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*A Mutual Fund is a mediator that brings together a
group of people and invests their money in stocks,
bonds and other securities.
*Each investor owns shares, which represent a portion
of the holdings of the fund.
*This allows the common man to invest in various types
securities in a relatively low cost.
*There are hundreds of mutual fund schemes to choose
from. Hence, they have been categorized by structure,
nature and investment objective
Types of mutual funds by STRUCTURE:
*Close ended fund/scheme
*Open ended fund/scheme
*Interval funds/schemes
Types of mutual funds by NATURE:
*Equity Mutual Funds
*Debt Mutual Funds
*Balanced Funds
Types of mutual fund INVESTMENT OBJECTIVE:
*Growth scheme
*Income scheme
*Index scheme
*A Mutual Fund is a company that pools investors
money to make multiple types of investments
known as PORTFOLIO.
*Stocks, bonds and money market funds are all
examples of the types of investments that may
make up a mutual fund.
*The mutual fund is managed by a professional
investment manager who buys and sells
securities for the most effective growth of the
fund.
*As a mutual fund investor, you become a
“shareholder "of the mutual fund company.
When there are profits you will earn dividends,
when there are losses your shares will decrease
in value.
Resident Indians
Non-resident Indians (NRI)
Persons of Indian Origin (POI)
Indian Public Sector Undertakings
Indian Private Sector Undertakings
Parents/Guardians on behalf of minors
Hindu Undivided Family
Sole Proprietorship Firms
Partnership Firms
Cooperative Societies
*Beats Inflation
*Expert Managers
*Convenience
*LOW COST
*DIVERSIFICATION
*LIQUIDITY
*HIGHER RETURN POTENTIAL
*SAFETY AND TRANSPERENCY
Parameters Mutual Funds Fixed Deposits
Tax Status Favourable Tax Status As Per Tax Slab
Inflation Adjusted
Returns
Potential for High
Inflation-adjusted
Returns
Usually Low Inflation-
adjusted Returns
Risk Medium to High Risk Low Risk
Liquidity Liquid
Medium to Low
Liquidity
Rate of Returns No Assured Returns Fixed Returns
Cost of Investment Management Cost No Cost
Mutual Fund Vs PPF Public Provident
Fund (PPF)
• PPF has become less attractive due to
REDUCED YIELD.
• Also the high yield comes at the expense of
liquidity and growth as compared to Mutual
Funds.
• PPF has a lock-in period
• of 15 years.
Mutual Fund Vs Corporate Bonds
• Tax effect makes the net returns from corporate
bonds and debentures less attractive.
• Also INVESTORS need to be extremely CAREFUL
about such investments.
• Corporate bonds also have LESS LIQUIDITY as
compared to mutual funds.
MUTUAL FUNDS VS FINANCIAL INSTITUTION
BONDS
PARAMETERS MUTUAL FUNDS
FINANCIAL
INSTITUTION
BONDS
Returns No assured
Returns
High
compounded
returns
Risk
Medium to High
Risk
High Risk
More prone to
interest rate risks
Variety More diversified
eg. money
market and
debt.
Less diversified
MUTUAL FUNDS – a wise
option
*Mutual fund investments offer a lot of flexibility with features
such as systematic investment plans, systematic withdrawal
plans, dividend reinvestment and a minimal investment amount
of Rs 100.
Mutual Funds aim to strike a balance between
risk and return and give the best of both to the
Investor.
*Fund Category – Large Cap
*Launch Date – Sep 28, 2005
*Benchmark – CNX Nifty
RETURNS
SCHEME RETURNS RANK #
1 Month -0.6 % 70
3 Month 2.4 % 56
6 Month -- 62
1 Year 16.1 % 60
2 Years 39.0 % 17
3 Years 24.2 % 5
5 Years 14.5 % 3
CANARA REBOCO
*Fund Category–Small & Mid Cap
*Launch Date – Feb 23, 2005
*Benchmark – CNX MIDCAP
RETURNS
SCHEME RETURNS RANK #
1 Month 2.5 % 70
3 Month 8.8 % 56
6 Month 8.5 % 62
1 Year 38.1 % 60
2 Years 70.8 % 17
3 Years 38.4 % 5
5 Years 21.5 % 3
PERFORMANCE
Mutualfunds.final
Mutualfunds.final
Mutualfunds.final

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Mutualfunds.final

  • 1.
