1. Report on UGC Sponsored National Seminar
on
“FINANCIAL
INCLUSION FOR INCLUSIVE GROWTH
– ISSUES AND CHALLENGES”
26th& 27th April 2013.
Organised by
PG & Research Department of Commerce
Periyar eVr College
Tiruchirappalli – 620 023
In Association with
Indian Academic Research Association
Tiruchirappalli
Organising Secretary
Dr. C. Paramasivan
Assistant Professor & Research Advisor

2. Report on UGC Sponsored National Seminar
on
“FINANCIAL INCLUSION FOR INCLUSIVE GROWTH
– ISSUES AND CHALLENGES”
26th& 27th April 2013.
Organised by
PG & Research Department of Commerce
Periyar EVR College
Tiruchirappalli – 620 023
In Association with
Indian Academic Research Association
Tiruchirappalli
Organising Secretary
Dr. C. Paramasivan
Assistant Professor & Research Advisor

3. ABOUT THE COLLEGE
In the Year 1965, the Government of Tamilnadu started Periyar EVR College in
Tiruchirappalli, the central part of Tamilnadu, naming it after the great thinker and social
reformer, Periyar E.V. Ramasamy who generously donated Rs. 3.5 Lakhs and 9.65 acres of
land for the exclusive purpose of imparting higher education to the people in the around
Tiruchirappalli. The unique feature of this college, which is inconsonance with the intent of
Periyar, is that it caters to the academic needs and aspirations of the students belonging
generally to educationally, socially and economically backward sections most of whom are
first generation learners. Presently the college offering 14 UG programmes, 13 PG Diploma
programmes with around 3000 students.
ABOUT THE DEPARTMENT
The commerce department started B.Com in 1969 and the M.Com in 1971. In the year
1987 Ph.D. programme was started. Presently the department offering B.Com. (EM)&(TM),
B.Com.(Shift), M.Com., M.Phil. (FT/PT) and Ph.D. (FT/PT) with 650 students. The
department of commerce had been up grade as a research centre by Bharathidasan University
with 15 Full Time research supervisors and there are 38 research scholars pursuing Ph.D.
Three major research projects sponsored by UGC and ICSSR are in Progress in the
department. Last year, the department conducted a National Seminar on “Financial Inclusion
for Inclusive Growth” sponsored by UGC.
THEME OF THE SEMINAR
Inclusive Banking is the concept which helps to provide financial services to all
people particularly to those who are excluded from banking and financial services. This is
one of comprehensive approaches which helps the socio economic conditions of the rural
individuals and empowers them as an independent citizen of the country. Seminar were
discussed the following sub theme ;

Inclusive Banking an Overview

Inclusive Banking and inclusive growth and Rural empowerment

Inclusive banking and Information Technology

Inclusive Banking and Financial Inclusion and Financial Literacy

Inclusive Banking and Overall Economic Development

Inclusive Banking and its features

4. INAUGURATION
Inaugurationfunctions were started with the welcome address by Dr. K. Kavimani,
Head, and Dept. of Commerce. In his welcome address, he has highlighted the need and
importance of the seminar and specially appreciated the efforts taken by the organising
secretary Dr. C. Paramasivan.
Welcome address by Dr.K.Kavimani, Ph.D

5. SEMINAR THEME
Seminar theme was highlighted by the organising secretary Dr. C. Paramasivan. In his
speech, he deeply discussed the issues and challenges of financial inclusion and its impact on
inclusive growth with memorable examples.
Theme of the seminar by Dr. C. Paramasivan

6. PRESIDENTIAL ADDRESS
Dr. K. Sekar, principal, Periyar EVR College, Trichy, given a presidential address
his embassies the efforts taken by department of commerce to organised such kind of grant
seminar.
Presidential Address by Dr. K. Sekar, principal, Periyar EVR College, Trichy

7. FELICITATION
Dr. K. Suriyan, Associate professor, centre for study in Social Exclusion and
Inclusion policy, Bharathidasan University, facilitates the faction in a successful manner.
Felicitation by Dr. K. Suriyan

