Personal loan is the most popular unsecured loan that can be used to meet personal expenses of your daily life, such as medical expenses, vacation, higher education, wedding, home renovation, debt consolidation, etc.
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Personal Loan Documents
1. Personal Loan Documents
Personal loan is the most popular unsecured loan that can be used to meet personal
expenses of your daily life, such as medical expenses, vacation, higher education,
wedding, home renovation, debt consolidation, etc.
The documents required for personal loan document also depend upon the
categories that applicants belong to, such as salaried individuals, self-employed
professionals, NRIs (Non-Resident Indians) or pensioners. The lender prescribes the
list of the documents for the customers.
Every bank and NBFCs (Non-Banking Financial Companies) has its own
requirement for the documents list. We are giving you a common list of documents
which you may consider for a personal loan. The documents are as follows:
● Identity Proof: Name, age, gender etc.
● Residence Proof: Permanent and current place of residence
● Employment Proof: Whether you are salaried or a self-employed
applicant(business), name of the organization
● Income Proof: Latest 2 months pay slip Latest 2 months bank statement
showing salary credits One year Employment proof (Not required if DOJ
mentioned in pay slip and working for more than 1 year).
2. ● Other Important Documents and Checks completely filled and duly signed
application form along with applicants’ latest passport size colour photo
Self-attestation of borrowers on all documents.