The document presents a variety of English idioms and proverbs related to money, emphasizing its role as a medium of exchange and a measure of value. It discusses the history of money, from barter systems to modern currency, and contemplates the varying perceptions of how much money is sufficient based on life circumstances and personal character. Additionally, it highlights the importance of managing money wisely and maintaining a balance between income and desires, advocating for a mindset that prioritizes moral integrity over mere financial gain.

2. Some English Idioms and Phrases
on Money…
 at all costs  bet on the wrong horse
 burn a hole in your pocket  foot the bill
 fast buck  strike it rich
 worth your salt  tighten one`s belt
 make ends meet  pass the buck
 grease your palms  Dutch treat
Continued…

3. Some English Idioms and Phrases
on Money…
 Hard up  Dirt cheap
 Well off  Value for money
 Quid pro quo  Out of money
 Fool's gold  A Run for your money
Proverbs:
• Take care of the pence the pounds will take care of themselves.
• A rupee saved is a rupee earned.
• Cut the coat according to the cloth.
• Drops of water make an ocean.

4. MONEY
History of Money
Barter system- exchange of goods for other goods Grains- live stock
Cowrie shells were used as medium of exchange
later currency /coins of gold and silver came into existence
Today we have paper currency and coins as mode of payment

5. What is Money?
What image/ meaning does the word money bring to your mind?
 Wealth, riches, affluence, prosperity, opulence, assets, capital
reserves, property, lands, savings, possessions, belongings…
 Money can be understood in three ways
 Medium of exchange
 Measure of value
 Means of payment- official currency/ paper money

6. How much money do we need?
 A Child may say - “lots of money”… Tens perhaps?
 Adolescents will say - hundreds and thousands…
 Adults count expenses in thousands, lakhs and crores…
 Retired people – General acceptance is people in 60’s and above? Of
late even this is being redefined… Retired are becoming “Re-Tyred”
* * *
 A happy, contented man says, “I have more than I need”.
 The answer will be based upon the inherent samskara of the person.

7. What is this Samskara?
 Samskara may be defined as the inherent tendency of man.
 This can also be based upon the Gunas.
 Basically there are three gunas - or qualities as they are called - Satwic,
Rajasic and the Tamasic.
Satwic Rajasic Tamasic

8. Is money essential?
 Yes. Living in this world requires money.
The world is a machine that runs on money.
Every service, or product we need is provided to us only with the
exchange of money or money’s worth.
As long as there is a balance between our income and our Desires, Wants
and Needs… we are at peace.
Only when GREED for “Money” becomes more important than NEED
for money - we have problems.

10. Why do we require Money?
The basic needs of life, food, clothing and shelter entail the
possession of money.
How much money does one require for these fundamental
necessities?
 This again depends upon various factors.
 The level of life into which you are born - Status
Your wishes and desires – Need to Achieve
Most important, your Character – What you really are!

11. There are two sides to a coin
 Money has no mind of its own. It exists to be used Or Mis-used.
Our Mind is the key to make proper use of Money.
The good way…
 Live within ones means.
 Spend only when necessary – not on a whim or passing fad.
 Plan out your expenses and work out your plan.
 Save up and be prepared for a “rainy day”.
Yes… these may sound like mom’s or dad’s advice, when you got
your first job…but these are still the golden rules of living. And
you know it.

12. Do not let money be your master
 Master the mind, be a master mind.
 Money comes and goes, morality comes and grows.
 It is easy to lose oneself in the pursuit of money. Once lost, we
spend a lifetime in search of ourselves.
 What goes around comes around – the more you give, the more
you get… This is true – rest assured – it works!
 Happiness lies not in having “loads of money” – it lies in using that
money… properly.
 It is all a question of Choice… which side of the coin would you
choose?