Theresa Harden is a real estate agent with Exit Hawaii Dream Realty. The document provides information on monitoring your credit report and taking steps to protect against identity theft. It advises getting a copy of your credit report yearly from the three major credit bureaus to check for accuracy and suspicious activity. It also outlines steps to take if identity theft is suspected, such as placing fraud alerts and filing police reports. Tips are given to minimize identity theft risks such as using strong passwords, securing personal information, and shredding documents with private details.
This document provides information about identity theft, how to protect yourself, and what to do if you become a victim. It defines identity theft as the illegal use of someone's personal information without their consent. It discusses how thieves steal information like Social Security numbers, bank account numbers, and credit card numbers. The results for victims can include financial losses, wasted time fixing the problem, and stress. Technological advances have increased opportunities for identity theft by making more financial transactions electronic. The document provides tips for protecting yourself such as shredding documents, being wary of phishing scams, and monitoring your accounts. It also outlines steps to take if you are victimized, like placing fraud alerts on credit reports and filing police reports.
1) Identity theft is on the rise as criminals steal personal information like SINs, credit cards, and health records to impersonate victims.
2) To reduce risk, monitor credit reports annually and statements regularly for fraudulent activity. Dispute any incorrect information with credit bureaus.
3) Safeguard personal information by shredding documents, creating strong passwords, limiting what you carry, and being wary of phone/email scams. Act quickly if identity theft is suspected.
The document discusses ways identity thieves obtain personal information and provides tips to avoid identity theft. Common methods used by thieves are dumpster diving, skimming credit cards, phishing scams, and changing addresses. The tips advise shredding documents, being wary of unsolicited emails, protecting passwords and personal details, monitoring accounts and statements closely, and responding immediately to suspicious activity.
Identity theft happens whenever someone uses your personal identification to commit fraud or other types of crimes. They may use your name, credit card number, or your Social Security number (or other identifying information).
According to the Federal Trade Commission (FTC) in the United States, some 9 million Americans have their identities stolen every year. They also state that identity theft is likely to affect most people in some way. The thief may rent an apartment using someone else's name. He/She may open a line of credit or use your own line of credit for his/her buying needs. He/She may apply for a job using your identification.
here's a video that will help you: https://oke.io/BwCr4LGX
Identity theft occurs when someone uses another person's personal information without permission to commit fraud or other crimes. According to the FTC, about 9 million Americans have their identities stolen each year. Identity thieves may use stolen information to open credit cards or bank accounts, take out loans, file taxes, or get a job under the victim's name. Victims of identity theft can face damaged credit, debt collection issues, and problems getting loans or jobs in the future. Filing a police report is important to protect legal rights and help authorities investigate the crime.
December is Identity Theft Prevention and Awareness Month - Identity theft is a serious crime. This is the month to educate yourself on how to prevent identity theft. Join us for an important webinar with staff members from the SC Department of Consumer Affairs on how to prevent ID theft and know what to do if it happens to you. Open to library staff, state government employees, general public.
This document provides information about identity theft, including stories from three victims and tips to help prevent identity theft. It discusses how identity thieves obtain personal information from dumpster diving, phishing emails, unsecured mailboxes, public Wi-Fi networks, and more. The stories describe cases of a thief opening multiple credit cards in someone's name, filing a fraudulent tax return, and making purchases with a stolen debit card number. Experts advise freezing credit, reporting incidents to police and the FTC, changing passwords, and shredding documents with personal information.
Identity Theft: Protecting & Restoring Your Good NameSpringboard
The document discusses identity theft, including how it occurs, prevention tips, and steps to take if you become a victim. It summarizes Springboard's services for credit counseling and financial education. Identity theft has been rising, with over 11 million Americans affected in 2009. The document provides tips to prevent identity theft and outlines actions victims should take, such as placing fraud alerts and filing reports.
