NAWBO/Travelers 2013 Survey results
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The survey of 307 women, conducted at the NAWBO Women’s Business Conference in Miami this month, found that that the future is looking positive for female small business owners. Used with permission in conjunction with an article for the Women Grow Business column at Web.com.
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Due Date 1159 p.m. EST, Sunday of Unit 6 Points 100
Due Date: 11:59 p.m. EST, Sunday of Unit 6
Points: 100
Overview:
In this unit, we have been examining under what grounds a contract may be rescinded
or declared void and voidable. This assignment asks you to review a hypothetical
business situation and conduct an analysis.
Instructions:
Consider the following hypothetical: Ed contracted with Becky to build a house.
Immediately prior to that meeting, Becky was so nervous that she drank an entire bottle
of champagne and she does not remember all of the details of the meeting. Shortly
before the closing, Ed met with Becky, accused her of fraud and threated to prevent the
contract from going to closing. Ed’s associate, a former stunt double for Dwayne “the
Rock” Johnson, stood outside the door for two hours to prevent Becky from leaving. Ed
gave Becky the choice of signing a new contract promising him more money for the
build or going to court. Becky signed the agreement but now has sought legal advice.
• Imagine that you are Becky’s attorney. What would you tell her about whether
she can rescind the contract? (Big Hint: Capacity to Contract, Duress and Undue
Influence)
Requirements:
• Include one resource, in addition to the textbook.
o Use APA format for non-legal sources such as the textbook. Use
Bluebook citation format for any legal citations.
• Submit a Word document.
• Maximum two pages in length, excluding the Reference page.
Be sure to read the criteria below by which your work will be evaluated before
you write and again after you write.
LAW204 – Business Law I
Grounds to Rescind a Contract
Evaluation Rubric for Grounds to Rescind a Contract Assignment
CRITERIA Deficient Needs
Improvement
Proficient Exemplary
0 – 44 Points 45 – 59 Points 60 – 74
Points
75 Points
Analysis Does not
concisely and
clearly
analyzes the
scenario.
Somewhat
concisely and
clearly analyzes
the scenario.
Mostly
concisely,
succinctly,
and clearly
analyzes the
scenario.
Concisely,
succinctly, and
clearly
analyzes the
scenario.
0 – 5 points 6 – 7 points 8 – 9 points 10 points
Paper Length More than 2
pages
n/a n/a 2 pages or less
0 – 8 points 9 – 11 points 12 – 14
points
15 points
Clear and
Professional
Writing and
APA/Bluebook
Format
Errors impede
professional
presentation;
guidelines not
followed.
Significant errors
that do not
impede
professional
presentation.
Few errors
that do not
impede
professional
presentation.
Writing and
format are
clear,
professional,
APA/Bluebook
compliant, and
error free.
Overview:Instructions:Requirements:Evaluation Rubric for Grounds to Rescind a Contract Assignment
1
SWOT Analysis- Simon Property Group
Angel Bloodworth
MGT 450
University of Arizona
28 March 2022
2
A SWOT analysis is a framework for analyzing a company's competitive position in its
industry. It provides critical information on both internal and ...
How Companies Measure Success
What would happen to an organization if its goals did not account for external threats and shifting marketplace realities? What challenges will a business face if it doesn’t have sound measures and an effective performance management system, and why?
Achieve Your Dreams
This document provides an overview of World Financial Group and their services. They aim to help clients build and protect wealth through a respectful financial needs analysis process. Their services include term life insurance, annuities, retirement plans, and college savings vehicles. They emphasize basic financial concepts like managing rates of return, the power of starting early, and reducing taxes. The financial needs analysis evaluates a client's goals, protection needs, debts, cash flow, and wealth preservation.
Whats On Their Minds
Small business owners face many challenges including a weak economy, government regulations, and healthcare costs. A survey found their top concerns were the economy, finding customers, and unpaid bills. To address these risks, many plan to use social media marketing, purchase equipment, and expand services. They also want to improve employee training and increase salaries. Most small business owners rely on personal savings and retained earnings to fund growth plans. When ensuring success, they cited providing excellent customer service and having strong personal attributes as most important rather than relying on employees.
Small Business - What's on Their Minds
Small business owners face many challenges including a weak economy, government regulations, healthcare costs, and finding new customers. While slightly more optimistic about the economy in 2014 than 2013, most view the economy as still in recession. Their top concerns are the weak economy, customers, competition, and government rules. To address these challenges, many plan to use social media marketing, purchase new equipment, and expand services. Providing great customer service, integrity, and working hard are seen as most important to success. Employees' top desire is better pay and benefits. The most common benefits offered are paid time off, health insurance, and retirement plans.
