SlideShare a Scribd company logo
Overview

The Private Lender Assistance Network (P.L.A.N.) is an investment vehicle that puts private
investors together with potential homeowners in specific target markets. This is an individual fore-
closure investment opportunity with a completely integrated, passive system and exit strategy. We
assign investors quality foreclosures, make the repairs and find a buyer to purchase the property.
The investor then becomes the bank and carries the mortgage note with the purchaser paying the
investor monthly cashflow in the form of a mortgage payment. The process is completely man-
aged from beginning to end by our company.



                              Investment Process

Step #1
The investor reviews and signs 2 agreements and wires funds. Confirmation letters are sent
every step of the way for this and subsequent steps in the process.


Step #2
You receive a 'hand-picked' investor quality home. You can be assured that the property is
guaranteed to have:
    Free and Clear Title with Title Insurance included.
    Repairs made to become livable.
    Hand-selected property in a fully researched area.
We only look for properties that are in family neighborhoods where the market fundamentals
are in place and rents are high. We do not buy homes in bulk, off of tapes, or otherwise. We do
buy direct from the bank sources; however, unlike some companies, we hand select every prop-
erty to fit our standards and ensure you are receiving a top quality investment.
In addition you will receive a "Property Package" that will include all of the items you need to
make an informed decision on the property including: pictures, demographics, rental compara-
bles, and online appraisals.
In certain instances, we may already have a buyer for the home and will provide all of the buyer
information also.


Step #3
After the investor reviews the "Property Package", they then have the opportunity to either ac-
cept or decline the home according to their individual standards.
Because we hand-pick each individual property nearly every home is immediately accepted,
and when it is, the process quickly continues.
If the property is declined, you are reassigned a new property based on availability, possibly
requiring up to 2-4 weeks additionally before reassignment of a home. This could mean a pos-
sible loss in income that you should be aware of.


Step #4
We market the property to find a qualified buyer that purchases the home utilizing a 1st Trust
Deed Land Contract. We have a comprehensive marketing program that ensures we find the
most qualified buyer quickly to increase your profits and eliminate risk. We do all of the fol-
lowing included in the $34,900 sales price:
   Market the property
   Answer all of the calls and preliminary interview
Collect all applications for processing
                                Review the credit checks
                                Perform Income verification
                                Review the Background Checks
                                Our review committee selects the most qualified buyer
                                And we handle all of the paperwork for creating the note...


Step #5
You passively collect the $400-600 or more per month in monthly cashflow. A 100% com-
pletely turnkey passive investment. Perfect for your Retirement Funds.


Step #6
There are multiple exit strategies that we can assist you with.
Exit 1 - Hold the Note! Most of the notes are amortized over thirty years. If you hold the prop-
erty for approximately 5 1/2 years, every month after that is pure profit.
Exit 2 - The Buyer refinances the note. If this occurs, you are cashed out of the note entirely
and receive all of the equity gains due you for purchasing the property wholesale. If you pur-
chase the property for $34,900 and resell it for $56,000, that would mean that you would re-
ceive over $20,000 in gains!!
Exit 3 - Sell the Note. There are secondary note buyers that would be happy to have your per-
forming note. Most investors will require a discount for that note, but you still have the satis-
faction of receiving some equity gains + all of the cashflow that you have received while the
note seasoned.
Investment Analysis Property #1

                     Available
                                                      $400 Guaranteed Income for 12
                702 Corice Street                        Mos. Included in Pricing
                Akron, OH 44306
                2 Bedroom, 1 Bath