This document provides information about identity theft, how to protect yourself, and what to do if you become a victim. It defines identity theft as the illegal use of someone's personal information without their consent. It discusses how thieves steal information like Social Security numbers, bank account numbers, and credit card numbers. The results for victims can include financial losses, wasted time fixing the problem, and stress. Technological advances have increased opportunities for identity theft by making more financial transactions electronic. The document provides tips for protecting yourself such as shredding documents, being wary of phishing scams, and monitoring your accounts. It also outlines steps to take if you are victimized, like placing fraud alerts on credit reports and filing police reports.
1) Identity theft is on the rise as criminals steal personal information like SINs, credit cards, and health records to impersonate victims.
2) To reduce risk, monitor credit reports annually and statements regularly for fraudulent activity. Dispute any incorrect information with credit bureaus.
3) Safeguard personal information by shredding documents, creating strong passwords, limiting what you carry, and being wary of phone/email scams. Act quickly if identity theft is suspected.
The document discusses ways identity thieves obtain personal information and provides tips to avoid identity theft. Common methods used by thieves are dumpster diving, skimming credit cards, phishing scams, and changing addresses. The tips advise shredding documents, being wary of unsolicited emails, protecting passwords and personal details, monitoring accounts and statements closely, and responding immediately to suspicious activity.
Identity theft happens whenever someone uses your personal identification to commit fraud or other types of crimes. They may use your name, credit card number, or your Social Security number (or other identifying information).
According to the Federal Trade Commission (FTC) in the United States, some 9 million Americans have their identities stolen every year. They also state that identity theft is likely to affect most people in some way. The thief may rent an apartment using someone else's name. He/She may open a line of credit or use your own line of credit for his/her buying needs. He/She may apply for a job using your identification.
here's a video that will help you: https://oke.io/BwCr4LGX
Identity theft occurs when someone uses another person's personal information without permission to commit fraud or other crimes. According to the FTC, about 9 million Americans have their identities stolen each year. Identity thieves may use stolen information to open credit cards or bank accounts, take out loans, file taxes, or get a job under the victim's name. Victims of identity theft can face damaged credit, debt collection issues, and problems getting loans or jobs in the future. Filing a police report is important to protect legal rights and help authorities investigate the crime.
December is Identity Theft Prevention and Awareness Month - Identity theft is a serious crime. This is the month to educate yourself on how to prevent identity theft. Join us for an important webinar with staff members from the SC Department of Consumer Affairs on how to prevent ID theft and know what to do if it happens to you. Open to library staff, state government employees, general public.
This document provides information about identity theft, including stories from three victims and tips to help prevent identity theft. It discusses how identity thieves obtain personal information from dumpster diving, phishing emails, unsecured mailboxes, public Wi-Fi networks, and more. The stories describe cases of a thief opening multiple credit cards in someone's name, filing a fraudulent tax return, and making purchases with a stolen debit card number. Experts advise freezing credit, reporting incidents to police and the FTC, changing passwords, and shredding documents with personal information.
Identity Theft: Protecting & Restoring Your Good NameSpringboard
The document discusses identity theft, including how it occurs, prevention tips, and steps to take if you become a victim. It summarizes Springboard's services for credit counseling and financial education. Identity theft has been rising, with over 11 million Americans affected in 2009. The document provides tips to prevent identity theft and outlines actions victims should take, such as placing fraud alerts and filing reports.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
This document provides tips and advice for protecting yourself against identity theft. It discusses two main types of identity theft: account takeover and application fraud. It recommends checking your credit report regularly, guarding your Social Security number, shredding financial documents before throwing them out, and taking steps to reduce exposure of your personal information online and in public records.
Identity theft is a growing problem globally. The document discusses identity theft and fraud, how it is committed, how to protect oneself, and what to do if one becomes a victim. Identity theft occurs when someone accesses enough personal information, like name, address, birthdate, to commit fraud. Financial institutions assume most liability for spending-related fraud. The document provides tips on protecting personal information and detecting identity theft, such as shredding documents, checking credit reports, and reporting suspicious activity promptly.