A SPLICE Expert Perspectives Webcast: Customer Experience Beyond Surveys
Customer Experience (CX) has become a critical differentiator in today’s hypercompetitive, ultraconnected global marketplace. However, most organizations struggle due to technology restraints. This webinar shares simple, low cost strategies, like Journey Mapping, to help you improve your CX, and similarly, Net Promoter Score® (NPS®).
Your Family Business Survival Kit
This document provides advice for long-term survival of family businesses. It includes 10 "commandments" such as paying taxes, appointing an outside advisor, committing to long-term family ownership, and prioritizing customer satisfaction. Communication within the family is emphasized as important to avoid problems. Having non-family members in senior roles and giving them ownership stakes is also recommended to professionalize management. Longevity is emphasized as the goal, with examples of family businesses lasting over 1000 years.
B2B Customer Satisfaction Surveys - A Best Practice Guide
B2B Customer Satisfaction Surveys - A Best Practice Guide for high responses and actionable data from InfoQuest
Trust: How to Get It, Keep It, Measure It and Regain It
This document summarizes Katie Paine's presentation on trust measurement. It discusses what trust is, factors that influence trust like competence and integrity, and how trust can be measured. It provides examples of trust measurement statements and describes a case study where a non-profit used a trust index to measure different trust drivers among stakeholders. Key takeaways are to define important stakeholders, identify relevant trust questions, conduct surveys over time, and analyze results for insights to improve trust.
© Strayer University. All Rights Reserved. This document conta
© Strayer University. All Rights Reserved. This document contains Strayer University Confidential and Proprietary information and may not
be copied, further distributed, or otherwise disclosed in whole or in part, without the expressed written permission of Strayer University.
JWI 531 (1202) Page 1 of 8
JWI 531: Financial Management II
Week Four Lecture Notes
© Strayer University. All Rights Reserved. This document contains Strayer University Confidential and Proprietary information and may not
be copied, further distributed, or otherwise disclosed in whole or in part, without the expressed written permission of Strayer University.
JWI 531 (1202) Page 2 of 8
MERGERS, ACQUISITIONS, AND VALUATION
What It Means
In a competitive and multifaceted market, there is a multitude of opportunities for companies to join forces
in order to leverage synergies. This can include competitors coming together to expand into new markets.
It can come from a company acquiring one of its suppliers or distributors in order to have greater control
over the supply chain. It can come from improving operating efficiencies by reducing redundant costs.
While all these can generate important strategic wins, the central question from the financial perspective
is whether the combined organization is more valuable together than apart.
Why It Matters
Competitive dynamics are constantly changing, and even if your organization is not considering a
merger or acquisition, one of your competitors might be. And if they pull it off, they may very well
take market share from you.
Investors need to understand how the risks and opportunities of a merger or acquisition would
impact the valuation of the companies.
Given the frequent cultural and operational challenges that come with a merger or acquisition,
finance leaders need to help strategy leaders – including the CFO and Board – quantify the
upside and downside potential in order to assess whether it makes sense to go forward.
“Successful mergers create a dynamic
where 1+1=3, catapulting the company’s
competitiveness literally overnight.
You just have to do it right.”
Jack Welch
© Strayer University. All Rights Reserved. This document contains Strayer University Confidential and Proprietary information and may not
be copied, further distributed, or otherwise disclosed in whole or in part, without the expressed written permission of Strayer University.
JWI 531 (1202) Page 3 of 8
THE CHALLENGE AND OPPORTUNITY FOR MANAGERS
Depending on your industry, mergers and acquisitions may be relatively common occurrences, or they
may be quite rare. Either way, if you want to be a more effective financial leader or make better
investment decisions, you have to understand both why they occur and the advantages and challenges
they can bring.
The challenges in a merger or acquisition are myriad. These include, but are not limited to, the foll ...
Bring Your Customer Success Out of the Stone Age by Building Your Company’s P...
People intelligence is the process of collecting and analyzing data about employees to make informed talent management decisions. It can help companies improve customer service, reduce turnover, optimize workforce planning, and drive business objectives. Applying people intelligence through tools like evaluating candidates holistically, identifying retention factors, and hiring for emotional intelligence can increase customer lifetime value, create brand advocates, and boost the bottom line.