            Line Item                 Cost                             Investor Summary
P.L.A.N. Price                    $ 34,900.00
Repairs, locks, carpet, paint,
Plumbing                               Included     Net Resale Price                      $ 65,521.72
Lawn and Landscaping and
clean up                               Included     Initial Investment                    $ 34,900.00
Closing Cost Estimate                  Included     Investment Equity Gain                $ 30,621.72
Total Investment Cost          $ 34,900.00          Investment Equity Gain %                    87.74%
            Suggested Note Value
High Rent                         $ 600.00          Annualized Cash Flow                  $ 6660.00
Low Rent                          $ 500.00          Annualized Cash on Cash Return              19.08%
Suggested Mortgage Payment        $ 575.00
Suggested Interest Rate                      10%
Suggested Resale Value*        $ 65,521.72                               Comparables
             Actual Note Value
Negotiated Mortgage Payment $ 575.00                Comp 1: 662 Allyn St                  $ 47,000.00
Interest Rate                                10%    Comp 2: 841 Austin Ave                $ 69,000.00
Total Resale Value                $ 66,171.72       Comp 3: 1194 Ada St                   $ 62,500.00
Down payment                      $ 650.00
Contract Balance to Investor      $ 65,521.72       County Tax Assessment                 $ 36,600.00
                  Note Analysis                     Prop Stream Valuation                 $ 65,904.00
Total Mortgage Payment            $ 575.00          Zillow Valuation                      $ 46,500.00
Taxes                             $     -
Insurance                         $     -
Mortgage Note Management          $ 20.00

Total Net Cashflow                $ 555.00

The above is used strictly as an example and is not intended to show any guarantees on investment. In-
dividual results will vary depending upon a vast number of investment variables.
Investment Analysis Property #2

                     Available
                                                      $400 Guaranteed Income for 12
                1445 Marcy Street                        Mos. Included in Pricing
                Akron, OH 44301
                2 Bedroom, 1 Bath

            Line Item                 Cost                             Investor Summary
P.L.A.N. Price                    $ 34,900.00
Repairs, locks, carpet, paint,
Plumbing                               Included     Net Resale Price                      $ 65,521.72
Lawn and Landscaping and
clean up                               Included     Initial Investment                    $ 34,900.00
Closing Cost Estimate                  Included     Investment Equity Gain                $ 30,621.72
Total Investment Cost          $ 34,900.00          Investment Equity Gain %                    87.74%
            Suggested Note Value
High Rent                         $ 600.00          Annualized Cash Flow                  $ 6660.00
Low Rent                          $ 500.00          Annualized Cash on Cash Return              19.08%
Suggested Mortgage Payment        $ 575.00
Suggested Interest Rate                      10%
Suggested Resale Value*        $ 65,521.72                               Comparables
             Actual Note Value
Negotiated Mortgage Payment $ 575.00                Comp 1: 662 Allyn St                  $ 47,000.00
Interest Rate                                10%    Comp 2: 841 Austin Ave                $ 69,000.00
Total Resale Value                $ 66,171.72       Comp 3: 1194 Ada St                   $ 62,500.00
Down payment                      $ 650.00
Contract Balance to Investor      $ 65,521.72       County Tax Assessment                 $ 36,600.00
                  Note Analysis                     Prop Stream Valuation                 $ 65,904.00
Total Mortgage Payment            $ 575.00          Zillow Valuation                      $ 46,500.00
Taxes                             $     -
Insurance                         $     -
Mortgage Note Management          $ 20.00

Total Net Cashflow                $ 555.00

The above is used strictly as an example and is not intended to show any guarantees on investment.
Individual results will vary depending upon a vast number of investment variables.
Investment Analysis Property #3

                     Available
                                                      $400 Guaranteed Income for 12
                1195 Girard Street                       Mos. Included in Pricing
                Akron, OH 44301
                3 Bedroom, 1 Bath

            Line Item                 Cost                             Investor Summary
P.L.A.N. Price                    $ 34,900.00
Repairs, locks, carpet, paint,
Plumbing                               Included     Net Resale Price                      $ 65,521.72
Lawn and Landscaping and
clean up                               Included     Initial Investment                    $ 34,900.00
Closing Cost Estimate                  Included     Investment Equity Gain                $ 30,621.72
Total Investment Cost          $ 34,900.00          Investment Equity Gain %                    87.74%
            Suggested Note Value
High Rent                         $ 600.00          Annualized Cash Flow                  $ 6660.00
Low Rent                          $ 500.00          Annualized Cash on Cash Return              19.08%
Suggested Mortgage Payment        $ 575.00
Suggested Interest Rate                      10%
Suggested Resale Value*        $ 65,521.72                               Comparables
             Actual Note Value
Negotiated Mortgage Payment $ 575.00                Comp 1: 1228 Beardslet St             $ 78,500.00
Interest Rate                                10%    Comp 2: 152 E Mapledale Ave           $ 83,000.00
Total Resale Value                $ 66,171.72       Comp 3: 138 Mission Drive             $ 83,500.00
Down payment                      $ 650.00          Comp 4: 103 Brighton Drive            $ 80,000.00
Contract Balance to Investor      $ 65,521.72       County Tax Assessment                 $ 55,180.00
                  Note Analysis                     Prop Stream Valuation                 $ 88,428.00
Total Mortgage Payment            $ 575.00          Zillow Valuation                      $ 66,000.00
Taxes                             $     -
Insurance                         $     -
Mortgage Note Management          $ 20.00

