This document discusses IRACheckbook plans, which allow individuals to self-direct their retirement funds, such as IRAs and 401(k)s, into real estate investments. There is approximately $5 trillion in retirement funds, but only 5% is currently self-directed. IRACheckbook plans open up opportunities for individuals to invest their retirement savings in real estate directly, rather than having it invested in stocks and bonds on Wall Street. The document provides examples of how individuals have successfully invested retirement funds in real estate through IRACheckbook plans to earn high returns.