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Presented by: Joshua Ng (15.07.2010)
Retail Business
 
 
 
 
 
 
 
What  you need to know about  mortgage loans?
Interest rate
Fixed rate vs Variable rate
Fixed rate vs Variable rate
Base Lending Rates (1976-2009)
Base Lending Rates (2003-2010)
Market Interest Rates BLR -1.50% to -1.90%
Target Markets
Packages
Flexi - HomeLink
Flexi - HomeLink You are in control of the interest paid!
Requirements
Requirements 5 Cs Character  – Intention & integrity to repay the loan, CCRIS Capacity – Legal & financial capacity, RCR/RAR Capital – Financial standing in term of net worth Condition – factors that affects business/employment Collateral – Prime areas, market value
I am looking for:
I am looking for:
A good referral for me ,[object Object],[object Object],[object Object]
Q & A

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Mortgage Loans | Retail Banking Services - Joshua Ng, Ambank Butterworth