6 Customer Service Tips For the Holiday Rush
For most retailers, once the clock strikes midnight on Black Friday, they will constantly be racing against an unforgiving clock to solve every holiday customer question. This is why there is no better time of year than to pull out all of the stops to make sure every agent is as fast and productive as possible.
Click here for 100 FREE Flex Hours from Desk.com - just in time for the Holidays: http://bit.ly/HolidayRush2013
Weber.resume'
Jonathan A. Weber has a Bachelor of Science in Business Management from Florida Gulf Coast University with a 3.48 GPA. He has sales experience as an intern at Enterprise Holdings where he consistently met or exceeded quotas and received sales awards. He also has management experience as a team leader at Tropical Extremes, where he supervised staff and ensured client satisfaction. His additional experience includes working as a concession supervisor at CinemaWorld16. He has received numerous awards for his sales performance at Enterprise.
WATSON WYATT COLLATERAL 2006
This document summarizes key findings from a study on best practices in investment governance. It identifies five major governance challenges that funds face: managing risk, focusing on long-term horizons, innovation capability, aligning with a clear mission, and managing external agents/advisors. The study examined 10 top-performing funds and identified 12 common success factors. Six factors that are achievable for most funds are having a clear mission, effective use of resources by focusing on high-impact areas, strong leadership, shared investment beliefs aligned with goals, a risk framework tied to goals, and an appropriate manager lineup. Overall, the document advocates that good governance is essential for funds to thrive in a complex environment.
Teaching Business Acumen at CPG Companies
The document discusses challenges facing consumer packaged goods (CPG) companies and the need for business acumen training. It outlines 7 lessons learned for effective business acumen programs, including understanding strategic priorities, avoiding information overload, and ensuring social interactions. A case study highlights a successful cohort-based program at a Fortune 500 food company that helped participants better understand financial decisions and measures.
Similar to NAWBO/Travelers 2013 Survey results (20)
BIZGrowth Strategies - Workforce & Talent Optimization Special Edition
BIZGrowth Strategies - Workforce & Talent Optimization Special Edition
Due Date 1159 p.m. EST, Sunday of Unit 6 Points 100
Due Date 1159 p.m. EST, Sunday of Unit 6 Points 100
A SPLICE Expert Perspectives Webcast: Customer Experience Beyond Surveys
A SPLICE Expert Perspectives Webcast: Customer Experience Beyond Surveys
B2B Customer Satisfaction Surveys - A Best Practice Guide
B2B Customer Satisfaction Surveys - A Best Practice Guide
Trust: How to Get It, Keep It, Measure It and Regain It
Trust: How to Get It, Keep It, Measure It and Regain It
© Strayer University. All Rights Reserved. This document conta
© Strayer University. All Rights Reserved. This document conta
Bring Your Customer Success Out of the Stone Age by Building Your Company’s P...
Bring Your Customer Success Out of the Stone Age by Building Your Company’s P...
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q1 Twitter Disability & Chronic Illness Hashtags
Lack of the ability to do just about anything else, led me to keep a short list of disability and chronic illness hashtags to help me have a better patient experience with both cancer and disability.
That list kept growing and growing. On a whim I shared it with my followers. They found it useful so I kept going. Every month I seem to discover another category of conditions that aren't covered in this guide.
So now it's a living document, updated quarterly, with community commentary and contributions welcome.
Google News: 7 Reasons to Get Exposure in Google News publisher sites.
Google News sites can help you get exposure outside your current audience or community for pennies on the dollar. This slide discussed seven reasons why you should consider this technique, even if you have tried similar techniques such as sending out press releases, article marketing or guest blogging. Appearing in Google news publisher sites gets you rapid, targeted exposure.
Visual content marketing cheat sheet
The document discusses various ways to "cheat" or make visual content creation easier, faster and cheaper. Some suggestions include using images with Creative Commons licenses, templates, infographic tools, screen recording, curating content from multiple sources, and featuring real people. It emphasizes focusing on quality over speed and using others' work properly while adding your own insights.
A Simple Digital Marketing Plan
This document outlines a 4-phase digital marketing plan:
1) Planning & Preparation - including goals, needs assessment, and content roadmap.
2) Conversation & Curation - engaging communities, contributing expertise, and discovering content gaps.
3) Content & Conversion - creating high-quality content, optimizing for leads and sales.
4) Statistics & Sequels - analyzing metrics, identifying successes and failures, and expanding partnerships.