8. KEY NOTE ADDRESS
Dr. Alwar Kannan, SDGM, SBI, described the role of banks for inclusive growth
through financial inclusion. He mentioned that the SBI and other commercial banks play a
key role to provide financial services to the unreached people through No-frill account,
mobile banking, core banking techniques, business correspondence models etc.
Key note address by Mr. Alwar Kannan

9. VOTE OF THANKS
Dr. M. K. Rajkumar, Associate Professor of Commerce, gave vote of thanks for the
inaugural session.
Vote of thanks by Dr. M. K. Rajkumar

10. TECHNICAL SESSION – I
ROLE OF BANKS IN FINANCIAL INCLUSION
Dr. Mubarak Ali, Associate Professor of Commerce, Jamal Mohamad College,
Trichy, Chaired and Mrs.S.S.Rosemery, Associate Professor of Commerce Periyar EVR
College, Trichy.Acted on reporter in the technical session – I.
In this session, there are 20 papers were presented by students, research scholar and
teaching faculty.
Technical Session – I Chaired by Dr. Mubarak Ali
TECHNICAL SESSION – II
CHALLENGES OF FINANCIAL INCLUSION IN INDIA
Dr. Nanjunda, Department of Commerce, Associate Professor, Centre for study in
Social Exclusion and Inclusion Policy,
University of Mysore, Mysore chaired
and.Dr.S.Revathy , Associate Professor of Commerce Periyar EVR College, Trichy acted on
reporter in the technical session –II.

11. TECHNICAL SESSION – III
WOMEN EMPOWERMENT THROUGH FINANCIAL INCLUSION
Dr. M. Sumathy, Associate Professor of Commerce, Bharathiyar University,
Coimbatore, Chaired and
Associate Professor of Commerce Periyar EVR College,
Trichy.Acted on reporter in the technical session – I.
VALEDICTION FUNCTION
Mr. K. Kavimani, welcome all the guests and delegates in the seminar.
Dr. K. Sekar, principal, Periyar EVR College, Trichy, gave a presidential address.
His embassies the efforts taken by department of commerce to organised such kind of grant
seminar.
Dr. Nanjunda, Department of Commerce, Associate Professor, Centre for study in
Social Exclusion and Inclusion Policy, University of Mysore and M. Sumathy Ph. D facilitate
the velidiction functions. In their speech they were highlighted the innovative topic which me
essentially needed and appreciated the organising committee to organised the seminar in a
grant successful manner.
Dr. P. Gowthaman, Ph. D., Principal, Kamarajar Government Arts College, Surantai,
Tirunelveli District, Presides over the valediction address in the National Seminar. He
narrated the effects of financial inclusion in inclusive growth with the help of Banking
Sectors. He also appreciated the organising secretary to his sincere efforts sincere efforts to
organised this kind of sponsored seminar in a government college for the benefits of rural and
poor students.
Dr. C. Paramasivan, Organising Secretary, gave a vote of thanks at end of the
programme. He sincerely thanks to the Principal, Head, Faculty member, Resource person,
Participants and Research Scholars their timely supported encouragement. Finally he
announced the topic of the proposed seminar for the academic year 2013-14. The department
proposed to organise a National Seminar on Inclusive Banking through Technology.

12. PAPER PRESENTED BY SCHOLARS &STUDENTS

13. FEW PAPER PRESENTED BY FACULTY

14. PUBLICATION
There are 81 selected papers were published on in the reputed international Research
Journal on RESEARCH EXPLORER (ISSN:2250-1940) with the support of Indian
Academic Researchers Association. The Journal were released on the first day of the seminar
by the Chief Guest Mr. Alwarkannan, Assistant General Manager, SBI, Chennai and
received by Dr. K. Sekar Principal, Periyar EVR College, Trichy.
Publication of research paper in the reputed Journal was highly entitled by the
participants and paper writers which help to strengthen their research quality.