Total Net Cashflow                $ 555.00

The above is used strictly as an example and is not intended to show any guarantees on investment.
Individual results will vary depending upon a vast number of investment variables.
P L A N  Offering  Memo (3  Home  P K G)

More Related Content

What's hot

Buy or Rent in Columbia SC?
Buy or Rent in Columbia SC? Buy or Rent in Columbia SC?
Buy or Rent in Columbia SC? Clint Hammond
 
Re-ocurring goodybag community
Re-ocurring goodybag communityRe-ocurring goodybag community
Re-ocurring goodybag communitykfaura
 
Title Insurance and Closing Process
Title Insurance and Closing ProcessTitle Insurance and Closing Process
Title Insurance and Closing Processparhamg
 
Account number 4 ht 147973 -statement period 02012013 - 02282013
Account number 4 ht 147973 -statement period 02012013 - 02282013Account number 4 ht 147973 -statement period 02012013 - 02282013
Account number 4 ht 147973 -statement period 02012013 - 02282013Garold Saatkamp
 
bank reconcilliation
bank reconcilliationbank reconcilliation
bank reconcilliationHuzaifa Zahid
 
Borrw Deck
Borrw DeckBorrw Deck
Borrw Deck
borrw
 
705 n[1]. monterey_executive_summary
705 n[1]. monterey_executive_summary705 n[1]. monterey_executive_summary
705 n[1]. monterey_executive_summaryMark Talt
 
Joe's march presentation
Joe's march presentationJoe's march presentation
Joe's march presentation
Stacey Messick Sauer
 
Sample 5 page Loan Mod Proposal
Sample 5 page Loan Mod ProposalSample 5 page Loan Mod Proposal
Sample 5 page Loan Mod Proposal
y2kvettes
 
The True Cost of Mortgage Debt Part One
The True Cost of Mortgage Debt Part OneThe True Cost of Mortgage Debt Part One
The True Cost of Mortgage Debt Part One
Jorie Teal
 
295 davenport financial
295 davenport financial295 davenport financial
295 davenport financialHarish Maraj
 

What's hot (12)

Buy or Rent in Columbia SC?
Buy or Rent in Columbia SC? Buy or Rent in Columbia SC?
Buy or Rent in Columbia SC?
 
Re-ocurring goodybag community
Re-ocurring goodybag communityRe-ocurring goodybag community
Re-ocurring goodybag community
 
Title Insurance and Closing Process
Title Insurance and Closing ProcessTitle Insurance and Closing Process
Title Insurance and Closing Process
 
Account number 4 ht 147973 -statement period 02012013 - 02282013
Account number 4 ht 147973 -statement period 02012013 - 02282013Account number 4 ht 147973 -statement period 02012013 - 02282013
Account number 4 ht 147973 -statement period 02012013 - 02282013
 
bank reconcilliation
bank reconcilliationbank reconcilliation
bank reconcilliation
 
Borrw Deck
Borrw DeckBorrw Deck
Borrw Deck
 
705 n[1]. monterey_executive_summary
705 n[1]. monterey_executive_summary705 n[1]. monterey_executive_summary
705 n[1]. monterey_executive_summary
 
Joe's march presentation
Joe's march presentationJoe's march presentation
Joe's march presentation
 
Sample 5 page Loan Mod Proposal
Sample 5 page Loan Mod ProposalSample 5 page Loan Mod Proposal
Sample 5 page Loan Mod Proposal
 
The True Cost of Mortgage Debt Part One
The True Cost of Mortgage Debt Part OneThe True Cost of Mortgage Debt Part One
The True Cost of Mortgage Debt Part One
 
Bank reconciliation.ppt.bose
Bank reconciliation.ppt.boseBank reconciliation.ppt.bose
Bank reconciliation.ppt.bose
 