Identity theft occurs when someone uses someone else's personal information like name, Social Security number, or credit card number without permission to commit fraud. The FTC estimates 9 million Americans have their identities stolen each year. Identity thieves may open credit cards and accounts or commit other crimes using the victim's identity. Identity theft has serious consequences like damage to credit and legal problems.
The document provides information and steps for identity theft victims. It discusses how identity theft occurs through various methods like stealing personal information from businesses, stealing mail, dumpster diving, or using skimming devices on ATMs. It outlines immediate steps victims should take, including placing fraud alerts on credit reports, closing any fraudulent accounts, and disputing any unauthorized charges. The document also discusses ongoing monitoring and prevention of further identity theft.
The document provides information about an upcoming small business resource fair hosted by the Business Growth Collaborative. The fair will be held on October 16th at the Global Center for Health and Innovation from 8am to 3:15pm. It will give small business owners the opportunity to find resources, opportunities, and support to help their businesses succeed. Attendees can get professional headshots taken and film a 15-30 second video pitch to promote their business. Workshops will also cover topics like marketing and accessing capital. The resource fair aims to help businesses access the tools, training, and connections needed to thrive.
The document discusses identity theft and provides tips to prevent and respond to it. It describes various types of identity theft like phishing scams, mail fraud, and computer-based fraud. It recommends freezing credit reports, shredding documents, being wary of unsolicited emails asking for personal information, and monitoring bank statements to prevent identity theft. If a victim, it advises contacting credit bureaus, filing a police report, and notifying relevant companies to resolve the issues.
Company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Protecting your privacy, identity and financial information online is critically important in today’s Internet economy. Last year, 13.1 million Americans were victims of identity theft. I have no plans on joining this group, which is what inspired us to create our latest Zing blog guide – Identity 101.
This document provides information on how to avoid identity theft. It discusses what identity theft is, common types of identity theft like financial and medical identity theft, important identity theft statistics, and how thieves steal personal information both online and offline. Some common online methods discussed are phishing scams, spyware, and keyloggers. Common offline methods include stealing mail, dumpster diving, and taking wallets and checkbooks. The document also provides tips on protecting yourself and what to do if you become a victim of identity theft.
The document provides an overview of electronic fraud presented at the Association of Certified Fraud Examiners Lagos Chapter seminar. It introduces Prof. Godwin Emmanuel, Oyedokun and his qualifications. It then outlines the presentation covering concepts of fraud and electronic fraud, types of electronic fraud like spam, auction site fraud, phishing, charity fraud and romance scams. It discusses means of preventing electronic fraud using artificial intelligence, network tokenization, biometric authentication, blockchain and encryption. It also examines challenges in detecting and controlling electronic fraud like human rights implications and complexity of technology. It concludes with tips for fraud alerts during crisis and emphasizes the need for education on secure online transactions.
Identity theft is a crime that affects many people and can have significant negative consequences. It involves a criminal obtaining and using someone's personal information, such as their name, Social Security number, bank or credit card details, without permission to commit fraud or other crimes. Common types of identity theft include drivers license identity theft, social security identity theft, medical identity theft, criminal identity theft, and financial identity theft. Victims often do not know how their information was originally stolen. Criminals may obtain it through lost or stolen wallets or mail, computer hacking, phishing scams, or by working for companies that store personal data.
The document discusses statistics on identity theft in the US, including that there were over 10 million victims last year who spent an average of $1,620 and 600 hours fixing problems, and outlines various steps people can take to help protect themselves, such as shredding documents, being wary of shoulder surfers, and monitoring bank statements for unauthorized activity.
