Pension Funds and Insurance Companies
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The document discusses the Nigerian pension fund and insurance industries and how they have been affected by changes in the equity markets and government policies. It notes that while pension funds have grown significantly, insurance assets have grown more slowly. Both industries need stable markets with reduced risk and regular income. It outlines some major pension funds and insurance companies and policies around divestment and investment guidelines. It also discusses how the equity markets peaked in 2008 and collapsed partially due to excessive margin lending. New margin guidelines and a margin list were introduced to address this, with the list being important for market stability and reducing risk from margin activity by focusing on liquid companies. The document emphasizes the importance of data and analytics for developing proper investment strategies and regulating markets effectively in
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The global insurance industry is undergoing significant regulatory change, with regulators in the more developed markets endeavouring to synchronize their efforts. Similar occurrences can be observed in the Asia-Pacific region, where a number of countries are reviewing and undergoing changes in their approach to insurance regulation and holistic risk management. Most notably, a number of regulators are either introducing risk-based capital (RBC) or revisiting their existing RBC frameworks. The maturing regulatory approaches in Asia-Pacific will be a significant factor in managing systematic risk and enhancing policyholder protection.
Asia-Pacific is different. While the proposed RBC framework in Asia-Pacific may have similarities with the European Solvency II standard, there is wide disparity in the level of sophistication and application. Many of the changes are being driven by local market nuances, such as characteristics of the insurance products being sold and maturity of the insurers who operate in the various jurisdictions.
For example, Australia has recently implemented its second-generation solvency regime. Singapore and Thailand are consulting with the industry on second-generation RBC frameworks, while others such as China and its Hong Kong SAR are considering moving in that direction. These moves are particularly encouraging in providing a regulatory framework that will allow for a degree of consistency, especially for those insurers who have multiple offices across the region.
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
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Pension Funds and Insurance Companies
- 1. Nigeria: Pension Funds, Insurance Companies and the Changed Equity Markets Obi Ugochuku Managing Partner, GCA Capital Partners Co-Founder, BroadStreetLagos.Com
- 4. Nigeria Public Insurance Companies
- 6. Nigeria Pension Fund Administrators
- 9. The Nigeria Equity Markets in Recent Years
- 10. The Nigeria Equity Markets in Recent Years
- 11. The Nigeria Equity Markets in Recent Years
- 17. Data Collation
- 18. Assigning Bands to Data Elements
- 19. Margin List (After Exclusions)
- 21. Questions