295 davenport financial
295 davenport financial295 davenport financial
295 davenport financial
 

Viewers also liked

Acic $35 K Plan
Acic $35 K PlanAcic $35 K Plan
Acic $35 K Plan
SherriCallahan
 
Kỹ thuật trồng cải bẹ xanh
Kỹ thuật trồng cải bẹ xanhKỹ thuật trồng cải bẹ xanh
Kỹ thuật trồng cải bẹ xanh
Thư viện nông nghiệp | Farmvina
 
Sarah's Baby Shower 9/12/09
Sarah's Baby Shower 9/12/09Sarah's Baby Shower 9/12/09
Sarah's Baby Shower 9/12/09
Tanya Vargas
 
Nuôi tu hài thương phẩm
Nuôi tu hài thương phẩmNuôi tu hài thương phẩm
Nuôi tu hài thương phẩm
Thư viện nông nghiệp | Farmvina
 
Importance Of Drinking Water 2ppt
Importance Of Drinking Water 2pptImportance Of Drinking Water 2ppt
Importance Of Drinking Water 2pptguestbf42f6
 
La digitalisation de la formation
La digitalisation de la formationLa digitalisation de la formation
Haïti & les médias
Haïti & les médiasHaïti & les médias
Haïti & les médias
Lille 3
 
Emotional Intelligence at Work
Emotional Intelligence at WorkEmotional Intelligence at Work
Emotional Intelligence at Work
Equilibre k.k.
 
Comprendre sa communaute et concevoir son propre reseau social
Comprendre sa communaute et concevoir son propre reseau socialComprendre sa communaute et concevoir son propre reseau social
Comprendre sa communaute et concevoir son propre reseau social
Romain CLÉRET
 
Atelier 1 Photo PicMonkey
Atelier 1 Photo PicMonkeyAtelier 1 Photo PicMonkey
Ateliers pack photo
Ateliers pack photo Ateliers pack photo
Rapport de stage
Rapport de stageRapport de stage
Rapport de stage
Thuy Linh Nguyen Le
 
Music magazine market research
Music magazine market researchMusic magazine market research
Music magazine market researchJackGlennon
 
Locations for our film
Locations for our filmLocations for our film
Locations for our filmHamzaB94
 

Viewers also liked (18)

Acic $35 K Plan
Acic $35 K PlanAcic $35 K Plan
Acic $35 K Plan
 
Kỹ thuật trồng cải bẹ xanh
Kỹ thuật trồng cải bẹ xanhKỹ thuật trồng cải bẹ xanh
Kỹ thuật trồng cải bẹ xanh
 
Sarah's Baby Shower 9/12/09
Sarah's Baby Shower 9/12/09Sarah's Baby Shower 9/12/09
Sarah's Baby Shower 9/12/09
 
Solar Ice Maker
Solar Ice MakerSolar Ice Maker
Solar Ice Maker
 
Nuôi tu hài thương phẩm
Nuôi tu hài thương phẩmNuôi tu hài thương phẩm
Nuôi tu hài thương phẩm
 
Method Of Chaining On Sloping Ground
Method Of Chaining On Sloping GroundMethod Of Chaining On Sloping Ground
Method Of Chaining On Sloping Ground
 
Solar Refrigeration
Solar RefrigerationSolar Refrigeration
Solar Refrigeration
 
Importance Of Drinking Water 2ppt
Importance Of Drinking Water 2pptImportance Of Drinking Water 2ppt
Importance Of Drinking Water 2ppt
 
La digitalisation de la formation
La digitalisation de la formationLa digitalisation de la formation
La digitalisation de la formation
 
Haïti & les médias
Haïti & les médiasHaïti & les médias
Haïti & les médias
 
Emotional Intelligence at Work
Emotional Intelligence at WorkEmotional Intelligence at Work
Emotional Intelligence at Work
 
Comprendre sa communaute et concevoir son propre reseau social
Comprendre sa communaute et concevoir son propre reseau socialComprendre sa communaute et concevoir son propre reseau social
Comprendre sa communaute et concevoir son propre reseau social
 
Atelier 1 Photo PicMonkey
Atelier 1 Photo PicMonkeyAtelier 1 Photo PicMonkey
Atelier 1 Photo PicMonkey
 