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
An identity thief may have accessed and used a victim's personal or financial information without permission. The guide outlines immediate steps the victim should take, such as placing a fraud alert on their credit report and ordering copies of their credit reports from the three major credit bureaus. It also provides guidance on next steps like reviewing credit reports for errors, disputing inaccuracies directly with the credit bureaus and affected businesses, and filing an identity theft report with the FTC and local law enforcement. Long-term steps include considering a credit freeze and extended fraud alert to further protect the victim's identity and credit standing. The guide offers worksheets, sample letters, and contact information to help victims methodically recover from identity theft.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
This document provides tips and advice for protecting yourself against identity theft. It discusses two main types of identity theft: account takeover and application fraud. It recommends checking your credit report regularly, guarding your Social Security number, shredding financial documents before throwing them out, and taking steps to reduce exposure of your personal information online and in public records.
Identity theft is a growing problem globally. The document discusses identity theft and fraud, how it is committed, how to protect oneself, and what to do if one becomes a victim. Identity theft occurs when someone accesses enough personal information, like name, address, birthdate, to commit fraud. Financial institutions assume most liability for spending-related fraud. The document provides tips on protecting personal information and detecting identity theft, such as shredding documents, checking credit reports, and reporting suspicious activity promptly.
Identity theft occurs when someone uses someone else's personal information like name, Social Security number, or credit card number without permission to commit fraud. The FTC estimates 9 million Americans have their identities stolen each year. Identity thieves may open credit cards and accounts or commit other crimes using the victim's identity. Identity theft has serious consequences like damage to credit and legal problems.
The document provides information and steps for identity theft victims. It discusses how identity theft occurs through various methods like stealing personal information from businesses, stealing mail, dumpster diving, or using skimming devices on ATMs. It outlines immediate steps victims should take, including placing fraud alerts on credit reports, closing any fraudulent accounts, and disputing any unauthorized charges. The document also discusses ongoing monitoring and prevention of further identity theft.
The document provides information about an upcoming small business resource fair hosted by the Business Growth Collaborative. The fair will be held on October 16th at the Global Center for Health and Innovation from 8am to 3:15pm. It will give small business owners the opportunity to find resources, opportunities, and support to help their businesses succeed. Attendees can get professional headshots taken and film a 15-30 second video pitch to promote their business. Workshops will also cover topics like marketing and accessing capital. The resource fair aims to help businesses access the tools, training, and connections needed to thrive.
The document discusses identity theft and provides tips to prevent and respond to it. It describes various types of identity theft like phishing scams, mail fraud, and computer-based fraud. It recommends freezing credit reports, shredding documents, being wary of unsolicited emails asking for personal information, and monitoring bank statements to prevent identity theft. If a victim, it advises contacting credit bureaus, filing a police report, and notifying relevant companies to resolve the issues.
Company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Protecting your privacy, identity and financial information online is critically important in today’s Internet economy. Last year, 13.1 million Americans were victims of identity theft. I have no plans on joining this group, which is what inspired us to create our latest Zing blog guide – Identity 101.
This document provides information on how to avoid identity theft. It discusses what identity theft is, common types of identity theft like financial and medical identity theft, important identity theft statistics, and how thieves steal personal information both online and offline. Some common online methods discussed are phishing scams, spyware, and keyloggers. Common offline methods include stealing mail, dumpster diving, and taking wallets and checkbooks. The document also provides tips on protecting yourself and what to do if you become a victim of identity theft.
The document provides an overview of electronic fraud presented at the Association of Certified Fraud Examiners Lagos Chapter seminar. It introduces Prof. Godwin Emmanuel, Oyedokun and his qualifications. It then outlines the presentation covering concepts of fraud and electronic fraud, types of electronic fraud like spam, auction site fraud, phishing, charity fraud and romance scams. It discusses means of preventing electronic fraud using artificial intelligence, network tokenization, biometric authentication, blockchain and encryption. It also examines challenges in detecting and controlling electronic fraud like human rights implications and complexity of technology. It concludes with tips for fraud alerts during crisis and emphasizes the need for education on secure online transactions.
Identity theft is a crime that affects many people and can have significant negative consequences. It involves a criminal obtaining and using someone's personal information, such as their name, Social Security number, bank or credit card details, without permission to commit fraud or other crimes. Common types of identity theft include drivers license identity theft, social security identity theft, medical identity theft, criminal identity theft, and financial identity theft. Victims often do not know how their information was originally stolen. Criminals may obtain it through lost or stolen wallets or mail, computer hacking, phishing scams, or by working for companies that store personal data.
