The document discusses the moral lessons from the fable of 'The Ant and the Grasshopper' emphasizing the importance of saving for difficult times. It explains the concept of compounding in investments, highlighting its benefits and offering strategies such as starting early, having realistic expectations, and regular investment. Additionally, it introduces the Rule of 72 as a simple method to estimate the time required for an investment to double based on the interest rate.

2. 
 1501 – RITU BAWAR
 1503 – NIKHIL BOKE
 1518 – BHAVIKA JOSHI
 1519 – SAPNA KADAM
 1500 – SHAGUFA SHAIKH
 1500 – DEEPAK SHETTY
GROUP MEMBERS

3.  The Ant works hard in the withering heat all summer
building its house and laying up supplies for the winter.
 The Grasshopper thinks the Ant
is a fool and laughs, dances,
plays the summer away. Come
winter, the Ant is warm
and well fed.
 The Grasshopper has no food or
shelter so he dies out in the cold.
Do you have enough savings for Bad Times?
The Ant &The
Grasshopper

4. 
 Compounding is the process where the value of an investment
increases because the earnings on an investment, both capital
gains and interest, earn interest as time passes.
 Exponential growth. This differs from linear growth, where only
the principal earns interest each period.
What Is Compounding?

5. 
Chessboard Story

6. 

7. 
Start Early
Mantra Of Compounding

8. 
 Have realistic expectations
Mantra Of Compounding

9. 
Invest regularly
Mantra Of Compounding

10. 
 Stay Invested
Mantra Of Compounding

11. 
 Don't churn your investments
Mantra Of Compounding

12. 
Asset allocation
Mantra Of Compounding

13. 
 The rule of 72 is an easy way to find out in how
many years your money will double at a given
interest rate. It is very simple, divide the number in
the title by the interest percentage per period to get
the approximate number of period needed for
doubling.
 Suppose the interest rate is 15%, then your money
will double in 72/15= 4.8 years. In case, the interest
rate is 20%, then the money will double in 3.6 years.
 Thus the moral of the story is the longer you stay
invested the more money you will make.
The Rule of 72

14. 
Effect of Compounding Periods On
Future Value

15. 
CONCLUSION

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