Ateliers pack photo
Ateliers pack photo Ateliers pack photo
Ateliers pack photo
 
Rapport de stage
Rapport de stageRapport de stage
Rapport de stage
 
Music magazine market research
Music magazine market researchMusic magazine market research
Music magazine market research
 
Презентація Елени Бугло
Презентація Елени БуглоПрезентація Елени Бугло
Презентація Елени Бугло
 
Locations for our film
Locations for our filmLocations for our film
Locations for our film
 

Similar to P L A N Offering Memo (3 Home P K G)

Houseing Trust PPT By Dan
Houseing Trust PPT By DanHouseing Trust PPT By Dan
Houseing Trust PPT By Dan
budwal
 
Residential Southern California Joint Venture
Residential Southern California Joint VentureResidential Southern California Joint Venture
Residential Southern California Joint Venture
Sam Ally
 
10 Reasons Not to Buy a Note
10 Reasons Not to Buy a Note10 Reasons Not to Buy a Note
10 Reasons Not to Buy a Note
NoteSchool
 
Private Real Estate Note Investing with Oglethorpe Properties
Private Real Estate Note Investing with Oglethorpe PropertiesPrivate Real Estate Note Investing with Oglethorpe Properties
Private Real Estate Note Investing with Oglethorpe Properties
Oglethorpe Properties
 
Proposal for investment 92 taylor ave chatham 01
Proposal for investment   92 taylor ave chatham 01Proposal for investment   92 taylor ave chatham 01
Proposal for investment 92 taylor ave chatham 01Michael Lai
 
Proposal for investment 92 taylor ave chatham 01
Proposal for investment   92 taylor ave chatham 01Proposal for investment   92 taylor ave chatham 01
Proposal for investment 92 taylor ave chatham 01Michael Lai
 
Joint Venture with Investors for Real Estate Business
Joint Venture with Investors for Real Estate BusinessJoint Venture with Investors for Real Estate Business
Joint Venture with Investors for Real Estate Business
metrocapitalmanagement
 
Proforma 15107 woodlawn-dolton-111017
Proforma 15107 woodlawn-dolton-111017Proforma 15107 woodlawn-dolton-111017
Proforma 15107 woodlawn-dolton-111017
Mike Fisher
 
Real Estate IRA Investment Packages - Main Street Planners
Real Estate IRA Investment Packages - Main Street PlannersReal Estate IRA Investment Packages - Main Street Planners
Real Estate IRA Investment Packages - Main Street Planners
Joe Dale
 
Alhuda CIBE - Presentation on Boardwalk real estate investment trust
Alhuda CIBE - Presentation on Boardwalk real estate investment trustAlhuda CIBE - Presentation on Boardwalk real estate investment trust
Alhuda CIBE - Presentation on Boardwalk real estate investment trust
Alhuda Centre of Islamic Banking & Economics
 
Net Lease Bank of America For Sale
Net Lease Bank of America For SaleNet Lease Bank of America For Sale
Net Lease Bank of America For Sale
The Boulder Group
 
Masterclass Webinar For First Time Property Investors
Masterclass Webinar For First Time Property Investors Masterclass Webinar For First Time Property Investors
Masterclass Webinar For First Time Property Investors
Real Estate Investar
 
The Economics & Financial Options in Retrofitting Commercial Buildings
The Economics & Financial Options in Retrofitting Commercial BuildingsThe Economics & Financial Options in Retrofitting Commercial Buildings
The Economics & Financial Options in Retrofitting Commercial Buildings
Center for Sustainable Energy
 
$350,000 Total Mortgage Costs Analysis
$350,000 Total Mortgage Costs Analysis$350,000 Total Mortgage Costs Analysis
$350,000 Total Mortgage Costs Analysis
Peter Boyle
 
Burlington & Ross in Stockton, CA
Burlington & Ross in Stockton, CABurlington & Ross in Stockton, CA
Burlington & Ross in Stockton, CA
Kevin Boeve
 
Funding Partners Wanted High ROI
Funding Partners Wanted High ROIFunding Partners Wanted High ROI
Funding Partners Wanted High ROI
adusey
 
Smart Investors Want Low Risk, High Value
Smart Investors Want Low Risk, High ValueSmart Investors Want Low Risk, High Value
Smart Investors Want Low Risk, High Value
adusey
 
