From January 1, 2021, new rules will apply to taxes, electricity, roads, mobile phones, cars, banking, and other essential things that will impact budgets. The document outlines 10 new rules: 1) Positive pay system for checks over Rs. 50,000, 2) Fixed timeframe for electricity connections, 3) Changes to GST return rules, 4) Mandatory Fastag for tolls, 5) Increased car prices, 6) New rules for multi-cap mutual funds, 7) Requiring a '0' prefix for landline calls to mobiles, 8) Apps like WhatsApp stopping support on older devices, 9) Standardized lower premium term life insurance, and 10) Potential additional charges for U