The document discusses statistics on identity theft in the US, including that there were over 10 million victims last year who spent an average of $1,620 and 600 hours fixing problems, and outlines various steps people can take to help protect themselves, such as shredding documents, being wary of shoulder surfers, and monitoring bank statements for unauthorized activity.
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
An identity thief may have accessed and used a victim's personal or financial information without permission. The guide outlines immediate steps the victim should take, such as placing a fraud alert on their credit report and ordering copies of their credit reports from the three major credit bureaus. It also provides guidance on next steps like reviewing credit reports for errors, disputing inaccuracies directly with the credit bureaus and affected businesses, and filing an identity theft report with the FTC and local law enforcement. Long-term steps include considering a credit freeze and extended fraud alert to further protect the victim's identity and credit standing. The guide offers worksheets, sample letters, and contact information to help victims methodically recover from identity theft.
Identity Theft 101: How It Happens & What You Can Do To Prevent ItIdentityForce
Your information is everywhere and criminals, such as hackers, who’ve stolen as many as 1.2 billion passwords in one crime spree, know how to get to it. Our new Identity Theft 101 infographic discusses the different types of identity theft, explains exactly how identity theft occurs, and what you can do to prevent it. Don’t leave yourself unprotected!
This document provides information about identity theft and resources to help organizations combat it. It includes a toolkit with materials to plan and host a Protect Your Identity Day event, which aims to raise awareness about identity theft prevention. The toolkit contains sample materials like speeches, presentations, and media templates that can be customized. It also details steps organizations can take to partner with media and plan successful awareness events, including reaching out to media, partners, and the public and providing educational information about how to deter, detect, and defend against identity theft.
The document discusses identity theft and ways that thieves steal personal information. It begins with defining identity theft and the common types, including child identity theft, tax identity theft, medical identity theft, and senior identity theft. It then discusses how identity theft can occur through stealing wallets and mail, rummaging through trash, online methods like phishing and social media, and using stolen information to make purchases or apply for loans in the victim's name. The document provides tips on protecting yourself such as being wary of emails asking for personal information, not sharing sensitive data over email, and monitoring accounts regularly for unauthorized activity.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
This document provides information and resources for preventing senior scams. It discusses common scams like phishing, sweepstakes scams, and work-at-home scams. It offers tips for protecting personal information and checking investments. If someone becomes a victim of fraud, the document recommends calling the police, consumer protection agencies, and organizations that can help resolve identity theft and recover losses.
Avoiding Fraud and Identity Theft - October 2008FinancialCenter
The document provides information on various fraud and identity theft topics, including how to protect yourself from common scams. It discusses signs of identity theft, how criminals obtain personal information, and what to do if you are a victim. Tips are given on safeguarding information online and over the phone, checking credit reports, and reporting identity theft. Resources for more information from organizations like the FTC are also listed.
This was a presentation by Hewie Poplock on Tuesday, November 15th, 2016 in the Goodwill Manasota (FL) Ranch Lake Community Room, "How to Avoid Identity Theft".
A victim of identity theft himself, Hewie will provide examples of how ID theft can happen as well as suggestions and precautions on how to prevent you and your family from becoming victims of identity theft yourselves. Topics covered included:
• What is Identity Theft
• How ID Theft Happens
• How to Protect Yourself
• Phishing
• Data Breaches
• Facebook Spoofing
• Skimmers
• Security Freeze
• On Line Shopping Safety
• Credit Card Chips
• What to Do If You are a Victim
Hewie is a former teacher, college instructor, business owner and manager, IT Manager, and web designer. He is currently semi-retired, but is active in technology user groups and frequently speaks to and teaches groups who are mostly seniors. He holds a monthly Windows Special Interest Group for a group in Orlando and has several videos on YouTube. He is an active member of The Sarasota Technology User Group.