Buying Real Estate Notes: The Ultimate Investment Cash Flow
Buying Real Estate Notes: The Ultimate Investment Cash FlowBuying Real Estate Notes: The Ultimate Investment Cash Flow
Buying Real Estate Notes: The Ultimate Investment Cash Flow
NoteSchool
 

Similar to P L A N Offering Memo (3 Home P K G) (20)

Houseing Trust PPT By Dan
Houseing Trust PPT By DanHouseing Trust PPT By Dan
Houseing Trust PPT By Dan
 
Pre Qualification Interview Summary
Pre Qualification Interview SummaryPre Qualification Interview Summary
Pre Qualification Interview Summary
 
Residential Southern California Joint Venture
Residential Southern California Joint VentureResidential Southern California Joint Venture
Residential Southern California Joint Venture
 
10 Reasons Not to Buy a Note
10 Reasons Not to Buy a Note10 Reasons Not to Buy a Note
10 Reasons Not to Buy a Note
 
Private Real Estate Note Investing with Oglethorpe Properties
Private Real Estate Note Investing with Oglethorpe PropertiesPrivate Real Estate Note Investing with Oglethorpe Properties
Private Real Estate Note Investing with Oglethorpe Properties
 
Proposal for investment 92 taylor ave chatham 01
Proposal for investment   92 taylor ave chatham 01Proposal for investment   92 taylor ave chatham 01
Proposal for investment 92 taylor ave chatham 01
 
Proposal for investment 92 taylor ave chatham 01
Proposal for investment   92 taylor ave chatham 01Proposal for investment   92 taylor ave chatham 01
Proposal for investment 92 taylor ave chatham 01
 
Joint Venture with Investors for Real Estate Business
Joint Venture with Investors for Real Estate BusinessJoint Venture with Investors for Real Estate Business
Joint Venture with Investors for Real Estate Business
 
Proforma 15107 woodlawn-dolton-111017
Proforma 15107 woodlawn-dolton-111017Proforma 15107 woodlawn-dolton-111017
Proforma 15107 woodlawn-dolton-111017
 
OP PI Presentation
OP PI PresentationOP PI Presentation
OP PI Presentation
 
Real Estate IRA Investment Packages - Main Street Planners
Real Estate IRA Investment Packages - Main Street PlannersReal Estate IRA Investment Packages - Main Street Planners
Real Estate IRA Investment Packages - Main Street Planners
 
Alhuda CIBE - Presentation on Boardwalk real estate investment trust
Alhuda CIBE - Presentation on Boardwalk real estate investment trustAlhuda CIBE - Presentation on Boardwalk real estate investment trust
Alhuda CIBE - Presentation on Boardwalk real estate investment trust
 
Net Lease Bank of America For Sale
Net Lease Bank of America For SaleNet Lease Bank of America For Sale
Net Lease Bank of America For Sale
 
Masterclass Webinar For First Time Property Investors
Masterclass Webinar For First Time Property Investors Masterclass Webinar For First Time Property Investors
Masterclass Webinar For First Time Property Investors
 
The Economics & Financial Options in Retrofitting Commercial Buildings
The Economics & Financial Options in Retrofitting Commercial BuildingsThe Economics & Financial Options in Retrofitting Commercial Buildings
The Economics & Financial Options in Retrofitting Commercial Buildings
 
$350,000 Total Mortgage Costs Analysis
$350,000 Total Mortgage Costs Analysis$350,000 Total Mortgage Costs Analysis
$350,000 Total Mortgage Costs Analysis
 
Burlington & Ross in Stockton, CA
Burlington & Ross in Stockton, CABurlington & Ross in Stockton, CA
Burlington & Ross in Stockton, CA
 
Funding Partners Wanted High ROI
Funding Partners Wanted High ROIFunding Partners Wanted High ROI
Funding Partners Wanted High ROI
 
Smart Investors Want Low Risk, High Value
Smart Investors Want Low Risk, High ValueSmart Investors Want Low Risk, High Value
Smart Investors Want Low Risk, High Value
 
Buying Real Estate Notes: The Ultimate Investment Cash Flow
Buying Real Estate Notes: The Ultimate Investment Cash FlowBuying Real Estate Notes: The Ultimate Investment Cash Flow
Buying Real Estate Notes: The Ultimate Investment Cash Flow
 

