The document provides instructions for multiplying whole numbers with carrying. It explains that you multiply the numbers as if they were whole numbers, starting from the right. For the ones place, 9 x 4 is 36, with 6 written down and 3 carried above the next column. For the tens place, 9 x 8 is 72, and adding the 3 that was carried makes 75. The overall process is to multiply each digit and carry numbers to the next column as needed.