This document provides an overview of the evolution of money and banking systems. It describes how barter systems led to the use of commodities like metals as currency. Coins then became standard forms of currency and people began storing wealth with goldsmiths, leading to the development of paper money and early banking. It outlines the functions of modern commercial banks, including taking deposits, providing loans, facilitating transactions through checks and money orders. Key banking products like savings accounts, fixed deposits, current accounts and internet banking are also summarized.