P L A N Offering Memo (3 Home P K G)

  • 1.
  • 2. Overview The Private Lender Assistance Network (P.L.A.N.) is an investment vehicle that puts private investors together with potential homeowners in specific target markets. This is an individual fore- closure investment opportunity with a completely integrated, passive system and exit strategy. We assign investors quality foreclosures, make the repairs and find a buyer to purchase the property. The investor then becomes the bank and carries the mortgage note with the purchaser paying the investor monthly cashflow in the form of a mortgage payment. The process is completely man- aged from beginning to end by our company. Investment Process Step #1 The investor reviews and signs 2 agreements and wires funds. Confirmation letters are sent every step of the way for this and subsequent steps in the process. Step #2 You receive a 'hand-picked' investor quality home. You can be assured that the property is guaranteed to have: Free and Clear Title with Title Insurance included. Repairs made to become livable. Hand-selected property in a fully researched area. We only look for properties that are in family neighborhoods where the market fundamentals are in place and rents are high. We do not buy homes in bulk, off of tapes, or otherwise. We do buy direct from the bank sources; however, unlike some companies, we hand select every prop- erty to fit our standards and ensure you are receiving a top quality investment. In addition you will receive a "Property Package" that will include all of the items you need to make an informed decision on the property including: pictures, demographics, rental compara- bles, and online appraisals. In certain instances, we may already have a buyer for the home and will provide all of the buyer information also. Step #3 After the investor reviews the "Property Package", they then have the opportunity to either ac- cept or decline the home according to their individual standards. Because we hand-pick each individual property nearly every home is immediately accepted, and when it is, the process quickly continues.
  • 3. If the property is declined, you are reassigned a new property based on availability, possibly requiring up to 2-4 weeks additionally before reassignment of a home. This could mean a pos- sible loss in income that you should be aware of. Step #4 We market the property to find a qualified buyer that purchases the home utilizing a 1st Trust Deed Land Contract. We have a comprehensive marketing program that ensures we find the most qualified buyer quickly to increase your profits and eliminate risk. We do all of the fol- lowing included in the $34,900 sales price: Market the property Answer all of the calls and preliminary interview Collect all applications for processing Review the credit checks Perform Income verification Review the Background Checks Our review committee selects the most qualified buyer And we handle all of the paperwork for creating the note... Step #5 You passively collect the $400-600 or more per month in monthly cashflow. A 100% com- pletely turnkey passive investment. Perfect for your Retirement Funds. Step #6 There are multiple exit strategies that we can assist you with. Exit 1 - Hold the Note! Most of the notes are amortized over thirty years. If you hold the prop- erty for approximately 5 1/2 years, every month after that is pure profit. Exit 2 - The Buyer refinances the note. If this occurs, you are cashed out of the note entirely and receive all of the equity gains due you for purchasing the property wholesale. If you pur- chase the property for $34,900 and resell it for $56,000, that would mean that you would re- ceive over $20,000 in gains!! Exit 3 - Sell the Note. There are secondary note buyers that would be happy to have your per- forming note. Most investors will require a discount for that note, but you still have the satis- faction of receiving some equity gains + all of the cashflow that you have received while the note seasoned.
