise projection 2020
Deposit Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total
Number of A/C 95 110 135 130 470
Amount in lac 900 1,050 1,100 1,250 4,300
Loan &
Advances
Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total
Number
of A/C
Retail SME/Mediu
m/Corporate
Retail SME/Mediu
m/Corporate
Retail SME/Medium
/Corporate
Retail SME/Medium
/Corporate 188
20 08 30 10 45 12 55 08
Amount
in Lac
200 500 250 600 350 630 450 700 3,680

5. List of potential client base for 2020
Particular Client name Particular Client name Particular Client name
Deposit
(Collection A/C ,
CASA , TD, SND)
1.DPDC
2.WASA
3. DESCO
4. Palli Bidyut
5. Titas Gas
6. Sheba xyz
7. Concord
8. Assure Builders
9. Shanta Holdings
10. Swadesh Property
11. Link 3
Technologies
12. Metlife Insurance
13. Bangladesh Eye
Hospital
14. Lions
15.Radiant
Pharmaceuticals
Payroll 1. Express
Systems
Limited
2. Armed Police
Battalion
School
3. Shahid Smriti
High School
Loan & Advances 1. Retail loan
150 Nos and
amount BDT
1,250 Lac
2. RIGS
Marketing
3. Link 3
Technologies
4. SEHEO
5. Uddipon
6. Shakti
Foundation
7. Ambala
Foundation
8. Mahtab
Plastic
9. Imperial
Furniture
10. Shahin
Builders

6. Contd.
Particular Client name Particular Client name Particular Client name
Deposit
(Collection A/C ,
CASA , TD, SND)
16.Export
Promotion
Bureau
17. Bangladesh
House Building
Finance
18. USHA
19. AID
Foundation
20. Bangladesh
NGO Foundation
21. MSS
22. GUK
Payroll Loan & Advances 11. SKB Stainless
Steal Mills
12. Enroute
13. Bengal Meat
Processing
14. Arbab
Polypack
15. Ryans IT
16. Electro Globe
17. Roy Traders
18. Aziz Group
19. Nabez Group
20. Horizon
Techno Ltd

7. Control Issues
1. Any A/C opening with doc deficiency needs approval from proper DLA which
will need to submit within the approved time line
2. Chequebook should be activated from operation at the time of delivery
3. Debit card and PIN requisition request should be software based linked with
Finacle.
4. Debit card, PIN, and chequebook request should be taken from all branches
regardless the SOL wise customers
5. Cash Withdrawal by Cash Withdrawal slip should be minimized
6. Need to develop process to match the signature at the time of loan
disbursement with the A/C.
7. Need to synchronize the debit card number with the A/C number so that we
can easily find the A/C number in Finacle by searching the debit card number

8. Service Issue
1. Que System for Cash and Service
2. Dedicated Desk for Police staff and general customers
3. Any Certificate, Pay Order and FDR Advice need to be auto printed
from other portal.
4. Cash carrying vendor need to receive cash from Motijheel branch
also.
5. Notice Board, others rate Board (eg. Exchange rate , DPS, FDR, Loan)
needed
6. Need a extra sorter to sort many torn note received from corporate
client.

9. Thank You