Kofoworola Belo-Osagie outlines the challenges and opportunities facing Nigeria's youth as they prepare for the SSCE/UTME exams. With a focus on self-development, education, and investing in 'human capital', the document emphasizes the importance of resilience, skills acquisition, and positive influences for young Nigerians facing poverty and limited opportunities. The author also shares personal insights and initiatives aimed at connecting youth with resources for growth and development.