  • 4. Investment Analysis Property #1 Available $400 Guaranteed Income for 12 702 Corice Street Mos. Included in Pricing Akron, OH 44306 2 Bedroom, 1 Bath Line Item Cost Investor Summary P.L.A.N. Price $ 34,900.00 Repairs, locks, carpet, paint, Plumbing Included Net Resale Price $ 65,521.72 Lawn and Landscaping and clean up Included Initial Investment $ 34,900.00 Closing Cost Estimate Included Investment Equity Gain $ 30,621.72 Total Investment Cost $ 34,900.00 Investment Equity Gain % 87.74% Suggested Note Value High Rent $ 600.00 Annualized Cash Flow $ 6660.00 Low Rent $ 500.00 Annualized Cash on Cash Return 19.08% Suggested Mortgage Payment $ 575.00 Suggested Interest Rate 10% Suggested Resale Value* $ 65,521.72 Comparables Actual Note Value Negotiated Mortgage Payment $ 575.00 Comp 1: 662 Allyn St $ 47,000.00 Interest Rate 10% Comp 2: 841 Austin Ave $ 69,000.00 Total Resale Value $ 66,171.72 Comp 3: 1194 Ada St $ 62,500.00 Down payment $ 650.00 Contract Balance to Investor $ 65,521.72 County Tax Assessment $ 36,600.00 Note Analysis Prop Stream Valuation $ 65,904.00 Total Mortgage Payment $ 575.00 Zillow Valuation $ 46,500.00 Taxes $ - Insurance $ - Mortgage Note Management $ 20.00 Total Net Cashflow $ 555.00 The above is used strictly as an example and is not intended to show any guarantees on investment. In- dividual results will vary depending upon a vast number of investment variables.
  • 5.
  • 6. Investment Analysis Property #2 Available $400 Guaranteed Income for 12 1445 Marcy Street Mos. Included in Pricing Akron, OH 44301 2 Bedroom, 1 Bath Line Item Cost Investor Summary P.L.A.N. Price $ 34,900.00 Repairs, locks, carpet, paint, Plumbing Included Net Resale Price $ 65,521.72 Lawn and Landscaping and clean up Included Initial Investment $ 34,900.00 Closing Cost Estimate Included Investment Equity Gain $ 30,621.72 Total Investment Cost $ 34,900.00 Investment Equity Gain % 87.74% Suggested Note Value High Rent $ 600.00 Annualized Cash Flow $ 6660.00 Low Rent $ 500.00 Annualized Cash on Cash Return 19.08% Suggested Mortgage Payment $ 575.00 Suggested Interest Rate 10% Suggested Resale Value* $ 65,521.72 Comparables Actual Note Value Negotiated Mortgage Payment $ 575.00 Comp 1: 662 Allyn St $ 47,000.00 Interest Rate 10% Comp 2: 841 Austin Ave $ 69,000.00 Total Resale Value $ 66,171.72 Comp 3: 1194 Ada St $ 62,500.00 Down payment $ 650.00 Contract Balance to Investor $ 65,521.72 County Tax Assessment $ 36,600.00 Note Analysis Prop Stream Valuation $ 65,904.00 Total Mortgage Payment $ 575.00 Zillow Valuation $ 46,500.00 Taxes $ - Insurance $ - Mortgage Note Management $ 20.00 Total Net Cashflow $ 555.00 The above is used strictly as an example and is not intended to show any guarantees on investment. Individual results will vary depending upon a vast number of investment variables.
  • 7. Investment Analysis Property #3 Available $400 Guaranteed Income for 12 1195 Girard Street Mos. Included in Pricing Akron, OH 44301 3 Bedroom, 1 Bath Line Item Cost Investor Summary P.L.A.N. Price $ 34,900.00 Repairs, locks, carpet, paint, Plumbing Included Net Resale Price $ 65,521.72 Lawn and Landscaping and clean up Included Initial Investment $ 34,900.00 Closing Cost Estimate Included Investment Equity Gain $ 30,621.72 Total Investment Cost $ 34,900.00 Investment Equity Gain % 87.74% Suggested Note Value High Rent $ 600.00 Annualized Cash Flow $ 6660.00 Low Rent $ 500.00 Annualized Cash on Cash Return 19.08% Suggested Mortgage Payment $ 575.00 Suggested Interest Rate 10% Suggested Resale Value* $ 65,521.72 Comparables Actual Note Value Negotiated Mortgage Payment $ 575.00 Comp 1: 1228 Beardslet St $ 78,500.00 Interest Rate 10% Comp 2: 152 E Mapledale Ave $ 83,000.00 Total Resale Value $ 66,171.72 Comp 3: 138 Mission Drive $ 83,500.00 Down payment $ 650.00 Comp 4: 103 Brighton Drive $ 80,000.00 Contract Balance to Investor $ 65,521.72 County Tax Assessment $ 55,180.00 Note Analysis Prop Stream Valuation $ 88,428.00 Total Mortgage Payment $ 575.00 Zillow Valuation $ 66,000.00 Taxes $ - Insurance $ - Mortgage Note Management $ 20.00 Total Net Cashflow $ 555.00 The above is used strictly as an example and is not intended to show any guarantees on investment. Individual results will vary depending upon a vast number of investment variables.