6
If you know who stole your identity, you should still follow the same steps as if you did not know the identity thief:
1. File a report with your local police department and get a copy of the police report.
2. Contact the Federal Trade Commission to report the identity theft.
3. Place a fraud alert on your credit reports and get copies of your credit reports to review for any suspicious activity.
4. Contact any creditors or companies where new accounts or charges may have been made in your name to report the fraudulent activity and close or dispute accounts.
In addition to these steps, you should also consider taking legal action against the identity thief such as filing a
Identity theft is one of the fastest growing crimes in America. It involves stealing someone's personal information like Social Security numbers or credit card numbers to assume their identity and open fraudulent accounts or make purchases. Victims can spend thousands of dollars and many hours resolving the issues. It is important to protect personal information, monitor accounts, and take action if identity theft is suspected. The government provides resources to prevent identity theft and assist victims.
NewsUSA offers syndicate news features that are guaranteed to give your company exposure and media placements. This print sample shows how those placements look once picked up. syndicate news features http://about.newsusa.com/corporate/what_we_do.asp
Common identity theft scams include lottery scams, bogus charity scams, and phishing scams. Hackers can also steal personal information through pharming and by obtaining dumpster-dived documents, stolen mail, or public records. Stolen identities may be used to open new accounts, make purchases, or commit crimes. It is important to protect personal information by shredding documents, using secure websites, and reviewing credit reports regularly. If identity theft occurs, actions should be taken such as filing a police report and placing fraud alerts on credit reports.
This document provides information on identity theft and how to protect yourself. It discusses common forms of identity theft, methods thieves use to access personal information, and a three step approach ("Deter, Detect, Defend") to protection. Readers are advised to protect passwords and documents with personal data, monitor accounts, and take steps like filing police reports if identity theft is suspected.
The document discusses identity theft and provides tips to prevent it. It describes how identity thieves obtain personal information to fraudulently use victims' credit cards, bank accounts, loans, and more. It advises people to be cautious sharing information, check financial records regularly, request credit reports periodically, and maintain financial records. Victims are generally only liable for $50 if reported within two days, and the document provides reassurance and steps for addressing identity theft.
This document provides information about fraud prevention. It discusses four main types of identity theft and warns signs that your identity may have been stolen. Consumer frauds discussed include charity, credit card, and foreclosure scams. Investment frauds like Ponzi schemes, annuities, and promissory notes are also covered. The document advises how to report fraud, safeguard your identity, and do research before investing to help prevent becoming a victim.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
1. Theresa Harden PB (R)
EXIT HAWAII DREAM REALTY
Monitor Your Credit obtaining periodic credit reports on your own, but the added
level of convenience may be worth the cost.
Report and Help Guard If you find suspicious transactions on your credit report,
take the following steps:
Against ID Theft Contact creditors to discuss questionable items and close
accounts that you believe are fraudulent or have unauthorized
You probably know something about the problem transactions.
of identity theft- situations in which a con artist uses some- Call the fraud department at each of the major credit
one else's name, Social Security number or other personal bureaus to ask that a "fraud alert" be placed in your file, so that
details to make purchases, take out loans or commit fraud in the lenders will be alerted to the fact that you may be a fraud victim.
name of an innocent victim. But do Ask that the fraud alert state that you do not want new credit
you know how you, with the help extended without contacting you first.
of credit reports and credit
bureaus, can help spot or stop Contact the local police to file a report. Keep a copy in case
the theft of your identity? you need it later as proof of the crime.