How to Leverage Audio for Faster Content Marketing
Did you know that while the average person types 40 words per minute, we speak at about three times that rate? Add to that the fact that transcription costs are coming down quickly, with the advance of speech to text technology and cheaper human transcription costs, and you have a recipe for turbo content creation. Here's an example of how you can use audio snippets to create multiple assets for content marketing.
Teen Medicine Abuse Infographic
I was sent this infographic from the partnership at Drugfree.org for my blog post on the #endmedicineabuse project. I don't own it, nor did I contribute to it. I'm just sharing it here so I can embed it in my blog post.
Free traffic tips traffic method # 226 - build a successful forum or user gen...
This document provides 7 tips for building a successful forum or user-generated content site:
1. Choose an underserved niche that is compatible with your existing site's topic.
2. Build an audience first before launching the forum, starting with a test group of 25 users.
3. When launching the forum, start with 1-3 general topics that users can then spin off into new topics organically.
4. Engage in the forum yourself to keep discussions lively, even when no one else is participating.
5. Ensure every new topic receives a response within 24 hours to maintain user engagement.
6. Differentiate your forum's content and branding to give users a reason to participate
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Google News: 7 Reasons to Get Exposure in Google News publisher sites.
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Best Forex Brokers Comparison in INDIA 2024
Navigating the world of forex trading can be challenging, especially for beginners. To help you make an informed decision, we have comprehensively compared the best forex brokers in India for 2024. This article, reviewed by Top Forex Brokers Review, will cover featured award winners, the best forex brokers, featured offers, the best copy trading platforms, the best forex brokers for beginners, the best MetaTrader brokers, and recently updated reviews. We will focus on FP Markets, Black Bull, EightCap, IC Markets, and Octa.
How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
Key Components:
- Stakeholder Analysis
- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
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- Systematic strategy formulation and execution.
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Hamster Kombat' Telegram Game Surpasses 100 Million Players—Token Release Sch...
Hamster Kombat' Telegram Game Surpasses 100 Million Players—Token Release Schedule Unveiled
一比一原版新西兰奥塔哥大学毕业证（otago毕业证）如何办理
一模一样【微信：A575476】【新西兰奥塔哥大学毕业证（otago毕业证）成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Part 2 Deep Dive: Navigating the 2024 Slowdown
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Digital Transformation Frameworks: Driving Digital Excellence
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
Innovation Management Frameworks: Your Guide to Creativity & Innovation
Innovation Management Frameworks: Your Guide to Creativity & InnovationOperational Excellence Consulting
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentationsUnderstanding User Needs and Satisfying Them
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
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Organizational Change Leadership Agile Tour Geneve 2024
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3 Simple Steps To Buy Verified Payoneer Account In 2024
Buy Verified Payoneer Account: Quick and Secure Way to Receive Payments
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Best practices for project execution and delivery
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
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NAWBO/Travelers 2013 Survey results
- 1. Methodology The second annual survey was conducted on-site at the NAWBO Women’s Business Conference in Miami, Florida, from October 3-5, 2013. The results are intended to represent the sentiments of 307 female small business owner attendees who participated in in-person interviews. RESULTS 1. How confident are you today that the business climate in your market/industry will improve over the next 12 months? Answer Very confident Somewhat confident Not very confident Not confident at all Total % 63% 33% 4% 1% 100% 2. As it relates to your business, how likely are you to increase your investment in real estate for your company by purchasing or leasing new space, or by improving your existing space, in the next 12 months? Answer Very likely Somewhat likely Not very likely Not likely at all Total % 28% 30% 20% 21% 100% 3. How confident are you that your business has adequate insurance coverage to protect against insurable risks that can result in significant financial losses or cause you to go out of business? Answer Very confident Somewhat confident Not very confident Not confident at all Total % 58% 28% 11% 3% 100%
- 2. 4. Does your company or organization currently have a written Business Continuity Plan or some other disaster recovery document for your business? (A business continuity plan is a process that identifies and mitigates potential threats to a business, its employees and its customers in the event of a natural or man-made disaster or disruption.) Answer Yes No Not Sure Total % 44% 44% 12% 100% 5. As it relates to your business, how likely are you to increase employee headcount in the next 12 months? Answer Very likely Somewhat likely Not very likely Not likely at all Total % 51% 30% 10% 9% 100% 6. How confident are you that your business has adequate insurance coverage to protect against cyber liability (such as the risks associated with e-business, social media usage, the Internet, networks and informational assets)? Answer Very confident Somewhat confident Not very confident Not confident at all Total % 39% 29% 24% 8% 100%