  • 2.
  • 3.
  • 4.
  • 5. *A Mutual Fund is a mediator that brings together a group of people and invests their money in stocks, bonds and other securities. *Each investor owns shares, which represent a portion of the holdings of the fund. *This allows the common man to invest in various types securities in a relatively low cost. *There are hundreds of mutual fund schemes to choose from. Hence, they have been categorized by structure, nature and investment objective
  • 6. Types of mutual funds by STRUCTURE: *Close ended fund/scheme *Open ended fund/scheme *Interval funds/schemes Types of mutual funds by NATURE: *Equity Mutual Funds *Debt Mutual Funds *Balanced Funds
  • 7. Types of mutual fund INVESTMENT OBJECTIVE: *Growth scheme *Income scheme *Index scheme
  • 8.
  • 9.
  • 10. *A Mutual Fund is a company that pools investors money to make multiple types of investments known as PORTFOLIO. *Stocks, bonds and money market funds are all examples of the types of investments that may make up a mutual fund.
  • 11. *The mutual fund is managed by a professional investment manager who buys and sells securities for the most effective growth of the fund. *As a mutual fund investor, you become a “shareholder "of the mutual fund company. When there are profits you will earn dividends, when there are losses your shares will decrease in value.
  • 12.
  • 13. Resident Indians Non-resident Indians (NRI) Persons of Indian Origin (POI) Indian Public Sector Undertakings Indian Private Sector Undertakings Parents/Guardians on behalf of minors
  • 14. Hindu Undivided Family Sole Proprietorship Firms Partnership Firms Cooperative Societies
  • 15.
  • 16. *Beats Inflation *Expert Managers *Convenience *LOW COST *DIVERSIFICATION *LIQUIDITY *HIGHER RETURN POTENTIAL *SAFETY AND TRANSPERENCY
  • 17.
  • 18. Parameters Mutual Funds Fixed Deposits Tax Status Favourable Tax Status As Per Tax Slab Inflation Adjusted Returns Potential for High Inflation-adjusted Returns Usually Low Inflation- adjusted Returns Risk Medium to High Risk Low Risk Liquidity Liquid Medium to Low Liquidity Rate of Returns No Assured Returns Fixed Returns Cost of Investment Management Cost No Cost
  • 19. Mutual Fund Vs PPF Public Provident Fund (PPF) • PPF has become less attractive due to REDUCED YIELD. • Also the high yield comes at the expense of liquidity and growth as compared to Mutual Funds. • PPF has a lock-in period • of 15 years.
  • 20. Mutual Fund Vs Corporate Bonds • Tax effect makes the net returns from corporate bonds and debentures less attractive. • Also INVESTORS need to be extremely CAREFUL about such investments. • Corporate bonds also have LESS LIQUIDITY as compared to mutual funds.
  • 21. MUTUAL FUNDS VS FINANCIAL INSTITUTION BONDS PARAMETERS MUTUAL FUNDS FINANCIAL INSTITUTION BONDS Returns No assured Returns High compounded returns Risk Medium to High Risk High Risk More prone to interest rate risks Variety More diversified eg. money market and debt. Less diversified
  • 22. MUTUAL FUNDS – a wise option *Mutual fund investments offer a lot of flexibility with features such as systematic investment plans, systematic withdrawal plans, dividend reinvestment and a minimal investment amount of Rs 100. Mutual Funds aim to strike a balance between risk and return and give the best of both to the Investor.
  • 23. *Fund Category – Large Cap *Launch Date – Sep 28, 2005 *Benchmark – CNX Nifty
  • 24. RETURNS SCHEME RETURNS RANK # 1 Month -0.6 % 70 3 Month 2.4 % 56 6 Month -- 62 1 Year 16.1 % 60 2 Years 39.0 % 17 3 Years 24.2 % 5 5 Years 14.5 % 3
  • 25.
  • 26. CANARA REBOCO *Fund Category–Small & Mid Cap *Launch Date – Feb 23, 2005 *Benchmark – CNX MIDCAP
  • 27. RETURNS SCHEME RETURNS RANK # 1 Month 2.5 % 70 3 Month 8.8 % 56 6 Month 8.5 % 62 1 Year 38.1 % 60 2 Years 70.8 % 17 3 Years 38.4 % 5 5 Years 21.5 % 3