First, here's why you should care Consider filing a complaint with the Federal Trade Com-
about fighting ID theft. It is, by far, the mission (FTC), which will store the information in its database so
most common fraud complaint that that it can be accessed by law enforcement agencies worldwide.
consumers bring to law enforcement
authorities and consumer protection
groups. And while federal laws and
industry practices can limit your
What's In Your Credit Report?
liability if you become a victim of A credit report contains information on where
identity theft, it can take you a very you work and live, how you pay your bills, and whether
long time to repair the damage. That includes notifying creditors you've been sued, arrested or filed for bankruptcy.
and law enforcement that you've been victimized, closing tainted Consumer Reporting Agencies (CRA) gather this infor-
accounts and opening new ones, and correcting your credit mation and sell it to creditors, employers, insurers and
report. You also may be denied loans, jobs, housing, insurance others. The three major national credit bureaus are:
or other opportunities if an ID theft shatters your reputation and Equifax, Experian, and TransUnion.
credit rating.
As of September 1, 2005, all consumers are
So, how can you use your credit report to eligible to receive a free annual credit report from each
protect against identity theft? of the three major CRAs. The information in your credit
Monitor your credit report for warning signs, including loans or report is used to calculate your credit score - a
leases that have been wrongfully taken out in your name. Also, number generally between 300 and 850 that rates how
pay close attention to the "inquiries" section of the report that risky a borrower you are. The higher your score, the
shows who has requested a copy of your credit history. That's less risk you pose to creditors.
because thieves sometimes impersonate business people with a
legitimate right to obtain credit reports.
Anyone who denies you credit, housing,
insurance, or a job as a result of a credit report must
In general, you should consider obtaining copies of your credit give you the name, address, and telephone number of
report from the three major credit bureaus about once a year to the CRA that provided the report. Under the Fair Credit
verify that the information is correct. But be aware that there are Reporting Act (FCRA), you have the right to request a
services that will frequently monitor your credit report for free report within 60 days if a company denies you
possible signs of fraud or theft. The fees for these services (often credit based on the report.
$70 or $80 for a yearly subscription) can be more costly than
Theresa Harden PB (R) EXIT HAWAII DREAM REALTY
Direct: (808) 223 0429 45-880 Kamehameha Hwy
Office: (808) 234-5880 Kaneohe, HI 96744
TH@ExitHDR.com
www.ExitHDR.com
2. How to Minimize Your
ID Theft Risk
When it comes to identity theft, you can't entirely
control whether you will become a victim. But there
are certain steps you can take to minimize your risk. If the heads on
Order a copy of your credit report.
Mt. Rushmore
Place passwords on your credit card, bank, and phone
accounts. Avoid using easily available information like your had bodies, they
mother's maiden name, your birth date, or a series of
consecutive would be nearly
numbers.
Secure personal
500 feet tall!
information in
your home,
especially if you
have roommates,
employ outside
help or are having
work done in your Don't carry your Social Security number card; leave it in a
home. secure place. Only give your Social Security number when
Ask about information security procedures in your work- absolutely necessary.
place or at businesses, doctor's offices or other institutions Carry only the credit, debit and identification cards that you'll
that collect your personal information. actually need when you go out.
Don't give out personal information on the phone, through Be cautious when responding to promotions. Identity thieves
the mail or on the Internet unless you've initiated the may create phony promotional offers to get you to give them
contact or are sure you know who you're dealing with. your personal information.
Confirm that you are dealing with a legitimate organization Keep your purse or wallet in a safe place at work; do the
before you share any personal information. Check an same with copies of administrative forms that have your
organization's website by typing its URL in the address sensitive personal
line, rather than cutting and pasting it. information.
Treat your mail and trash carefully. When ordering
Promptly remove mail from your mailbox. If you're planning new checks, pick
to be away from home and can't pick up your mail, call them up from the
your post office to request a vacation hold. bank instead of
having them
Always shred your charge receipts, copies of credit mailed to your
applications, insurance forms, physician statements, home mailbox.
checks and bank statements, expired charge cards, and
credit offers you get in the mail.
Theresa Harden PB (R)
EXIT HAWAII DREAM REALTY
45-880 Kamehameha Hwy
Kaneohe, HI 96744
Direct: (808) 223 0429
Office: (808) 234-5880
TH@ExitHDR.com
www.ExitHDR.com
Equal Housing Opportunity Brokerage Independently Owned and Operated